Document Ogden_doc_243cbe972e

1 Ogden City Council Meeting: May 2, 2017 ANNUAL ACTION PLAN FOR FISCAL YEAR 2017-2018 Action: Adopt/not adopt Resolution 2017-11 Background The Five-year Consolidated Plan and Annual Action Plan When receiving federal funds for economic development and housing programs, the City is required to submit a Consolidated Plan (ConPlan) to the Department of Housing and Urban Development (HUD) every five years. The plan was updated in 2015 for fiscal years 2016 through 2020. The plan adopted in 2015 will be in place from July 1, 2015 to June 30, 2020. The Consolidated Plan is part of the City’s application to HUD for Community Development Block Grants (CDBG) and HOME money. The five-year ConPlan can be viewed here, or at www.ogdencity.com under the Community tab. Along with the Consolidated Plan, the City must prepare and submit an Annual Action Plan each year as part of the annual application for funds. The Annual Action Plan indicates how funding will be used during the coming year and how the grant funds will further the goals in the Consolidated Plan. It establishes annual goals and outcomes for programs and projects funded by the CDBG and other federal grant funds. The FY18 Annual Action Plan is for the third year of the five-year ConPlan period. Significant Parts of the Plan Annual Action Plan for FY18 The Annual Action Plan proposed for FY18 is for the third year of the five-year ConPlan. The format for the Annual Action Plan was changed with the five-year ConPlan and the FY16 plan adopted in 2015 and is a format established by HUD’s reporting system. The Plan is broken into several sections and includes the following significant elements:  AP-05 Executive Summary (Page 2) – This is an overview of the plan and its priority objectives.  AP-10 Consultation (Page 7) – This provides some background on the City’s outreach to outside agencies and other stakeholders in the ---PAGE BREAK--- 2 Ogden City Council Meeting: May 2, 2017 development of the five-year ConPlan and continued coordination of services.  AP-12 Participation (Page 13) – This section is a review of the citizen participation that has taken place with the development of the ConPlan as well as the Annual Action Plan.  AP-15 Expected Resources (Page 15) – The Expected Resources section of the plan details what the City expects to receive in CDBG and HOME entitlement funds for year three of the five-year plan.  AP-20 Annual Goals and Objectives (Page 18) – The goals and objectives section provides detail with regard to the goals identified in the strategic plan section of the ConPlan, lists anticipated funding for each goal and the specific programs that will be used to reach each goal.  AP-35/38 Projects/Project Summary (Pages 26/28) – The project summary section of the AAP provides an overview of the specific programs the City has developed and provides a description of the program, anticipated funding, and more specificity regarding the planned activities in year three of the plan.  AP-50 Geographic Distribution (Page 40) – This section provides an overview with regard to the anticipated geographic distribution of funds in the AAP. Various programs have broader and overlapping target areas accounting for the percentage total greater than 100% in some plan years.  AP-55 Affordable Housing (Page 42) – This section provides specific goal numbers for affordable housing.  AP-60 Public Housing (Page 43) – This is a section available in the plan to provide information about the City’s work to provide public housing in Ogden.  AP-65 Homeless and other Special Needs Activities (Page 46) – This section provides information on how the City is working with other organizations to meet the needs of the homeless and those with special needs. ---PAGE BREAK--- 3 Ogden City Council Meeting: May 2, 2017  AP-75 Barriers to Affordable Housing (Page 51) – This is information included in the AAP from the housing study done for the Analysis of Impediments to Fair Housing Choice.  AP-85 Other Actions (Page 53) – This section details other activities the City is participating in to address issues which have been previously addressed in the ConPlan or AAP.  AP-90 Program Specific Requirements (Page 58) – This section outlines specific requirements for programs for the CDBG and HOME funds as required by federal regulation.  Appendix A – Budget (Page 61) – This is the proposed budget for the FY18 Annual Action Plan. The details of the budget will be analyzed separately in this report.  Appendix B – Citizen Comments (Page 62) – This section includes comments received during the comment period.  Appendix C – Program and Goals Summary Matrix (Page 63) – This section summarizes the programs and goals included in the five-year ConPlan. Proposed Schedule for Adopting the Annual Action Plan The proposed schedule for the Council’s review and adoption of the Annual Action Plan is as follows:  March 14, 2017 – A draft of the plan is received by the Council office.  March 29, 2017 – The 30-day public comment period for the plan begins. Any comments received are included with the final version the Council takes action on at the public hearing.  April 4, 2017 – Council reviewed the plan at a work session. ---PAGE BREAK--- 4 Ogden City Council Meeting: May 2, 2017  April 18, 2017 – Public hearing was set for the adoption of the plan for May 2, 2017. A public hearing is required before the application can be submitted to HUD.  April 26, 2017 – The public comment period closes.  May 2, 2017 – Council will hold a public input and adopt or not adopt the proposed FY18 Annual Action Plan. Current Proposal The Administration is proposing the Council adopt a resolution that approves the Annual Action Plan and budget for fiscal year 2018. Fiscal year 2018 is the third year of the five-year ConPlan period. The amounts in the Annual Action Plan budget as approved by the Council are incorporated into the Major Grants section of the City Budget. Annual Action Plan and Budget The Annual Action Plan budget consists of both an estimate of entitlement funding, program income funds, and carry-over funded and the Administration’s proposal on how those funds will be expended throughout the next fiscal year. The draft budget is located on the page 59 of the document. It contains funding for both Community Development and Economic Development projects and programs. The major elements of the budget are shown below: Anticipated new funds (Entitlements) $2,671,876 Program Income funds $469,540 Carry-over funds $1,969,389 CHDO Carry-over funds $50,586 Tax Increment Housing funds $0 Total $5,161,391 Description of Income (Sources of Funds) Like any budget, the funds indicated in the proposed plan are projected funds. The table showing the projected revenues and expenditures is shown on the page 59 of the plan document. Below are some significant aspects of the proposed budget: ---PAGE BREAK--- 5 Ogden City Council Meeting: May 2, 2017  The overall amount budgeted for this year is $5,161,391 which is a net decrease in the budget amount compared to last year’s adopted budget of $5,692,388 and from the amended FY17 budget total of $7,371,785. This FY18 budget amount contains no changes to the anticipated entitlement amount but does contain a decrease in both program income and carry-over funds compared to the previous year’s budget.  The proposed Entitlement Funding shown in the budget is an estimate of federal grant dollars and City funds. The total amount anticipated for FY18 for CDBG funding is $982,810 and for HOME funding is $339,066. The adopted FY17 budget and the amended FY17 budget both had the same amounts for CDBG funding with the HOME funds adjusting to the same amount as the FY18 proposed budget in the FY17 amended budget.  The Entitlement Funding totals in the FY18 Annual Action Plan budget not only include anticipated CDBG and HOME grant funds but also include several non-federal funding sources for the Quality Neighborhoods/Infill Housing program and the HELP program. As part of the Quality Neighborhoods program, the Administration is including $1,200,000 of City funds to be allocated to the Quality Neighborhoods program ($1,000,000) and the HELP program ($200,000).  The program income, which is comprised of funds that have been returned to the City in the form of loan payments or other program payments, for FY18 is expected to be lower than the adopted FY17 budget and significantly lower than the amended FY17 budget. The increase in the amended FY17 budget was the result of some early payoffs the City received during the 2017 fiscal year. The FY18 program income estimate is $469,540. Since this is an estimate of the program income the city will receive for the period between the development of this plan in February of this year and the end of the fiscal year on June 30th, this total will be reviewed and adjusted with the mid-year Annual Action Plan amendment.  The anticipated carry-over funds shown in the FY18 budget total $1,969,389. This is a decrease in the amount of carry-over funding compared to the FY17 adopted budget and the FY17 amended ---PAGE BREAK--- 6 Ogden City Council Meeting: May 2, 2017 budget. The carry-over funds include the carry-over of $250,000 of State funds allocated to the City in FY2016 for the Unit Reduction program. Description of Expenses (Uses of Funds) Public Services  Business Information Center. This year’s budget proposal for this program is $55,000 which is the same as last year’s budget. Public Improvements  Target Area Public Improvements. The amount proposed for FY18 is $450,000. This amount is same as the FY17 adopted; however, this is a replenishment of these funds from the amended FY17 budget. A significant portion of these funds, $300,000, was reallocated to the Special Economic Development Projects program with the amended FY17 budget. Programs  Infill Housing. The amount included for this program is $326,064 and is comprised only of CDBG income in the proposed Annual Action Plan budget. The amount included in the AAP FY18 budget is less than the FY17 adopted budget of $639,502 and the amended budget of $524,254. The program guidelines for this program were changed in November of 2015 in conjunction with the Quality Neighborhoods Strategy resolution. The program guideline changes allowed the Infill Housing funds to be used for land acquisition and consolidation without prior Council approval for up to $250,000. In addition, the amended guidelines for this program stated that if a project consisted of 10 or more units it would be brought to the Council for approval.  Rental Rehabilitation. The budgeted amount for this program remains as it was in last year’s budget at $90,000.  Own in Ogden. The proposed budget of $250,000 is the same as the FY17 adopted budget.  Emergency Home Repair. The funding for this program is proposed to be $40,000. This is the same as last year’s amount. ---PAGE BREAK--- 7 Ogden City Council Meeting: May 2, 2017  Demolition Loan Program. The proposed budget amount for this is $12,000. This is same as last year’s allocation.  CHDO (Community Housing Development Organization). The proposed amount for this year’s budget is higher than last year. The proposed amount for this year is $101,720.  Quality Neighborhoods. This line item replaces the East Central Revitalization program from the previous five-year ConPlan and previous Annual Action Plans. The total amount proposed with the FY18 budget is $2,407,235. The total amount shown in this line item includes several federal and non-federal funding sources. These include the following: o CDBG – This is the amount included in the Quality Neighborhoods (QN) program line item that is from federal CDBG entitlement funds. The proposed amount for QN CDBG is $296,504. This is a decrease from the FY17 amended budget of $389,667. o HOME – The proposed amount for federal HOME entitlement funds included in the QN program is $374,267. This is also a decrease from the FY17 amended budget amount of $1,224,260. o HOME Match – The HOME match amount included in the QN program is $364,206. This is higher than the amended FY17 budget amount of $233,903. o City Funds – The proposed FY18 budget includes the addition of $1,000,000 of non-federal City funds. The total amount shown in this column includes the $1,000,000 as well as a portion of the carry-over funds for a total of $1,052,258. This is the third year in which this money is being proposed for the Quality Neighborhoods program with the anticipated source of this funding being BDO lease revenue. This is the second year these funds are anticipated to directly fund Quality Neighborhoods projects as outlined in the Quality Neighborhoods Strategy resolution adopted jointly in ---PAGE BREAK--- 8 Ogden City Council Meeting: May 2, 2017 November of 2015. Because these are not federal funds, the actual allocation of this money will take place with the adoption of the FY18 City budget and not with the adoption of the AAP budget. o State Funds – In 2015, the City received $750,000 of state funds to increase funding for the City’s Unit Reduction program. The City is anticipating a carry-over of $250,000 for this program. o Housing Funds – The AAP budget proposes $70,000 for this fund. This amount is the same as the amended FY17 budget.  HELP – The Home Exterior Loan Program (HELP) is proposed to be funded at $809,852. This total includes $469,248 from the City- funds column consisting of $200,000 of City funds from BDO lease revenue and $269,248 of carry-over from the previous fiscal year. The HELP fund line item also includes $340,604 from Housing fund program income and carry-over funds. This is an overall decrease from the amended FY17 budget of $962,563.  Special Economic Development Projects. This program was previously known as the Central Business District Revitalization Program but was changed to its current title with the Amendment #1 to the FY2017 Annual Action Plan in March of this year. The amended FY17 budget included a total of $680,000 for this program. The proposed FY18 budget proposes a total of $10,000.  Small Business Loan Program. The amount proposed for this year’s budget is lower than the mid-year amended budget amount of $510,000 and lower than the adopted FY17 budget of $400,000. The proposed amount for this year is $308,051.  Microenterprise Loan Program. This is a program created in FY2017 and was a new line item that year’s budget. The goals for the program fall under Priority Objective #9 – Stimulate Economic Growth of the ConPlan. There was no funding included in the FY17 budget. The proposed FY18 budget proposes a total of $10,000 for this program. ---PAGE BREAK--- 9 Ogden City Council Meeting: May 2, 2017  Administration. The amount budgeted for Administration in this year’s budget is similar to that of last year’s adopted budget of $291,760. This year’s budget is proposed to be $291,469. Attachments 1. Transmittal from Administration 2. Resolution 2017-11 3. Draft Annual Action Plan FY2018 a. Appendix A – Budget b. Appendix B – Public Comment c. Appendix C – Programs and Goals Summary Matrix Council Staff Contact: Glenn Symes, AICP (801) 629-8164 ---PAGE BREAK--- ---PAGE BREAK--- 2017-11 ---PAGE BREAK--- ---PAGE BREAK--- Annual Action Plan 2017-2018 2 OMB Control No: 2506-0117 (exp. 07/31/2015) Executive Summary AP-05 Executive Summary - 24 CFR 91.200(c), 91.220(b) 1. Introduction In July 2015, the City of Ogden initiated the development of the Five Year Consolidated Plan 2015 - 2019 (hereafter referred to as ConPlan). The ConPlan is a strategic planning document that provides the framework for the City in targeting the critical but limited federal resources to the highest priority needs. The City sets a high value on citizen participation and citizen input was encouraged during the development of this plan and throughout the ConPlan planning process. The Annual Action Plan FY2017- 2018 (hereafter referred to as AAP FY2018) implements the third year of the five year ConPlan cycle. This Annual Action Plan outlines activities that will be undertaken during the program year beginning July 1, 2017 and ending June 30, 2018. All activities identified in AAP FY2015 are linked to strategies and priorities developed during the planning process. The AAP FY2015 describes how Community Development Block Grant (CDBG) and Home Investment Partnerships Grant (HOME) will be used in the coming year to address the priority needs and local objectives established in the ConPlan. 2. Summarize the objectives and outcomes identified in the Plan This could be a restatement of items or a table listed elsewhere in the plan or a reference to another location. It may also contain any essential items from the housing and homeless needs assessment, the housing market analysis or the strategic plan. OGDEN CITY PRIORITY OBJECTIVES DECENT AFFORDABLE HOUSING OBJECTIVES 1. Improve the quality of housing stock. 2. Expand homeownership opportunities for Low to Moderate Income (LMI) residents. 3. Increase the supply of decent affordable housing. HOMELESSNESS PREVENTION OBJECTIVES 1. Homelessness (Continuum of Care): Support non-profit agencies that provide services to the homeless. CREATE SUITABLE LIVING ENVIRONMENT OBJECTIVES 1. Improve the physical appearance and safety of neighborhoods ---PAGE BREAK--- Annual Action Plan 2017-2018 3 OMB Control No: 2506-0117 (exp. 07/31/2015) EXPAND ECONOMIC OPPORTUNITIES ANNUAL OBJECTIVES 1. Job Creation 2. Business Counseling 3. Create greater access to capital 4. Expand the city's economic base through the development of underutilized commercial properties, job creation, housing, and/or removal of slum and blight. GOALS AAP FY2015 DECENT AFFORDABLE HOUSING GOALS  Complete the rehabilitation of 12 single-family affordable housing units in the East Central.  Fund 5 emergency home repairs loans for low income households to make urgent repairs to single-family housing units.  Assist developers in the construction or rehabilitation of four affordable rental housing units every other year.  Help forty-five low to moderate income households qualify to purchase a home by providing down payment assistance.  Encourage successful homeownership experiences for forty-five homebuyers through education.  Transform four vacant lots or substandard housing units to quality, decent, affordable housing units every other year.  Assist a Community Housing and Development Organization (CHDO) with the completion of one housing project every other year, which develops housing units for low- to moderate-income households in the NRSA. HOMELESSNESS PREVENTION GOALS  Support the Weber County Homeless Charitable Trust in awarding grants to nonprofit homeless providers.  Support the Weber County Homeless Coordinating Committee. CREATE SUITABLE LIVING ENVIRONMENT GOALS  Improve neighborhood safety and aesthetics by completing one public improvement project every other year.  Improve neighborhood safety and aesthetics by completing one demolition project every other year. ---PAGE BREAK--- Annual Action Plan 2017-2018 4 OMB Control No: 2506-0117 (exp. 07/31/2015) EXPAND ECONOMIC OPPORTUNITIES ANNUAL GOALS  Provide funding to small businesses to create the equivalent of eight full-time jobs.  Provide business counseling to five hundred business owners/potential owners.  Create greater access to thru loan guarantees and support to the startup of Community Development Financial Institutions (CDFI).  Stimulate business growth, economic expansion through a wide range of projects (including the city's development of underutilized commercial property, or through financial assistance to for- profit businesses and microenterprise assistance, or to eliminate blight or to create or retain jobs.)  Create jobs and/or developing under-utilized properties at the Ogden Business Exchange.  CDBG funds may be used to build lending capacity for targeted projects 3. Evaluation of past performance This is an evaluation of past performance that helped lead the grantee to choose its goals or projects. An evaluation of past performance is summarized annually in the Consolidated Annual Performance and Evaluation Report (CAPER), which demonstrates the City’s performance in administration of the Community Development Block Grant (CDBG) and HOME Investment Partnerships Grant (HOME). As noted in Ogden’s Program Year 2016 CAPER last fall, the City’s efforts to meet its Annual Action Plan July 1, 2015 to June 30, 2016 and Consolidated Plan goals and objectives were generally successful, especially in view of the budgetary constraints. The City analyzes past performance to ensure and increase the effectiveness of its funding allocations. The City continues to create partnerships with financial institution, neighborhood jurisdictions and other agencies to enhance its ability to address community needs and expand the benefits of these federal funds. The CAPERs for the last four years of available data show the programs using CDBG and HOME funds have met or exceeded the established goals in high priority areas. The City of Ogden strives to meet or exceed the goals stated in the Consolidated Plan and Annual Action Plans. The City strives to obligate and disburse its CDBG funds in a timely manner. The City met the May 1, 2017 timeliness test for CDBG spending and has implemented a spending plan to ensure compliance is maintained. The City proposes to provide 70% overall benefit in FY2017-2018 to low and moderate income persons, meeting the 70% regulatory requirement. reports are prepared by staff to monitor spending goals and overall public benefit accomplishments. 4. Summary of Citizen Participation Process and consultation process Summary from citizen participation section of plan. Public participation is an essential part of the ConPlan and Annual Action Plan planning processes because it helps ensure that decisions are made with careful attention to community needs and ---PAGE BREAK--- Annual Action Plan 2017-2018 5 OMB Control No: 2506-0117 (exp. 07/31/2015) preferences. Moreover, the input of stakeholders and community members generates additional public awareness about the City's HUD-funded programs and projects. Involvement allows more perspectives to be considered during the decision-making process. Receiving input from stakeholders and residents of Ogden plays a significant role in helping the plans take shape The City's public participation efforts include: 1) project coordinators talking to surrounding neighbors of Quality Neighborhoods housing rehab projects; 2) Open House activities to encourage neighbors to share their vision of the community and learn about the city's plans; 3) attending a variety of community groups and events for the purpose of ConPlan outreach; 4) dedicating a page on the city’s website to the ConPlan that provides a convenient way for residents to receive information and make comments (http://HUDConplan.ogdencity.com/); 5) sending information of all AAP public notices to residents by newspaper, website, and water bill insert; 6) outreach to residents and organizations in low – moderate income areas; 7) holding public meetings; 8) posting notices of public hearings at city offices, and city and county housing authority offices; and 9) efforts to outreach to the Hispanic population, which is Ogden’s largest minority population. The Citizen Advisory Committee (CAC) met during the AAP planning process. The CAC meetings provided a forum for discussion, input and recommendations of community development activities. The City encouraged and accepted public comments throughout the entire Consolidated Plan process until the end of the required thirty-day comment period. The website allows for easy online comments to be made by the click of a mouse. Ogden City Community Development Division accepts all comments. If a comment received is not appropriate for HUD-funded programs or Community Development efforts, the comment may be forwarded to the appropriate city department for their review and/or implementation. Public comments received are submitted to City Council. 5. Summary of public comments This could be a brief narrative summary or reference an attached document from the Citizen Participation section of the Con Plan. A senior with a disability and a fixed income stated she would have lost her home without an Emergency Home Repair loan. In addition, she requested public improvements (sidewalks and street repairs) for her neighborhood. See the entire comment in Appendix B. 6. Summary of comments or views not accepted and the reasons for not accepting them Ogden city has a city-wide plan for public improvements, which prioritizes all the needs of the city. Hillcrest neighborhood will receive assistance as timed by the City CIP plan. CDBG funds for public improvements are targeted to improve the NRSA. The NRSA is a plan to utilize CDBG in the most efficient way, while bringing about the greatest impact to improve the environment for all Ogden low- to moderate-income citizens. 7. Summary ---PAGE BREAK--- Annual Action Plan 2017-2018 6 OMB Control No: 2506-0117 (exp. 07/31/2015) PR-05 Lead & Responsible Agencies – 91.200(b) 1. Agency/entity responsible for preparing/administering the Consolidated Plan Describe the agency/entity responsible for preparing the Consolidated Plan and those responsible for administration of each grant program and funding source. Agency Role Name Department/Agency Lead Agency OGDEN CDBG Administrator OGDEN Tom Christopulos, CED Director/Ogden City HOPWA Administrator HOME Administrator OGDEN Tom Christopulos, CED Director/Ogden City HOPWA-C Administrator Table 1 – Responsible Agencies Narrative (optional) Ogden City's Community and Economic Development Department (CED) is the lead agency for the development of the ConPlan and Annual Action Plans. The Community Development Division administers the city's HUD-funded housing, public improvements, neighborhood revitalization programs, grant administration and compliance review. The Business Development Division administers the city's economic development, business counseling and job creation activities. In addition to CDBG and HOME grant funds, the CED administers investment partnerships, private funding sources, Utah State and City funds specific to ConPlan programs. Consolidated Plan Public Contact Information Cathy Fuentes, Project Coordinator/Grants Administration Ogden City, Community Development Division 2549 Washington Boulevard, #120 Ogden, UT 84401 [PHONE REDACTED] [EMAIL REDACTED] ---PAGE BREAK--- Annual Action Plan 2017-2018 7 OMB Control No: 2506-0117 (exp. 07/31/2015) AP-10 Consultation – 91.100, 91.200(b), 91.215(l) 1. Introduction The City launched a collaborative effort to consult with elected officials, City departments, community stakeholders, public and beneficiaries of HUD entitlement programs to inform and develop the priorities and strategies contained within this five year plan. In addition, a Priority Needs Survey was conducted to solicit input from residents and stakeholders in the City of Ogden. The questionnaire polled respondents about the level of need in their respective neighborhoods for various types of improvements that can potentially be addressed by the use of entitlement funds. The City worked with a wide array of organizations and existing networks to develop the Five Year Consolidated Plan 2015-2019. Each year, Ogden City maintains relationships with these organizations to work on Annual Action Plans and to coordinate services. The City’s consultation strategies included outreach to housing, service, and mental health providers; workforce developers; community advocates; and others partners. Partners were encouraged to alert their clients and program beneficiaries that an important planning process was being undertaken and encouraged active participation by beneficiaries. The process for the preparation of this Annual Action Plan included consultation with the following individuals and organizations:  Coalition of Resources  Weber Housing Authority  Utah Center for Neighborhood Stabilization  Fair Housing Forum of Utah  Weber County Homeless Charitable Trust  Small Business Development Center (Small Business Administration)  Cottages of Hope  Ogden Weber Community Action Partnership  Utah Center for Affordable Housing  Ogden Housing Authority  Ogden School District  Utah Non-profit Housing Corporation  Weber State University's SBDC  Utah Anti-Discrimination and Labor Division (UALD)  United Way of Northern Utah  Catholic Community Services  Weber Human Services  Grow Utah  SCORE  Northern Utah Small Business Resources Partner's Collaboration ---PAGE BREAK--- Annual Action Plan 2017-2018 8 OMB Control No: 2506-0117 (exp. 07/31/2015)  Suzao Center and Business Information Center  Ogden Weber Chamber of Commerce The development of the Consolidated Plan extends beyond the annual planning process. More detail is provided in PR-15 for our consultation and citizen participation. Provide a concise summary of the jurisdiction’s activities to enhance coordination between public and assisted housing providers and private and governmental health, mental health and service agencies (91.215(l))  City Staff attends Coalition of Resources (COR) meetings. COR has over 100 representatives from various for-profit, non-profit and public agencies that provide services to Ogden residents. meetings provide an opportunity for service providers to collaborate and coordinate to efficiently use community resources. COR has been an effective tool in reaching a wide range of citizens.  City staff has worked with the United Way of Northern Utah to apply for the Promise Zone grant program. United Way submitted application for a 10-year designation to receive multi-agency assistance.  Ogden City Community and Economic Development Department’s Citizen Advisory Committee reviews ConPlan programs and makes recommendation to the Mayor and City Council about ConPlan programs and funding levels. It includes representatives from service providers, stakeholders, community leaders and city staff.  The Weber County Homeless Coordinating Council, the local Continuum of Care collaborative applicant, coordinates the efforts of organizations which provide services to the homeless and other special populations for Emergency Shelter Grant (ESG) programs and coordinates groups that serve the HIV/AIDS population with HOPWA funding.  The Ogden Housing Authority and Weber Housing Authority have worked collaboratively on the ConPlan and Analysis to Impediments to Fair Housing Choice with Ogden City.  Weber State University and Ogden City entered into a Education Collaborative Agreement to further efficient use of resources for Ogden residents.  The Disability Law Center (a Fair Housing Initiative grant recipient) and Utah Anti-discrimination and Labor Division have partnered with Ogden City to affirmatively further fair housing in Ogden, providing free fair housing clinics in Ogden.  Ogden City staff attends the Fair Housing Forum to improve coordination of Fair Housing efforts in Utah.  Ogden City has hired a Diversity Coordinator to assist in minority outreach. ---PAGE BREAK--- Annual Action Plan 2017-2018 9 OMB Control No: 2506-0117 (exp. 07/31/2015) Describe coordination with the Continuum of Care and efforts to address the needs of homeless persons (particularly chronically homeless individuals and families, families with children, veterans, and unaccompanied youth) and persons at risk of homelessness. The local Continuum of Care process involves the agencies and programs that receive funding from the U.S. Department of Housing and Urban Development (HUD), and does the following:  Assesses capacity and identifies gaps in homelessness services;  Evaluates outcomes achieved by funded programs, in comparison to both local and national benchmarks;  Proactively develops improvements and solutions to systemic issues;  Works to implement HUD priorities and community priorities to end chronic homelessness in Utah;  Facilitates the allocation of funding to homelessness provider agencies;  Serves as an inclusive vehicle to promote best practices;  Utilizes the Service Prioritization Decision Assistance Tool (SPDAT) to identify those most in need of service and help prioritize time and resources;  Facilitates access to mainstream resources and services for the homeless; and  Works to develop best practices to assist homeless persons directly. Describe consultation with the Continuum(s) of Care that serves the jurisdiction's area in determining how to allocate ESG funds, develop performance standards for and evaluate outcomes of projects and activities assisted by ESG funds, and develop funding, policies and procedures for the operation and administration of HMIS The State Homeless Coordinating Committee provides oversight and approves allocations of funding for providers of homeless services. The committee ensures that services provided to the homeless are utilized in a cost-effective manner and works to facilitate a better understanding of homelessness. Programs are devoted to emergency housing, self-sufficiency, placement in employment or occupational training activities, special services to meet unique needs of the homeless with mental illness and those who are part of families with children. Contracts are awarded to providers based on need, diversity of geographic location, coordination with or enhancement of existing services, and the use of volunteers. The State Homeless Coordinating Committee in the 2011 General Session H.B. 351 modified the membership of the committee by adding the Lieutenant governor as a member and having the lieutenant governor serve as chair of the committee. ---PAGE BREAK--- Annual Action Plan 2017-2018 10 OMB Control No: 2506-0117 (exp. 07/31/2015) Ogden City does not apply or receive Emergency Shelter Grant (ESG). City staff engages with agencies and organizations who are members of the local Continuum of Care on an on-going basis throughout the program year, including participating in the Weber County Homeless Coordinating Committee The provides coordination of services to the Continuum of Care and its membership to ensure the goals and outcomes established for the Emergency Solutions Grant Program and other special needs housing programs meet the needs of the community. In addition, the is the Homeless Management Information System (HMIS) Lead for Ogden City. The organization administers the HMIS for the county and sets a uniform standard for all agencies to gather information for HUD reporting and local homeless strategies. All Weber County ESG funded organizations enter information into the HMIS system. 2. Describe Agencies, groups, organizations and others who participated in the process and describe the jurisdiction’s consultations with housing, social service agencies and other entities Table 2 – Agencies, groups, organizations who participated 1 Agency/Group/Organization Ogden Housing Authority Agency/Group/Organization Type Housing PHA What section of the Plan was addressed by Consultation? Housing Need Assessment Public Housing Needs Briefly describe how the Agency/Group/Organization was consulted. What are the anticipated outcomes of the consultation or areas for improved coordination? Ogden City and the Ogden Housing Authority (OHA) recently collaborated on a housing development and Section 3 outreach and public housing for Ogden's low income residents. OHA receives Shelter Plus Care for homeless families, and homelessness prevention. Identify any Agency Types not consulted and provide rationale for not consulting Efforts were made to consult with as broad of a range of agencies as possible; no agency types were specifically excluded from the consultation process. ---PAGE BREAK--- Annual Action Plan 2017-2018 11 OMB Control No: 2506-0117 (exp. 07/31/2015) Other local/regional/state/federal planning efforts considered when preparing the Plan Name of Plan Lead Organization How do the goals of your Strategic Plan overlap with the goals of each plan? Continuum of Care Weber County Homeless Coordinating Committee The objectives for the CoC are: Identify the scope of the homeless problem in Weber County, Prioritize service needs for the homeless population, Identify the service gaps in the continuum of available services, Develop strategies to eliminate gaps in service, Enhance service integration, interagency collaboration and effective service coordination by providing regular opportunities for service providers to meet and develop professional relationships, communications, and interagency networking, and Continuously update information on available community resources. Table 3 – Other local / regional / federal planning efforts Narrative (optional) ---PAGE BREAK--- Annual Action Plan 2017-2018 12 OMB Control No: 2506-0117 (exp. 07/31/2015) ---PAGE BREAK--- Annual Action Plan 2017-2018 13 OMB Control No: 2506-0117 (exp. 07/31/2015) AP-12 Participation – 91.105, 91.200(c) 1. Summary of citizen participation process/Efforts made to broaden citizen participation Summarize citizen participation process and how it impacted goal-setting Ogden City recognizes that Ogden residents are the center of, and partners in, the development and execution of the Annual Action Plan FY 2017-2018. The Citizen Participation Plan (CPP) establishes a means by which citizens, public agencies, and other interested parties can actively participate in the development of consolidated planning documents, including the Annual Action Plan. Then the City began AAP PY 2017-2018 outreach, on February 21, 2017 with the release of the first Public Notice announcing the Community and Economic Development Department’s Citizen Advisory Committee (CAC) meeting to discuss the proposed Annual Action Plan and Budget. The CAC met for a public meeting February 23, 2017 to review AAP FY2017-2018 and recommended approval to City Council. In addition, two City Council public hearings were held. On April 4, 2017 a City Council, work session to discuss the Annual Action Plan FY2017-2018 and May 2, 2017 public hearing to accept citizen comments and adopt the Annual Action Plan. In compliance with Federal regulations, the proposed Program Year Annual Action Plan 2017-2018 was available for citizen review and comments a minimum of 30 days (March 29 – April 29) prior to City Council public hearing. Information regarding the dates, times, and locations for the public hearings as well as anticipated program resources were published in the Standard Examiner, the local paper of general circulation, a minimum of two weeks prior to the scheduled public hearings. In addition, notices were posted on the City’s website and Utah State’s public notice website. During the 30 day public comment period, copies of the proposed Annual Action Plan were available at Ogden City Municipal building 1st floor, 4th floor and City Recorder’s office; Weber County main Library; Ogden Housing Authority office; and the Business Information Center. Throughout the citizen participation process, public and private agencies were consulted and given the opportunity to comment. In addition, to the public hearing process described above, the city brought forth the FY 2017-2018 Annual Action Plan proposed funding strategy and proposed final plan before the Coalition of Resources, residents at Utah Division of Workforce Service training, and Ogden Housing Authority’s Resident Advisory Board; where citizens had the opportunity to provide input to the AAP. The Ogden City Council approved the Annual Action Plan on May 2, 2017. ---PAGE BREAK--- Annual Action Plan 2017-2018 14 OMB Control No: 2506-0117 (exp. 07/31/2015) Citizen Participation Outreach Sort Order Mode of Outreach Target of Outreach Summary of response/attendance Summary of comments received Summary of comments not accepted and reasons URL (If applicable) 1 Newspaper Ad Non-targeted/broad community Notice of 30-day public comment period. Once comment received. Full comment can be viewed at Appendix B. Exhibit B. 2 Internet Outreach Non-targeted/broad community Draft AAP FY2017- 2018 posted online during 30-day public comment period. See Appendix B. www.ogdencity.com 3 Public Meeting Non-targeted/broad community City Council Work Session, April 4, 2017. See Appendix B Table 4 – Citizen Participation Outreach ---PAGE BREAK--- Annual Action Plan 2017-2018 15 OMB Control No: 2506-0117 (exp. 07/31/2015) Expected Resources AP-15 Expected Resources – 91.220(c) 2) Introduction The City of Ogden receives federal funds through the U.S. Department of Housing and Urban Development on an annual basis. During the third program year of the Five Year Consolidated Plan 2015-2019, the City expects to receive $982,810 Community Development Block Grant Entitlement and approximately $335,000 in Program Income (PI) annually and $333,066 HOME Partnerships Investment Grants Entitlement and approximately $73,000 PI annually. In the third program year, Fiscal Year 2017-18, the City expects to carryover $531,486 CDBG funds and $307,355 HOME funds. The Annual Action Plan FY2017-2018 budget is attached, Exhibit A. Priority Table Program Source of Funds Uses of Funds Expected Amount Available Year 1 Expected Amount Available Reminder of ConPlan $ Narrative Description Annual Allocation: $ Program Income: $ Prior Year Resources: $ Total: $ CDBG public - federal Acquisition Admin and Planning Economic Development Housing Public Improvements Public Services $982,810 $335,727 $530,551 $1,849,088 $2,637,074 Two years remaining, estimate same EN per year and PI estimated at $330,000 per year. ---PAGE BREAK--- Annual Action Plan 2017-2018 16 OMB Control No: 2506-0117 (exp. 07/31/2015) Program Source of Funds Uses of Funds Expected Amount Available Year 1 Expected Amount Available Reminder of ConPlan $ Narrative Description Annual Allocation: $ Program Income: $ Prior Year Resources: $ Total: $ HOME public - federal Acquisition Homebuyer assistance Homeowner rehab Multifamily rental new construction Multifamily rental rehab New construction for ownership TBRA $339,066 $73,835 $353,086 $765,987 $824,132 Two years remaining, estimate same EN per year and PI estimated at $73,000 per year. Table 5 - Expected Resources – Priority Table Explain how federal funds will leverage those additional resources (private, state and local funds), including a description of how matching requirements will be satisfied CDBG and HOME funds leverage other public and private funds. The City utilizes several approaches to leveraging HUD funds. The City has partnered with HUD to focus resources in an Asset Control Area (ACA) which leverages private dollars, as well as, federal funds to rehabilitate Ogden's distressed and vacant housing in the East Central neighborhood. The Home Exterior Loan Program (HELP) utilizes City General Funds to rehabilitate housing city-wide without income or geographic restrictions. Infill housing projects, such as the 2300 Fowler project, partner with Utah Housing Corporation and Utah Non-profit Housing Corporation to develop new, affordable housing units in Ogden. The City's Rental Rehabilitation Loan program often is used as gap financing for rental property owners that need assistance in rehabilitating rental units for LMI households. If appropriate, describe publically owned land or property located within the jurisdiction that may be used to address the needs identified in the plan ---PAGE BREAK--- Annual Action Plan 2017-2018 17 OMB Control No: 2506-0117 (exp. 07/31/2015) The following parcels are owned by Ogden City and will be developed by the City for the Garden Hills Infill Housing Project: 01-038-0061 01-038-0029 Discussion ---PAGE BREAK--- Annual Action Plan 2017-2018 18 OMB Control No: 2506-0117 (exp. 07/31/2015) Annual Goals and Objectives AP-20 Annual Goals and Objectives - 91.420, 91.220(c)(3)&(e) Goals Summary Information Sort Order Goal Name Start Year End Year Category Geographic Area Needs Addressed Funding Goal Outcome Indicator 1 Improve the quality of housing stock 2015 2019 Affordable Housing NEIGHBORHOOD REVITALIZATION STRATEGY AREA (NRSA) EAST CENTRAL REVITALIZATION AREA Improve the quality of housing stock CDBG: $426,504 HOME: $475,987 Homeowner Housing Rehabilitated: 17 Household Housing Unit HOME CHDO: $101,720 for possible rental rehab project 2 Expand homeownership opportunities 2015 2019 Affordable Housing OWN IN OGDEN TARGET AREA Expand homeownership opportunities HOME: $250,000 Direct Financial Assistance to Homebuyers: 45 Households Assisted 3 Increase the supply of decent affordable housing 2015 2019 Affordable Housing NEIGHBORHOOD REVITALIZATION STRATEGY AREA (NRSA) EAST CENTRAL REVITALIZATION AREA Increase the supply of decent affordable housing CDBG: $326,064 Homeowner Housing Added: 4 Household Housing Unit 4 Homelessness (Continuum of Care) 2015 2019 Homeless OGDEN CITY-WIDE Homelessness Continuum of Care CDBG: $0 HOME: $0 Other: 1 Other ---PAGE BREAK--- Annual Action Plan 2017-2018 19 OMB Control No: 2506-0117 (exp. 07/31/2015) Sort Order Goal Name Start Year End Year Category Geographic Area Needs Addressed Funding Goal Outcome Indicator 5 Improve the safety and appearance of neighborhoods 2015 2019 Non-Housing Community Development NEIGHBORHOOD REVITALIZATION STRATEGY AREA (NRSA) EAST CENTRAL REVITALIZATION AREA OGDEN CITY-WIDE Create a suitable living environment CDBG: $462,000 Public Facility or Infrastructure Activities for Low/Moderate Income Housing Benefit: 1 Households Assisted; 1 Demolition loan project. 6 Job Creation 2015 2019 Non-Housing Community Development NEIGHBORHOOD REVITALIZATION STRATEGY AREA (NRSA) CENTRAL BUSINESS DISTRICT CDBG STRATEGY AREA Job Creation CDBG: $308,051 Jobs created/retained: 8 Jobs 7 Business Counseling - Public Services 2015 2019 Non-Housing Community Development NEIGHBORHOOD REVITALIZATION STRATEGY AREA (NRSA) CENTRAL BUSINESS DISTRICT Business Counseling CDBG: $55,000 Public service activities other than Low/Moderate Income Housing Benefit: 500 Persons Assisted 8 Stimulate economic growth 2015 2019 Non-Housing Community Development NEIGHBORHOOD REVITALIZATION STRATEGY AREA (NRSA) CENTRAL BUSINESS DISTRICT OGDEN CITY-WIDE Stimulate economic growth CDBG: $20,000 LOW MOD JOB CREATION: $10,000 carryover for SEDP LOW MOD AREA BENEFIT: $10,000 carryover for MLP. 9 Administration 2015 2019 CDBG: $251,469 HOME: $40,000 Table 6 – Goals Summary ---PAGE BREAK--- Annual Action Plan 2017-2018 20 OMB Control No: 2506-0117 (exp. 07/31/2015) ---PAGE BREAK--- Annual Action Plan 2017-2018 21 OMB Control No: 2506-0117 (exp. 07/31/2015) Goal Descriptions 1 Goal Name Improve the quality of housing stock Goal Description The Quality Neighborhoods Program is designed to be flexible to address the specific needs of block groups within the NRSA. The City may purchase vacant lots to construct new housing, or purchase vacant, or dilapidated housing units to rehabilitate and then sell to a low mod income family. In addition, the East Central Revitalization Program implements an Asset Control Area (ACA) Program. The ACA program purchases abandoned HUD-foreclosed homes and undertakes the substantial rehabilitation needed to bring the homes to housing and quality standards. The city has secured a private line of credit to purchase HUD-foreclosed, vacant homes. HOME and CDBG funds are used to make the substantial rehabilitation needed to transform these abandoned or substandard homes to quality affordable housing options for low to moderate income persons. Quality Neighborhoods Program includes a Purchase/Rehab/Resale program - the city purchases homes for rehab that are located in areas, which strategically enhance revitalization efforts for the area. The Emergency Home Repair Program improves the quality of housing units and extends the life of the properties while contributing to overall improvement of the neighborhood. The program is available to all program-qualified low-income owner-occupied property owners within the city limits of Ogden. The emergency assistance alleviates threatening conditions that could force the owner occupants into homelessness because of impending conditions such as electrical and plumbing hazards, failure of the heating system, fire hazards, structural failure, leaking roofs, and/or natural disasters. The Rental Rehab Program provides loans to rental property owners to maintain decent, safe and sanitary rental units. Landlords must agree to HUD Fair Market Rents and to rent to LMI persons. 2 Goal Name Expand homeownership opportunities Goal Description The Own In Ogden program provides zero percent interest, deferred payment down payment assistance loan to low to moderate income households. The Own In Ogden Program promotes homeownership with the goal of stabilizing neighborhoods and improving housing, as more people move from renting to owning a home. To encourage successful homeownership experiences, the city requires homebuyers to attend a homebuyer education class. The purpose of the class is to educate prospective homebuyers with curriculum including finding a home you can afford, working with realtors, budgeting, the home buying process, negotiation, and home maintenance. Participants are required to complete Homebuyer Education classes before purchasing a home using the Own In Ogden HOME-funded down payment assistance. ---PAGE BREAK--- Annual Action Plan 2017-2018 22 OMB Control No: 2506-0117 (exp. 07/31/2015) 3 Goal Name Increase the supply of decent affordable housing Goal Description Infill Housing Program - transforming vacant land or substandard housing units to quality affordable housing. The East Central and Central Business District neighborhoods contain underutilized or vacant areas in the center of city blocks. These vacant areas typically lack public infrastructure in the form of roads and utilities that would facilitate their development. The issues associated with vacant lots and infill housing is complex and often requires a partnership between the public and private sectors to develop strategies for specific properties. The City’s Infill program provides the coordinating support to bring together private, federal and local resources needed to create quality housing available to moderate income or above moderate income households creating price diversity and / or to create affordable housing units. Community Housing Development Organization - Support construction of new housing units and/or rehabilitation of housing units. Gap financing to Utah Non- Profit Housing Corporation, Ogden’s certified Community Housing Development Organization (CHDO) to assist in the construction or rehabilitation of single-family (renter or owner) and/or multifamily housing. The City utilizes the HOME Program’s 15% CHDO funding to fund a CHDO in the construction or rehab of affordable housing units in Ogden. 4 Goal Name Homelessness (Continuum of Care) Goal Description Support Weber County Homeless Charitable Trust Fund – the sole purpose and mission is to support non-profit homeless prevention and service providers through the granting of funds. Grants are offered to homeless service providers through a competitive bid process, special attention is given to programs that encourage the efficient use of existing resources through partnership and collaboration. Participate in Weber County Homeless Coordinating Council - The City is actively involved in the One City official and one staff attend meetings to offer support. The meets to ensure the effective implementation of homelessness prevention and services at a countywide level. is a member of the Utah Balance of State Homeless Coordinating Committee. ---PAGE BREAK--- Annual Action Plan 2017-2018 23 OMB Control No: 2506-0117 (exp. 07/31/2015) 5 Goal Name Improve the safety and appearance of neighborhoods Goal Description Target Area Public Improvements – Enhance neighborhoods to create a suitable living environment. Implement public improvement projects that repair deteriorating and inadequate streets, curbs and infrastructure to support improved quality of life. Demolition Loan Program to promote neighborhood safety. There are numerous vacant structures in the city. Most are structurally sound and are candidates for rehabilitation. Others are in extreme state of deterioration with the only viable option being demolition of the structure. A CDBG-funded demolition loan program offers a 0% interest, deferred payment loan to property owners to provide the financial assistance needed to demolish unsafe structures. 6 Goal Name Job Creation Goal Description Small Business Loan Program – Direct financial assistance to businesses. The growth of small businesses to create jobs is needed to expand the NRSA’s economic base. Available funding is not sufficient to meet the needs of those requesting financial assistance to start-up or grow a business in the NRSA. The area lacks lenders willing to risk lending to NRSA business owners or potential NRSA business owners. The Small Business Loan program provides a maximum of $90,000 of CDBG in lower-than-market interest rate loans. The program targets assisting businesses located in the NRSA’s Central Business District. 7 Goal Name Business Counseling - Public Services Goal Description Business Information Center – business counseling to increase rate of survival for small businesses. The BIC is located in the CBD and addresses the needs of NRSA residents that are motivated and capable to start a business downtown. ---PAGE BREAK--- Annual Action Plan 2017-2018 24 OMB Control No: 2506-0117 (exp. 07/31/2015) 8 Goal Name Stimulate economic growth Goal Description Support the development of underutilized properties in the CBD and Trackline EDA, providing opportunities to expand the City's economic base, stimulate business growth, remove blight and/or encourage job creation. Special Economic Development Programs (SEDP) – supports business growth for job creation or removal of blight. The SEDP is intended to facilitate and stimulate capital investment in Central Business District and in other target areas in the city and to remove slum and blight and/or to promote job creation/retention activities. The funds may be used for construction of new structures on vacant land, refinancing, improvements to commercial structures, reconstruction of blighted or deteriorating buildings or slum and blight removal. Funds contribute to and enhance the viability of Ogden’s economic base. Ogden Business Exchanged project - develops the stockyards and surrounding parcels into a business / light manufacturing commercial park, creating over 100 jobs. 9 Goal Name Administration Goal Description Administration of CDBG and HOME programs. Table 7 – Goal Descriptions Estimate the number of extremely low-income, low-income, and moderate-income families to whom the jurisdiction will provide affordable housing as defined by HOME 91.215(b): HOME Projected total assisted 16 The City anticipates that entitlement dollars will be used to provide production of new housing units, the Infill Housing program will utilize HOME CHDO funds to complete the construction of four new housing units. The Quality Neighborhoods Program will use CDBG and/or HOME funds for the acquisition and rehabilitation of 12 existing housing units during the program year. For all HOME funds used to develop new housing units, the City will comply with the Federal Fair Housing Act and Section 504 of the Rehabilitation Act of 1973. CDBG Projected total assisted 19 The City has programmed funds to assist five low-income homeowners with emergency home repairs, ---PAGE BREAK--- Annual Action Plan 2017-2018 25 OMB Control No: 2506-0117 (exp. 07/31/2015) six housing rehab projects (which may also have HOME-funds assistance) to be sold to LMI households and four rental units rehabilitated and rented to LMI households. In the previous fiscal year, CDBG funds were used for the acquisition of property at 2100 Porter. This program year, the City will use CDBG funds in the acquisition of property and development of Gardens Hills, City General Funds for infrastructure development and a private line of credit for construction for single-family housing units at Garden Hills Infill housing project. The goal is to create four new housing units every other year. ---PAGE BREAK--- Annual Action Plan 2017-2018 26 OMB Control No: 2506-0117 (exp. 07/31/2015) AP-35 Projects – 91.220(d) Introduction The projects funded in the fiscal year were selected to address the priority needs identified in the Five Year Consolidate Plan (ConPlan). The activities for year three, ending June 30, 2018 of the ConPlan were approved by the City Council May 2, 2017. Priorities were adopted and included in the ConPlan, which was adopted by the City Council on May 5, 2015. Priorities are established by considering various areas and needs including the housing market; citizen comments; the severity of housing problems; needs of households at all income levels; and the availability of funds. # Project Name 1 Business Information Center (BIC) 2 Community Housing Development Organization (CHDO) 3 Demolition Loan Program 4 Emergency Home Repair 5 Infill Housing Projects 6 Microenterprise Loan Program 7 Own In Ogden 8 Quality Neighborhoods 9 Rental Rehabilitation 10 Small Business Loan Program 11 Special Economic Development Projects 12 Target Area Public Improvements 13 Administration Table 8 – Project Information Describe the reasons for allocation priorities and any obstacles to addressing underserved needs The city’s HOME and CDBG funds are geographically targeted to preserve and provide affordable housing stock in the Quality Neighborhoods Program Area (QN) and Asset Control Area. HOME and CDBG funds are used to rehabilitate HUD-foreclosed homes within the NRSA. By targeting new housing development and housing rehabilitation efforts within QN census tracts, the city’s need for quality housing and mixed-income housing options are addressed. The Emergency Home Repair loan program, funded through CDBG, provides loans to low-income persons who cannot afford health/safety housing renovations. Applicants are selected for this program based on income eligibility. The Emergency Home Repair Program provides loans to qualified homeowners city-wide and is not geographic specific. The City’s economic development CDBG funds are targeted for the rehabilitation and development of the Central Business District and its’ adjoining inner-city neighborhoods. Funds may be target to other city areas in need of economic support. CDBG will provide the positive incentives necessary for attracting new businesses to Ogden. Jobs created/retained within the NRSA are presumed to benefit low-mod income persons. The goal for new business and economic development activities will ---PAGE BREAK--- Annual Action Plan 2017-2018 27 OMB Control No: 2506-0117 (exp. 07/31/2015) be to create household sustaining incomes for Ogden City residents while furthering the growth and fiscal health of the City. CDBG for economic development can be used city-wide to address needs as they arise in developing, stagnant or troubled areas of the city. Some of the obstacles contributing to these underserved needs are:  Increase in demands for funding  Increase in low-income housing needs  Increased costs of construction  Diminishing supply of land for development  Challenges of redevelopment (land assembly, costs, adequate developers)  Private, non-profit and government inability to keep up with growth of population in need  Competing demands for public services  High unemployment ---PAGE BREAK--- Annual Action Plan 2017-2018 28 OMB Control No: 2506-0117 (exp. 07/31/2015) Projects AP-38 Projects Summary Project Summary Information Table 9 – Project Summary 1 Project Name Business Information Center (BIC) Target Area NEIGHBORHOOD REVITALIZATION STRATEGY AREA (NRSA) Goals Supported Business Counseling - Public Services Needs Addressed Business Counseling Funding CDBG: $55,000 Description The Business Information Center (BIC) is a public service activity, providing business counseling and services to entrepreneurs interested in starting, relocating or expanding a business in Ogden. The BIC generates economic development through assisting businesses in creating jobs, relocating to Ogden or expanding. Target Date 6/30/2018 Estimate the number and type of families that will benefit from the proposed activities Generate economic development through assisting businesses in creating jobs, relocating to Ogden or expanding. Location Description The BIC is located at 2036 Lincoln Avenue, in the NRSA. Planned Activities City staff will assist CDBG-funded SBLP and SEDP applicants. The BIC will facilitate SCORE, SBA and SBDC counseling. The BIC provides computers to assist entrepreneurs in writing a business plan. ---PAGE BREAK--- Annual Action Plan 2017-2018 29 OMB Control No: 2506-0117 (exp. 07/31/2015) 2 Project Name Community Housing Development Organization (CHDO) Target Area NEIGHBORHOOD REVITALIZATION STRATEGY AREA (NRSA) EAST CENTRAL REVITALIZATION AREA Goals Supported Improve the quality of housing stock Needs Addressed Improve the quality of housing stock Funding HOME: $101,720 Description CHDO projects often provide gap financing to Utah Non-Profit Housing corporation, Ogden's certified CHDO to assist in the construction and/or rehabilitation of single-family (renter or owner) and/or multi- family housing. The City utilizes the HOME Program's 15% CHDO funding to fund a CHDO in developing or rehabilitating affordable housing units (either owner or renter occupied) in Ogden. Target Date Estimate the number and type of families that will benefit from the proposed activities Every other year a CHDO project is expected to be completed. Each project is expected to benefit four LMI households. Location Description CHDO projects will be located in the NRSA, with targeting when possible to East Central neighborhood. Planned Activities Loaning and/or granting funds to Utah Non-profit Housing Corporation for development and/or gap financing in the construction or rehabilitation of housing for LMI persons. 3 Project Name Demolition Loan Program Target Area OGDEN CITY-WIDE Goals Supported Improve the safety and appearance of neighborhoods Needs Addressed Create a suitable living environment Funding CDBG: $12,000 ---PAGE BREAK--- Annual Action Plan 2017-2018 30 OMB Control No: 2506-0117 (exp. 07/31/2015) Description Demolition Loan Program to promote neighborhood safety. There are numerous vacant structures in the city. Most are structurally sound and are candidates for rehabilitation. Others are in extreme state of deterioration with the only viable option being demolition of the structure. A CDBG-funded demolition loan program offers a 0% interest, deferred payment loan to property owners to provide the financial assistance needed to demolish unsafe structures. Target Date 6/30/2018 Estimate the number and type of families that will benefit from the proposed activities The CDBG-funded demolition loan program offers 0% interest, deferred payment loan to property owners to provide the financial assistance needed to demolish unsafe structures. The city's citizen advisory committee places a high priority on improving the community through the use of code enforcement that eliminates unsafe structures and reduces slum and blight in neighborhoods. Location Description Ogden City-wide Planned Activities This program loans CDBG funds to LMI persons to demolish an unsafe structure, usually a condemned structure. 4 Project Name Emergency Home Repair Target Area OGDEN CITY-WIDE Goals Supported Improve the quality of housing stock Needs Addressed Improve the quality of housing stock Funding CDBG: $40,000 Description The Emergency Home Repair Program improves the quality of housing units and extends the life of the properties while contributing to overall improvement of the neighborhoods. The emergency assistance alleviates threatening conditions that could force the owner occupants into homelessness. Target Date 6/30/2018 ---PAGE BREAK--- Annual Action Plan 2017-2018 31 OMB Control No: 2506-0117 (exp. 07/31/2015) Estimate the number and type of families that will benefit from the proposed activities Five very low income households at or below 50% AMI will be assisted. Location Description Ogden City wide. Planned Activities The Program loans CDBG funds to very low income households to perform emergency repairs, such as replace a broken water heater, furnace or sewer line. The emergency assistance alleviates threatening conditions that could force the owner occupants into homelessness. 5 Project Name Infill Housing Projects Target Area NEIGHBORHOOD REVITALIZATION STRATEGY AREA (NRSA) EAST CENTRAL REVITALIZATION AREA Goals Supported Increase the supply of decent affordable housing Needs Addressed Increase the supply of decent affordable housing Funding CDBG: $326,064 Description The City's Infill housing program provides the coordinating support to bring together private, federal and local resources needed to create new quality housing units available to a mix of household incomes. An aggregate of CDBG housing units will allow completion of homes affordable to incomes above 80% LMI. The goal is to replace deteriorating housing stock and/or under-utilized properties. The Infill program may also work with realtors and contractors as part of the Have A Heart program. The city may partner with Utah Nonprofit Housing Corporation, utilizing HOME CHDO funds to complete projects. Target Date 6/30/2018 Estimate the number and type of families that will benefit from the proposed activities The City is undertaking the development of a new, Garden Hills, subdivision which will provide new housing units to 21 households. The 21 housing units will be affordable to LMI households and some housing units affordable to over 80% AMI households. A CDBG aggregate of housing units in the NRSA will ensure that at 51% of the housing units are LMI affordable. Location Description The CDBG-funded Infill Housing project is located at 2100 Porter in Ogden's NRSA. ---PAGE BREAK--- Annual Action Plan 2017-2018 32 OMB Control No: 2506-0117 (exp. 07/31/2015) Planned Activities CDBG funds are used for acquisition, demolition, Environmental remediation and consulting for the Garden Hills Infill housing project. CDBG provides gap financing for the development of 21 new housing units. 6 Project Name Microenterprise Loan Program Target Area NEIGHBORHOOD REVITALIZATION STRATEGY AREA (NRSA) Goals Supported Stimulate economic growth Needs Addressed Create greater access to capital Funding CDBG: $10,000 Description Support Microenterprises by providing financial assistance and training and technical assistance to innovative microenterprise businesses. Training will be offered thru partners that provide mentoring, education, and advising on starting a business. The goal of the program is to be the conduit for access to capital and/or entrepreneurial training for self empowerment. Its strategic goal is to help reduce the number of failed businesses and increase the number of successful microenterprises in Ogden. Target Date Estimate the number and type of families that will benefit from the proposed activities Seven microenterprises will receive loans. The loans will assist microenterprises by combining fundings with training and technical assistance. Training and technical assistance are critical for microenterprises because they are often in the start-up phase and lack the experience and resources needed to succeed. The trianing portion of the MLP will be managed by an Ogden City designated training provider, while funding for business expenses will be administered in the same manner as Ogden City's existing loan programs. Location Description Microenterprise businesses located in NRSA. ---PAGE BREAK--- Annual Action Plan 2017-2018 33 OMB Control No: 2506-0117 (exp. 07/31/2015) Planned Activities The MLP will provide small loans to microenterprises. The MLP provides loan up to $20,000 of which at least 50% will be available for direct business expenses. The remaining loan funds will be allocated to training costs. Ogden City will designate a training provider that will offer intenstive training mentoring and counseling services to a cohort of microenterprises. Each cycle of the program focuses on a specific industry cluster, such as the outdoor recreation industry or target market, such as Spanish-speaking business owners. Ogden City and the training provider will develop a joint application process for each MLP cycle. The selection process will be based on set criteria that promotes Ogden City's economic development goals, is not discriminatory, and is open to the public. 7 Project Name Own In Ogden Target Area OWN IN OGDEN TARGET AREA Goals Supported Expand homeownership opportunities Needs Addressed Expand homeownership opportunities Funding HOME: $250,000 Description Provides down payment assistance to LMI family in the Own In Ogden Target Area. The Own In Ogden Target Area is located in the CDBG Strategy Area and mostly is confined to the NRSA, but extends a little beyond the NRSA. The goal is to support neighborhood revitalization through increasing homeownership in Central Ogden. Target Date 6/30/2018 Estimate the number and type of families that will benefit from the proposed activities Forty-five (45) LMI households will receiving down payment assistance loans. Location Description Own In Ogden target area. Planned Activities Loaning 0% interest, deferred payment HOME funds to LMI families to purchase a home in the Own In Ogden target area. ---PAGE BREAK--- Annual Action Plan 2017-2018 34 OMB Control No: 2506-0117 (exp. 07/31/2015) 8 Project Name Quality Neighborhoods Target Area NEIGHBORHOOD REVITALIZATION STRATEGY AREA (NRSA) EAST CENTRAL REVITALIZATION AREA Goals Supported Improve the quality of housing stock Needs Addressed Improve the quality of housing stock Funding CDBG: $296,504 HOME: $374,267 Description The Quality Neighborhoods Program is defined to be flexible to address the specific needs of block groups within the NRSA. The Program implements the Asset Control Area (ACA) Program. ACA Program purchases abandoned HUD-foreclosed homes and undertakes the substantial rehab needed to bring the homes to housing and quality standards. In addition, the City may purchase vacant lots to construct new housing, or purchase occupied homes, or vacant and dilapidated housing units to rehabilitate and then sell to a low mod income family. Target Date 6/30/2018 Estimate the number and type of families that will benefit from the proposed activities Twelve (12) LMI households will benefit from Quality Neighborhoods Program, as they purchase renovated homes from Ogden City. Location Description East Central Neighborhood of Ogden, located in the NRSA. Planned Activities The East Central Revitalization Program has a goal to complete the purchase and rehabilitate of twelve (12) single-family housing units that are sold to LMI households during the fiscal year. 9 Project Name Rental Rehabilitation Target Area OGDEN CITY-WIDE Goals Supported Improve the quality of housing stock ---PAGE BREAK--- Annual Action Plan 2017-2018 35 OMB Control No: 2506-0117 (exp. 07/31/2015) Needs Addressed Improve the quality of housing stock Funding CDBG: $90,000 Description Rental property owners can receive a below-market interest rate loan or deferred loan to upgrade units to meet housing and quality standards. A maximum of $90,000 CDBG funding is loaned per project. The goal is decrease the number of substandard rental units while increasing the number of safe, sanitary, affordable rental units. Target Date 6/30/2018 Estimate the number and type of families that will benefit from the proposed activities Rental Rehab projects will benefit LMI households. The Rental Rehab program loans funds to rental property owners to rehab substandard or deteriorating rental housing units to bring them up to housing quality standards. The owner must commit by loan agreement to rent only to LMI households and to maintain rents at HUD determined Fair Market Rents. One project is expected to help 4 LMI households; and the City expects to complete one project every other year or as needed. Location Description City-wide rental property owners may apply. Planned Activities Loaning of funds to rental property owners to renovate deteriorating rental housing units. 10 Project Name Small Business Loan Program Target Area NEIGHBORHOOD REVITALIZATION STRATEGY AREA (NRSA) Goals Supported Job Creation Needs Addressed Job Creation Funding CDBG: $308,051 Description Direct financial assistance to for-profit businesses to create permanent full-time jobs in Ogden's NRSA. Businesses in the Business Depot of Ogden may also apply for funding. This program helps reduce unemployment, increases Ogden's economic base and attracts economic growth. Target Date 6/30/2018 ---PAGE BREAK--- Annual Action Plan 2017-2018 36 OMB Control No: 2506-0117 (exp. 07/31/2015) Estimate the number and type of families that will benefit from the proposed activities Eight Full Time Equivalent (FTE) jjobs will be created. Jobs will be filled by LMI persons. Persons filling the jobs that are located in the NRSA will be presumed LMI. Location Description CDBG small business loan funds are targeted to the Central Business District but may extend City-wide if the need arises to fulfill the City's goal in expanding economic opportunities. In some situations, CDBG funds may be used to assist businesses that will create jobs in the Business Depot of Ogden, or in other areas of the city or the NRSA. Planned Activities Loaning funds to businesses that will create jobs. 11 Project Name Special Economic Development Projects Target Area OGDEN CITY-WIDE Goals Supported Stimulate economic growth Needs Addressed Stimulate economic growth Funding CDBG: $10,000 Description AAP FY2017-2018 Special Economic Development Projects (SEDP) funding is $0 but may be funded with carryover funds later in the fiscal year. SEDP is to expand Ogden's economic base through developing under-utilized properties to create/retain jobs, assisting businesses with capital or loan guarantees, or eliminate slum and blight in Ogden. The program is designed to be flexible to meet the changing economic needs of Ogden City. Target Date 6/30/2018 Estimate the number and type of families that will benefit from the proposed activities The goal is to complete one project every other year. Location Description Projects will be selected based on funding availability and potential impact to Ogden's economic base. ---PAGE BREAK--- Annual Action Plan 2017-2018 37 OMB Control No: 2506-0117 (exp. 07/31/2015) Planned Activities To assist one business every other year, either with job creation/retention, housing units, or slum and blight removal. 12 Project Name Target Area Public Improvements Target Area NEIGHBORHOOD REVITALIZATION STRATEGY AREA (NRSA) Goals Supported Improve the safety and appearance of neighborhoods Needs Addressed Create a suitable living environment Funding CDBG: $450,000 Description Enhance neighborhoods to create a suitable living environment. Target Date 6/30/2018 Estimate the number and type of families that will benefit from the proposed activities All residents of the block will benefit from targeted public improvements, such as streets, curbs, driveways and/or sidewalks. Location Description During the fiscal year the public improvement project will be targeted to the NRSA. Planned Activities Sidewalk repair/replacement in the Quality Neighborhoods target area. 13 Project Name Administration Target Area Goals Supported Administration Needs Addressed Funding CDBG: $251,469 HOME: $40,000 ---PAGE BREAK--- Annual Action Plan 2017-2018 38 OMB Control No: 2506-0117 (exp. 07/31/2015) Description CDBG and HOME Administration budgets are determined by 20% of Entitlement and 20% of anticipated CDBG and HOME program incomes. Business and Community Development Divisions' personnel and overhead costs to administer CDBG and HOME programs. Target Date 6/30/2018 Estimate the number and type of families that will benefit from the proposed activities Location Description Planned Activities ---PAGE BREAK--- Annual Action Plan 2017-2018 39 OMB Control No: 2506-0117 (exp. 07/31/2015) ---PAGE BREAK--- Annual Action Plan 2017-2018 40 OMB Control No: 2506-0117 (exp. 07/31/2015) AP-50 Geographic Distribution – 91.220(f) Description of the geographic areas of the entitlement (including areas of low-income and minority concentration) where assistance will be directed The City has identified neighborhood census tracts that have 51% or more residents who are Low- to- Moderate Income (LMI). These census tracts are referred to as CDBG Strategy Area. Most of the city's HUD-funded activities are located in these neighborhoods. Public infrastructure projects (i.e. street and sidewalks improvements) are targeted to specific locations within the CDBG Strategy Area which are deemed by City Council, City staff or from public input to be most in need of revitalization or public investment while addressing the City's strategies and goals. The City heavily targets resources to the NRSA and Quality Neighborhoods target area. Central Business District, Quality Neighborhoods and the Own In Ogden Target Area are all located in the CDBG Strategy Area. The Own In Ogden down payment assistance program extends somewhat beyond the Quality Neighborhoods initiative Area and NRSA to assist LMI households in purchasing a home. Infill housing, CHDO projects, and Quality Neighborhoods housing rehabilitation are generally targeted to the NRSA or to East Central neighborhood. Rental Rehabilitation Program and Emergency Home Repair program benefit individual households and are not targeted to specific areas, but instead are provided on the basis of household need. The Emergency Home Repair Program is available city-wide to eligible low-income homeowners at or below 50% Area Median Income (AMI) on a first-come, first-served basis. Rental Rehab assistance is available to property owners that rent to households with incomes under 80% of AMI and are required to charge rents at or below HUD's Fair Market Rent for the Ogden area. In addition, financial assistance to Utah Non-Profit Housing Corporation, Ogden's CHDO, is generally available city-wide but is often targeted to affordable housing projects within the NRSA. The Ogden Business Exchange project is targeting job creation activities to the Trackline EDA area, an area with a population that contains some of the highest census tract poverty rates in Ogden. Geographic Distribution Target Area Percentage of Funds OWN IN OGDEN TARGET AREA 11 BUSINESS DISTRICT BLIGHT AREA NEIGHBORHOOD REVITALIZATION STRATEGY AREA (NRSA) 83 EAST CENTRAL REVITALIZATION AREA CENTRAL BUSINESS DISTRICT CDBG STRATEGY AREA OGDEN CITY-WIDE 6 TRACKLINE EDA Table 10 - Geographic Distribution ---PAGE BREAK--- Annual Action Plan 2017-2018 41 OMB Control No: 2506-0117 (exp. 07/31/2015) Rationale for the priorities for allocating investments geographically The City encourages development of affordable housing in areas of the city that will benefit residents and not perpetuate concentration, exclusion or segregation. In order to generate the greatest impact from declining entitlement funds, the City will focus efforts in target areas. The City has identified areas of the city that are eligible for resource allocation under the Community Development Block Grant (CDBG) and HOME programs. The allocations of funds to the Target Areas (Own In Ogden Target Area, Central Business District, Trackline EDA, and NRSA) is designed to support actionable, high-impact infrastructure, housing and other development projects that build on Ogden's downtown employment centers and have additional funding committed from other resources. Targeting and leveraging entitlement funding represents the best opportunity to accomplish the city's community development goals. Discussion ---PAGE BREAK--- Annual Action Plan 2017-2018 42 OMB Control No: 2506-0117 (exp. 07/31/2015) Affordable Housing AP-55 Affordable Housing – 91.220(g) Introduction The City utilizes a combination of strategies and funding sources to address the affordable housing needs in the community. The City is committed to improving the quality of affordable housing units in Ogden. These efforts include the implementation of the Quality Neighborhoods Program (Asset Control Area and purchase/rehab/resale) to acquire and rehabilitate foreclosed, abandoned and often blighted properties using a private line of credit. When the cost of the rehab exceeds the private funding available, HOME and/or CDBG funds are used. The Emergency Home Repair Program also improves the quality and safety of homeowner-occupied, affordable housing units. The city funds CHDO and Infill projects which increase the supply of quality affordable housing units. In addition, the city utilizes CDBG funds to renovate rental property owners bring affordable rental housing units up to code and housing standards. Forty-five homebuyers will be assisted with HOME dollars to purchase a home in the target area and homebuyers must live in the HOM- assisted unit as their primary residence. With the use of CDBG and HOME and a combination of both funding sources, it is anticipated that 74 households will receive assistance thru the availability of renovated affordable housing units, construction of new housing units or assistance in the purchase of homes: 21 housing units rehabilitated (12 Quality Neighborhood; 5 Emergency Home Repair; 4 rental units rehabilitated); 4 new housing units constructed every other year 0 for FY2017-2018; and 4 Community Development Housing Organization assisted housing units completed; and acquisition of 45 housing units (45 Own In Ogden). One Year Goals for the Number of Households to be Supported Homeless 0 Non-Homeless 70 Special-Needs 0 Total 70 Table 11 - One Year Goals for Affordable Housing by Support Requirement One Year Goals for the Number of Households Supported Through Rental Assistance 4 The Production of New Units 4 Rehab of Existing Units 17 Acquisition of Existing Units 45 Total 70 Table 12 - One Year Goals for Affordable Housing by Support Type Discussion ---PAGE BREAK--- Annual Action Plan 2017-2018 43 OMB Control No: 2506-0117 (exp. 07/31/2015) AP-60 Public Housing – 91.220(h) Introduction The Housing Authority of the City of Ogden (HACO) was created March 1970. The purpose of HACO is to promote and provide safe, affordable and sound housing, free from discrimination, with self-sufficiency opportunities for persons of low to medium income in partnership with the communities we serve. The HACO continues to play a major role in providing public housing within Ogden City. The HACO has 200 public housing units at six scattered sites and administers 871 Housing Choice Vouchers, 61 HUD- VASH Vouchers, 25 Shelter Plus Care Vouchers, and funding for 6 HOPWA clients. In addition, HACO administers 105 Moderate Rehabilitation units owned by private owners. All programs are intricate in playing a vital role within Ogden City that serve low income families in need of affordable, decent and safe housing. Although the HACO strives for 100% utilization of all housing programs administered there continues to be a shortfall of housing assistance in Ogden City. HACO served over 1,700 households during the period January 1, 2016 to December 31, 2016, which includes over 1,700 children. There continues to be a strong need for the services offered by the housing authority as there are more than 1,000 families on the waiting list. The Ogden Housing Authority strives to use the funding received to maximize the programs administers to utilize 100% of the vouchers and to maintain public housing occupancy 98% of better. The HACO continues to seek for additional funding opportunities and/or opportunities to partner with other agencies to meet the needs of their clients. ---PAGE BREAK--- Annual Action Plan 2017-2018 44 OMB Control No: 2506-0117 (exp. 07/31/2015) Actions planned during the next year to address the needs to public housing The Housing Authority of the City of Ogden (HACO) understands the importance of providing safe affordable housing that is in good repair. HACO has implemented goals and objectives in their current Five Year Plan to address the needs of affordable housing as follows:  Objective/Goal: Assist Meeting both the State of Utah and Department of HUD to End Homelessness. o Strategy: Utilize 100% of vouchers and funding directed towards homelessness (VASH, SPC, and HOPWA). o Strategy: If needed, apply for additional vouchers or other assistance when available. o Strategy: Meet with partnering agencies to discuss the needs and barriers to house homeless families.  Objective/Goal: Improve, maintain, and/or increase the availability of affordable housing. o Strategy: Expand the supply of affordable housing by applying for additional vouchers/funding when available. o Strategy: Insure occupancy of public housing units remains at least 98%. Reduce the down time of vacant unit by insuring units are turned timely and applicants are qualified and ready to move in as units are made ready for occupancy. o Strategy: Maintain at least 99% utilization Section 8 Vouchers by working close with eligible applicants to insure timely lease up. o Strategy: Improve the marketability and quality of affordable housing by investing annual capital funds to address the following:  Update/Replace HVAC systems, Update plumbing systems, Update electrical systems to include energy star appliances or fixtures, modernize interior fixtures, replace roofs, insure yard and playground equipment is in good repair. o Strategy: Safe living environment by partnering with local police and participate in community police/safety meetings (if available), address safety issues at property (security lighting, security guards, security cameras, and landscaping issues). o Strategy: Research other affordable housing opportunities as a means to serve low income families. The agency will continue to strive to make the apartment communities safe through effective tenant screening. The agency has partnered with BCI to provide back ground checks. In addition, the agency reviews landlord references, and works close with the community police regarding any concerns related to criminal behavior. The housing authority also provides security as a deterrent when needed by hiring ---PAGE BREAK--- Annual Action Plan 2017-2018 45 OMB Control No: 2506-0117 (exp. 07/31/2015) off duty police officers. Also, the HACO will evaluate the sites not only for capital improvement needs but also for safe neighborhoods to insure the location of public housing provides a safe place to live. The housing authority makes every effort to make the owned properties a good place to live. This is done by maintaining a good curb appeal, responding to tenant work orders and concerns, enforcing lease violations to include a no smoking policy except for in designated areas, and encouraging tenants to take pride in where they live. Actions to encourage public housing residents to become more involved in management and participate in homeownership The HACO continues to encourage public housing residents’ to be involved with management by allowing comments and questions/concerns to proposed changes to administrative plans and the annual plan. In addition, the agency encourages residents to serve on a Resident Advisory Board (RAB). The goal of the RAB is to encourage residents to become more involved in making decisions as it relates to the administration of programs and meeting the needs of the residents. The staff of the housing authority presents the annual plan to the RAB board for comment. In addition, staff will join the RAB at scheduled meetings to provide feedback regarding concerns or needs of the residents. In partnership with Ogden City, the HACO notifies HACO residents of public meetings that pertain to ConPlan activities through public posting, provided residents an opportunity to participate in the Consolidated Plan process. As opportunities arise for homeownership opportunities the HACO would direct residents to these resources. If the PHA is designated as troubled, describe the manner in which financial assistance will be provided or other assistance The Ogden Housing Authority is not designated as troubled. Discussion ---PAGE BREAK--- Annual Action Plan 2017-2018 46 OMB Control No: 2506-0117 (exp. 07/31/2015) AP-65 Homeless and Other Special Needs Activities – 91.220(i) Introduction The City continues its participation in and support of the Weber County Homeless Coordinating Council's efforts to end homelessness and Weber County Homeless Charitable Trust to support homeless providers and homelessness prevention service providers. The City of Ogden does not receive Emergency Shelter Grant (ESG). The City of Ogden works in coordination with the Weber County Homeless Coordinating Council which is the lead agency reporting to the Utah Balance of State (UBOS) Local Coordinating Council. The has adopted Weber County's Plan to End Homelessness by 2014. In addition, the City supports The Lantern House in Ogden, which receives ESG funds. The City has participated in the Continuum of Care (CoC) process regarding Utah's anticipated Emergency Shelter Grant (ESG) Funds for the fiscal year, which is obtained competitively through the Utah Department of Community and Economy Development. Describe the jurisdictions one-year goals and actions for reducing and ending homelessness including reaching out to homeless persons (especially unsheltered persons) and assessing their individual needs Currently in Weber County, street outreach is provided by the CABHI team (Cooperative Agreement to Benefit Homeless Individuals) through Weber Human Services in conjunction with the Weber Housing Authority. The teams work together to canvas Ogden City in search of homeless households residing on the streets. The teams have maps of homeless camps and areas where homeless individuals and families reside. The purpose of the street outreach program is to establish a relationship with those households that are not willing to access homeless services. Once the relationship has been established, case managers can begin the conversation to link the household to homeless services. Participate in the Weber County's Plan to End Chronic Homelessness by 2014. The City is actively involved in the Weber County Homeless Coordinating Council a city official serves on the to ensure the effective implementation of homelessness prevention and services at a county- wide level. Create jobs through economic development activities. The city has committed considerable resources to addressing one of the most overwhelming obstacles in homelessness prevention, insufficient incomes. Insufficient incomes have been identified by the city, county and state as a main contributing factor to homelessness. The City's NRSA Plan, BIC, small business loan program, Ogden Reinvestment Corporation and Central Business District Revitalization program, as well as, many other economic development activities undertaken by the city, all support job creation in Ogden for the goal of increasing incomes for Ogden residents. ---PAGE BREAK--- Annual Action Plan 2017-2018 47 OMB Control No: 2506-0117 (exp. 07/31/2015) Support the Weber County Homeless Charitable Trust to provide funding to non-profit homeless providers (described in priority objective 4.1 in the ConPlan). The Weber County Homeless Charitable Trust is an independent organization whose sole purpose and mission is to provide funding to non-profit homeless prevention and services providers. Ogden City supports the through the commitment of over $1 million in non-federal funds to seed the Trust and the Community Development Manager serves on the Trusts Board of Directors. Addressing the emergency shelter and transitional housing needs of homeless persons The Lantern House is the emergency shelter for Northern Utah. The new facility was completed in 2015, which expanded services from their outdated facility. The Lantern House can now provide shelter to households without splitting up families with older children and male head of household’s. The new facility allows the shelter to accommodate the increase in the homeless population in Weber County. There are three major components for ending chronic homelessness—Tenant Selection, Housing, and Supportive Services. Creating a centralized tenant selection process enables timely placement of persons in appropriate housing. Potential clients are assessed by their vulnerability, service utilization, and their eligibility for various housing opportunities. Permanent Supportive Housing can be both in congregate sites as part of a larger program or scattered throughout the community. Funds for subsidizing housing that can be used for permanent housing and be flexible for tenant, sponsor or project based rental assistance are important for securing additional housing. is working with many community partners to target tax credit units designated or set aside specifically for homeless households at lower rents in order to save money and serve more chronically homeless persons. Locating available housing requires significant coordination between landlords, housing authorities, and service providers. Creating positions to coordinate tenant selection and a housing location specialist who understands both private and public housing are key positions in this effort. Helping homeless persons (especially chronically homeless individuals and families, families with children, veterans and their families, and unaccompanied youth) make the transition to permanent housing and independent living, including shortening the period of time that individuals and families experience homelessness, facilitating access for homeless individuals and families to affordable housing units, and preventing individuals and families who were recently homeless from becoming homeless again The Permanent Supportive Housing Program provides rental assistance linked with case management services to chronically homeless, disabled individuals throughout Weber County. Case managers work with participants to help them identify triggers that have led to their homelessness in the past. By identifying and addressing the issues, case managers are better able to assist participants in remaining permanently housed. Over the last few years, Weber County has implemented the Coordinated Assessment system. All homeless service providers participate in Coordinated Assessment. The process allows the community to collaborate and prioritize homeless households based on vulnerability, which allows service providers to provide the housing resource that best fits their individual circumstances. ---PAGE BREAK--- Annual Action Plan 2017-2018 48 OMB Control No: 2506-0117 (exp. 07/31/2015) The Coordinated Assessment process has assisted Weber County homeless service providers in providing efficient housing resources to the chronically homeless. Lantern House, Tri-County Independent Living Center and Utah Division of Workforce Services. Program Goals:  Increase housing stability  Increase skills and/or income  Increase access to needed supportive services  Reduce recidivism The OHA's Shelter Plus Care program works in partnership with local non-profit agencies to coordinate efforts for chronically homeless individuals. Under this partnership agreement, the Lantern House, Weber Human Services, and Tri County Independent Living Center refer those meeting the definition of chronically homeless to the OHA. The OHA, if a Shelter Plus Care voucher is available, provides the housing assistance. The partners provide the appropriate services and case management support that provides the opportunity needed to transition to permanent housing and self-sufficiency. The OHA has applied for funding to continue the Shelter Plus Program for an additional year. Homelessness Prevention and Rapid Re-housing Program (HPRP) - HPRP assists individuals and families who are experiencing homelessness (residing in emergency or transitional shelters or on the street) and need temporary assistance in order to obtain housing and retain it. This program will provide temporary financial assistance and housing relocation and stabilization services to individuals and families who are homeless or would be without assistance. Catholic Community Services (CCS) has received homeless prevention funding from Utah State Community Services Offices and has implemented a Homeless Prevention and Rapid Re-housing Program (HPRP) to assist homeless and low-income households who have a housing crisis or are in precarious housing situation in Weber County. Assistance includes helping individuals and families who are currently in housing but are at risk of becoming homeless and who need temporary rent assistance or assistance moving to another unit to prevent them from becoming homeless. The CCS's HPRP program has completed its three year grant funding allocation and is now at an end; no additional HUD HPRP funds have been granted to CCS. ---PAGE BREAK--- Annual Action Plan 2017-2018 49 OMB Control No: 2506-0117 (exp. 07/31/2015) Helping low-income individuals and families avoid becoming homeless, especially extremely low-income individuals and families and those who are: being discharged from publicly funded institutions and systems of care (such as health care facilities, mental health facilities, foster care and other youth facilities, and corrections programs and institutions); or, receiving assistance from public or private agencies that address housing, health, social services, employment, education, or youth needs. 1. Expanding the range and availability of prevention strategies by: a. Better coordinating and expanding legal assistance and housing resources available for one time, short-term, and transitional financial assistance to avert eviction. b. Increasing access to permanent housing and services for person(s) leaving institutions. 2. Increasing timely access to prevention resources by: a. Establishing a 24-hour prevention and referral hotline, coordinated with 211; b. Increase the assessment, transportation, and prevention resources; c. Improving and expanding staff assessment capabilities to quickly identify appropriate shelter alternatives and facilitate their access for persons at imminent risk of homelessness or who are homeless. 3. Improving the long-term effectiveness of prevention strategies by linking households assisted with prevention programs to ongoing community resources. 4. Reducing the number entering homelessness by closing the “front door” with effective discharge planning by: a. Having the public institutions for mental health, penal, and foster care develop discharge approaches that prepares and ensures those being released have a home and a plan for self-reliance and support from either family or a community agency(ies). 5. Increasing the number of affordable housing units “opening the back door” by: a. Having the funders, contractors, housing authorities and political authorities coordinate and streamline the process for new construction and remodeling of existing units. Discussion The City did not apply and does not receive Emergency Shelter Grant (ESG) or HOPWA funding. ---PAGE BREAK--- Annual Action Plan 2017-2018 50 OMB Control No: 2506-0117 (exp. 07/31/2015) One year goals for the number of households to be provided housing through the use of HOPWA for: Short-term rent, mortgage, and utility assistance to prevent homelessness of the individual or family Tenant-based rental assistance Units provided in housing facilities (transitional or permanent) that are being developed, leased, or operated Units provided in transitional short-term housing facilities developed, leased, or operated with HOPWA funds Total ---PAGE BREAK--- Annual Action Plan 2017-2018 51 OMB Control No: 2506-0117 (exp. 07/31/2015) AP-75 Barriers to affordable housing – 91.220(j) Introduction The Weber County Housing Needs Assessment & Plan 2012-2014 and the Regional Fair Housing Equity Assessment provided the data and research; from these studies, a variety of barriers to affordable housing in Ogden were identified, such as:  Uneven Fair Housing infrastructure - brochures, webpage and materials are printed only in English, limiting the availability of Fair Housing information to non-English speaking persons.  Deteriorating Quality of Housing Inventory - Ogden's housing stock is aging. This along with the prevalence of low incomes and minority concentrations in the NRSA, presents the challenge of deferred maintenance and deteriorating quality of housing stock.  Homes in NRSA are disproportionately occupied by minority and disabled individuals.  Disproportionate Impact from Good Landlord Program - This program is intended to improve the quality of rental housing in Ogden. The program may disproportionately negatively, impact protected classes by "refuse to rent to applicants with certain criminal backgrounds." Although not intended to discriminate against protected classes, if minorities disproportionately have criminal backgrounds the Good Landlord program could be deemed a violation of the Fair Housing Act.  Lack of familiarity of Fair Housing Act by landlords -Many of landlords are not aware of the full implications of the Fair Housing Act and “reasonable accommodations” provision.  The Fair Housing infrastructure has not systematically addressed the education of landlords regarding “reasonable accommodations". Lack of familiarity of local building inspection offices with the International Building Code (IBC) and the federally assisted multi-family housing requirements can impact fair housing choice for disabled individuals. Actions it planned to remove or ameliorate the negative effects of public policies that serve as barriers to affordable housing such as land use controls, tax policies affecting land, zoning ordinances, building codes, fees and charges, growth limitations, and policies affecting the return on residential investment  Adopt a Language Assistance Plan, created Spanish fair housing website, brochures and resources.  Work with the Disability Law Center to promote fair housing in Ogden.  Education is key to improving affordable housing options, which includes training for City Building Inspectors, landlords, city staff, financial institutions and citizens.  Targeting of HUD resources toward improving the quality of housing as described in other sections of the plan.  Re-evaluate the Good Landlord program to determine if modifications to the program are needed. ---PAGE BREAK--- Annual Action Plan 2017-2018 52 OMB Control No: 2506-0117 (exp. 07/31/2015)  Partner with regional housing providers to encourage the de-concentration of low income housing in Ogden.  Partner with Utah Anti-Discrimination and Labor Division (UALD) to provide FH education to local residents and stakeholders. Discussion There are a number of barriers to affordable housing that can only be partially controlled at the local government level. These include availability of sites, construction costs and banking / credit practices. Construction costs are influenced by economic conditions in the entire Northern Utah region. Banking practices are determined largely by institutional practices and federal regulations. The City has developed partnerships with local lending agencies to increase low- and moderate-income lending opportunities. Zoning and building and safety regulations can create barriers to affordable housing. To avoid barriers, the City has an on-going practice of updating its zoning code. The City has a zoning ordinance in place which opens up opportunities for different housing types. Specifically, it promotes attached housing, very small lots for single family homes, apartment development and units above commercial space. The City also conforms to standards set by the International Building Code (IBC), which is utilized through the State of Utah and the enforcement of IBC regulations does not create unique restraints on construction or rehabilitation in Ogden. ---PAGE BREAK--- Annual Action Plan 2017-2018 53 OMB Control No: 2506-0117 (exp. 07/31/2015) AP-85 Other Actions – 91.220(k) Introduction The City will spend no less than 70% of its CDBG funding to benefit low- and moderate-income residents and that no more than 30% of its CDBG resources will be spent preventing / eliminating slums or blight. A one-year certification period to begin July 1, 2016 and end June 30, 2017. The City will continue its commitment to improve the quality of affordable housing units and actions that will foster and maintain affordable housing in Ogden. In addition, the City, through the Community and Economic Development Office, will diligently work to expand economic opportunities for local residents. The activities listed in this Action Plan work to reduce the number of households in poverty; and with enhanced coordination with nonprofit partners, services will have a greater impact on this goal. Actions planned to address obstacles to meeting underserved needs Underserved needs in Ogden City have been determined as Housing for large families, Housing for persons with mental disabilities, Housing for persons with physical disabilities, Homeless transitional housing, Household sustaining employment opportunities for low and moderate income households and Business opportunities for low and moderate income investors. Some of the obstacles contributing to these underserved needs are:  Increase in demands for funding  Low incomes and wages  Limited supply of Section 8 vouchers  Housing needs for extremely low income individuals exceeds the available supply  Increased costs of construction  Diminishing supply of land for development  Challenges of redevelopment (land assembly, costs, adequate developers)  Private, non-profit and government inability to keep up with growth of population in need  Competing demands for public services The city’s HOME funds are geographically targeted to preserve and provide affordable housing stock in the Quality Neighborhoods Program Area (which includes the Asset Control Area program) which rehabilitates HUD-foreclosed homes within the NRSA. By targeting rehabilitation efforts within low- income census tracts, the housing needs of Ogden’s poorest residents are addressed. The Emergency Home Repair loan program, which is funded through CDBG, provides loans to low-income persons who cannot afford housing health/safety renovations. Applicant selection for this program is based on income eligibility. The Emergency Home Repair Program provides loans to qualified homeowners citywide and is not geographic specific. ---PAGE BREAK--- Annual Action Plan 2017-2018 54 OMB Control No: 2506-0117 (exp. 07/31/2015) The rehabilitation and development of the Ogden City Central Business District and its’ adjoining inner- city neighborhoods will provide the positive incentives necessary for attracting new businesses to Ogden. Jobs created/retained within the NRSA are presumed to benefit low-mod income persons. The goal for new business and economic developments will be to create household sustaining incomes for Ogden City residents while furthering the growth and fiscal health of the City. Actions planned to foster and maintain affordable housing While the City can choose from a broad array of eligible activities in regards to the use of CDBG funds, it chooses to focus nearly half of these funds into maintaining and improving the quality the city's supply of affordable housing both rental and owner-occupied. To this end, it is estimated that the 48% or more of the anticipated CDBG grants funds will be used to directly address the housing needs of low- to moderate-income households through the Emergency Home Repair Program, Demolition Loan Program, Rental Rehabilitation Loan Program, Infill Housing / Purchase Rehab and Resale Program, and the East Central Revitalization (ACA) Programs. The Emergency Home Repair Program alone will assist approximately five low-income households make emergency repairs to their homes facilitating their ability to stay in their homes and remain owner-occupants. The Rental Rehabilitation Loan Program will work to maintain and improve approximately four affordable rental housing units every other year. In addition to this, 100% of the City’s HOME funds will directly benefit low-to moderate-income households with housing. Own In Ogden down payment assistance program will assist approximately 45 low- to moderate-income households purchase a home. One key service that helps educate people and prepare them to have a successful homeownership experience is the Homebuyer Education Class. Utah State University offers a homebuyer education class to Ogden residents. A homebuyer education class is required for all Own In Ogden participants. Participants may submit a receipt for the cost of the class to the City for reimbursement of the homebuyer education class when purchasing a home with Own In Ogden down payment assistance. Actions planned to reduce lead-based paint hazards The Quality Neighborhoods Program targets older homes for rehabilitation, which are often HUD- foreclosed and purchased by the City through the Asset Control Area (ACA) program. Due to the age of the housing in the ACA program, it is presumed that lead paint is present and work is performed to mitigate lead based paint hazards. Work on these homes takes place while the homes are still vacant, eliminating the threat of lead-based paint exposure to homeowners. After the rehabilitation work is completed, using HUD safe work practices, the city orders a final lead-based paint inspection. A clearance report, as determined by HUD guidelines, is issued prior to marketing the home for sale to an income-eligible household. Homes that are purchased with Own in Ogden down payment assistance are visually inspected for deteriorated paint surfaces that could present lead-based paint hazards. When participating with HUD- funded programs, if a property contains deteriorated paint surfaces, the seller of the property is advised and is required to have the surfaces tested for lead content. If surface testing results are positive for ---PAGE BREAK--- Annual Action Plan 2017-2018 55 OMB Control No: 2506-0117 (exp. 07/31/2015) lead content and exceed allowable HUD levels, a licensed lead- paint contractor using HUD standards must stabilize the affected areas. Actions planned to reduce the number of poverty-level families The City itself is limited in the amount of support it can provide for anti-poverty efforts. This is due in part to the fact that the majority of AAP funds are largely restricted to certain types of activities such as housing rehabilitation, homeownership, infrastructure, and business development. Funding for social service activities is extremely limited. Furthermore, the City's General Fund is stressed providing basic safety services and infrastructure needs and is not in a position to support other activities. While the City is not the lead agency in broad-based anti-poverty efforts, it has a role in reducing poverty through support and collaboration with community efforts. Ogden Weber Community Action Partnerships receives Community Service Block Grant and takes the lead on many anti-poverty programs in Ogden. The Community Development Section of the ConPlan supports efforts to the goal of reducing poverty through employment and encouragement of economic growth and development. ConPlan objectives encourage the following strategies aimed at reducing poverty:  Encourages appropriate growth by improving the competitiveness of existing businesses through loaning funds to small businesses.  Diversify the economic base by attracting new business.  Develop recreation, aerospace, manufacturing and technology industries.  Create jobs by providing businesses access to capital.  Encourage greater redevelopment activity in the City.  Develop joint public-private investment strategies. Redevelopment organizations have been created to promote economic development and implement redevelopment plans within the City – the Ogden Redevelopment Agency and the Local Redevelopment Agency. The creation of higher wage jobs for community residents is a top priority for these organizations. The City will continue its economic development efforts and its partnerships with the Ogden-Weber chamber, Utah Hispanic Chamber, Utah Center for Stabilization, Wasatch Community Funding, Downtown Ogden Inc., 25th Street Association, and Ogden Reinvestment Corporation to attract new businesses and industries to Ogden, to retain existing businesses and industries, and to encourage their expansion. Because the creation of economic opportunities is not an isolated solution to alleviating poverty, the City will collaborate efforts with Ogden Weber Community Action Partnership (OWCAP) and Ogden Weber Applied Technology College's (OWATC) YouthBuild when possible. In addition, Ogden City supports OWCAP’s Volunteer Income Tax Assistance (VITA). ---PAGE BREAK--- Annual Action Plan 2017-2018 56 OMB Control No: 2506-0117 (exp. 07/31/2015) Section 3 Ogden City works toward providing local residents, to the greatest extent feasible, job opportunities and/or training, from HUD-funded projects. In partnership with Ogden Housing Authority, Ogden Weber Applied Technology College's Youth Build Program, and Utah Department of Workforce Services, Ogden’s Community and Economic Development Department has established a Section 3 plan, which includes notifying low-income, public housing residents of job opportunities generated from HUD- funded programs and projects and provides preferences for Section 3 business in construction contracting opportunities. Actions planned to develop institutional structure During the AAP FY2017-2018, the City will continue to strive to establish an institutional structure that maximizes the funding sources used for housing and community development needs as well as simplify the process involved in developing new housing, improving conditions of existing housing and creating jobs. Community Development Division is the primary division responsible for implementation of the Five Year ConPlan and Annual Action Plan activities. Through CDBG and HOME programs, the City collaborates with partners to deliver resources effectively. The City works toward:  Strengthening existing public/private partnerships and creating new ones to implement programs and deliver services of all types.  Promoting citizen participation in ConPlan planning processes.  Utilizing the city's website to create an easy to access HUD-related information.  Working with non-profit housing providers to address the housing needs of the low-mod income residents (i.e. Utah Housing Corporation, Utah Non-Profit Housing Corporation).  Partnering with non-profit organizations to fund and/or develop job creation and business development projects, such as Wasatch Community Foundation a Utah CDFI.  Working with City Departments/Divisions to complete HUD funded activities (i.e. street improvements and building inspections).  Collaborating with social services providers to assist Ogden’s low-income residents.  Participating in the Weber county Charitable Trust Fund and Weber County Homeless Coordinating Council to support the efficient use of public funds that serve the homeless population.  Supporting advocacy and planning activities with organizations whose primary mission relates to the housing for low- to moderate-income households. ---PAGE BREAK--- Annual Action Plan 2017-2018 57 OMB Control No: 2506-0117 (exp. 07/31/2015) Actions planned to enhance coordination between public and private housing and social service agencies The City of Ogden is involved in many different committees and groups. These groups involve representatives from social service agencies, housing agencies both City and County Housing Authorities, and other community stakeholders. Committees and groups typically discuss the coordination of efforts to enhance the effectiveness of the committee or group's goals. The City will continue to support efforts through the participation in the following committees:  Fair Housing Forum of Utah  Regional Analysis of Impediments participating jurisdictions  Ogden Housing Authority  Ogden Weber Community Action Partnership  Weber County Homeless Coordinating Council  Weber County Charitable Trust Fund  Wasatch Community Foundation  Ogden Redevelopment Agency  Coalition of Resources  Council of Governments  Wasatch Front Regional Council  Weber Housing Authority The City attends Coalition of Resources (COR) meetings. COR is a group of over 50 local agencies, for-profit and non-profit social service providers. The goal of COR is facilitate the efficient use of limited resources in administering social services. Each month COR participants share about the current services or events offered by their organization. In addition, one provider is selected to highlight the services they provide. The COR members pass on information to their clients. COR meetings have been a huge help in notifying the public about ConPlan programs and events. Staff participation on local committees and boards involved in community development provides input on community needs and a means to work towards better coordination of services for low- and very-low income residents. Community and Economic Development (CED) staff serves on the board of the Ogden Housing Authority, (Ogden's public housing provider), Weber County Homeless Charitable Trust Fund Board, and Ogden Weber Community Action Partnership (OWCAP). OWCAP is the area lead provider for anti-poverty services and is a grantee of HUD's Community Service Block Grant program. The Community and Economic Development Department will continue to be involved in interagency efforts to strengthen the institutional structure for housing and economic development. Network through committees has worked to expand the City's public participation efforts. Discussion ---PAGE BREAK--- Annual Action Plan 2017-2018 58 OMB Control No: 2506-0117 (exp. 07/31/2015) Program Specific Requirements AP-90 Program Specific Requirements – 91.220(l)(1,2,4) Introduction A one year certification period July 1, 2017 thru June 30, 2018 will ensure that at least 70% of CDBG expenditures subject to the LMI overall benefit cap will benefit LMI persons. During a one-year certification period, the City will utilize no less than 70% of CDBG funds to benefit Low- to Moderate- Income persons and no more than 30% of CDBG expenditures will fund slum and blight activities. All program income received before the start of the year has been expended or is programmed into the budget. The City does not have an urban renewal settlement and does not have float-funded activities. Community Development Block Grant Program (CDBG) Reference 24 CFR 91.220(l)(1) Projects planned with all CDBG funds expected to be available during the year are identified in the Projects Table. The following identifies program income that is available for use that is included in projects to be carried out. 1. The total amount of program income that will have been received before the start of the next program year and that has not yet been reprogrammed 0 2. The amount of proceeds from section 108 loan guarantees that will be used during the year to address the priority needs and specific objectives identified in the grantee's strategic plan. 0 3. The amount of surplus funds from urban renewal settlements 0 4. The amount of any grant funds returned to the line of credit for which the planned use has not been included in a prior statement or plan 0 5. The amount of income from float-funded activities 0 Total Program Income: 0 Other CDBG Requirements 1. The amount of urgent need activities 0 2. The estimated percentage of CDBG funds that will be used for activities that benefit persons of low and moderate income.Overall Benefit - A consecutive period of one, two or three years may be used to determine that a minimum overall benefit of 70% of CDBG funds is used to benefit persons of low and moderate income. Specify the years covered that include this Annual Action Plan. 70.00% ---PAGE BREAK--- Annual Action Plan 2017-2018 59 OMB Control No: 2506-0117 (exp. 07/31/2015) HOME Investment Partnership Program (HOME) Reference 24 CFR 91.220(l)(2) 1. A description of other forms of investment being used beyond those identified in Section 92.205 is as follows: The city does not plan to undertake forms of investment beyond those identified in 24 CFR 92.205. 2. A description of the guidelines that will be used for resale or recapture of HOME funds when used for homebuyer activities as required in 92.254, is as follows: HOME Recapture or Resale Provisions: Ogden City maintains a Recapture provision to ensure the Period of Affordability in homeownership HOME-funded units. The amount subject to recapture is the Direct Subsidy. The Direct Subsidy also determines the Period of Affordability (see chart which follows). This is defined as any HOME assistance that enabled the home buyer to buy the dwelling unit. It also includes assistance that reduced the purchase price from fair market value to an affordable price. HOME AFFORDABILITY PERIOD Less than $15,000 5 Years $15,000 - $40,000 10 Years Over $40,000 15 Years The Own in Ogden down payment assistance program, with loans under $15,000, has a Period of Affordability of five years. If recapture is triggered, Ogden City will recapture the entire HOME investment loan amount upon sale, limited to net proceeds available at the sale. This recapture provision is discussed in section 24CFR92.254.a.5.ii.A. Under the city’s recapture provision, HOME recipients may sell their housing unit at any time during the period of affordability, to any willing buyer, and at a price the market will bear. The City imposes the Period of Affordability by written agreement and by recorded lien. In the event of the sale of a HOME assisted property before the end of the affordability period, the total amount of the assistance will be recaptured. In the event that there are insufficient funds following a sale (voluntary or involuntary) during the period of affordability to satisfy the HOME investment, the City’s recapture amount will be limited to the net proceeds available (the sales price minus all other superior loan repayments and closing costs). The city does not have subrecipients, therefore, no monitoring of HOME recapture for subrecipients is required. The city does not plan to use a Resale provision for HOME assisted activities. ---PAGE BREAK--- Annual Action Plan 2017-2018 60 OMB Control No: 2506-0117 (exp. 07/31/2015) 3. A description of the guidelines for resale or recapture that ensures the affordability of units acquired with HOME funds? See 24 CFR 92.254(a)(4) are as follows: The Period of Affordability for Purchase/Rehab/Resale and New Construction projects may vary because the Direct Subsidy amounts will vary from project to project. The recapture provisions for the amounts represented by the Discount (the difference between the fair market value and the sales price), and any down payment loans (including Own-In-Ogden loans) provide for Ogden City to recapture the discount amount and loan amount upon sale. This provision is discussed at 24CFR92.254.a.5.ii.A. 4. Plans for using HOME funds to refinance existing debt secured by multifamily housing that is rehabilitated with HOME funds along with a description of the refinancing guidelines required that will be used under 24 CFR 92.206(b), are as follows: No multi-family refinancing activities that would involve HOME funds are anticipated to occur in Ogden during the fiscal year 2014-2015. Discussion Ogden City anticipates receiving $335,727 in CDBG Program Income and $73,835 HOME Program Income during the fiscal year July 1, 2017 thru June 30, 2018. These funds have been budgeted to complete viable projects. ---PAGE BREAK--- Annual Action Plan 2017-2018 61 OMB Control No: 2506-0117 (exp. 07/31/2015) Attachments Grantee Unique Appendices – Appendix A ---PAGE BREAK--- Annual Action Plan 2017-2018 62 OMB Control No: 2506-0117 (exp. 07/31/2015) Appendix B – Citizen Comments ---PAGE BREAK--- Annual Action Plan 2017-2018 63 OMB Control No: 2506-0117 (exp. 07/31/2015) Appendix C Programs and Goals Summary Matrix Ogden City Five Year Consolidated Plan 2016-2020 Programs and Goals Matrix Priority Objective 1: IMPROVE THE QUALITY OF HOUSING STOCK 1.1 Quality Neighborhoods – Rehabilitate and upgrade existing housing stock to alleviate conditions of blight and provide quality and affordable housing opportunities. In the NRSA’s East Central neighborhoods, 56% of occupied housing units are renter occupied compared to City-wide 40%.1 The East Central housing vacancy rate is 13%, 5% higher than the overall City housing vacancy rate creating impediments to redevelopment within the area.2 Many of the homes were rental units that were flipped many times and need substantial rehabilitation to bring them to housing quality standards. The Quality Neighborhoods program is designed to be flexible to address the specific needs of block groups within the NRSA. The City may purchase vacant lots to construct new housing, or purchase vacant, dilapidated housing units to rehabilitate and then sell to owner occupant families. In addition, the Quality Neighborhoods Program implements an Asset Control Area (ACA) Program. The ACA program purchases abandoned HUD-foreclosed homes and undertakes the substantial rehabilitation needed to bring the homes to housing and quality standards. The City has secured a private line of credit to purchase these HUD-foreclosed, vacant homes. HOME and CDBG funds are used to make the substantial rehabilitation needed to transform these abandoned homes to quality affordable housing options. Targeting the City’s housing rehabilitation programs to East Central concentrates the City’s efforts to improve the housing stock in the most troubled NRSA blocks. Rehabilitation and upgrade of the existing housing stock also alleviates conditions of slum and blight. 1.2 Emergency Home Repair Program (EHRP) – Enable low-mod income homeowners to stay in their homes Low to moderate income families often do not have the resources needed to mitigate conditions that immediately threaten the safety and health of the household. The Emergency Home Repair Program improves the quality of housing units and extends the life of the properties while contributing to overall improvement of the neighborhood. The program is available to all low income owner-occupants within the city limits of Ogden. The emergency assistance alleviates threatening conditions that could force the owner occupants into homelessness because of impending conditions related to emergencies such as electrical and plumbing hazards, failure of the heating system, fire hazards, structural failure, leaking roofs, and/or natural disasters. The Priority Housing Needs Analysis rated assistance to low income homeowners as a high priority due to the high number of low income homeowners experiencing housing problems. The EHRP program is funded with CDBG funds. 1.3 Rental Rehabilitation Loan Program – Improve the conditions of rental units As Ogden’s housing stock ages, landlords are faced with the challenge of making needed property upgrades and with maintaining decent, safe and sanitary units with limited funds. Rental property owners can receive a below-market interest rate loan or deferred loan to 1 2014 FFIEC Census Report – Summary Census Housing Information 2 2014 FFIEC Census Report – Summary Census Housing Information ---PAGE BREAK--- Annual Action Plan 2017-2018 64 OMB Control No: 2506-0117 (exp. 07/31/2015) upgrade units to meet housing and quality standards. A maximum of $90,000 CDBG funding is loaned per project. Typically this program is gap financing that requires, when possible, for profit and non-profit developers to provide additional capital for the rehabilitation of rental housing. Projects receiving assistance must maintain Fair Market Rents as determined by HUD. Applications are accepted on a first-come, first-served basis. The Housing Priority Needs analysis rated low-income renters as a high priority due to the high number of low- income renters experiencing a housing problems. Therefore, priority is given to rental properties that primarily serve very-low or low-income residents, are located in the NRSA and to owners that commit other funding sources. Priority Objective 1. Improve the quality of housing stock # HUD Goals Strategies Outcomes Funding 1.1 1 Quality Neighborhoods Program: Alleviate conditions of blight by providing quality and affordable housing opportunities. Includes Asset Control Area (ACA) Program.  Rehabilitate and upgrade substandard housing units.  Increase the number of decent, safe and affordable housing units in the East Central.  Improve the neighborhood by rehab of “troubled” properties  HOME  HOME Match  CDBG  Private resources leverage federal funds to develop affordable housing. 1.2 1 Emergency Home Repair Program: Enable homeowners to stay in their homes by loaning money for emergency home repairs.  Assistance to low-income residents through 0% interest, deferred payment emergency home rehabilitation loans.  Improve quality and safety of housing units.  Decrease the number of low income residents facing the threat of homelessness.  Decrease the number of homeowners facing housing problems.  CDBG 1.3 1 Rental Rehabilitation Loan Program: Improve the conditions of rental units.  Decrease the number of substandard rentals units.  Increase the number of safe, sanitary, affordable rental units.  CDBG  Private resources leverage federals dollars to develop affordable, decent rental units. # Expected Units of Accomplishment Year 1 Year 2 Year 3 Year 4 Year 5 Aggregate 1.1 Quality Neighborhoods: housing properties improved 12 12 12 12 12 60 1.2 Housing units assisted for emergency home repairs 5 5 5 5 5 25 1.3 Rental units rehabilitated 4 4 8 Priority Objective #2 – EXPAND HOMEOWNERSHIP OPPORTUNITIES 2.1 Own in Ogden – Enable low to moderate families to buy a home In 2010, US Census data revealed that Ogden City’s housing inventory was at 8% vacancy rate; of the occupied housing units, 42% were renter-occupied, which has contributed to a significant amount of blight and deterioration.3 As reported in the Regional Analysis of 3 US Census Data 2010 ---PAGE BREAK--- Annual Action Plan 2017-2018 65 OMB Control No: 2506-0117 (exp. 07/31/2015) Impediments for Fair Housing Choice for Weber County by University of Utah, Ogden City has a very high share of rental units. Countywide about 28% of occupied units are rental; whereas, Ogden has 42% rental units.4 This area has an above average number of vacant units compared with the overall City average. The Own In Ogden program provides zero percent interest, deferred payment down payment assistance loans. 2.2 Homebuyer Education – Ensure homebuyers are suitable to undertake and maintain homeownership To encourage successful homeownership experiences, the City requires homebuyers using City programs to attend a homebuyer education class. The purpose of the class is to educate prospective homebuyers with curriculum including finding a home you can afford, working with realtors, budgeting, the home buying process, negotiation, and home maintenance. Participants are required to complete Homebuyer Education classes before purchasing their home. Priority Objective # 2 Expand homeownership opportunities # HUD Goal Strategy Outcome Funding 2.1 1 Own In Ogden Program: Provide down payment assistance to low to moderate income families  Provide the down payment assistance needed for low to moderate income persons to buy a home.  Increase homeownership in central Ogden.  Support neighborhood revitalization through homeownership opportunities  HOME  Private resources 2.2 1 Homebuyer Education  Ensure families are suitable for homeownership.  Increased ability of homeowners to maintain homeownership.  Non-profits providers  HOME # Expected units of Accomplishment Year 1 Year 2 Year 3 Year 4 Year 5 Aggregate 2.1 Down payment assistance loans 45 45 45 45 45 225 2.2 Homebuyer Education 45 45 45 45 45 225 Priority Objective #3 – INCREASE THE SUPPLY OF DECENT AFFORDABLE HOUSING 3.1 Infill Housing Program – Transforming vacant land or dilapidated housing units to quality and affordable housing units The East Central and Central Business District neighborhoods contain areas of underutilized or vacant areas in the center of city blocks. These vacant areas typically lack public infrastructure in the form of roads and utilities that would facilitate their development. The issues associated with vacant lots and infill housing is complex and often requires a partnership between the public and private sectors to develop strategies for specific properties. The City’s infill housing program provides the coordinating support to bring together private, federal and local resources needed to create a broad ranging of housing options and to rehabilitate deteriorating housing stock. 3.2 Community Housing Development Organization – Support construction of new housing units and/or rehabilitation of existing housing units 4 Regional Analysis of Impediments for Fair Housing Choice for Weber County, May 2014, by University of Utah ---PAGE BREAK--- Annual Action Plan 2017-2018 66 OMB Control No: 2506-0117 (exp. 07/31/2015) Gap financing to Utah Non-Profit Housing Corporation, Ogden’s certified Community Housing Development Organization (CHDO) to assist in the construction or rehabilitation of single-family (renter or owner) and/or multifamily housing. The City utilizes the HOME Program’s 15% CHDO funding to fund a CHDO in the construction or rehab of affordable housing units in Ogden. Priority Objective #3 Increase the supply of decent affordable housing # HUD Goal Strategy Outcome Funding 3.1 1 Infill: Projects include building new quality and affordable housing units on vacant land and replacing blighted structures.  Facilitate the development of underutilized vacant lots, typically in center of city blocks and difficult to develop due to infrastructure issues.  Partner with property owners and/or housing providers to develop solutions for underutilized vacant residential land.  Improve neighborhoods by developing vacant land, replacing blighted structures with a broad range of housing options.  Create new quality and affordable housing units with minimal use of federal funds  Create new quality housing adding to price diversity in the NRSA.  Maximize private resources leveraged to develop affordable housing.  Increase the number of decent, affordable housing units.  CDBG  HOME 3.2 1 Community Housing Development Organization (CHDO) - Support the construction of affordable housing units.  Support the Community Housing Development Organization to create affordable housing options for Low to moderate income persons.  Affordable sites found and secured for construction of new affordable housing  HOME CHDO # Expected Units of Accomplishment Year 1 Year 2 Year 3 Year 4 Year 5 Aggregate 3.1 Infill Housing: # housing units constructed 4 4 4 4 4 20 3.2 Community Housing Development Organization: # housing units 4 4 8 Priority Objective # 4 – HOMELESSNESS (CONTINUUM OF CARE) 4.1 Weber County Homeless Charitable Trust Fund – granting funds to non-profit homeless service providers. $1 million in funding from the sale of the Ogden Defense Depot provided seed funding for the creation of the Weber County Homeless Charitable Trust The sole purpose and mission is to support non-profit homeless prevention and service providers through the granting of funds. Grants will be offered to homeless service providers through a competitive bid process, special attention is given to programs that encourage the efficient use of existing resources through partnership and collaboration. 4.2 Support the Weber County Homeless Coordinating Committee – serves as the lead for the Utah Balance of State Homeless Coordinating Committee and the lead for the HMIS system. Efforts to end chronic homelessness in Ogden are driven by and tied to Weber County’s Plan to End Chronic Homelessness by 2014. The plan encourages a support-services intense approach to ending homelessness that was developed in part by the book Bridges Out of Poverty. As developed by the Utah’s Homeless Coordinating Committee and adopted by Weber County’s Plan to End Chronic Homelessness by 2014, The Housing First model (page 94) is a guiding principle to address homelessness problems in Ogden City. The City participates in the which purpose is to coordinate community resources in ---PAGE BREAK--- Annual Action Plan 2017-2018 67 OMB Control No: 2506-0117 (exp. 07/31/2015) helping prevent homelessness. Housing First provides permanent housing to the homeless with case management support. Priority Objective #4 Homelessness (Continuum of Care) # HUD Goal Strategy Outcome Funding 4.1 1 Support the Weber County Homeless Charitable Trust in granting funds to non-profit homeless service providers  Increase and improve efficiency of support services for the homeless in Weber County.  Weber County Homeless Charitable Trust Fund 4.2 1 Participate in the Weber County Homeless Coordinating Committee  Participation in scheduled meetings to coordinate resources among homeless service providers in Weber County. # Expected Units of Accomplishment Year 1 Year 2 Year 3 Year 4 Year 5 Aggregate 4.1 competitive grants and/or loans to non-profit homeless service providers 1 1 1 3 4.2 - Increased use of community resources – ongoing. Priority Objective #5 – IMPROVE THE SAFETY/APPEARANCE OF THE NEIGHBORHOOD 5.1 Demolition Loan Program – Promote neighborhood safety There are numerous vacant structures in the City. Most are structurally sound and are candidates for rehabilitation. Others are in extreme state of deterioration with the only viable option being demolition of the structure. A CDBG-funded demolition loan program offers a 0% interest, deferred payment loan to property owners to provide the financial assistance needed to demolish unsafe structures. The City’s citizen steering committees place a high priority on improving their communities through the use of code and zoning enforcement that eliminate unsafe structures. 5.2 Target Area Public Improvements – Enhance neighborhoods to create a suitable living environment. Implement public improvement projects that repair deteriorating and inadequate streets, curbs and infrastructure to support improved quality of life. The three neighborhood steering committees, the East Central neighborhood watch group and the Aspen Village HOA group and citizens submitting comments requested that public improvements projects be funded in their area. Priority Objective #5 Improve the Safety and Physical Appearance of Neighborhoods # HUD Goal Strategy Outcome/Long Term Goals Funding 5.1 2 Demolition Loan Program: Demolish unsafe building structures  Improve the physical appearance of neighborhoods  Reduce slum and blight conditions  Increase property values  Reduce health and safety issues  CDBG 5.2 2 Target Area Public Improvements: Construct or improve deteriorating streets, curbs, infrastructure  Improve the physical appearance of neighborhoods  Improve the quality of life for residents  Increase property values  CDBG ---PAGE BREAK--- Annual Action Plan 2017-2018 68 OMB Control No: 2506-0117 (exp. 07/31/2015) # Expected Units of Accomplishment Year 1 Year 2 Year 3 Year 4 Year 5 Aggregate 5.1 Demolish unsafe structures/housing units 1 1 2 5.2 Public Improvement projects 1 1 2 Priority Objective #6 – JOB CREATION Increase economic opportunities through the creation or retention of permanent jobs. 6.1 Small Business Loan Program – Direct financial assistance to businesses The growth of small businesses to create jobs is needed to expand the economic base in the NRSA. Available funding is not sufficient to meet the needs of those requesting financial assistance to start-up or grow a business in the NRSA. The area lacks lenders willing to risk lending to some NRSA business owners or potential NRSA business owners. The Small Business Loan program provides a maximum of $90,000 of CDBG for small business or micro- enterprise loans. The program targets assisting businesses located in the NRSA. Priority Objective Job Creation # HUD Goal Strategy Outcome Funding 6.1 3 Small Business Loan Program: Direct financial assistance to for- profit businesses to create permanent full-time jobs  Reduce unemployment  Increase Ogden’s economic base  Attract economic growth  Creates jobs for local LMI residents  CDBG  Leverage private resources # Expected Units of Accomplishment Year 1 Year 2 Year 3 Year 4 Year 5 Aggregate 6.1 Full-time Equivalent jobs created/retained 8 8 8 8 8 40 Priority Objective #7 – BUSINESS COUNSELING Provide business counseling services as a public service to attract new business start-ups and improve the business success rate in Ogden. 7.1 Business Information Center – business counseling increase business success rates NRSA residents are disconnected by location to the business counseling services provided at Weber State University (located on the city’s east bench). Ogden City’s Business Information Center (BIC) has filled this gap. The BIC is located in the CBD and addresses the needs of NRSA residents that are motivated and capable to start a business downtown. Priority Objective Business counseling to promote business success # HUD Goal Strategy Outcome Funding 7.1 3 Business Information Center: Provide business counseling to attract new businesses and improve business success.  Increase the survival rate for businesses in Ogden  Attract more businesses to open in Ogden  Support the struggling start-up businesses  CDBG  City General Funds  Leverage private resources ---PAGE BREAK--- Annual Action Plan 2017-2018 69 OMB Control No: 2506-0117 (exp. 07/31/2015) # Expected Units of Accomplishment Year 1 Year 2 Year 3 Year 4 Year 5 Aggregate 7.1 BIC: People assisted 500 500 500 [PHONE REDACTED] Priority Objective #8 – CREATE GREATER ACCESS TO CAPITAL Increase access to capital to struggling, growing, or newly emerging businesses 8.1 Loan Loss Guaranty Program – create greater access to capital through direct financial assistance to businesses. CDBG funds are to be used to build lending capacity for targeted projects within the Central Business District. Each business meeting CDBG qualifications is lent a reserve amount which is escrowed to the borrower’s benefit to create better loan coverage ratios. The funds are designed to help extend the borrowers security while reducing the risk exposure to a loan through the creation of a reserve. It will allow larger loans than under the current Small Business Loan Program. The Loan Loss Guaranty (LLG) program will magnify job creation by creating greater loan capacity. It will begin to offset decreasing amounts available through the existing program. 8.2 Administrative support to the WCF – provide administrative support to the Wasatch Community Funding, Inc. (WCF) whose mission is to create greater access to capital for economic development in the CBD. Financial support is needed to grow businesses, thereby, supporting the economic development in the community. In Ogden, the young low-mod income (LMI) person and more deeply entrenched LMI make up over 70% of the population. To assist the struggling LMI population, Ogden City facilitated the creation of the Ogden Reinvestment Corporation (ORC) in 2009 and was recertified as a Community Development Financial Institution (CDFI) in 2013. This designation allows Utah CDFI to apply for and potentially receive millions of dollars from the U.S. Department of Treasury to fund small and micro business loans. In 2015, ORC will partner with Utah Center for Neighborhood Stabilization to become Utah CDFI, which will serve the entire state of Utah. Ogden City will create Wasatch Community Funding, licensing under Utah CDFI, to provide financial assistance to the greater Ogden and the Northern Utah areas. This partnership between WCF and Utah CDFI will help increase WCF’s access to capital, capacity, and expand its geographical footprint. The City provides in-kind City staff to assist in bringing the WCF into operation. Its mission is to provide access to capital that is not available to low moderate income entrepreneurs. WCF is designed to pool funds from several resources to spread out the risk of lending to less than ideal borrowers. Funding may come from local and national banks’ Community Reinvestment Act (CRA) funds, federal grants, and private equity investors. The goal is to leverage the small business loan program (as well as other federal state and local programs) to blend loans to reduce the risk to any one lender. WCF, as a nonprofit lender, provides the resources and tools that small businesses need to succeed and to help the economic recovery activities within the Ogden City area. Ogden City sets a high priority in providing the capital needed to support entrepreneurs in starting a business, in creating jobs and in growing their business. Ogden City Business Development Division works in partnership with WCF. ---PAGE BREAK--- Annual Action Plan 2017-2018 70 OMB Control No: 2506-0117 (exp. 07/31/2015) Priority Objective Create greater access to capital # HUD Goal Strategy Outcome Funding 8.1 3 Loan Loss Guaranty Program: Direct financial assistance to for-profit businesses to create permanent full-time jobs. The program allows for lending larger loan amounts and leverages CDBG to increase lending capacity through bank participation.  Create jobs with a minimum of federal funds  Participation with banks and Wasatch Community Funding to expand funding opportunities and to share the risk.  Provide new funding streams to fill the gap for businesses turned down or unable to be fulfilled by traditional banks.  CDBG  Leverage private resources 8.2 3 Provide administrative support to Wasatch Community Funding, Inc. to create greater access to capital.  Increase the success rate for businesses in Ogden  Attract more businesses to open in Ogden  Support the struggling start-up businesses  Fill the gap for funding small businesses  Strengthen the City’s economic base  City General Funds  Leverage private resources  No federal funds # Expected units of accomplishments Year 1 Year 2 Year 3 Year 4 Year 5 Aggregate 8.1 Loan Loss Guaranty: Full-time Equivalent Jobs created/retained 8 8 16 8.2 Assist in the creation of WCF as a licensed Utah CDFI 1 1 Priority Objective #9 – STIMULATE ECONOMIC GROWTH Support the expansion of CBD’s economic base by developing underutilized properties, providing financial assistance, removing blight, or job creation/retention activities 9.1 Special Economic Development Projects Program (SEDP) – supports business growth for job creation or removal of blight. The SEDP program is intended to facilitate and stimulate capital investment in Central Business District, airport district, Business Development Depot and other target areas to remove slum and blight and/or to promote job creation/retention activities. The funds may be used for construction of new structures on vacant land, improvements to commercial structures, or reconstruction of blighted or deteriorating buildings. Funds will be used to contribute to and to enhance the viability of Ogden’s economic base. 9.2 Ogden Business Exchange Project – Create jobs, remove blight and expand Ogden’s economic base The Ogden Business Exchange Project will include the use of CDBG entitlement and HUD Section 108 loan funds for the acquisition and development of under-utilized and/or vacant properties and infrastructure improvements for the development of approximately 3,062,286 square feet of business, manufacturing and industrial, commercial park. The Ogden Business Exchange Project that will create an estimated 100 - 500 permanent full-time equivalent (FTE) jobs to be made available to individuals with incomes at 80% or less of Area Median Family Income as established by HUD and jobs are expected to be created beginning in 2016. CDBG Entitlement will include slum and blight removal activities. ---PAGE BREAK--- Annual Action Plan 2017-2018 71 OMB Control No: 2506-0117 (exp. 07/31/2015) 9.3 Microenterprise Loan Program – Provide financial assistance, training and technical assistance to innovative microenterprise businesses. Training will be offered thru partners that provide mentoring, education and advisng on starting a business. Priority Objective Stimulate economic growth # HUD Goal Strategy Outcome Funding 9.1 3 Special Economic Development Projects: Expand Ogden’s economic base through developing underutilized properties  Job creation and/or removal of blight  Attract new businesses  Provide gap financing to support business success  CDBG  Leverage private resources 9.2 3 Ogden Business Exchange: Acquisition and/or development of under-utilized properties for the development of a commercial /light industrial park.  Assembly of land into reasonably-sized parcels necessary for economic development  Improve aged and deficient infrastructure  Create permanent jobs  Remove slum and blight conditions  Attract businesses to improve the City’s economic base  CDBG  Section 108 Loan  Leverage Private resources  RDA 9.3 3 Microenterprise Loan Program:  Job Creation  Attract new businesses  Provide gap financing to support business success  Reduce the number of failed businesses.  Provides training, technical assistance, mentoring critical to start-up phase success.  CDBG # Expected Units of accomplishments Year 1 Year 2 Year 3 Year 4 Year 5 Aggregate 9.1 CBD Projects completed 1 1 1 3 9.2 Ogden Business Exchange Project FTE Jobs created 10 10 20 20 40 100 9.3 Microenterprise Loan Program 7 7 ---PAGE BREAK--- Annual Action Plan 2017-2018 72 OMB Control No: 2506-0117 (exp. 07/31/2015) PROGRAMS AND PROJECTS 2016 – 2020 5 year City’s GOAL 5 year # in NRSA 5 year % in NRSA 1.1 Quality Neighborhoods (HUD Asset Control Area): Housing units 60 60 100% 1.2 Emergency Home Repair: Housing units rehabilitated 25 15 67% 1.3 Rental Rehabilitation Program: Rental housing units assisted 8 8 100% 2.1 Own in Ogden Down Payment Assistance: Loans 225 180 80% 2.2 Homebuyer Education Classes: People attending class 225 180 80% 3.1 Infill Housing 20 20 100% 3.2 Community Housing Development Org: Housing units 8 8 100% 4.1 – competitive grants to non-profit homeless providers 3 3 100% 4.1 – participate in the Weber County Homeless Coordinating Committee Ongoing 5.1 Demolition Loan Program: Structures demolished 2 2 100% 5.2 Target Area Public Improvements: Projects 2 2 100% 6.1 Small Business Loan Program: Full-time Jobs created 40 40 100% 7.1 Business Counseling (BIC): People served 2,500 2,500 100% 8.1 Loan Loss Guarantee 16 16 100% 8.2 Wasatch Community Funding, Inc. 2 2 100% 9.1 Special Economic Development Projects Program 7 6 85% 9.2 Ogden Business Exchange Project 100 100 100% 9.3 Microenterprise Loan Program 7 7 100% ---PAGE BREAK--- CPMP Non-State Grantee Certifications 1 Version 2.0 CPMP Non-State Grantee Certifications Many elements of this document may be completed electronically, however a signature must be manually applied and the document must be submitted in paper form to the Field Office. This certification does not apply. This certification is applicable. NON-STATE GOVERNMENT CERTIFICATIONS In accordance with the applicable statutes and the regulations governing the consolidated plan regulations, the jurisdiction certifies that: Affirmatively Further Fair Housing The jurisdiction will affirmatively further fair housing, which means it will conduct an analysis of impediments to fair housing choice within the jurisdiction, take appropriate actions to overcome the effects of any impediments identified through that analysis, and maintain records reflecting that analysis and actions in this regard. Anti-displacement and Relocation Plan It will comply with the acquisition and relocation requirements of the Uniform Relocation Assistance and Real Property Acquisition Policies Act of 1970, as amended, and implementing regulations at 49 CFR 24; and it has in effect and is following a residential antidisplacement and relocation assistance plan required under section 104(d) of the Housing and Community Development Act of 1974, as amended, in connection with any activity assisted with funding under the CDBG or HOME programs. Drug Free Workplace It will or will continue to provide a drug-free workplace by: 1. Publishing a statement notifying employees that the unlawful manufacture, distribution, dispensing, possession, or use of a controlled substance is prohibited in the grantee's workplace and specifying the actions that will be taken against employees for violation of such prohibition; 2. Establishing an ongoing drug-free awareness program to inform employees about – a. The dangers of drug abuse in the workplace; b. The grantee's policy of maintaining a drug-free workplace; c. Any available drug counseling, rehabilitation, and employee assistance programs; and d. The penalties that may be imposed upon employees for drug abuse violations occurring in the workplace; 3. Making it a requirement that each employee to be engaged in the performance of the grant be given a copy of the statement required by paragraph 1; 4. Notifying the employee in the statement required by paragraph 1 that, as a condition of employment under the grant, the employee will – a. Abide by the terms of the statement; and b. Notify the employer in writing of his or her conviction for a violation of a criminal drug statute occurring in the workplace no later than five calendar days after such conviction; 5. Notifying the agency in writing, within ten calendar days after receiving notice under subparagraph 4(b) from an employee or otherwise receiving actual notice of such conviction. Employers of convicted employees must provide notice, including position title, to every grant officer or other designee on whose grant activity the convicted employee was working, unless the Federal agency has designated a central point for the receipt of such notices. Notice shall include the identification number(s) of each affected grant; 6. Taking one of the following actions, within 30 calendar days of receiving notice under subparagraph 4(b), with respect to any employee who is so convicted – a. Taking appropriate personnel action against such an employee, up to and including termination, consistent with the requirements of the Rehabilitation Act of 1973, as amended; or b. Requiring such employee to participate satisfactorily in a drug abuse assistance or rehabilitation program approved for such purposes by a Federal, State, or local health, law enforcement, or other appropriate agency; 7. Making a good faith effort to continue to maintain a drug-free workplace through implementation of paragraphs 1, 2, 3, 4, 5 and 6. ---PAGE BREAK--- Jurisdiction CPMP Non-State Grantee Certifications 2 Version 2.0 Anti-Lobbying To the best of the jurisdiction's knowledge and belief: 8. No Federal appropriated funds have been paid or will be paid, by or on behalf of it, to any person for influencing or attempting to influence an officer or employee of any agency, a Member of Congress, an officer or employee of Congress, or an employee of a Member of Congress in connection with the awarding of any Federal contract, the making of any Federal grant, the making of any Federal loan, the entering into of any cooperative agreement, and the extension, continuation, renewal, amendment, or modification of any Federal contract, grant, loan, or cooperative agreement; 9. If any funds other than Federal appropriated funds have been paid or will be paid to any person for influencing or attempting to influence an officer or employee of any agency, a Member of Congress, an officer or employee of Congress, or an employee of a Member of Congress in connection with this Federal contract, grant, loan, or cooperative agreement, it will complete and submit Standard Form-LLL, "Disclosure Form to Report Lobbying," in accordance with its instructions; and 10. It will require that the language of paragraph 1 and 2 of this anti-lobbying certification be included in the award documents for all subawards at all tiers (including subcontracts, subgrants, and contracts under grants, loans, and cooperative agreements) and that all subrecipients shall certify and disclose accordingly. Authority of Jurisdiction The consolidated plan is authorized under State and local law (as applicable) and the jurisdiction possesses the legal authority to carry out the programs for which it is seeking funding, in accordance with applicable HUD regulations. Consistency with plan The housing activities to be undertaken with CDBG, HOME, ESG, and HOPWA funds are consistent with the strategic plan. Section 3 It will comply with section 3 of the Housing and Urban Development Act of 1968, and implementing regulations at 24 CFR Part 135. Signature/Authorized Official Date Name Title Address City/State/Zip Telephone Number May 2, 2017 Mark Johnson Chief Administrative Officer 2549 Washington Boulevard Ogden, Utah 84401 [PHONE REDACTED] ---PAGE BREAK--- Jurisdiction CPMP Non-State Grantee Certifications 3 Version 2.0 This certification does not apply. This certification is applicable. Specific CDBG Certifications The Entitlement Community certifies that: Citizen Participation It is in full compliance and following a detailed citizen participation plan that satisfies the requirements of 24 CFR 91.105. Community Development Plan Its consolidated housing and community development plan identifies community development and housing needs and specifies both short-term and long-term community development objectives that provide decent housing, expand economic opportunities primarily for persons of low and moderate income. (See CFR 24 570.2 and CFR 24 part 570) Following a Plan It is following a current consolidated plan (or Comprehensive Housing Affordability Strategy) that has been approved by HUD. Use of Funds It has complied with the following criteria: 11. Maximum Feasible Priority - With respect to activities expected to be assisted with CDBG funds, it certifies that it has developed its Action Plan so as to give maximum feasible priority to activities which benefit low and moderate income families or aid in the prevention or elimination of slums or blight. The Action Plan may also include activities which the grantee certifies are designed to meet other community development needs having a particular urgency because existing conditions pose a serious and immediate threat to the health or welfare of the community, and other financial resources are not available); 12. Overall Benefit - The aggregate use of CDBG funds including section 108 guaranteed loans during program year(s) 2017, 2 , 2 , (a period specified by the grantee consisting of one, two, or three specific consecutive program years), shall principally benefit persons of low and moderate income in a manner that ensures that at least 70 percent of the amount is expended for activities that benefit such persons during the designated period; 13. Special Assessments - It will not attempt to recover any capital costs of public improvements assisted with CDBG funds including Section 108 loan guaranteed funds by assessing any amount against properties owned and occupied by persons of low and moderate income, including any fee charged or assessment made as a condition of obtaining access to such public improvements. However, if CDBG funds are used to pay the proportion of a fee or assessment that relates to the capital costs of public improvements (assisted in part with CDBG funds) financed from other revenue sources, an assessment or charge may be made against the property with respect to the public improvements financed by a source other than CDBG funds. The jurisdiction will not attempt to recover any capital costs of public improvements assisted with CDBG funds, including Section 108, unless CDBG funds are used to pay the proportion of fee or assessment attributable to the capital costs of public improvements financed from other revenue sources. In this case, an assessment or charge may be made against the property with respect to the public improvements financed by a source other than CDBG funds. Also, in the case of properties owned and occupied by moderate-income (not low-income) families, an assessment or charge may be made against the property for public improvements financed by a source other than CDBG funds if the jurisdiction certifies that it lacks CDBG funds to cover the assessment. Excessive Force It has adopted and is enforcing: 14. A policy prohibiting the use of excessive force by law enforcement agencies within its jurisdiction against any individuals engaged in non-violent civil rights demonstrations; and 15. A policy of enforcing applicable State and local laws against physically barring entrance to or exit from a facility or location which is the subject of such non-violent civil rights demonstrations within its jurisdiction; ---PAGE BREAK--- Jurisdiction CPMP Non-State Grantee Certifications 4 Version 2.0 Compliance With Anti-discrimination laws The grant will be conducted and administered in conformity with title VI of the Civil Rights Act of 1964 (42 USC 2000d), the Fair Housing Act (42 USC 3601-3619), and implementing regulations. Lead-Based Paint Its activities concerning lead-based paint will comply with the requirements of part 35, subparts A, B, J, K and R, of title 24; Compliance with Laws It will comply with applicable laws. Signature/Authorized Official Date Name Title Address City/State/Zip Telephone Number May 2, 2017 Mark Johnson Chief Administrative Officer 2549 Washington Boulevard Ogden, Utah 84401 [PHONE REDACTED] ---PAGE BREAK--- Jurisdiction CPMP Non-State Grantee Certifications 5 Version 2.0 This certification does not apply. This certification is applicable. OPTIONAL CERTIFICATION CDBG Submit the following certification only when one or more of the activities in the action plan are designed to meet other community development needs having a particular urgency as specified in 24 CFR 570.208(c): The grantee hereby certifies that the Annual Plan includes one or more specifically identified CDBG-assisted activities, which are designed to meet other community development needs having a particular urgency because existing conditions pose a serious and immediate threat to the health or welfare of the community and other financial resources are not available to meet such needs. Signature/Authorized Official Date Name Title Address City/State/Zip Telephone Number ---PAGE BREAK--- Jurisdiction CPMP Non-State Grantee Certifications 6 Version 2.0 This certification does not apply. This certification is applicable. Specific HOME Certifications The HOME participating jurisdiction certifies that: Tenant Based Rental Assistance If the participating jurisdiction intends to provide tenant-based rental assistance: The use of HOME funds for tenant-based rental assistance is an essential element of the participating jurisdiction's consolidated plan for expanding the supply, affordability, and availability of decent, safe, sanitary, and affordable housing. Eligible Activities and Costs it is using and will use HOME funds for eligible activities and costs, as described in 24 CFR § 92.205 through 92.209 and that it is not using and will not use HOME funds for prohibited activities, as described in § 92.214. Appropriate Financial Assistance before committing any funds to a project, it will evaluate the project in accordance with the guidelines that it adopts for this purpose and will not invest any more HOME funds in combination with other Federal assistance than is necessary to provide affordable housing; Signature/Authorized Official Date Name Title Address City/State/Zip Telephone Number May 2, 2017 Mark Johnson Chief Administrative Officer 2549 Washington Boulevard Ogden, Utah 84401 [PHONE REDACTED] ---PAGE BREAK--- Jurisdiction CPMP Non-State Grantee Certifications 7 Version 2.0 This certification does not apply. This certification is applicable. HOPWA Certifications The HOPWA grantee certifies that: Activities Activities funded under the program will meet urgent needs that are not being met by available public and private sources. Building Any building or structure assisted under that program shall be operated for the purpose specified in the plan: 1. For at least 10 years in the case of assistance involving new construction, substantial rehabilitation, or acquisition of a facility, 2. For at least 3 years in the case of assistance involving non-substantial rehabilitation or repair of a building or structure. Signature/Authorized Official Date Name Title Address City/State/Zip Telephone Number ---PAGE BREAK--- Jurisdiction CPMP Non-State Grantee Certifications 8 Version 2.0 This certification does not apply. This certification is applicable. ESG Certifications I, , Chief Executive Officer of Error! Not a valid link., certify that the local government will ensure the provision of the matching supplemental funds required by the regulation at 24 CFR 576.51. I have attached to this certification a description of the sources and amounts of such supplemental funds. I further certify that the local government will comply with: 1. The requirements of 24 CFR 576.53 concerning the continued use of buildings for which Emergency Shelter Grants are used for rehabilitation or conversion of buildings for use as emergency shelters for the homeless; or when funds are used solely for operating costs or essential services. 2. The building standards requirement of 24 CFR 576.55. 3. The requirements of 24 CFR 576.56, concerning assurances on services and other assistance to the homeless. 4. The requirements of 24 CFR 576.57, other appropriate provisions of 24 CFR Part 576, and other applicable federal laws concerning nondiscrimination and equal opportunity. 5. The requirements of 24 CFR 576.59(b) concerning the Uniform Relocation Assistance and Real Property Acquisition Policies Act of 1970. 6. The requirement of 24 CFR 576.59 concerning minimizing the displacement of persons as a result of a project assisted with these funds. 7. The requirements of 24 CFR Part 24 concerning the Drug Free Workplace Act of 1988. 8. The requirements of 24 CFR 576.56(a) and 576.65(b) that grantees develop and implement procedures to ensure the confidentiality of records pertaining to any individual provided family violence prevention or treatment services under any project assisted with ESG funds and that the address or location of any family violence shelter project will not be made public, except with written authorization of the person or persons responsible for the operation of such shelter. 9. The requirement that recipients involve themselves, to the maximum extent practicable and where appropriate, homeless individuals and families in policymaking, renovating, maintaining, and operating facilities assisted under the ESG program, and in providing services for occupants of these facilities as provided by 24 CFR 76.56. 10. The requirements of 24 CFR 576.57(e) dealing with the provisions of, and regulations and procedures applicable with respect to the environmental review responsibilities under the National Environmental Policy Act of 1969 and related ---PAGE BREAK--- Jurisdiction CPMP Non-State Grantee Certifications 9 Version 2.0 authorities as specified in 24 CFR Part 58. 11. The requirements of 24 CFR 576.21(a)(4) providing that the funding of homeless prevention activities for families that have received eviction notices or notices of termination of utility services will meet the requirements that: the inability of the family to make the required payments must be the result of a sudden reduction in income; the assistance must be necessary to avoid eviction of the family or termination of the services to the family; there must be a reasonable prospect that the family will be able to resume payments within a reasonable period of time; and the assistance must not supplant funding for preexisting homeless prevention activities from any other source. 12. The new requirement of the McKinney-Vento Act (42 USC 11362) to develop and implement, to the maximum extent practicable and where appropriate, policies and protocols for the discharge of persons from publicly funded institutions or systems of care (such as health care facilities, foster care or other youth facilities, or correction programs and institutions) in order to prevent such discharge from immediately resulting in homelessness for such persons. I further understand that state and local governments are primarily responsible for the care of these individuals, and that ESG funds are not to be used to assist such persons in place of state and local resources. 13. HUD’s standards for participation in a local Homeless Management Information System (HMIS) and the collection and reporting of client-level information. I further certify that the submission of a completed and approved Consolidated Plan with its certifications, which act as the application for an Emergency Shelter Grant, is authorized under state and/or local law, and that the local government possesses legal authority to carry out grant activities in accordance with the applicable laws and regulations of the U. S. Department of Housing and Urban Development. Signature/Authorized Official Date Name Title Address City/State/Zip Telephone Number ---PAGE BREAK--- Jurisdiction CPMP Non-State Grantee Certifications 10 Version 2.0 This certification does not apply. This certification is applicable. APPENDIX TO CERTIFICATIONS Instructions Concerning Lobbying and Drug-Free Workplace Requirements Lobbying Certification This certification is a material representation of fact upon which reliance was placed when this transaction was made or entered into. Submission of this certification is a prerequisite for making or entering into this transaction imposed by section 1352, title 31, U.S. Code. Any person who fails to file the required certification shall be subject to a civil penalty of not less than $10,000 and not more than $100,000 for each such failure. Drug-Free Workplace Certification 1. By signing and/or submitting this application or grant agreement, the grantee is providing the certification. 2. The certification is a material representation of fact upon which reliance is placed when the agency awards the grant. If it is later determined that the grantee knowingly rendered a false certification, or otherwise violates the requirements of the Drug-Free Workplace Act, HUD, in addition to any other remedies available to the Federal Government, may take action authorized under the Drug-Free Workplace Act. 3. Workplaces under grants, for grantees other than individuals, need not be identified on the certification. If known, they may be identified in the grant application. If the grantee does not identify the workplaces at the time of application, or upon award, if there is no application, the grantee must keep the identity of the workplace(s) on file in its office and make the information available for Federal inspection. Failure to identify all known workplaces constitutes a violation of the grantee's drug-free workplace requirements. 4. Workplace identifications must include the actual address of buildings (or parts of buildings) or other sites where work under the grant takes place. Categorical descriptions may be used all vehicles of a mass transit authority or State highway department while in operation, State employees in each local unemployment office, performers in concert halls or radio stations). 5. If the workplace identified to the agency changes during the performance of the grant, the grantee shall inform the agency of the change(s), if it previously identified the workplaces in question (see paragraph three). 6. The grantee may insert in the space provided below the site(s) for the performance of work done in connection with the specific grant: Place of Performance (Street address, city, county, state, zip code) Check if there are workplaces on file that are not identified here. The certification with regard to the drug-free workplace is required by 24 CFR part 21. Place Name Street City County State Zip Ogden City Municipal Building 2549 Washington Ogden Weber UT 84401 Business Information Center 2036 Lincoln #105 Ogden Weber UT 84401 7. Definitions of terms in the Nonprocurement Suspension and Debarment common rule and Drug-Free Workplace common rule apply to this certification. Grantees' attention is called, in particular, to the following definitions from these rules: "Controlled substance" means a controlled substance in Schedules I through V of the Controlled Substances Act (21 U.S.C. 812) and as further defined by regulation (21 CFR 1308.11 through 1308.15); "Conviction" means a finding of guilt (including a plea of nolo contendere) or imposition of sentence, or both, by any judicial body charged with the responsibility to determine violations of the Federal or State criminal drug statutes; "Criminal drug statute" means a Federal or non-Federal criminal statute involving the manufacture, distribution, dispensing, use, or possession of any ---PAGE BREAK--- Jurisdiction CPMP Non-State Grantee Certifications 11 Version 2.0 controlled substance; "Employee" means the employee of a grantee directly engaged in the performance of work under a grant, including: a. All "direct charge" employees; b. all "indirect charge" employees unless their impact or involvement is insignificant to the performance of the grant; and c. temporary personnel and consultants who are directly engaged in the performance of work under the grant and who are on the grantee's payroll. This definition does not include workers not on the payroll of the grantee volunteers, even if used to meet a matching requirement; consultants or independent contractors not on the grantee's payroll; or employees of subrecipients or subcontractors in covered workplaces). Note that by signing these certifications, certain documents must completed, in use, and on file for verification. These documents include: 1. Analysis of Impediments to Fair Housing 2. Citizen Participation Plan 3. Anti-displacement and Relocation Plan Signature/Authorized Official Date Name Title Address City/State/Zip Telephone Number May 2, 2017 Mark Johnson Chief Administrative Officer 2549 Washington Boulevard Ogden, Utah 84401 [PHONE REDACTED] ---PAGE BREAK--- ---PAGE BREAK--- ---PAGE BREAK--- ---PAGE BREAK--- ---PAGE BREAK--- ---PAGE BREAK---