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CIS High Deductible Health Plan 4 w/ HSA Benefits Summary Effective January 1, 2026 – December 31, 2026 This medical and pharmacy plan is insured by CIS, but administered by Regence BlueCross BlueShield (BCBS) of Oregon. This means that CIS, not Regence BCBS, pays for your covered medical and pharmacy services and supplies. HDHP 4 w/ HSA Deductible Per Calendar Year $1,700 Individual $3,400 Family Out-of-Pocket Maximum Per Calendar Year includes deductible, medical copays and prescription copays $3,400 Individual $6,800 Family Important Note: The Individual Deductible and Out-of-Pocket Maximum apply only if you are enrolled in Employee Only coverage. If you have other family members on the plan, the Family Deductible must be met before the plan begins to pay. Likewise, the Family Out-of- Pocket Maximum must be satisfied before the plan will pay 100% of the allowed amount for any individual on the plan. Medical Services Member Pays Member Pays Category 1 - Category 2 - Preferred Participating Category 3 - Non-Preferred Preventive Care Services Routine well-baby care, physical examinations, health screenings, and immunizations (for a list of covered services, visit our website regence.com, hover over “Member dashboard” at the top, select Preventive Care from the drop down) 0% (deductible waived) 40% (after deductible) Professional Services After Deductible – Member Pays Office visits for illness or injury, mental/behavioral health or substance use disorder (primary care, specialist, naturopath, urgent/immediate care center or virtual care) 0% for first 3 visits for Primary Care and Behavioral Health combined 20% for additional office visits 40% Outpatient laboratory, radiology, and diagnostic procedures 20% 40% Maternity care 20% 40% Therapeutic injections including allergy shots 20% 40% Hospital/Facility Services After Deductible – Member Pays Ambulatory Surgical Center 10% (20% for all other facilities) 40% Emergency room care (including professional charges) 20% Inpatient/outpatient surgery and surgeon fees 20% 40% Inpatient mental/behavioral health & substance use disorder 20% 40% Skilled Nursing Facility – 120 inpatient days per year 20% 40% Other Services After Deductible – Member Pays Ambulance 20% Bariatric surgery to treat obesity – 1 surgery per claimant lifetime Does not accumulate towards the out-of-pocket maximum $1,000 copay then 20% Blue Distinction Centers only Durable Medical Equipment 20% 40% Hearing Aids – 1 hearing aid per ear every calendar year up to age 26 20% 40% Home health care - 180 visits per year 20% 40% Hospice – 14 respite days per lifetime 20% 40% Rehabilitation Services - Inpatient: Unlimited / Outpatient: 77 visits per year (visit limit shared with Neurodevelopmental therapy) 20% 40% Weight management and nutritional counseling - 4 visits per year 0% 40% ---PAGE BREAK--- Other services included in your CIS medical plan Contact Information Hinge Health - Hinge Health provides all the tools you need to get moving again from the comfort of your home. You’ll get exercise therapy tailored to your condition and a personal care team of experts. Best of all, there's no additional cost to you. To learn more, please call (855) 902-2777 or sign on to the CIS Health Manager at www.regence.com. Scroll down to Resources and click on Hinge Health. Lantern– A comprehensive surgical program that provides a personalized concierge experience from dedicated Care Advocates and access to quality-centric health care through a network of credentialed surgeons. By using the Lantern benefit, you may also save money through reduced financial responsibility. To learn more, please call (833) 603-0511, go to mysurgery.lanterncare.com. MDLIVE (Telehealth) - With MDLIVE’s telehealth service, you can see a doctor or therapist from home, work or on the go, 24/7/365. Board- certified doctors visit with you by phone or secure video to treat non- emergency medical conditions. They can diagnose prescribe medication, and send prescriptions to your pharmacy. To learn more, please call (888) 725-3097 or sign on to the CIS Health Manager at www.regence.com and hover on “Programs & Resources”, then click on Telehealth. Scroll down to Resources and click on MDLIVE. Chronic Condition Coaching supports and educates members with chronic conditions including hypertension, diabetes, COPD, CAD, CHF, asthma and obesity. To learn more, please call (866) 865-6725. BeyondWell - A comprehensive well-being solution for members that integrates wellness activities, goals, rewards and challenges into a single location for a holistic wellness offering. To learn more, please call (866) 865-6725 or sign on to the CIS Health Manager at www.regence.com. Scroll down to Resources and click on BeyondWell. Case Management - Supports and educates members with serious illnesses or injuries. To learn more, please call (866) 543-5765 or sign on to the CIS Health Manager at www.regence.com. Scroll down to Resources and click on Care Management. Pregnancy Program – Provides childbirth to newborn resources. To learn more, please call (888) 569-2229 or sign on to the CIS Health Manager at www.regence.com. Scroll down to Resources and click on Pregnancy Program. BlueCard Program (Out of Area Services) – access hospital and physicians when outside the four-state area Regence services (Oregon, Idaho, Utah and Washington) as well as receive care in 200 countries around the world. Find a provider near you at www.regence.com or call (800) 810- BLUE (2583). ---PAGE BREAK--- Please note: This benefit summary provides a brief description of your health care plan benefits and is not a guarantee of payment. For a detailed description of your plan benefits, visit www.regence.com on or after January 1, 2026. You must set up an account to review your specific plan booklet. Prescription Medication Benefit At the Pharmacy (30-day supply) Member Pays At the Pharmacy (90-day supply) or Mail Order thru Amazon (90-day supply) Member Pays Individual deductible per calendar year Shared with Medical Services Out-of-pocket maximum each calendar year Shared with Medical Services Tier 1 (Preferred Generic) 20% Retail/Mail Order Prescription Tier 2 (Non-Preferred Generic) Tier 3 (Preferred Brand) Tier 4 (Non-Preferred Brand) Tier 5 (Generic and Preferred Brand Specialty) 20% N/A Tier 6 (Non-Preferred Specialty) 20% N/A Compound Medications 20% N/A Limitations and Exceptions Prescription drugs not on the Drug List are not covered, unless an exception is approved. No charge, deductible does not apply for certain preventive medications and immunizations, including those specifically designated as preventive for treatment of chronic diseases that are on the Optimum Value Medication List. Deductible does not apply for insulin. Cost shares for insulin will not exceed $35 / 30-day supply or $105 / 90-day supply. Covered drugs limited to: 90-day supply / retail prescription 90-day supply / home delivery prescription 30-day supply / specialty drug prescription 30-day supply / compound medications Specialty medications must be filled through Accredo Specialty Pharmacy. If you fill a brand drug or specialty drug when there is an equivalent generic drug or specialty biosimilar drug available, you pay the difference in cost in addition to the copayment and/or coinsurance, unless your provider specifies "dispense as written." More information about prescription drug coverage is available at