Document Ogden_doc_23dc766e6b

Five Year Consolidated Plan July 1, 2015 through June 30, 2020 Including Annual Action Plan July 1, 2015 to June 30, 2016 City of Ogden Community and Economic Development Department 2549 Washington Boulevard, Suite 120 Ogden, Utah 84401 [EMAIL REDACTED] ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 2 OMB Control No: 2506-0117 (exp. 07/31/2015) ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 3 OMB Control No: 2506-0117 (exp. 07/31/2015) Table of Contents ES-08 Executive Summary – 24 CFR 91.200(c), 91.220(b) 5 Introduction 5 Summary of Objectives and Outcomes Identified in the Needs Assessment Overview 6 Evaluation of Past 7 Summary of citizen Participation Process and Consultation Process 8 Summary of Public Comments 8 Summary 9 The Process 10 PR-05 Lead and Responsible Agencies 24 CFR 91.200(b) 10 PR-10 Consultation -91.100, 91.2000(b), 91.215(I) 11 PR-15 Citizen 19 Needs Assessment 26 NA-05 Overview 26 NA-10 Housing Needs Assessment -24 CFR 91.205(a, b, c) 28 NA-15 Disproportionately Greater Need: Housing Problems – 91.205 41 NA-20 Disproportionately Greater Need: Severe Housing Problems – 91.205(b)(2) 43 NA-25 Disproportionately Greater Need: Housing Cost Burdens – 91.205(b)(2) 45 NA-30 Disproportionately Greater Need: Discussion – 91.205(b)(2) 46 NA-35 Public Housing – 91.205(b) 48 NA-40 Homeless Needs Assessment – 91.205(c) 52 NA-45 Non-Homeless Special Needs Assessment – 91.205(b, d) 61 NA-50 Non-Housing Community Development Needs – 91.215(f) 64 Housing Market Analysis 66 MA-05 Overview 66 MA-10 Number of Housing Units – 91.210(a) & 72 MA-15 Housing Market Analysis: Cost of Housing – 91.210(a) 78 MA-20 Housing Market Analysis: Condition of Housing – 91.210(a) 86 MA-25 Public and Assisted Housing – 91.210(b) 90 MA-30 Homeless Facilities and Services – 91.210(c) 92 MA-35 Special Needs Facilities and Services – 91.210(d) 95 MA-40 Barriers to Affordable Housing – 91.210(e) 100 MA-45 Non-Housing Community Development Assets – 91.215(f) 101 MA-50 Needs and Market Analysis Discussion 109 Strategic Plan 114 SP-05 Overview 114 SP-10 Geographic Priorities – 91.215(a)(1) 115 Geographic Priorities – Maps 127 SP-25 Priority Needs – 91.215(a)(2) 133 SP-30 Influence of Market Condition – 91.215(b) 140 SP-35 Anticipated Resources – 91.215(a)(4), 91.220(c)(1, 2) 143 SP-40 Institutional Delivery Structure – 91.215(k) 147 SP-45 Goals Summary – 91.215(a)(4) 151 ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 4 OMB Control No: 2506-0117 (exp. 07/31/2015) SP-50 Public Housing accessibility and Involvement – 91.215(c) 160 SP-55 Barriers to Affordable Housing – 91.215(h) 161 SP-60 Homelessness Strategy – 91.215(d) 163 SP-65 Lead-based Paint Strategy – 91.215(i) 165 SP-70 Anti-poverty Strategy – 91.215(j) 167 SP-80 Monitoring – 91.230 169 FY2015-2016 Annual Action Plan 171 AP-15 Expected Resources – 91.220(c)(1, 2) 173 AP-20 Annual Goals and Objectives 176 AP-35 Projects – 91.220(d) 181 AP-38 Project Summary 183 AP-50 Geographic Distribution – 91.220(f) 192 AP-55 Affordable Housing – 91.220(g) 194 AP-60 Public Housing – 91.220(h) 195 AP-65 Homeless and Other Special Needs Activities – 197 AP-75 Barriers to Affordable Housing – 91.220(j) 201 AP-85 Other Actions – 91.220(k) 203 AP-90 Program Specific Requirements – 91.220(l)(1, 2, 4) 208 AAP FY2016 Budget 211 Appendix A: Neighborhood Revitalization Strategy Area Attachment Appendix B: Summary of Citizen Comments 212 Appendix C: Programs and Goals Matrix 241 Appendix D: Public Notices 251 Appendix E: Priority Needs Survey Results 258 Application for Federal Assistance (SF-424) 269 Certifications 274 ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 5 OMB Control No: 2506-0117 (exp. 07/31/2015) Executive Summary ES-05 Executive Summary - 24 CFR 91.200(c), 91.220(b) 1. Introduction Ogden’s Five Year Consolidated Plan 2016-2020 (ConPlan) provides the strategic blueprint for how the City will address housing, homelessness, special needs population, community development and economic development activities for low– to moderate-income persons and neighborhoods over the next five years. The process for preparing the Consolidated Plan is a collaborative process where Ogden City strives to establish a unified vision for community development actions. The plan provides a comprehensive overview of how the City will partner with other community stakeholders to provide decent housing, a suitable living environment and expanded economic development opportunities, principally benefiting low and moderate income persons. The creation of QUALITY AND AFFORDABLE HOUSING is a primary concern, particularly in older deteriorating central-city neighborhoods. The creation, development and restoration of safe, habitable and affordable housing stock is an ongoing effort. Housing projects that increase the amount of decent, affordable and quality housing within reasonable proximity to employment and transportation is a priority. Ogden City also recognizes that preserving properties with historic, architectural and aesthetic values strengthens the community identity, increases property values and promotes civic pride for city residents. A SUITABLE LIVING ENVIRONMENT includes neighborhoods that are free of slum and blight and that provide sound public streets and sidewalks. Consolidated Plan activities seek to improve streets sidewalks and infrastructure in target neighborhoods and will support the demolition of unsafe structures. Efforts to EXPAND ECONOMIC OPPORTUNITIES will continue to be of major importance throughout the next five years. By supporting the creation and growth of small businesses, jobs will be created or retained that will be made available to Ogden residents. Business counseling, providing access to capital for business start-ups, and developing underutilized commercial properties are Consolidated Plan priority objectives to stimulate the economy. The goal is to create jobs for local low- to moderate-income residents. The keystone to the City’s strategy to rebuild neighborhoods is program emphasis in the NEIGHBORHOOD REVITALIZATION STRATEGY AREA (NRSA). This requires targeting housing programs, economic development projects and public improvements in the area of need, the NRSA. The NRSA will address the area’s economic needs through a comprehensive economic development program designed to spur businesses to relocate or expand in the Central Business District and to create jobs. Related public improvements and upgrades are included in this plan. By designating the East Central and Central Business Districts neighborhoods an NRSA, the city can achieve a greater comprehensive community revitalization and will continue to address the physical and economic needs in the downtown area. ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 6 OMB Control No: 2506-0117 (exp. 07/31/2015) 2. Summary of the objectives and outcomes identified in the Plan Needs Assessment Overview OGDEN CITY CONSOLIDATED PLAN LONG-TERM GOALS AND PRIORITY OBJECTIVES Priority Objective Improve the quality of housing stock. 1.1 Acquire deteriorating and/or abandoned properties to rehabilitate when possible and for those not suitable for rehab then demolition and/or new construction may be required. Projects will upgrade existing housing stock in the East Central, alleviating conditions of blight and improving housing conditions. 1.2 Rehabilitate housing units that are in need of urgent safety, sanitation and code-related repairs to improve the quality of housing stock and enable low-income homeowners to stay in their homes. 1.3 Work with developers/owners to create or to improve the quality and safety of rental units providing low- to moderate-income residents affordable housing options. Priority Objective Expand homeownership opportunities. 2.1 Assist low to moderate income persons to buy a safe, decent and affordable home in Ogden’s target area. 2.2 Ensure homebuyers are suitable to undertake and maintain homeownership through homebuyer education. Priority Objective Increase the supply of affordable and quality housing. 3.1 Increase the availability of housing units to low-to moderate-income residents through the construction or rehabilitation of affordable and quality housing units. 3.2 Gap financing to support the efforts of nonprofit organizations undertaking affordable housing projects in Ogden. Priority Objective Homelessness (Continuum of Care) 4.1 Participate and support the Weber County Homeless Charitable Trust to grant funds to non-profit agencies providing services to the homeless. 4.2 Provide collaborative support to the Weber County Homeless Coordinating Committee which is a member of the Utah Balance of State Continuum of Care. ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 7 OMB Control No: 2506-0117 (exp. 07/31/2015) Priority Objective Improve the physical appearance and safety of neighborhoods 5.1 Assist in the demolition of dilapidated structures that are beyond rehabilitation to arrest the spread of blight conditions. 5.2 Implement public improvement projects that repair deteriorating and inadequate streets, curbs and infrastructure to support improved quality of life. Priority Objective Job Creation 6.1 Support the start-up and/or development of viable small businesses to create job opportunities primarily in Central Business District and NRSA. Priority Objective Business Counseling 7.1 Provide services to small business owners and entrepreneurs that enable them to grow their businesses and support job creation. Priority Objective Create greater access to capital 8.1 Loan Loss Guarantee Program - providing loan guarantees to businesses to create better loan coverage ratios for lenders. 8.2 Administrative support to Wasatch Community Funding, Inc. a Utah CDFI, which works to create access to capital for developing business owners, where funding has been inaccessible or limited. Priority Objective Stimulate economic growth 9.1 Expand the city’s economic base by financial assistance to businesses, blight removal, and/or through the development of underutilized commercial properties. 9.2 Stimulate economic growth through the Ogden Business Exchange Project that supports development of the Trackline EDA. 3. Evaluation of past performance An evaluation of past performance is summarized annually in the Consolidated Annual Performance and Evaluation Report (CAPER), which demonstrates the City’s performance in administration of the Community Development Block Grant (CDBG) and HOME Investment Partnerships Grant (HOME). As noted in Ogden’s Program Year 2014 CAPER last fall, the City’s efforts to meet its Annual Action Plan July 1, 2013 to June 30, 2014 and Consolidated Plan goals and objectives were generally successful, especially in view of the budgetary constraints. The City analyzes past performance to ensure and increase the ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 8 OMB Control No: 2506-0117 (exp. 07/31/2015) effectiveness of its funding allocations. The City continues to create partnerships with other agencies to enhance its ability to address community needs and expand the benefits of these federal funds. The City of Ogden strives to meet or exceed the goals stated in the Consolidated Plan and Annual Action Plans. The City strives to obligate and disburse its CDBG funds in a timely manner; although the City did not meet the May 1, 2014 timeliness test due to delays in the Environmental Review process for the Ogden Business Exchange Project. Since then the City has implemented a spending plan to ensure compliance will be achieved. The City proposes to provide 70% overall benefit in FY2015-2016 to low and moderate income persons, meeting the 70% regulatory requirement. reports are prepared by staff to monitor spending goals and overall public benefit accomplishments. 4. Summary of citizen participation process and consultation process Ogden City has made a conscious effort to broaden public participation in the development of the Five Year ConPlan. These efforts include: 1) attending a variety of community groups and events for the purpose of ConPlan outreach; 2) dedicating a page on the city’s website to the ConPlan that provides a convenient way for residents to receive information and make comments (http://HUDConplan.ogdencity.com/); 3) sending information of all ConPlan public notices to residents by newspaper, website, and water bill insert; 4) outreach to residents and organizations in low – moderate income areas; 5) holding public meetings, and 6)posting notices of public hearings at city offices, and city and county housing authority offices; and 7) efforts to outreach to the Hispanic population, which is Ogden’s largest minority population. The Citizen Advisory Committee (CAC) met four times during the planning process. The CAC meetings provided a forum for discussion, input and recommendations of community development activities. For specific details, see PR-15 Citizen Participation. The City encouraged and accepted public comments throughout the entire Consolidated Plan process until the end of the required thirty-day comment period. The website allows for easy online comments to be made by the click of a mouse. Ogden City Community Development Division accepts all comments. If a comment received is not appropriate for HUD-funded programs or Community Development efforts, the comment may be forwarded to the appropriate city department for their review and/or implementation. Public comments received are submitted to City Council. 5. Summary of public comments See Appendix B for a summary of comments received. 6. Summary of comments or views not accepted and the reasons for not accepting them See Appendix B for a summary of comments received. ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 9 OMB Control No: 2506-0117 (exp. 07/31/2015) 7. Summary With a population exceeding 82,000, Ogden is the largest city in Weber County and accounts for 36 percent of the population of the county. Ogden City is the most affordable city in the region. The median sales price of an existing home in Ogden is $100,000, while the median sale price of a newly constructed home is $160,000 both affordable to moderate-income household. Ogden's home sales prices are 14% lower than the national average. Ninety-one percent of all homes sold in the past five years were affordable to households at 80% Area Median Income. Ogden has a high share of rental units. Forty-two percent of occupied housing units in Ogden are renter-occupied, compared to state-wide 30% of occupied housing units are renter-occupied, well below Ogden's share. Nearly all rental housing in Ogden is affordable to low- to moderate-income households. In Weber County, over 70% of rent-assisted households (HUD Voucher holders, tax credit units and public housing units) are in Ogden and 60% of all Weber County renters live in Ogden. HUD data shows that Ogden has a surplus of 4,208 affordable housing units. The concentration of moderate- and low-priced housing in Ogden results in little price diversity. Life cycling is not a housing alternative. Families desiring to stay in the community but wanting to move to a larger, higher quality home have very little housing choices other than to move to other county alternatives. In order to advance housing choice, the City strives to find the right balance between reinvestment and redevelopment versus development of new housing opportunities. However, with half of the city's census tracts with a population reaching more than 20% poverty, the City is severely limited in achieving this goal. The community development needs are significant, with many areas of overlap requiring cross-cutting, place-based solutions. The City is tasked with determining both the areas of greatest need, and the areas in which community investment can have the greatest impact given the limited resources available. The ConPlan describes the City's housing market conditions, identifies the need for improved housing conditions and community and economic development and provides strategies to address the needs over the next five years. The resulting Consolidated Plan provides a unified vision for community development and housing actions with the primary goals of improving housing conditions, revitalized target areas, elimination of blight, and expansion of economic development opportunities. ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 10 OMB Control No: 2506-0117 (exp. 07/31/2015) The Process PR-05 Lead & Responsible Agencies 24 CFR 91.200(b) 1. Describe agency/entity responsible for preparing the Consolidated Plan and those responsible for administration of each grant program and funding source The following are the agencies/entities responsible for preparing the Consolidated Plan and those responsible for administration of each grant program and funding source. Agency Role Name Department/Agency Lead Agency OGDEN CDBG Administrator OGDEN Tom Christopulos, CED Director/Ogden City HOPWA Administrator HOME Administrator OGDEN Tom Christopulos, CED Director/Ogden City HOPWA-C Administrator Table 1 – Responsible Agencies Narrative Ogden City’s Community and Economic Development Department is the lead agency responsible for preparing the Consolidated Plan and for the administration of the Community Development Block Grant (CDBG) and HOME Investment Partnership Program (HOME) Grant. Consolidated Plan Public Contact Information Ward Ogden, Manager Community Development Division, 2549 Washington Boulevard, #120, Ogden, UT 84401. Email: [EMAIL REDACTED] or call [PHONE REDACTED]. ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 11 OMB Control No: 2506-0117 (exp. 07/31/2015) PR-10 Consultation - 91.100, 91.200(b), 91.215(l) 1. Introduction The City launched an in-depth and collaborative effort to consult with elected officials, City departments, community stakeholders, general public and beneficiaries of HUD entitlement programs to inform and develop the priorities and strategies contained within this five year plan. In addition, a Priority Needs Survey was conducted to solicit input from residents and stakeholders in the City of Ogden. The questionnaire polled respondents about the level of need in their respective neighborhoods for various types of improvements that can potentially be addressed by the use of entitlement funds. The City worked with a wide array of organizations and existing networks to develop the Five Year Consolidated Plan 2016-2020. Each year, Ogden City maintains relationships with these organizations to work on Annual Action Plans and to coordinate services. The City’s consultation strategies included outreach to housing, service, and mental health providers; workforce developers; community advocates; and others partners. Partners were encouraged to alert their clients and program beneficiaries that an important planning process was being undertaken and encouraged active participation by beneficiaries. The process for the preparation of this Consolidated Plan included consultation with the following individuals and organizations:  Coalition of Resources  Weber Housing Authority  Utah Center for Neighborhood Stabilization  Fair Housing Forum of Utah  Weber County Homeless Charitable Trust  Ogden Reinvestment Corporation  Cottages of Hope  Ogden Weber Community Action Partnership  Utah Center for Affordable Housing  Ogden Housing Authority  Ogden School District  Utah Non-profit Housing Corporation  Rotary Club of Northern Utah  Latinos United Promoting Education and Civic Engagement  United Way of Northern Utah  Catholic Community Services  Weber Human Services  Interfaith Works  Ogden Weber Chamber of Commerce ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 12 OMB Control No: 2506-0117 (exp. 07/31/2015) The development of the Consolidated Plan extends beyond the annual planning process. More detail is provided in PR-15 for our consultation and citizen participation. Provide a concise summary of the jurisdiction’s activities to enhance coordination between public and assisted housing providers and private and governmental health, mental health and service agencies (91.215(I)).  City Staff attends Coalition of Resources (COR) meetings. COR has over 100 representatives from various for-profit, non-profit and public agencies that provide services to Ogden residents. meetings provide an opportunity for service providers to collaborate and coordinate to efficiently use community resources. COR has been an effective tool in reaching a wide range of citizens.  City staff has worked with the United Way of Northern Utah to apply for the Promise Zone grant program. United Way submitted application for a 10-year designation to receive multi-agency assistance.  Ogden City Community and Economic Development Department’s Citizen Advisory Committee reviews ConPlan programs and makes recommendation to the Mayor and City Council about ConPlan programs and funding levels. It includes representatives from service providers, stakeholders, community leaders and city staff.  The Weber County Homeless Coordinating Council, the local Continuum of Care collaborative applicant, coordinates the efforts of organizations which provide services to the homeless and other special populations for Emergency Shelter Grant (ESG) programs and coordinates groups that serve the HIV/AIDS population with HOPWA funding.  The Ogden Housing Authority and Weber Housing Authority have worked collaboratively on the ConPlan and Analysis to Impediments to Fair Housing Choice with Ogden City.  Weber State University and Ogden City entered into a Education Collaborative Agreement to further efficient use of resources for Ogden residents.  The Disability Law Center (a Fair Housing Initiative grant recipient) has partnered with Ogden City to affirmatively further fair housing in Ogden, providing free fair housing clinics in Ogden. Describe coordination with the Continuum of Care and efforts to address the needs of homeless persons (particularly chronically homeless individuals and families, families with children, veterans, and unaccompanied youth) and persons at risk of homelessness The local Continuum of Care process involves the agencies and programs that receive funding from the U.S. Department of Housing and Urban Development (HUD), and does the following:  Assesses capacity and identifies gaps in homelessness services;  Evaluates outcomes achieved by funded programs, in comparison to both local and national benchmarks;  Proactively develops improvements and solutions to systemic issues; ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 13 OMB Control No: 2506-0117 (exp. 07/31/2015)  Works to implement HUD priorities and community priorities to end chronic homelessness in Utah;  Facilitates the allocation of funding to homelessness provider agencies;  Serves as an inclusive vehicle to promote best practices;  Utilizes the Service Prioritization Decision Assistance Tool (SPDAT) to identify those most in need of service and help prioritize time and resources;  Facilitates access to mainstream resources and services for the homeless; and  Works to develop best practices to assist homeless persons directly. Describe consultation with the Continuum(s) of Care that serves the jurisdiction's area in determining how to allocate ESG funds, develop performance standards and evaluate outcomes, and develop funding, policies and procedures for the administration of HMIS Ogden City does not apply or receive Emergency Shelter Grant (ESG). City staff engages with agencies and organizations who are members of the local Continuum of Care on an on-going basis throughout the program year, including participating in the Weber County Homeless Coordinating Committee The provides coordination of services to the Continuum of Care and its membership to ensure the goals and outcomes established for the Emergency Solutions Grant Program and other special needs housing programs meet the needs of the community. In addition, the is the Homeless Management Information System (HMIS) Lead for Ogden City. The organization administers the HMIS for the county and sets a uniform standard for all agencies to gather information for HUD reporting and local homeless strategies. All Weber County ESG funded organizations enter information into the HMIS system. ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 14 OMB Control No: 2506-0117 (exp. 07/31/2015) 2. Describe Agencies, groups, organizations and others who participated in the process and describe the jurisdictions consultations with housing, social service agencies and other entities Table 2 – Agencies, groups, organizations who participated 1 Agency/Group/Organization Coalition of Resources Agency/Group/Organization Type Business and Civic Leaders What section of the Plan was addressed by Consultation? Housing Need Assessment Homelessness Strategy Non-Homeless Special Needs Anti-poverty Strategy How was the Agency/Group/Organization consulted and what are the anticipated outcomes of the consultation or areas for improved coordination? Discussed proposed ConPlan programs and projects to the COR group, approximately 30 non-profit and agency representatives in attendance. As COR members share info with their clients, this maximizes coordination of programs and citizen participation. 2 Agency/Group/Organization Utah Balance of State Homeless Coordinating Council Agency/Group/Organization Type Services-homeless Publicly Funded Institution/System of Care Regional organization What section of the Plan was addressed by Consultation? Homelessness Strategy Homeless Needs - Chronically homeless Homeless Needs - Families with children Homelessness Needs - Veterans Homelessness Needs - Unaccompanied youth How was the Agency/Group/Organization consulted and what are the anticipated outcomes of the consultation or areas for improved coordination? An Ogden City official and staff attend the Weber County Homeless Coordinating Council which is a member of the Utah Balance of State Homeless Coordinating Committee. is the lead agency for the continuum of care as well as HMIS process, which provides for improved coordination. 3 Agency/Group/Organization WEBER COUNTY HOUSING AUTHORITY Agency/Group/Organization Type Housing PHA Services - Housing Services-homeless Other government - County ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 15 OMB Control No: 2506-0117 (exp. 07/31/2015) What section of the Plan was addressed by Consultation? Homelessness Strategy Homeless Needs - Chronically homeless Homeless Needs - Families with children Homelessness Needs - Veterans Homelessness Needs - Unaccompanied youth How was the Agency/Group/Organization consulted and what are the anticipated outcomes of the consultation or areas for improved coordination? Weber Housing Authority (WHA) is a primary agency for addressing housing issues outside of Ogden City but within Weber County. The coordination of efforts improves the efficient use of funds to meet local housing needs. Ogden City provided WHA with support to conduct the annual Point In Time count, January 29 - 31. WHA provided input on programs. 4 Agency/Group/Organization Weber County Homeless Coordinating Committee Agency/Group/Organization Type Services-homeless Other government - County Regional organization What section of the Plan was addressed by Consultation? Homelessness Strategy Homeless Needs - Chronically homeless Homeless Needs - Families with children Homelessness Needs - Veterans Homelessness Needs - Unaccompanied youth How was the Agency/Group/Organization consulted and what are the anticipated outcomes of the consultation or areas for improved coordination? Weber County Homeless Coordinating Committee - serves on the Utah Balance of State Homeless Coordinating Committee. The City supports in its application for Cooperative Agreement to Benefit Homeless Individuals grant funding from SAMHSA Public Health Service Act. The City certified its ConPlan is consistent with WC's Continuum of Care Homeless Assistance program. 5 Agency/Group/Organization Ogden Housing Authority Agency/Group/Organization Type Housing PHA ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 16 OMB Control No: 2506-0117 (exp. 07/31/2015) What section of the Plan was addressed by Consultation? Housing Need Assessment Public Housing Needs Homelessness Strategy Homeless Needs - Chronically homeless Homeless Needs - Families with children Homelessness Needs - Veterans Homelessness Needs - Unaccompanied youth How was the Agency/Group/Organization consulted and what are the anticipated outcomes of the consultation or areas for improved coordination? The City partnered with OHA to build six CROWN homes and consulted with OHA during the development of the ConPlan and in coordination of homelessness housing and the Point In Time count. 6 Agency/Group/Organization Wasatch Front Regional Council Agency/Group/Organization Type Publicly Funded Institution/System of Care Regional organization Planning organization What section of the Plan was addressed by Consultation? Regional Transportation Plan How was the Agency/Group/Organization consulted and what are the anticipated outcomes of the consultation or areas for improved coordination? City officials participate and serve on committees to guide the development of regional transportation plans. 7 Agency/Group/Organization Weber Human Services Aging Services Agency/Group/Organization Type Services-Elderly Persons Health Agency Other government - County What section of the Plan was addressed by Consultation? Housing Need Assessment Public Housing Needs Non-Homeless Special Needs How was the Agency/Group/Organization consulted and what are the anticipated outcomes of the consultation or areas for improved coordination? Met with Weber Human Services - Aging Services staff September 18, 2014 to discuss and better understand the needs of low-income Ogden senior residents. ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 17 OMB Control No: 2506-0117 (exp. 07/31/2015) 8 Agency/Group/Organization Weber State University Agency/Group/Organization Type Services-Education Publicly Funded Institution/System of Care What section of the Plan was addressed by Consultation? Economic Development How was the Agency/Group/Organization consulted and what are the anticipated outcomes of the consultation or areas for improved coordination? Ogden City works on initiatives with WSU to establish workforce alignment and the City signed a letter of collaboration with WSU in July 2014 to contribute to the success of WSU's In-Home Learning System. Identify any Agency Types not consulted and provide rationale for not consulting None were identified. Other local/regional/state/federal planning efforts considered when preparing the Plan Name of Plan Lead Organization How do the goals of your Strategic Plan overlap with the goals of each plan? Continuum of Care Weber County Homeless Coordinating Council Efforts to end chronic homelessness and the coordination of homelessness prevention and services efforts for efficient use of resources. 10-Year Strategic Action Plan to End Homelessness Utah Department of Community and Culture This plan is the Strategic Plan for the entire state. The City of Ogden participates in the implementation of the strategies identified in the State's Plan. Regional Analysis of Impediments Weber County Weber County The Regional Analysis of Impediments to Fair Housing Choice in Weber County provides a framework to formulate strategies to affirmatively further fair housing in Ogden. Weber Housing Assessment Plan 2014 Weber Housing Authority Assists in the regional planning of housing and homeless prevention efforts in Weber County. Table 3 – Other local / regional / federal planning efforts Describe cooperation and coordination with other public entities, including the State and any adjacent units of general local government, in the implementation of the Consolidated Plan (91.215(l)) ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 18 OMB Control No: 2506-0117 (exp. 07/31/2015) To ensure cooperation and coordination with other public entities in the implementation of the ConPlan, the City of Ogden coordinated with:  Weber County  Utah Department of Community and Culture  Ogden School District  Weber State University  Utah Division of Workforce Services  Weber Morgan Health Department  Wasatch Front Regional Council, Metropolitan Planning Organization  Utah Council of Governments Narrative (optional): ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 19 OMB Control No: 2506-0117 (exp. 07/31/2015) PR-15 Citizen Participation 1. Summary of citizen participation process/Efforts made to broaden citizen participation Summarize citizen participation process and how it impacted goal-setting The citizen participation process for the Five Year Consolidated Plan 2016-2020 (ConPlan) began in August 2014 with an information booth at Farmers’ Market in Ogden’s Central Business District. Farmers’ market has been an effective means of providing information to the general public and gathering citizen comments regarding HUD-funded programs. The Community and Economic Development Department’s (CED) Citizen Advisory Committee (CAC) met four times during the ConPlan planning process. The CAC met to review past performance to help identify priority needs, to review ConPlan strategies and objectives, and to make recommendations to the Mayor and City Council regarding the adoption of the ConPlan, Neighborhood Revitalization Strategy Area (NRSA) and Analysis of Impediments to Fair Housing Choice (AI). On March 19, 2015, the CAC approved the Draft Five Year Consolidated Plan 2016-2020, AI and NRSA plans and made recommendations to the Mayor and City Council to approve the plans. Ogden City has made a conscious effort to broaden public participation in the development of the Five Year ConPlan. These efforts include: 1) attending community groups for ConPlan outreach; 2) a city webpage to provide a convenient way for residents to receive information and make comments; 3) sending ConPlan notices to residents by newspaper, website, and water bill insert throughout the year; 4) meeting with Ogden Housing Authority’s Resident Advisory Board and Ogden School District’s TANF Next Generation Kids staff and parents to improve outreach to low- income residents; 5) posting notices of public hearings at city offices, and city and county housing authority offices; and 6) providing certified Spanish translators to outreach to Hispanics (the largest minority population) and maintaining relationships with organizations and/or persons who work with minorities and staff provided ConPlan outreach materials at a Cinco de Mayo event at the Marshall White Center, (located in the NRSA census tract 2011, which has a minority population of 40% and 35% poverty rate). A Public Hearing was conducted on December 16, 2014, with over 30 people in attendance and provided an opportunity for citizens to comment on proposed ConPlan programs. A Priority Needs survey was advertised on the website and was open to the public from January through March 2015, which helped establish a framework for program funding. The city encouraged and accepted public comments throughout the entire Consolidated Plan process until the end of the required thirty-day comment period (April 3 to May 4, 2015). The website allows for easy online comments to be made by the click of a mouse. Ogden City Community ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 20 OMB Control No: 2506-0117 (exp. 07/31/2015) Development Division receives all comments. Please refer to Appendix B to review a list of citizen/stakeholder comments received during the Consolidated Plan 2016-2020 public hearings and responses to comments not funded. The Ogden City Council held two work sessions and a Public Hearing regarding approval to adopt and submit to HUD the Five-Year Consolidated Plan for July 1, 2016 through June 30, 2020 and the Annual Action Plan for July 1, 2015 through June 30, 2016, on May 12, 2015. An advertisement for the City Council Public Hearing to adopt the five year ConPlan, AAP and NRSA Plan was published in the local newspaper on April 29, 2015. A presentation was provided of the proposed projects and programs to City Council at a public work session on April 21, 2015. The City Council voted in favor of adopting both the Five-Year Consolidated Plan and the Annual Action Plan on May 12, 2015. Citizen Participation Outreach Sort Order Mode of Outreach Target of Outreach Summary of response/attendance Summary of comments received Summary of comme nts not accepted and reasons URL (If applicable) 1 Public Hearing Non- targeted/broad community Public Meeting December 16, 2014 for ConPlan - Thirty (30) persons signed- in. See summary of citizen comments in Appendix B. 2 Trolley District Community Council Citizen group Fifteen people attended a presentation on Proposed programs for the ConPlan 2016- 2020 and on the Draft AI on March 12, 2015. See summary of citizen comments in Appendix B. ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 21 OMB Control No: 2506-0117 (exp. 07/31/2015) Sort Order Mode of Outreach Target of Outreach Summary of response/attendance Summary of comments received Summary of comme nts not accepted and reasons URL (If applicable) 3 Community Group – Next Generation Kids (anti-poverty) Minorities Non-English Speaking - Specify other language: Spanish persons in poverty Eight Utah Div. of Workforce Service staff persons working with Next Generation Kids (anti-poverty) program were in attendance on March 5, 2015 and March 24, 2015, seven parents of Next Gen Kids in a financial education class attended a ConPlan presentation. See summary of citizen comments not accepted in Appendix B. See summary of citizen comments not accepted in Appendix B. 4 Community meeting – Rotary Club Non- targeted/broad community Thirty-five business men and women from the community were in attendance, 2/18/15. See summary of citizen comments in Appendix B. See summary of citizen comments not accepted in Appendix B. 5 Community meeting – Aspen Village HOA Mt. Lewis residents Six persons signed in at the HOA board meeting which has 60 condos units in the Mt. Lewis neighborhood on November 24, 2014. See summary of citizen comments in Appendix B. See summary of citizen comments not accepted in Appendix B. ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 22 OMB Control No: 2506-0117 (exp. 07/31/2015) Sort Order Mode of Outreach Target of Outreach Summary of response/attendance Summary of comments received Summary of comme nts not accepted and reasons URL (If applicable) 6 Community meeting – Interfaith Works Group Non- targeted/broad community non-profit religious organization partners Twenty-four people signed in at the January 14, 2015 meeting, representing various religious groups. See summary of citizen comments in Appendix B. See summary of citizen comments not accepted in Appendix B. 7 Public Meeting Gibson Community Over 30 people signed in at the 1st Gibson Community Planning meeting on January 21, 2015. See summary of citizen comments in Appendix B. 8 Community meeting – Ogden Housing Authority residents Residents of Public and Assisted Housing Seven persons in attendance at the Resident Advisory Board meeting on November 18, 2014. See summary of citizen comments in Appendix B. See summary of citizen comments not accepted in Appendix B. ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 23 OMB Control No: 2506-0117 (exp. 07/31/2015) Sort Order Mode of Outreach Target of Outreach Summary of response/attendance Summary of comments received Summary of comme nts not accepted and reasons URL (If applicable) 9 Public Meeting Citizen Advisory Committee (CAC) The 8 member Community and Economic Dev. Department's CAC met four times during the ConPlan planning process to provide input and recommendations on programs and funding of projects. A quorum of five approved a recommendation to City Council to adopt the NRSA, AAP and ConPlan. See summary of citizen comments not accepted in Appendix B. 10 Community Meeting – Latinos United Promoting Education and Civic Engagement (LUPEC) Minorities Non-English Speaking - Specify other language: Spanish Members of the LUPEC board attended a ConPlan outreach meeting April 9, 2015, providing them an opportunity to comment and participate in the planning process. See Summary of Citizen Comments. ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 24 OMB Control No: 2506-0117 (exp. 07/31/2015) Sort Order Mode of Outreach Target of Outreach Summary of response/attendance Summary of comments received Summary of comme nts not accepted and reasons URL (If applicable) 11 Community Meeting – Coalition of Resources Minorities Non-English Speaking - Specify other language: Spanish Persons with disabilities Non- targeted/broad community Residents of Public and Assisted Housing Coalition of Resources (COR) is a group of Ogden area service providers, at the April 7 COR Meeting, the City announced the 30-day comment period - handouts provided information on how to participate in the ConPlan planning process to 32 persons in attendance. 12 Public Hearing Non- targeted/broad community All Ogden City Council Members and several citizens were presented for two ConPlan Work Sessions, November 25, 2014 and April 21, 2015. ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 25 OMB Control No: 2506-0117 (exp. 07/31/2015) Sort Order Mode of Outreach Target of Outreach Summary of response/attendance Summary of comments received Summary of comme nts not accepted and reasons URL (If applicable) 13 Public Hearing Non- targeted/broad community Ogden City Council public hearing to adopt the ConPlan, NRSA, and Annual Action Plan was held May 12, 2015. A resolution was approved to adopt and submit to HUD the ConPlan, NRSA and Annual Action Plan. Table 4 – Citizen Participation Outreach ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 26 OMB Control No: 2506-0117 (exp. 07/31/2015) Needs Assessment NA-05 Overview Needs Assessment Overview Overall needs created a framework on which to base decisions in the selection of projects to fund. An examination of the past Consolidated Plans, citizen comments, review of the priority needs survey results, consultation with staff and stakeholders formed the basis for choosing overall goals and objectives for the ConPlan programs and projects to fund for the FY2015-2016 Annual Action Plan. Data provided in this section range from the 2000 to 2010 census, American Community Survey (ACS) 2007 to 2012 data, the Comprehensive Housing Affordability Strategy (CHAS) provided by HUD, and data from the Federal Financial Institutions Examination Council (FFIEC), which provided 2014 demographic and housing estimates for Ogden City. In addition, data from Weber Housing Assessment Plan 2014 provided an overview of housing in Ogden. Ogden's population shows a modest increase over the past ten years. In 2010, the population of the city was estimated at 82,825 by the U.S. Census Bureau, an increase of 7.3 percent since 2000. Over the past twenty years the 10 year population of Ogden City increased by 22 percent, driven by higher rates of population increase in the 1990s. Ogden is the largest city in Weber County and accounts for about 36 percent of the population of the county. The population growth of Ogden is lower than the 17.7 percent growth rate for the county. Ogden is a mature, older city with little opportunity for new large scale residential development. The City has limited, sizeable parcels of undeveloped land. The number of households in the city, in 2010, totaled 29,631, an increase of 8.2 percent in ten years. The average size of households remains very stable at 2.73 persons per households. The small size of the average household is partly a reflection of the student renters attending Weber State University. The minority population of Ogden has increased at a much faster pace than the overall population. In 2000 the minority population in the city totaled 16,395 individuals. By 2010 the number of minority individuals in the city had increased by 84.6 percent to 30,268. One in three individuals in Ogden City is a minority up from one in five in 2000. In 2010, the inventory of residential units in Ogden was 32,482 units. Ninety-six percent (96%) of these units were occupied. Owner occupied units accounted for fifty-eight percent (58%) of all occupied units while renter occupied units represented 42 percent (42%) of the housing inventory. Ogden City has a very high share of rental units. In Utah, statewide about thirty percent (30%) of the occupied housing inventory are rental units, well below the share in Ogden city. Renters in Ogden are primarily non-Senior households. Nearly eighty (80%) of all renters are younger than 55 years. Twenty-one percent (21%) of renters are over 55 years old, whereas forty-two percent (42%) of all homeowners are 55 years or older. ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 27 OMB Control No: 2506-0117 (exp. 07/31/2015) FFIEC data updated 2014, estimates a one percent (1.22%) increase in the number of housing units in Ogden from the ACS 2010 data. 2014, FFIEC estimates 32,877 housing units compared to ACS 2010 estimate of 30,268 housing units in Ogden. A recent update from FFIEC for 2014 data includes these estimates:  Ninty-one (91%) of the 32,877 housing units in Ogden are occupied.  Fifty-one (51%) are owner-occupied  Forty percent (40%) are renter-occupied  Nine percent are vacant Ogden Housing Occupancy Data 2014 - FFIEC ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 28 OMB Control No: 2506-0117 (exp. 07/31/2015) NA-10 Housing Needs Assessment - 24 CFR 91.205 (a,b,c) Summary of Housing Needs While Ogden's population has increased 5% in ten years 2000 - 2010. Housing needs are determined by reviewing: demographics, population, Area Median Income (AMI), the number and types of housing units available (inventory), and the affordability and condition of housing units. The Housing Cost Burden relative to Household Income is a significant issue in Ogden. Housing problems (Table 7) are identified as households with at least one of these issues: severe overcrowding, a high cost burden relative to income, and/or are lacking complete plumbing or kitchen facilities (substandard). Of the 29,697 households in Ogden, 10,009 households (33%) have one of the four housing problems. After research and analysis, University of Utah, Bureau of Economic Business Review (BEBR) concluded that Ogden has a surplus of 4,208 affordable housing, but there is a need for 177 housing units for very- low- and extremely-low-income housing and for the disabled. In Weber County, Zoning practices and development approvals have a greater impact than any other factor on fair housing choice. If the higher income cities in Weber County do not allow increased levels of affordable housing, particularly rental housing, protected classes will become more highly concentrated and segregated in Ogden by 2020 thereby further limiting housing choice. Nimbyism in the higher-income cities neighboring Ogden is a cause of concentrations in minorities and LMI persons, which can be lessened by a regional approach to affordable housing. The Weber County Regional Analysis of Impediments to Fair Housing Choice reported that there is a need in Ogden for de-concentration of affordable housing, particularly rental housing1. The ACS data compares housing problems between renters and owners. The data reflects that renters have a far greater rate of having one or more housing problems than homeowners. Of those living in substandard housing (incomplete plumbing or kitchen facilities) in Ogden, 82% pay rent. Of those living in severe over-crowding in Ogden, 74% are renters. Renters between 0 - 30% AMI have the greatest percentage (68%) of having at least one or more of the four housing problems (lacks kitchen or complete plumbing, severe over-crowding and severe cost burden). The average wage in 2014 in Ogden is $37,325, below the Utah state average wage of $38,059. It is also noticeable that six of Ogden’s 22 census tracts are below the average state wage, contributing to a significant increase in poverty growth in the city.  Rental housing is highly concentrated in Ogden, with nearly sixty percent (60%) of all rental units in Weber County are in Ogden.  Ogden has the lowest homeownership rate (58%) in all of Weber County.  Eighty percent 80% of all tax credit and HUD deep subsidized housing in Weber County is located in Ogden. Geographic concentrations of substandard housing occur in pockets within the city where density tends to be greatest and the median income lowest. ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 29 OMB Control No: 2506-0117 (exp. 07/31/2015) 1Data source: Summary Regional Analysis of Impediments Weber County, Prepared by Lotus Community Development Institute and James Wood. Demographics Base Year: 2000 Most Recent Year: 2010 % Change Population 77,226 81,054 5% Households 27,379 29,697 8% Median Income $34,047.00 $41,073.00 21% Table 5 - Housing Needs Assessment Demographics Data Source: 2000 Census (Base Year), 2006-2010 ACS (Most Recent Year) ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 30 OMB Control No: 2506-0117 (exp. 07/31/2015) Ogden Living Wages 2014 ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 31 OMB Control No: 2506-0117 (exp. 07/31/2015) Number of Households Table 0-30% HAMFI >30-50% HAMFI >50-80% HAMFI >80-100% HAMFI >100% HAMFI Total Households * 5,425 4,600 6,280 3,974 9,419 Small Family Households * 1,675 1,805 2,695 1,899 4,785 Large Family Households * 665 725 995 535 940 Household contains at least one person 62-74 years of age 725 450 775 370 1,510 Household contains at least one person age 75 or older 525 570 585 370 890 Households with one or more children 6 years old or younger * 1,380 1,365 1,820 860 960 * the highest income category for these family types is >80% HAMFI Table 6 - Total Households Table Data Source: 2006-2010 CHAS ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 32 OMB Control No: 2506-0117 (exp. 07/31/2015) Housing Needs Summary Tables 1. Housing Problems (Households with one of the listed needs) Renter Owner 0-30% AMI >30- 50% AMI >50- 80% AMI >80- 100% AMI Total 0-30% AMI >30- 50% AMI >50- 80% AMI >80- 100% AMI Total NUMBER OF HOUSEHOLDS Substandard Housing - Lacking complete plumbing or kitchen facilities 155 40 15 0 210 0 0 15 0 15 Severely Overcrowded - With >1.51 people per room (and complete kitchen and plumbing) 105 4 40 25 174 0 25 0 35 60 Overcrowded - With 1.01-1.5 people per room (and none of the above problems) 175 145 135 100 555 130 120 135 60 445 Housing cost burden greater than 50% of income (and none of the above problems) 2,065 310 0 0 2,375 625 565 145 10 1,345 ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 33 OMB Control No: 2506-0117 (exp. 07/31/2015) Renter Owner 0-30% AMI >30- 50% AMI >50- 80% AMI >80- 100% AMI Total 0-30% AMI >30- 50% AMI >50- 80% AMI >80- 100% AMI Total Housing cost burden greater than 30% of income (and none of the above problems) 750 875 505 40 2,170 195 745 1,055 300 2,295 Zero/negative Income (and none of the above problems) 255 0 0 0 255 110 0 0 0 110 Table 7 – Housing Problems Table Data Source: 2006-2010 CHAS 2. Housing Problems 2 (Households with one or more Severe Housing Problems: Lacks kitchen or complete plumbing, severe overcrowding, severe cost burden) Renter Owner 0-30% AMI >30- 50% AMI >50- 80% AMI >80- 100% AMI Total 0- 30% AMI >30- 50% AMI >50- 80% AMI >80- 100% AMI Total NUMBER OF HOUSEHOLDS Having 1 or more of four housing problems 2,495 500 190 125 3,310 750 705 295 105 1,855 Having none of four housing problems 1,510 1,885 2,975 1,310 7,680 305 1,510 2,820 2,434 7,069 Household has negative income, but none of the other housing problems 255 0 0 0 255 110 0 0 0 110 Table 8 – Housing Problems 2 Data Source: 2006-2010 CHAS ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 34 OMB Control No: 2506-0117 (exp. 07/31/2015) 3. Cost Burden > 30% Renter Owner 0-30% AMI >30-50% AMI >50- 80% AMI Total 0-30% AMI >30-50% AMI >50-80% AMI Total NUMBER OF HOUSEHOLDS Small Related 1,175 540 130 1,845 195 615 490 1,300 Large Related 355 220 45 620 155 385 270 810 Elderly 445 94 95 634 375 190 245 810 Other 1,225 440 250 1,915 150 225 210 585 Total need by income 3,200 1,294 520 5,014 875 1,415 1,215 3,505 Table 9 – Cost Burden > 30% Data Source: 2006-2010 CHAS 4. Cost Burden > 50% Renter Owner 0-30% AMI >30- 50% AMI >50- 80% AMI Total 0-30% AMI >30- 50% AMI >50- 80% AMI Total NUMBER OF HOUSEHOLDS Small Related 830 75 0 905 165 220 45 430 Large Related 230 15 0 245 140 215 0 355 Elderly 355 20 10 385 265 95 45 405 Other 925 195 0 1,120 105 90 55 250 Total need by income 2,340 305 10 2,655 675 620 145 1,440 Table 10 – Cost Burden > 50% Data Source: 2006-2010 CHAS Household Size 1 2 3 4 5 6 7 8 Extremely Low Income up to 30% AMI $15,000 $17,150 $19,300 $21,400 $23,150 $24,850 $26,550 $28,250 Very Low Income up to 50% AMI $25,000 $28,550 $32,100 $35,650 $38,550 $41,400 $44,250 $47,100 ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 35 OMB Control No: 2506-0117 (exp. 07/31/2015) Low-Moderate Income up to 80% AMI $39,950 $45,650 $51,350 $57,050 $61,650 $66,200 $70,750 $75350 Median Income $49,900 $57,050 $64,150 $71,300 $77,000 $82,700 $88,400 $94,100 Table 11 - Ogden City HUD Income Guidelines 2014 5. Crowding (More than one person per room) Renter Owner 0- 30% AMI >30- 50% AMI >50- 80% AMI >80- 100% AMI Total 0- 30% AMI >30- 50% AMI >50- 80% AMI >80- 100% AMI Total NUMBER OF HOUSEHOLDS Single family households 280 109 140 65 594 130 135 115 24 404 Multiple, unrelated family households 0 35 35 45 115 0 10 20 70 100 Other, non-family households 15 0 0 15 30 0 0 0 0 0 Total need by income 295 144 175 125 739 130 145 135 94 504 Table 12 – Crowding Information – 1/2 Data Source: 2006-2010 CHAS Renter Owner 0- 30% AMI >30- 50% AMI >50- 80% AMI Total 0- 30% AMI >30- 50% AMI >50- 80% AMI Total Households with Children Present 0 0 0 0 0 0 0 0 Table 13 – Crowding Information – 2/2 Data Source Comments: Describe the number and type of single person households in need of housing assistance. Estimate the number and type of families in need of housing assistance who are disabled or victims of domestic violence, dating violence, sexual assault and stalking. ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 36 OMB Control No: 2506-0117 (exp. 07/31/2015) Weber County has numerous providers of shelter services, all of which are located in Ogden, including Homeless Veterans Fellowship, Ogden Housing Authority, Ogden Rescue Mission, St. Anne’s, Weber Housing Authority and Your Community Connection. A broad based effort has been underway to expand local homeless services. The newest project, called the Lantern House, began construction in 2014. This new development along with limited but incremental capacity of less than 5% of all future awarded subsidized rental housing set-asides will help meet long-term demand for housing for the homeless. Domestic Violence: Your Community Connection (YCC) has 28 shelter beds and 9 transitional housing units. In 2013, YCC served 25 families (26 adults and 47 children) through the transitional housing program for an equivalent of 9,248 stays. Homeless families can affordably rent these units and live in them for extended periods of time while receiving counseling, seeking employment and other educational opportunities which will help with long-term family stabilization. Housing for the Disabled: Per federal law, 5% of all newly constructed subsidized housing units must be accessible. The number of accessible units presently available in Weber County is not known. There is clear consensus that a common tracking method would be helpful on a county wide basis and might be best maintained through the Weber Housing Authority. All new multi-family developments will provide accessible housing features in the future, but those are likely to be limited in number. Special Needs housing providers were interviewed, those who had housing acquisition or development goals all report having placed those efforts on hold for one-two years, while the remainder indicated having no plans to develop in the coming five year window. Internal waiting lists remain stable and client housing needs assessments show a growing demand, however restrictions on state funding has meant most families will continue to keep disabled family members at home or in their present living accommodations. Elderly Housing, in 2012 there were approximately 24,137 persons, approximately 10.2% of the population living in Weber County over the age of 65 years. As this population steadily climbs over the next twenty years, a growing number of these seniors will be seeking out affordable housing alternatives but will be met with limited choice. In October 2012, occupancy of those rental properties was 97% or effectively full, given turn-overs. These subsidized properties presently maintain long waiting lists; as do their supportive or assisted living counter parts. There is already some pent-up housing demand for those with even lower incomes, which would be eligible candidates for a new HUD202 property. What are the most common housing problems? Housing needs are determined by reviewing the demographics: population, Area Median Income (AMI), the number and types of housing units available (inventory), and the affordability and condition of housing units. The Housing Cost Burden relative to Household Income is a significant issue in Ogden. Housing problems (Table 7) are identified as households with at least one of these issues: severe overcrowding, a high cost burden relative to income, and/or are lacking complete plumbing or kitchen facilities (substandard). Of the 29,697 households in Ogden, these needs have been identified: ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 37 OMB Control No: 2506-0117 (exp. 07/31/2015)  18% of households (5,425) are extremely low income, with incomes at 0% to 30% Household Area Median Family Income (HAMFI), Table 7.  55% of households (16,305) have income ranging from zero to 80% HAMFI.  14% of homeowners, at all income levels between 0 and 80%, have at least one of the four housing problems.  19% of renter households, at all income levels between 0 and 80%, have at least one of the four housing problems.  Severe Cost Burden: 8% (2,375) renter households and 4.5% (1,345) homeowners pay over 30% of their income for housing cost.  Severe Cost Burden: 7.3% (2,170) renter households and 7.7% (2,295) homeowners pay over 50% of their income for housing cost. The ACS data compares housing problems between renters and owners. The data reflects that renters have a far greater rate of having one or more housing problems than homeowners. Of those living in substandard housing (incomplete plumbing or kitchen facilities) in Ogden, 82% pay rent. Of those living in severe over-crowding in Ogden, 74% are renters. Renters between 0 - 30% AMI have the greatest percentage (68%) of having at least one or more of the four housing problems (lacks kitchen or complete plumbing, severe over-crowding and severe cost burden). Are any populations/household types more affected than others by these problems? In general, Cost Burden is a significant problem in Ogden. An estimated 8,519 (29%) of all Ogden household pay 30% of their income to housing costs. While, 4,095 (14%) of households contribute more than half their income to housing costs in Ogden. The Cost Burden of households is greatest among the poor, the working poor and the elderly. Table 8 illustrates a statistically significant higher representation of rental households compared to homeowners having one or more of the four housing problems. Also, ACS data reflect higher numbers of substandard housing, and higher overcrowding of units for renters compared to owners. Renters are more likely to occupy housing that has one or more of the identified housing problems of overcrowding, high cost burden, lack of complete plumbing or lack of complete kitchen facilities (Tables 7-9).  225 households are living in substandard housing (incomplete plumbing or kitchen facilities) in Ogden.  93% of the households (210) living in substandard housing are renter households.  1,000 households live in over-crowded units (1.01 to 1.5 people per room) in Ogden  55.5% of households in over-crowded units (555) are renters  44.5% of households in over-crowded units (445) are homeowners.  147 households live in severely overcrowded units (1.5 or more people per room) in Ogden. ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 38 OMB Control No: 2506-0117 (exp. 07/31/2015) Describe the characteristics and needs of Low-income individuals and families with children (especially extremely low-income) who are currently housed but are at imminent risk of either residing in shelters or becoming unsheltered 91.205(c)/91.305(c)). Also discuss the needs of formerly homeless families and individuals who are receiving rapid re-housing assistance and are nearing the termination of that assistance For homeless persons or those at risk of homelessness, the most significant problem is the lack of sufficient incomes to pay for housing. This problem has been compounded by decreases in housing subsidies available through Section 8, and the ending of the American Recovery and Reinvestment Act (ARRA) funded Homelessness Prevention and Rapid Re-Housing financial assistance. Many chronically homeless persons have multiple co-occurring disorders which makes housing stability more difficult to maintain once achieved. If a jurisdiction provides estimates of the at-risk population(s), it should also include a description of the operational definition of the at-risk group and the methodology used to generate the estimates: No estimate of the extent of at-risk population is available. There are 2,340 households nearly 8% of Ogden’s total households that are earning less than 30% of Area Median Income and paying more than 50% for housing. This is an indication of the seriousness of this issue. The characteristics and needs of those at risk of becoming homeless:  Income at subsistence level where one event can lead to homelessness.  Current “doubling up” in a housing unit where various events can lead to homelessness.  Levels of access and length of process to receive support services. The needs of formerly homeless receiving rapid re-housing assistance include:  On-going case management to address identified needs.  Sustainable income to achieve permanent housing.  Adequate resources available from state and federal support programs. Specify particular housing characteristics that have been linked with instability and an increased risk of homelessness For homeless persons or those at risk of homelessness, the most significant problem is lack of sustainable income. This problem is compounded by decreases in housing subsidies available through Section 8, and the ending of ARRA funded Homelessness Prevention and Rapid Re-Housing financial assistance. Many chronically homeless persons have multiple co-occurring disorders which makes housing more difficult ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 39 OMB Control No: 2506-0117 (exp. 07/31/2015) once achieved. There are several housing and household characteristics linked with instability and increased risk of homelessness. These characteristics are listed below:  A high unemployment rate with a resulting loss of income available for housing.  The lack of assets available for rental security deposits.  The long waiting lists for both public housing units and Section 8 vouchers.  Ogden’s aging housing, which presents difficulties to households below AMI to maintain housing quality standards and can lead to deteriorated conditions and substandard housing.  Mental health and substance abuse issues leading to displacement from private housing increasing the pressure on homeless facilities or resulting in people being unsheltered.  The lack of affordable housing units in the region surrounding Ogden. Discussion Aging Housing Stock In Ogden the number of housing units increased by 2,700 units over the past ten years, a 9 percent increase in the inventory. Ninety percent of the housing inventory of Ogden City was built prior to 2000. The housing stock in Ogden is relatively old with a median age of 45 years. The “old” housing stock increases the need for programs that are targeted at addressing deferred maintenance, rehabilitation and improving energy efficiency. Surplus of Affordable Rental Housing in Ogden As reported in the Regional Analysis of Impediments to Fair Housing Choice for Weber County, Ogden City has a surplus of 4,028 affordable housing units. Data shows a need of 177 units for extremely low income households (<30% AMI) in Ogden, a surplus of 2,313 units for very low income households (30%-50% AMI) and a surplus of 1,891units for low-income households (50%-80% AMI). The surplus of affordable units is due, in part, to the large number of affordable rental units in the city. Low rental rates are partly a reflection of the student market which tends to hold rents down. Although Ogden has a surplus of affordable rental housing, the most critical unmet housing needs are concentrated in the very-low and extremely-low-income households. These households comprise a significant share of the county’s population. One in four households in the county have incomes below 50 percent of the Area Median Income (AMI). Of the 21,260 renter households in Weber County 45 percent or 9,500 households were very low and extremely low-income households Table 1. There were about 5,520 renter households with extremely low-income. Again these renter households are much more likely to be households of protected classes; minority, Hispanic, disabled, or large family. While an excess of supply of affordable housing in Ogden City has depressed housing sales. There is a disparity in housing markets among cities within Weber County, with the lowest sales prices occurring in Ogden. The City’s NRSA minority households have a median income equivalent to only 61% of the White ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 40 OMB Control No: 2506-0117 (exp. 07/31/2015) household income, minority residents are more likely to experience neighborhood limitations in locating an affordable home to purchase. This situation underscores the need to expand affordable housing opportunities in non-concentrated areas, though it would not be possible for government to subsidize enough housing to satisfy the unmet need of persons who are not paid a living wage. Minimum-wage earners and single-wage-earning households cannot afford a housing unit renting for the HUD fair market rent in Ogden. This situation forces these individuals and households to double up with others or lease inexpensive substandard units. Minorities and female-headed households are disproportionately impacted due to their lower incomes. Affordable Housing Needs Ogden City does not need more affordable housing. The need in Ogden is to improve the condition of housing particularly in the NRSA with the goal of providing additional housing options, and when possible, developing new quality housing available to LMI and moderate-income households in the NRSA, to improve overall housing conditions through the reduction and elimination of substandard housing, to provide more price diversity, to encourage life cycle housing options, and to de-concentrate poverty. ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 41 OMB Control No: 2506-0117 (exp. 07/31/2015) NA-15 Disproportionately Greater Need: Housing Problems – 91.205 Assess the need of any racial or ethnic group that has disproportionately greater need in comparison to the needs of that category of need as a whole. Introduction 0%-30% of Area Median Income Housing Problems Has one or more of four housing problems Has none of the four housing problems Household has no/negative income, but none of the other housing problems Jurisdiction as a whole 3,940 945 420 White 2,580 765 290 Black / African American 205 25 0 Asian 4 0 0 American Indian, Alaska Native 40 65 35 Pacific Islander 0 0 0 Hispanic 1,070 80 95 Table 14 - Disproportionally Greater Need 0 - 30% AMI Data Source: 2006-2010 CHAS *The four housing problems are: 1. Lacks complete kitchen facilities, 2. Lacks complete plumbing facilities, 3. More than one person per room, 4.Cost Burden greater than 30% 30%-50% of Area Median Income Housing Problems Has one or more of four housing problems Has none of the four housing problems Household has no/negative income, but none of the other housing problems Jurisdiction as a whole 3,165 1,720 0 White 1,965 1,365 0 Black / African American 10 10 0 Asian 55 40 0 American Indian, Alaska Native 10 30 0 Pacific Islander 0 0 0 Hispanic 1,085 280 0 Table 15 - Disproportionally Greater Need 30 - 50% AMI Data Source: 2006-2010 CHAS *The four housing problems are: 1. Lacks complete kitchen facilities, 2. Lacks complete plumbing facilities, 3. More than one person per room, 4.Cost Burden greater than 30% ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 42 OMB Control No: 2506-0117 (exp. 07/31/2015) 50%-80% of Area Median Income Housing Problems Has one or more of four housing problems Has none of the four housing problems Household has no/negative income, but none of the other housing problems Jurisdiction as a whole 1,820 4,515 0 White 1,345 3,100 0 Black / African American 50 90 0 Asian 10 35 0 American Indian, Alaska Native 0 65 0 Pacific Islander 15 30 0 Hispanic 390 1,185 0 Table 16 - Disproportionally Greater Need 50 - 80% AMI Data Source: 2006-2010 CHAS *The four housing problems are: 1. Lacks complete kitchen facilities, 2. Lacks complete plumbing facilities, 3. More than one person per room, 4.Cost Burden greater than 30% 80%-100% of Area Median Income Housing Problems Has one or more of four housing problems Has none of the four housing problems Household has no/negative income, but none of the other housing problems Jurisdiction as a whole 585 3,440 0 White 435 2,600 0 Black / African American 0 50 0 Asian 10 80 0 American Indian, Alaska Native 15 45 0 Pacific Islander 0 10 0 Hispanic 125 660 0 Table 17 - Disproportionally Greater Need 80 - 100% AMI Data Source: 2006-2010 CHAS *The four housing problems are: 1. Lacks complete kitchen facilities, 2. Lacks complete plumbing facilities, 3. More than one person per room, 4.Cost Burden greater than 30% Discussion ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 43 OMB Control No: 2506-0117 (exp. 07/31/2015) NA-20 Disproportionately Greater Need: Severe Housing Problems – 91.205 Assess the need of any racial or ethnic group that has disproportionately greater need in comparison to the needs of that category of need as a whole. Introduction 0%-30% of Area Median Income Severe Housing Problems* Has one or more of four housing problems Has none of the four housing problems Household has no/negative income, but none of the other housing problems Jurisdiction as a whole 3,015 1,865 420 White 1,885 1,455 290 Black / African American 205 25 0 Asian 4 0 0 American Indian, Alaska Native 25 80 35 Pacific Islander 0 0 0 Hispanic 860 290 95 Table 18 – Severe Housing Problems 0 - 30% AMI Data Source: 2006-2010 CHAS *The four severe housing problems are: 1. Lacks complete kitchen facilities, 2. Lacks complete plumbing facilities, 3. More than 1.5 persons per room, 4.Cost Burden over 50% 30%-50% of Area Median Income Severe Housing Problems* Has one or more of four housing problems Has none of the four housing problems Household has no/negative income, but none of the other housing problems Jurisdiction as a whole 1,345 3,540 0 White 705 2,625 0 Black / African American 0 20 0 Asian 0 95 0 American Indian, Alaska Native 10 30 0 Pacific Islander 0 0 0 Hispanic 605 755 0 Table 19 – Severe Housing Problems 30 - 50% AMI Data Source: 2006-2010 CHAS *The four severe housing problems are: 1. Lacks complete kitchen facilities, 2. Lacks complete plumbing facilities, 3. More than 1.5 persons per room, 4.Cost Burden over 50% ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 44 OMB Control No: 2506-0117 (exp. 07/31/2015) 50%-80% of Area Median Income Severe Housing Problems* Has one or more of four housing problems Has none of the four housing problems Household has no/negative income, but none of the other housing problems Jurisdiction as a whole 445 5,890 0 White 295 4,150 0 Black / African American 10 130 0 Asian 0 45 0 American Indian, Alaska Native 0 65 0 Pacific Islander 0 45 0 Hispanic 150 1,425 0 Table 20 – Severe Housing Problems 50 - 80% AMI Data Source: 2006-2010 CHAS *The four severe housing problems are: 1. Lacks complete kitchen facilities, 2. Lacks complete plumbing facilities, 3. More than 1.5 persons per room, 4.Cost Burden over 50% 80%-100% of Area Median Income Severe Housing Problems* Has one or more of four housing problems Has none of the four housing problems Household has no/negative income, but none of the other housing problems Jurisdiction as a whole 170 3,860 0 White 85 2,950 0 Black / African American 0 50 0 Asian 0 90 0 American Indian, Alaska Native 0 60 0 Pacific Islander 0 10 0 Hispanic 80 700 0 Table 21 – Severe Housing Problems 80 - 100% AMI Data Source: 2006-2010 CHAS *The four severe housing problems are: 1. Lacks complete kitchen facilities, 2. Lacks complete plumbing facilities, 3. More than 1.5 persons per room, 4.Cost Burden over 50% Discussion ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 45 OMB Control No: 2506-0117 (exp. 07/31/2015) NA-25 Disproportionately Greater Need: Housing Cost Burdens – 91.205 Assess the need of any racial or ethnic group that has disproportionately greater need in comparison to the needs of that category of need as a whole. Introduction: Housing Cost Burden Housing Cost Burden <=30% 30-50% >50% No / negative income (not computed) Jurisdiction as a whole 19,825 5,370 3,895 445 White 15,705 3,815 2,540 290 Black / African American 380 100 190 0 Asian 310 75 0 4 American Indian, Alaska Native 225 25 35 35 Pacific Islander 40 15 0 0 Hispanic 3,050 1,310 1,100 115 Table 22 – Greater Need: Housing Cost Burdens AMI Data Source: 2006-2010 CHAS Discussion: ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 46 OMB Control No: 2506-0117 (exp. 07/31/2015) NA-30 Disproportionately Greater Need: Discussion – 91.205(b)(2) Are there any Income categories in which a racial or ethnic group has disproportionately greater need than the needs of that income category as a whole? The following narratives was published in the Weber County Regional Analysis of Impediments to Fair Housing Choice, May 2014, by U of U BEBR. RCAP and ECAP areas in Weber County - In Weber County, there are four racially and ethnically concentrated areas of poverty (RCAP/ ECAP), all three of which are in the southern half of the county. HUD defines a racially/ethnically concentrated area of poverty as a census tract where the number of individuals in poverty is equal to or greater than 40 percent of the tract’s population, or an overall poverty rate equal to or greater than three times the metropolitan poverty rate and a non-white population, measured at greater than 50 percent of the population (minority-majority). Poverty Rate Three Times County Average – The identification of RCAPs uses a measure of three times the poverty rate of the county. Any tract with three times the poverty rate of the county is a concentration of poverty. The countywide poverty rate is 14.4 percent, so an area is considered highly concentrated when it has 43.1 percent or more of the population living in poverty. Figure 3 overlays these areas of high poverty with census tracts that have a minority-majority population. All of the tracts satisfying these two conditions are located within the city of Ogden. There are several tracts located south of the identified RCAPs that are minority-majority tracts but do not meet the poverty condition of an RCAP. Therefore these tracts are not currently defined as RCAPs but these areas are indeed at high risk of becoming RCAPS. If they have needs not identified above, what are those needs? In all cases, the RCAP and ECAP tracts are communities of low-valued homes and with a high proportion of minority renters and homeowners. These areas of high concentrations of minority residents also tend to be in areas of only low- to mid-level access to opportunity. With more affordable housing options in the county, these concentrations of poverty and minority residents would be less severe and more evenly distributed in Weber County. Are any of those racial or ethnic groups located in specific areas or neighborhoods in your community? Renters in RCAP and ECAP Census Tracts – Weber County’s RCAPs and ECAPs are characterized by high rates of renter occupied housing. Renter occupied housing has a much higher likelihood of concentrations of low income, minority renters. The dominance of rental housing in some of the census tracts is striking. For instance in census tract 2009 there were 1,712 occupied housing units and over 83 percent were renter occupied units Table 4. Furthermore, in RCAP and ECAP census tracts, the rate at which occupied housing units are rented and not-owned never falls below 47.3 percent. ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 47 OMB Control No: 2506-0117 (exp. 07/31/2015) Siting of Rent-Assisted Apartment Communities - Siting practices of rent-assisted apartments plays a strong role in the geographic concentration of very low income households. In Weber County, there are three main types of subsidized apartment projects—tax credit units, public housing units, and project- based units—each of which provide affordable housing options to low-income, minority and other residents of protected classes. A majority of the subsidized projects are located near the center of the county in the city of Ogden Figure 5. Subsidized Units - The densest concentration of subsidized units is near the Ogden downtown area and the surrounding RCAPs. There is also a group of rent assisted projects to the north near Harrisville. The number of subsidized housing projects decreases rapidly to the west as there is only one rent assisted apartment community west of Interstate-15. Rent-assisted projects are targeted toward members of the protected classes; the concentration of projects in low-opportunity areas contributes to the existing segregation in the county. Years of continued siting of rent-assisted projects in the same geographic areas of the county have led to concentrations of low income minority renter households and in some cases RCAPS and ECAPS. Without a concerted regional effort to shift the location of new rent assisted apartment communities to communities outside of Ogden the number of RCAP and ECAP tracts in the city will increase. ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 48 OMB Control No: 2506-0117 (exp. 07/31/2015) NA-35 Public Housing – 91.205(b) Introduction Totals in Use Program Type Certificate Mod- Rehab Public Housing Vouchers Total Project -based Tenant -based Special Purpose Voucher Veterans Affairs Supportive Housing Family Unification Program Disabled * # of units vouchers in use 0 242 196 828 0 805 18 0 0 Table 23 - Public Housing by Program Type *includes Non-Elderly Disabled, Mainstream One-Year, Mainstream Five-year, and Nursing Home Transition Data Source: PIC (PIH Information Center) Characteristics of Residents Program Type Certificate Mod- Rehab Public Housing Vouchers Total Project -based Tenant -based Special Purpose Voucher Veterans Affairs Supportive Housing Family Unification Program Average Annual Income 0 5,063 9,294 11,876 0 11,804 11,961 0 Average length of stay 0 2 3 5 0 5 0 0 Average Household size 0 1 1 2 0 2 1 0 # Homeless at admission 0 4 0 11 0 1 10 0 # of Elderly Program Participants (>62) 0 11 39 138 0 136 2 0 # of Disabled Families 0 47 62 319 0 307 10 0 ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 49 OMB Control No: 2506-0117 (exp. 07/31/2015) Program Type Certificate Mod- Rehab Public Housing Vouchers Total Project -based Tenant -based Special Purpose Voucher Veterans Affairs Supportive Housing Family Unification Program # of Families requesting accessibility features 0 242 196 828 0 805 18 0 # of HIV/AIDS program participants 0 0 0 0 0 0 0 0 # of DV victims 0 0 0 0 0 0 0 0 Table 24 – Characteristics of Public Housing Residents by Program Type Data Source: PIC (PIH Information Center) Race of Residents Program Type Race Certificate Mod- Rehab Public Housing Vouchers Total Project -based Tenant -based Special Purpose Voucher Veterans Affairs Supportive Housing Family Unification Program Disabled * White 0 216 169 720 0 702 13 0 0 Black/African American 0 18 18 66 0 63 3 0 0 Asian 0 3 5 22 0 22 0 0 0 American Indian/Alaska Native 0 5 3 17 0 15 2 0 0 Pacific Islander 0 0 1 3 0 3 0 0 0 Other 0 0 0 0 0 0 0 0 0 *includes Non-Elderly Disabled, Mainstream One-Year, Mainstream Five-year, and Nursing Home Transition Table 25 – Race of Public Housing Residents by Program Type Data Source: PIC (PIH Information Center) ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 50 OMB Control No: 2506-0117 (exp. 07/31/2015) Ethnicity of Residents Program Type Ethnicity Certificate Mod- Rehab Public Housing Vouchers Total Project -based Tenant -based Special Purpose Voucher Veterans Affairs Supportive Housing Family Unification Program Disabled * Hispanic 0 42 41 172 0 170 0 0 0 Not Hispanic 0 200 155 656 0 635 18 0 0 *includes Non-Elderly Disabled, Mainstream One-Year, Mainstream Five-year, and Nursing Home Transition Table 26 – Ethnicity of Public Housing Residents by Program Type Data Source: PIC (PIH Information Center) ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 51 OMB Control No: 2506-0117 (exp. 07/31/2015) Section 504 Needs Assessment: Describe the needs of public housing tenants and applicants on the waiting list for accessible units: Currently there is not a need for public housing tenants of an accessible unit. There are families that are identified on the waiting list as a family with a disability but no indication of need for accessible units. The housing authority plans to renovate three units in the future that will provide opportunities for families in need of an accessible unit. Most immediate needs of residents of Public Housing and Housing Choice voucher holders Some of the most common needs of residents are child care assistance to allow opportunities for employment and to further education. Other needs are associated with utility assistance and transportation for additional services, employment, and/or schooling. How do these needs compare to the housing needs of the population at large Decent, safe and affordable housing is a primary need for many very-low-income and extremely-low- income households. The non-housing needs of public housing residents and Section 8 Housing Voucher holders include employment opportunities and transportation, which also reflect those of the population at large, especially low- and extremely-low residents. Discussion ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 52 OMB Control No: 2506-0117 (exp. 07/31/2015) NA-40 Homeless Needs Assessment – 91.205(c) Introduction: HOMELESSNESS IN UTAH In 2014, it is estimated that 13,621 persons experience homelessness in Utah. Homelessness is Utah has declined steadily since 2012. Persons in families make up 45 percent of the total homeless population. The number of families has been declining, impacting the overall rate of homelessness. Housing programs, such as Temporary Assistance to Needy Families (TANF) rapid rehousing, effectively address family homelessness through short-term rental assistance and employment supports. Single individuals make up 54 percent of the total homeless population. The number of single individuals experiencing homelessness has also declined. Roughly 10 percent of the total persons experiencing homelessness are living on the streets or places not meant for habitation. Persons experiencing chronic homelessness make up 3.9 percent of the total homeless population but tend to consume the majority of homeless services. Other subpopulations of homelessness are detailed in the Comprehensive Report on Homelessness 2014 Utah. PROGRESS TOWARDS TEN-YEAR PLAN Utah has a ten year plan to end both chronic and veteran homelessness by the end of 2015. Chronic homelessness has declined 72 percent since 2005 and chronic homelessness among veterans has reached an effective zero. Declines are primarily due to the provision of permanent supportive housing for targeted individuals using a housing first approach. Housing first means providing housing first rather than requiring sobriety or other steps to be taken prior to housing. This method has proven to be highly effective and cost efficient. In order for Utah to meet its ten-year goal, approximately 539 chronically homeless persons and 200 homeless veterans need housing opportunities and supportive services. Note: An estimate of persons experiencing homelessness throughout the year (or annualized estimate) based on the single night count of homeless persons on January 29, 2014. Source: Comprehensive Report on Homelessness 2014 Utah, Utah Department of Workforce Services, Utah Housing and Community Development Division, http://jobs.utah.gov/housing/ ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 53 OMB Control No: 2506-0117 (exp. 07/31/2015) Homeless Needs Assessment Population Estimate the # of persons experiencing homelessness on a given night Estimate the # experiencing homelessness each year Estimate the # becoming homeless each year Estimate the # exiting homelessness each year Estimate the # of days persons experience homelessness Sheltered Unsheltered Persons in Households with Adult(s) and Child(ren) 0 80 1,162 0 65 6 Persons in Households with Only Children 0 1 0 0 0 0 Persons in Households with Only Adults 20 152 0 0 0 0 Chronically Homeless Individuals 11 25 0 0 0 0 Chronically Homeless Families 0 2 0 0 0 0 Veterans 3 24 0 0 0 0 Unaccompanied Child 0 0 0 0 0 0 Persons with HIV 0 2 0 0 0 0 Table 27 - Homeless Needs Assessment Data Source Comments: ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 54 OMB Control No: 2506-0117 (exp. 07/31/2015) Homeless in Weber County 2014 Source: Comprehensive Report on Homelessness 2014 Utah, Utah Department of Workforce Services, Utah Housing and Community Development Division, http://jobs.utah.gov/housing/ ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 55 OMB Control No: 2506-0117 (exp. 07/31/2015) Weber Co Homeless Subpopulations 2014 Source: Comprehensive Report on Homelessness 2014 Utah, Utah Department of Workforce Services, Utah Housing and Community Development Division, http://jobs.utah.gov/housing/ ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 56 OMB Control No: 2506-0117 (exp. 07/31/2015) Weber County PIT Count 2014 Indicate if the homeless population is: Has No Rural Homeless ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 57 OMB Control No: 2506-0117 (exp. 07/31/2015) If data is not available for the categories "number of persons becoming and exiting homelessness each year," and "number of days that persons experience homelessness," describe these categories for each homeless population type (including chronically homeless individuals and families, families with children, veterans and their families, and unaccompanied youth): Youth Aging Out of Foster Care: The Utah Division of Child and Family Services (DCFS) staff report that 40 plus children between 17-18 years old aged out of foster care placements across Weber County in 2012. No counts were available for Ogden City separately. Of those, nearly half were in need of housing assistance and continuing case management services, which are available to them up to the age of 21. DCFS reports the need for placements has remained stable over the past several years as greater focus has been put on helping children achieve permanency with a local family. Of those who do move out, many decide to stay in the area for family support or educational purposes. Housing can generally be found in the surrounding area for them when they are employed and able to pay their own rent. Rental subsidies most often need to be provided and rates must be flexible for these persons as they seek job skills and gainful employment opportunities leading to long term stabilization. Current projections indicate a continuing need for 20 placements per year Nature and Extent of Homelessness: (Optional) Race: Sheltered: Unsheltered (optional) White 0 0 Black or African American 0 0 Asian 0 0 American Indian or Alaska Native 0 0 Pacific Islander 0 0 Ethnicity: Sheltered: Unsheltered (optional) Hispanic 0 0 Not Hispanic 0 0 Data Source Comments: ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 58 OMB Control No: 2506-0117 (exp. 07/31/2015) Flow of Homelessness in Utah 2014 Source: Comprehensive Report on Homelessness 2014 Utah, Utah Department of Workforce Services, Utah Housing and Community Development Division, http://jobs.utah.gov/housing/ ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 59 OMB Control No: 2506-0117 (exp. 07/31/2015) Estimate the number and type of families in need of housing assistance for families with children and the families of veterans. HOMELESSNESS IN UTAH It is estimated that 13,621 people experience homelessness in Utah over the course of the year.  3.9% of the homeless population in Utah is experiencing chronic homelessness, defined by HUD as those experiencing homelessness for longer than one year or four episodes in three years and who have a disabling condition.  Chronic homelessness increased by 44 persons, or 8.9%, from 2013, but decreased by 72%, or 1,393 persons overall since 2005.  46% of persons experiencing homelessness are persons in families. Homelessness among families with children decreased by eight households, or 2 percent, from 2013.  54% of persons experiencing homelessness are individuals, decreasing 14% since 2013.  Utah was ranked the 32nd state for the 2012 rate of homelessness, measured as the percent of homeless persons on a single night relative to the state’s 2010 population, compared to 35th in 2013. In 2013,  Utah’s single night count of 3,249 made up 0.5 percent of the nation’s total homeless population of 610,042. Note: An estimate of persons experiencing homelessness throughout the year (or annualized estimate) based on the single night count of homeless persons on January 29, 2014. Describe the Nature and Extent of Homelessness by Racial and Ethnic Group. Of the total persons experiencing homelessness counted in the 2014 Point-In-Time count, 82 percent are white compared to 91.6 percent for the total population in Utah. Source: Comprehensive Report on Homelessness 2014 Utah, Utah Department of Workforce Services, Utah Housing and Community Development Division, http://jobs.utah.gov/housing/ Describe the Nature and Extent of Unsheltered and Sheltered Homelessness. Sheltered and unsheltered estimates: 89 percent or 2,744, of homeless persons statewide were sheltered in emergency shelters or in transitional housing on the night of the Point-In-Time count in 2014, which is a decrease of 3 percent from 2013. The number of homeless persons without any shelter, or 313, has declined by 24 percent from 2013, or 414.3 ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 60 OMB Control No: 2506-0117 (exp. 07/31/2015) National comparison: Utah was ranked the 32nd state for the 2012 rate of homelessness, measured as the percent of homeless persons on a single night relative to the state’s 2010 population, compared to 35th in 2013. In 2013, Utah’s single night count of 3,249 made up 0.5 percent of the nation’s total homeless population of 610,042. National estimates of homelessness for 2013 can be found at Source: Comprehensive Report on Homelessness 2014 Utah, Utah Department of Workforce Services, Utah Housing and Community Development Division, http://jobs.utah.gov/housing/ Discussion: ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 61 OMB Control No: 2506-0117 (exp. 07/31/2015) NA-45 Non-Homeless Special Needs Assessment - 91.205 (b,d) Introduction: The following section addresses the needs of special populations and the special housing and service needs they might require. The special needs populations considered in this section include: Elderly Victims of domestic violence Persons with physical disabilities Mentally ill or mentally impaired individuals Victims of domestic violence At-risk youth Persons with addictions The access to mainstream resources for these populations has a well-defined intake system. The main issue is one of capacity and adequate funding. There is a paucity of services for people with addictions. Describe the characteristics of special needs populations in your community: The Weber County Housing Needs Assessment Plan 2014, evaluated Ogden's housing needs for persons with special circumstances. This housing plan specifically researched and addresses the needs of the elderly, victims of domestic violence, persons with mental illness, persons with physical disabilities, veterans and the homeless or persons at risk of becoming homeless. The goal of the plan is to specify project priorities based on need, funding availability, related subsidized housing application timelines and underwriting constraints. The plan summarized that economic efficiencies can be found in furthering cross-jurisdictional financial support for the expansion and upkeep of existing facilities that presently serve special needs populations. Weber County's goals seek to support existing pipeline projects and create new partnerships; for example the Lantern House project which seeks to relocate and expand the capacity to meet the needs of homeless persons in Weber County. What are the housing and supportive service needs of these populations and how are these needs determined? Elderly Housing: There are currently approximately 24,137 persons (10.2% of the population) living in Weber County over the age of 65. According to the Social Security Administration, almost 75% of single ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 62 OMB Control No: 2506-0117 (exp. 07/31/2015) Social Security recipients over 65 years depend on Social Security for all or most of their income. In October 2013, the occupancy of Ogden’s public housing properties was 97% or effectively full given turn-overs. The properties do maintain a waiting list. There is some pent up demand for housing for those with even lower incomes which would be eligible candidates for a new HUD202 property. The natural change in housing choice across the life cycle, whether out of necessity due to changing income or health issues from aging in place, often drives movement from single family residences into rental housing and other supportive living environments. A dynamic community plan seeks to assure a variety of housing types and price points are available to meet citizen needs over time. HUD202 funding is done on a competitive application process annually. Such a project could help meet the gap for affordable senior housing in the market. Considerations for a successful application include a project market study to size the project, specific site location amenities, proximate access to transportation, shopping and health care; as well as an independent or joint non-profit or housing authority sponsorship and local financial subsidy to score the essential points for a funding award. Housing for the Disabled: Per federal law, 5% of all newly constructed subsidized housing units must be accessible. The number of accessible units presently available in Ogden is not known. There is clear consensus that a common tracking method would be helpful on a county wide basis and might be best maintained through the Weber Housing Authority. All new multi-family developments will provide accessible housing features in the future, but those are likely to be limited in number. Special Needs housing providers were interviewed, those who had housing acquisition or development goals all report having placed those efforts on hold for one-two years, while the remainder indicated having no plans to develop in the coming five year window. Internal waiting lists remain stable and client housing needs assessments show a growing demand, however restrictions on state funding has meant most families will continue to keep disabled family members at home or in their present living accommodations. Supportive Housing for Disabled: There are currently 1,100 disabled individuals living in rental units in Weber County that are very low-income households with severe housing cost burdens and non-elderly. These individual confront many housing impediments. A targeted effort to develop HUD 811 housing would provide supportive rental housing for these extremely low and very low-income disabled adults. A coordinated approach should be considered by cities surrounding Ogden to develop on a regular basis 811 projects to further fair housing for the disabled. These efforts should include a public private partnership with non-profit developer(s) and approached from a regional perspective; that is coordinated among the neighboring cities to further the de-concentration of racially concentrated areas of poverty. Source: Weber County Housing Assessment & Plan 2012-2014, Prepared by Lotus Community Development Institute and James Wood. ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 63 OMB Control No: 2506-0117 (exp. 07/31/2015) Discuss the size and characteristics of the population with HIV/AIDS and their families within the Eligible Metropolitan Statistical Area: No data specific to Ogden-Clearfield MSA was available. In Utah the number of people living with HIV/AIDS in 2010 was 2,364. The rate of black males living with an HIV infection diagnosis is 6.5 times that of white males and the rate of Hispanic/Latino males living with an HIV infection diagnosis is 1.6 times that of white males. The rate of black females living with an HIV infection diagnosis is 54 times that of white males and the rate of Hispanic/Latino males living with an HIV infection diagnosis is 2.9 times that of white females. Source: AIDSVu, (AIDSVu is presented by the Rollins School of Public Health at Emory University in partnership with Gilead Sciences, Inc.) http://aidsvu.org/state/utah/ Discussion: ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 64 OMB Control No: 2506-0117 (exp. 07/31/2015) NA-50 Non-Housing Community Development Needs – 91.215 Describe the jurisdiction’s need for Public Facilities: A suitable living environment supports the quality of life for individuals and communities and may be improved by increasing the safety and livability of neighborhoods, eliminating blight, increasing access to quality facilities and services, restoring and preserving properties of special historic, architectural, or aesthetic value, and conserving energy resources. Public facilities needs in Ogden City include improvements to municipal buildings, parks and recreational facilities, homeless shelters, senior center, infrastructure including roads and sidewalks, and fire stations and equipment. Although CDBG funds may be used for such facilities when they are used for eligible populations or neighborhoods, no CDBG funds have been targeted to public facilities improvements. How were these needs determined? Public facility needs were determined based on past experience, through agency and stakeholder consultation, and staff consultation. In addition, an online survey gave respondents the opportunity to rank public facility needs as “High”, “Medium” and “Low”. Results of the survey indicated a Low priority for all public facility needs questions. In consultation with the public and interested parties, and based on survey results, the City plans to address the jurisdiction’s public facilities with resources outside the scope of the ConPlan. Describe the jurisdiction’s need for Public Improvements: Public improvement projects are managed under the City’s Capital Improvement Plan (CIP), which is the financial plan for the repair and/or construction of municipal infrastructure. The capital assets within the City’s span of responsibility includes: streets and related right-of-way features; storm water and drainage systems; water and sewer systems; public buildings, parks, recreational and community centers; and public safety facilities such as police, fire. The quality of infrastructure within the City is directly related to the economic prosperity of the region as well as to the health, safety, and livability of its neighborhoods. Capital improvement decisions also affect the availability and quality of public and private services. The public improvement needs within the City are varied and extensive, and have historically exceeded available resources. The City has invested substantial resources into improving its public infrastructure, however as with all limited resources, prioritization of improvements is required. The current deferred capital backlog is estimated to exceed $77 million for streets, facilities and storm drains. Street, sidewalks, water, and sewer improvements are a high need. Since most of the sidewalk system dates back to early part of the last century, the need for repair or replacement is extensive. One challenge, especially for low- income communities, is that some infrastructure improvements are funded through developer fees, which are often lower in communities of need. These communities, which are also in need of housing and other development for revitalization, have lower fees to help attract developers. However, this economic ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 65 OMB Control No: 2506-0117 (exp. 07/31/2015) development incentive yields less revenue for CIP projects and it is therefore more difficult to fund infrastructure in these areas. How were these needs determined? Public Improvements needs that were identified above were outlined in the City’s Five-Year Capital Improvement Plan Priority Ranking Report 2015, approved by City Council in March 2014. Capital Improvement needs are developed by City departments based upon input from several sources including: elected officials, community based organizations, engineering consultants, private residents, and operations and maintenance staff. Cartography and GIS software systems are used to monitor miles of streets and public sidewalks on an on-going basis. City staff works closely with communities to identify needed public infrastructure and facilities, including new projects and expansions. In addition, engineering studies help to determine the most urgent repair needs. Describe the jurisdiction’s need for Public Services: Public Services needs in Ogden City include economic development/job training, youth-related programs, public safety, business counseling, fair housing education, homebuyer education, affordable housing and homeless services. These needs emerged as priorities in the priority needs survey and from consultation with staff, and from community and outreach dialogues. How were these needs determined? Public service needs were determined through the Priority Needs Survey, agency and stakeholder consultation, public meetings and staff consultation. ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 66 OMB Control No: 2506-0117 (exp. 07/31/2015) Housing Market Analysis MA-05 Overview Housing Market Analysis Overview: In 2010 the inventory of residential units in Ogden was 32,482 units Table 3. Ninety-six percent of these units were occupied. Owner-occupied units accounted for 58% of all occupied units while renter-occupied units represented 42% of the housing inventory. Ogden City has a very high share of rental units. Statewide about 30% of the occupied housing inventory is rental units, well below the share in Ogden City. Renters are primarily non-Senior households. Nearly eighty percent of all renters are younger than 55 years. Twenty-one percent of renters are over 55 years old, whereas 42% of all homeowners are 55 years or older Tables 4-5. Whites comprised 79% of all homeowners in Ogden. Hispanics own 17% of all owner-occupied units, a relatively low share reflecting the diversity of the city. Very few other minority households own homes in Ogden. Sixty-five percent of the 12,500 renter households are whites; 26% are Hispanic and 3.1% are African/American. Since 2000 Ogden has issued 1,636 permits for single-family homes, 373 permits for apartment units and 328 permits for condominiums Table 8 and Figures -1-2. New home construction has fallen from a high of 250 units in 2003 to 40 units in 2010, a decline of 85%. Ogden is the employment center for Weber County. Ogden had a nonfarm employment of 56,769 in 2009. Ogden is the capital city and largest city of Weber County. Two-thirds of all jobs in Weber County are located in Ogden City. The government is by far the largest and most important employment sector in Ogden with 28% of all workers, a total of 15,700 jobs. The average government wage is nearly $40,000, about $2,500 higher than the average city wage. Hill Air Force Base (HAFB), located on the Davis and Weber County border is also a source of relatively high paying government jobs for Ogden residents. HAFB employs about 42,000 Utahns. Source: Weber County Housing Assessment & Plan 2012. The Ogden City labor market has a relatively high share of manufacturing employment. Seventeen percent of all jobs are in manufacturing. Countywide manufacturing represents 13% of all jobs and at the state level manufacturing accounts for 10% of total jobs. Manufacturing is the highest wage sector with an average wage of $48,080. Data source: Utah Department of Workforce Services. ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 67 OMB Control No: 2506-0117 (exp. 07/31/2015) # of Firms Employment Share of Employment Average Wage Mining 0 0 0.0% $0 Construction 307 2,433 4.3% 41,959 Manufacturing 172 9,810 17.3% $48,080 Trade, Trans & Utilities 609 8,114 14.3% $31,516 Information 26 765 1.3% $26,210 Financial Activities 299 2,104 3.7% $38,748 Professional & Business Services 435 5,715 10.1% $33,516 Health Services & Private Educ. 288 6,868 12.1% $40,721 Leisure & Hospitality 222 3,786 6.7% $13,188 Other Services 189 1,460 2.6% $28,111 Government 118 15,714 27.7% $39,818 TOTAL 2,666 56,769 100.0% $37,325 Table 28 - Employment Characteristics in Ogden City - 2009 ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 68 OMB Control No: 2506-0117 (exp. 07/31/2015) Ogden City Unemployment and Foreclosure ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 69 OMB Control No: 2506-0117 (exp. 07/31/2015) Ogden Housing Tables ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 70 OMB Control No: 2506-0117 (exp. 07/31/2015) Ogden - FFIEC 2014 Census Tract Housing Occupancy ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 71 OMB Control No: 2506-0117 (exp. 07/31/2015) Ogden Housing Tables 2010 Data Tables 6 ÿ 7 ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 72 OMB Control No: 2506-0117 (exp. 07/31/2015) MA-10 Number of Housing Units – 91.210(a)&(b)(2) Introduction The Federal Financial Institutions Examination Council (FFIEC) estimates that Ogden's housing inventory in 2014 was at 32,877 residential units with 52% owner occupied, 36% renter occupied and 12% vacant housing units (Ogden FFIEC Census Report 2014 Table). In comparison, HUD estimates that in 2010 the inventory of residential units in Ogden was 32,482 and 91.2% were occupied. Owner-occupied units accounted for 57.7% of all occupied units while renter units represented 42.3% of the housing inventory (Table 3 Ogden: Housing Inventory Profile - 2010). Ogden City has a high share of rental units. Statewide about 30% of the occupied housing inventory is rental units, well below the share in Ogden City. Renters are primarily non-senior households. Nearly 80% of all renters are younger than 55 years. Twenty-one percent of renters are over 55 years old, whereas 42% of all homeowners are 55 years or older. American Community Survey (ACS) data (Table 31 below) indicates that 61% of housing units located in Ogden are 1-unit detached structures and 5% are 1-unit attached structures, which would include town homes and condominiums. For homeowner units, there is a significantly low number of No bedroom (studio) at 4% and 1 bedroom at 25%, while there is a nearly equal distribution of housing with 37% 2 bedrooms and 34% 3 or more bedrooms. Table 29 - Residential properties by number of units Property Type Number % 1-unit detached structure 19,949 61% 1-unit, attached structure 1,572 5% 2-4 units 5,066 16% 5-19 units 2,879 9% 20 or more units 2,407 7% Mobile Home, boat, RV, van, etc. 787 2% Total 32,660 100% Table 29 – Residential Properties by Unit Number Data Source: 2006-2010 ACS Table 30 - Ogden Housing Estimates 2014 Owner Occupied Units % Owner Occupied Renter Occupied Units % Renter Occupied Vacant Housing Units % Vacant Housing Units TOTAL Housing Units Ogden City 16,902 51% 12,991 40% 2,984 9% 32,877 100% NRSA 2,421 29% 4,667 56% 1,233 15% 8,231 25% ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 73 OMB Control No: 2506-0117 (exp. 07/31/2015) Table 31 - Multi-Family Tax Credit and HUD Deep Subsidizes Properties EXISTING # Units Multi-family Tax Credit and HUD Deep Subsidizes Properties HUD 811, Disabled Housing 33 2 Properties in Ogden HUD 202, Senior Housing 570 10 properties; 9 in Ogden, 1 in Washington Terrace LIHTC 1,825 28 properties: 200 in Ogden, 192 in West Haven and 44 in Washington Terrace Private-owned, 2-plus units 200 Multiple small property listings managed by realty companies with rents at or below 80% AMI NEW # Units Low-Income Housing Tax Credit Properties LIHTC 102 64 units in Pleasant View and 38 units at Lomond View Senior Apartments in Ogden Unit Size by Tenure Owners Renters Number % Number % No bedroom 0 0% 469 4% 1 bedroom 403 2% 3,269 25% 2 bedrooms 2,976 18% 4,786 37% 3 or more bedrooms 13,419 80% 4,375 34% Total 16,798 100% 12,899 100% Table 32 – Unit Size by Tenure Data Source: 2006-2010 ACS ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 74 OMB Control No: 2506-0117 (exp. 07/31/2015) Ogden City Types of Housing 1 ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 75 OMB Control No: 2506-0117 (exp. 07/31/2015) Ogden City Types of Housing 2 ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 76 OMB Control No: 2506-0117 (exp. 07/31/2015) Describe the number and targeting (income level/type of family served) of units assisted with federal, state, and local programs.  Over 60% of all renters in Weber County live in Ogden.  Over 70% of rent assisted households (vouchers, tax credit units, and public housing units) live in Ogden  81% of HUD voucher holders live in Ogden and  73% of all Weber County tax credit units are located in the city.  Ogden has substantial inventories of affordable housing. Over the past several years there has been a concentration of moderate- and low-priced housing in Ogden resulting in little price diversity. Life cycle housing is not a housing alternative. Families desiring to stay in the community but wanting to move to a larger, higher quality home have very few housing choices but to find other county alternatives. Seventy-five percent of new housing vouchers administered by Ogden Housing Authority will be available to households that have incomes which shall not exceed 30% AMI as established by HUD. The remaining 25% may be available to persons with incomes between 31-80% AMI. Provide an assessment of units expected to be lost from the affordable housing inventory for any reason, such as expiration of Section 8 contracts. Does the availability of housing units meet the needs of the population? As reported in the Weber County Housing Assessment & Plan 2012-2014 (Plan), Ogden does not have a substantial need for affordable housing units. Ogden has 43.2% of the total housing units in Weber County but has 76% of the tax credit units and 89% of the deep subsidy HUD units of the county. Ogden's concerns are not the need to provide more affordable housing but to find ways to deal equitability with the impacts of the disproportionate amounts of low-income housing which has taxation, sales tax and service draws on the community. The housing concern is that due to the age and condition of the housing stock, many low- and moderate-income households may be living in substandard conditions. Source: Weber County Housing Assessment & Plan 2012-2014 by Lotus Community Development Institute and James Wood. Describe the need for specific types of housing: HUD data shows in Ogden a surplus of 2,313 units for very-low-income households (30%-50% AMI) and a surplus of 1,891units for low-income households (50%-80% AMI) and a need of 177 units for extremely- low-income households (<30% AMI). The surplus of affordable units is due, in part, to the large number of affordable rental units in the city. Low rental rates are partly a reflection of the student market which tends to hold rents down. ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 77 OMB Control No: 2506-0117 (exp. 07/31/2015) The need in Ogden is for improved conditions, in all affordable housing units in general, but more particularly in rental housing stock. The aging factors of structures even carries over into the nontraditional extreme-low-income-housing found in the homeless shelters and transitional housing units found in Ogden and nowhere else in the county. The market sector with the greatest need will be for units that are affordable to extremely-low income households or those at less than 30 percent AMI. Discussion Ogden’s housing stock is characterized by a gradual increase in number of units and a shift to more rentals. The growth rate in the housing stock since 2000 has been less than one percent annually. Real estate sales data show there are affordable opportunities for home ownership for households at 80 percent AMI and 50 percent AMI; the conditions of 1995 Utah Affordable Housing House Bill 295 appear to be met. Ogden is the most affordable housing market of any city in the Wasatch Front Counties. The principal issue for ownership units is the deteriorating quality of the stock due to age. There are sufficient affordable rental units to meet market demand and housing needs. Over the next five years the housing stock in Ogden will grow by less than one percent annually. At this rate of growth the need for additional housing units over the next five years will probably be 1,500 to 2,000 units. The market segment with the highest need is the extremely low income households. Source: Weber County Housing Assessment February 2012, Prepared by James Wood and Lotus Community. . ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 78 OMB Control No: 2506-0117 (exp. 07/31/2015) MA-15 Housing Market Analysis: Cost of Housing - 91.210(a) Introduction In 2010 US Census data, the inventory of residential units in Ogden was 32,482 units. Ninety-six percent of these units were occupied; an estimated 8.8% 2,851 were vacant. Of the 29,631 occupied units, 58% were owner-occupied, 42% renter-occupied. New home construction in Ogden is affordable to moderate income families (80 percent AMI). The median price of a new home has been around $160,000 over the past several years. At current interest rates a moderate-income household should be able to afford a home priced at $200,000 or less. Of the nearly 582 new homes sold since 2005, 80% or 460 were affordable to moderate-income households Table 9. However, new homes were not affordable to low-income households. In the past five years no new homes have been built for $120,000 or less, a price affordable to households at 50% of AMI. The sale of existing homes shows that nine out of ten homes sold were affordable to the moderate-income household. Of the 6,059 homes sold 5,516 were affordable to households at 80% AMI. For low-income households 52% or 3,136 homes were affordable to low-income (50% AMI) households. Over the past five years 921 existing condominiums were sold in Ogden City. Ninety-seven percent were affordable to moderate-income (80% AMI) households and 68% were affordable to the low- income households Tables, page 77 and 78. Housing prices in Ogden have fallen 22% in the past four years and condominiums prices have fallen 26%. The sample of homes sold is relatively small but data provides an indication of the direction of housing prices. Over the past 10 years, housing prices declined in part due to short sales and foreclosed properties. Short sales and foreclosures account for about 30% of all home sales. These properties are heavily discounted and push the median sales price down. Median sales price of REO properties in 2011 was $59,000. Map I shows the distribution of affordable single-family housing in Ogden. The information in this map was provided by the assessor’s office and based on property tax valuations. Map II shows number of rental units by census tract and Map III shows the minority renters by census tract. Source: Weber County 2012 Housing Needs Assessment, James Wood and Lotus Community Develop- ment Institute ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 79 OMB Control No: 2506-0117 (exp. 07/31/2015) Table 33 - Cost of Housing Base Year: 2000 Most Recent Year: 2010 % Change Median Home Value 99,200 133,200 34% Median Contract Rent 448 563 26% Data Source: 2000 Census (Base Year), 2006-2010 ACS (Most Recent Year) Table 33 - Rent Paid Rent Paid Number % Less than $500 5,384 41.7% $500-999 7,004 54.3% $1,000-1,499 410 3.2% $1,500-1,999 45 0.4% $2,000 or more 56 0.4% Total 12,899 100.0% Data Source: 2006-2010 ACS Table 35 - Rent Rent Efficiency (no bedroom) 1 Bedroom 2 Bedroom 3 Bedroom 4 Bedroom Fair Market Rent 473 579 759 1,070 1,285 High HOME Rent 503 608 759 1,070 1,285 Low HOME Rent 503 608 759 930 1,037 Data Source: HUD FMR and HOME Rents Table 36 - Housing Affordability % Units affordable to Households earning Renter Owner 30% HAMFI 1,720 No Data 50% HAMFI 6,375 2,245 80% HAMFI 10,720 6,050 100% HAMFI No Data 9,114 Total 18,815 17,409 Data Source: 2006-2010 CHAS ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 80 OMB Control No: 2506-0117 (exp. 07/31/2015) Home Sales per Quarter and Sales Price ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 81 OMB Control No: 2506-0117 (exp. 07/31/2015) Map Ogden City Affordable Housing ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 82 OMB Control No: 2506-0117 (exp. 07/31/2015) Map Ogden City Share of Rental Housing ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 83 OMB Control No: 2506-0117 (exp. 07/31/2015) Map Ogden City Rental Minority Housing ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 84 OMB Control No: 2506-0117 (exp. 07/31/2015) Renter Occupied Units by Census Tracts Is there sufficient housing for households at all income levels? Ogden has substantial inventories of affordable housing. Over the past five years there has been a concentration of moderate- and low-priced housing in the city resulting in little price diversity. Life cycle housing is not a housing alternative. Families desiring to stay in the community but wanting to move to a larger, higher quality home have very few housing choices. ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 85 OMB Control No: 2506-0117 (exp. 07/31/2015) In Weber County over 70% of rent assisted households (vouchers, tax credit units, and public housing units) live in Ogden. Sixty percent of all Weber County renters live in Ogden. Eighty-one percent of voucher holders also live in Ogden and 73% of all tax credit units are located in the City. The most critical unmet housing needs are concentrated in the very-low- and extremely-low-income households. These households comprise a significant share of the city’s population. One-in-four households have incomes below 50% of the Area Median Income (AMI). It is estimated that there is a shortage of 177 housing units needed to meet the needs of extremely- low-income households, from Weber AI Summary April 2014. Nearly all rental housing would be affordable to moderate- and low-income households given the low housing costs in the county. Rental housing is highly concentrated in Ogden City with nearly 60% of all rental units in the county located in Ogden. Roy is the only other city with more than 10%of their housing stock devoted to rental housing. Many cities have less than 1% of housing stock in rental units Map 5. Map 5 shows number of rental units by census tract. How is affordability of housing likely to change considering changes to home values and/or rents? The median sales price of an existing home in Ogden is $100,000, the lowest of any of the study cities. The affordability is extreme in Ogden City. Ninety-one percent of all homes sold in the past five years were affordable to households at 80% AMI and 52% were affordable to households at 50% AMI. Of the 921 condominiums sold since 2007 895 or 97.2% were affordable to moderate-income families and 68% affordable to low-income families at 50% AMI. Over the next five years the housing stock in Ogden will grow by less than 1% annually. At this rate of growth the need for additional housing units over the next five years will probably be 1,500 to 2,000 units. Source: from Weber AI Summary April 2014. How do HOME rents / Fair Market Rent compare to Area Median Rent? How might this impact your strategy to produce or preserve affordable housing? Nearly all rental housing would be affordable to moderate- and low-income households given the low housing costs in the county. Rental housing is highly concentrated in Ogden City with nearly 60% of all rental units in the county located in Ogden. Roy is the only other city with more than 10% of their housing stock devoted to rental housing. Considering the extreme affordability of housing in Ogden, ConPlan priorities are targeted to housing rehab and rental property rehab to address the deterioration of Ogden's aging housing stock. Discussion ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 86 OMB Control No: 2506-0117 (exp. 07/31/2015) MA-20 Housing Market Analysis: Condition of Housing – 91.210(a) Introduction The age of housing inventory provides a certain measure of its quality. The housing conditions are affected by the age of structures, maintenance, and general environmental factors (e.g. high crime, high unemployment areas, etc.). Older houses have more deferred maintenance and contain environmental hazards such as lead based paint and asbestos. Older homes are more expensive to maintain with foundation problems, wood deterioration, poor electrical systems, plumbing issues, and other major system breakdowns. Aging single family homes are also mostly occupied by those residents least able to afford the regular maintenance required of an older home. Substandard conditions often include units lacking heat, water, electricity, and/or plumbing or waste disposal. Units found to be unsanitary, unfit or inappropriate for safe human occupancy are also deemed substandard if they pose a direct or potential health or safety risk. Such conditions can arise due to an emergency such as flood or fire; breakdown of equipment or materials; or lack of structural or unit maintenance. Unless the structure is damaged beyond repair, many of these units may be rehabilitated although costs often exceed long term returns. This Section contains an overview of housing conditions in Ogden, include an estimate of the number of units that contain lead-based paint hazards and are occupied by low and moderate income households. Definitions Conditions: as referenced and included in the table below is a dwelling unit with one of the four Housing Problems: 1. Lacks Complete kitchen facilities, 2. Lacks complete plumbing facilities, 3. more than one person per room and 4. Cost Burden is greater than 30% of household income. Standard Condition: A dwelling unit which at the minimum meets the housing quality standards set forth in the International Residential Maintenance Code 2015 and as updated as required by Utah State regulation. Substandard Condition but Suitable for Rehabilitation: A dwelling unit that does not meet Standard Condition which may have some of the same issues as a unit in “substandard condition” and the cost to rehabilitate the dwelling does not exceed 75% of the estimated cost of new construction. If rehabilitation costs are expected to exceed 50% of the estimated cost of new construction the viability and feasibility of the project must be examined. Substandard Condition: A dwelling unit that does not meet the housing quality standards set forth in the International Residential Maintenance Code 2015, and which the cost of rehabilitation would exceed 75% of the estimated cost of new construction. This definition is not intended to prevent the preservation of substandard housing if it is determined that the unit or units should be rehabilitated to achieve other goals including but not limited to the preservation of buildings with historical or architectural significance. ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 87 OMB Control No: 2506-0117 (exp. 07/31/2015) Condition of Units Condition of Units Owner-Occupied Renter-Occupied Number % Number % With one selected Condition 4,374 26% 5,013 39% With two selected Conditions 183 1% 511 4% With three selected Conditions 0 0% 24 0% With four selected Conditions 0 0% 0 0% No selected Conditions 12,241 73% 7,351 57% Total 16,798 100% 12,899 100% Table 34 - Condition of Units Data Source: 2006-2010 ACS Year Unit Built Year Unit Built Owner-Occupied Renter-Occupied Number % Number % 2000 or later 1,720 10% 1,056 8% 1980-1999 3,012 18% 2,621 20% 1950-1979 7,108 42% 5,404 42% Before 1950 4,958 30% 3,818 30% Total 16,798 100% 12,899 100% Table 35 – Year Unit Built Data Source: 2006-2010 CHAS Risk of Lead-Based Paint Hazard Risk of Lead-Based Paint Hazard Owner-Occupied Renter-Occupied Number % Number % Total Number of Units Built Before 1980 12,066 72% 9,222 71% Housing Units build before 1980 with children present 7,693 46% 6,180 48% Table 36 – Risk of Lead-Based Paint Data Source: 2006-2010 ACS (Total Units) 2006-2010 CHAS (Units with Children present) Vacant Units Suitable for Rehabilitation Not Suitable for Rehabilitation Total Vacant Units 0 0 0 Abandoned Vacant Units 0 0 0 REO Properties 0 0 0 Abandoned REO Properties 0 0 0 Table 37 - Vacant Units Data Source: 2005-2009 CHAS ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 88 OMB Control No: 2506-0117 (exp. 07/31/2015) Need for Owner and Rental Rehabilitation With the aging housing stock, families would need to spend more money toward the maintenance of their older homes than in 2000. Family income increases often prompt families to move to higher income areas or suburbs rather than repair their existing home. This migration leaves concentrations of lower income families in areas with older housing stock throughout the City. Overcrowding issues surface in these neighborhoods as well. Estimated Number of Housing Units Occupied by Low or Moderate Income Families with LBP Hazards Building age is used to estimate the number of homes with lead-based paint (LBP), as LBP was prohibited on residential units after 1978. For the purposes of this plan, units built before 1980 are used as a baseline for units that contain LBP. The 2006-2010 ACS Five-Year Estimates show that 72% of owner-occupied housing units and 71% of renter-occupied housing units in Ogden were built before 1980 and have potential exposure to LBP. As explained in the Needs Assessment, 60% of households within Ogden City are low- to moderate-income, with incomes ranging from 0-80% AMI. This equates to approximately 12,773 units occupied by low-moderate income households with a LBP risk. Discussion All housing units that Ogden City assists through renovations or homeownership programs are assessed for LBP and appropriately addressed prior to project completion. Notification Ogden City distributes the lead-based paint hazard brochure “Protect Your Family” to all city program participants that purchase or occupy a pre-1978 housing. Property owners that sell a housing unit with the assistance of a city program are required to disclose, if known, the presence of lead-based paint and provide prospective buyers/occupants with existing documentation on known lead-based paint hazards in the dwelling unit, in accordance with Section 1018 of the Residential Lead-based Paint Hazard Reduction Act of 1992. Written notice is provided to occupants informing them of the results of lead hazard evaluation or reduction activities. Identification A visual assessment, paint testing, or risk assessment is conducted depending on the nature of the federally funded activity. A plan to stabilize the paint hazard is determined prior to continuing the activity. Control Housing rehabilitation projects undertaken by Ogden City are tested for lead hazards and when appropriate lead reduction activities are conducted. Qualified rental property owners may be eligible for grants to assist with addressing lead-based paint. Safe work practices are used when performing lead hazard reduction or rehabilitation work that disturbs painted surfaces known or assumed to contain lead- ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 89 OMB Control No: 2506-0117 (exp. 07/31/2015) based paint. When the work is completed, clearance testing is conducted to confirm that no lead-based paint hazards remain. Lead based Paint / Own In Ogden Down Payment Assistance Program All Own In Ogden program applications for properties built prior to 1978 require that the buyer receive notification of lead-based paint hazards and that a visual inspection be performed. If the home has any deficiencies as identified in the EPA Visual Assessment Guidelines, a certified contractor tests the home for lead-based paint. If the test results are positive, the seller is notified of the deficiencies and is instructed to have the deficiencies corrected by a certified contractor. To qualify for the city’s down payment assistance program, the home must pass a follow-up completion inspection by a certified inspector. ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 90 OMB Control No: 2506-0117 (exp. 07/31/2015) MA-25 Public and Assisted Housing – 91.210(b) Introduction The Housing Authority of the City of Ogden owns and maintains 200 public housing scattered within Ogden City, see table below. Table 38 – Total Number of Units by Program Type Program Type Certificate Mod- Rehab Public Housing Vouchers Total Project - based Tenant - based Special Purpose Voucher Veterans Affairs Supportive Housing Family Unification Program Disabled * # of units vouchers available 0 250 200 848 0 848 86 0 0 # of accessible units *includes Non-Elderly Disabled, Mainstream One-Year, Mainstream Five-year, and Nursing Home Transition Data Source: PIC (PIH Information Center) Table 39 - Ogden Housing Authority Project Address City Units Lomond Garden 550 Grant Avenue Ogden 76 Kimi Lane 663 22nd Street Ogden 24 Lincoln 610 Lincoln Avenue Ogden 32 Apple Grove 1333 Grant Avenue Ogden 28 Sierra 235, 251 28th St, 2865 Childs Avenue Ogden 28 Galloway 2522, 2525, 2536 D Ave. Ogden 12 Describe the supply of public housing developments: Describe the number and physical condition of public housing units in the jurisdiction, including those that are participating in an approved Public Housing Agency Plan: Public Housing Condition Public Housing Development Average Inspection Score Table 40 - Public Housing Condition ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 91 OMB Control No: 2506-0117 (exp. 07/31/2015) Describe the restoration and revitalization needs of public housing units in the jurisdiction: There are several outstanding capital and modernization needs of the Public Housing units within the jurisdiction. The capital and modernization needs are listed as follows:  Plumbing is old. Water mains and waste lines are in need of replacement. Interior plumbing needs to be replaced.  Electrical needs to be upgraded at most sites from aluminum wire to copper wire to include most electrical outlet and switches.  HVAC needs to be addressed at most sites to be updated with energy efficient systems.  Exterior lighting is not adequate and needs to be updated with energy efficient fixtures.  Cabinets are in need of replacement at some of the sites as cabinets are dilapidated and past there useful life. Describe the public housing agency's strategy for improving the living environment of low- and moderate-income families residing in public housing: Improve community quality of life and economic vitality by providing an improved living environment.  Implement measures to deconcentrate poverty by bringing higher income public housing households into lower income developments  Implement public housing security improvements by providing additional security lighting and security guards as necessary. Meet with community policing to discuss and address the needs of each community.  Implement smoke free units at all sites.  The agency continues to provide training for staff. Policies are continually reviewed and updated to meet HUD’s regulation and better serve clients.  Responsive to tenant’ maintenance needs that reside in public housing by averaging a three day work order completion and responding/completing all emergency maintenance work orders within 24 hours.  Continue to modernize units' interiors with updated furnishings. Update mechanical to provide better working systems that are energy star rated. Discussion: ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 92 OMB Control No: 2506-0117 (exp. 07/31/2015) MA-30 Homeless Facilities and Services – 91.210(c) Introduction A variety of housing facilities and services are offered to homeless individuals by organizations within Ogden, including St. Anne’s, Your Community Connection, Ogden Housing Authority, Weber Housing Authority and Homeless Veterans' Fellowship. Housing facilities for the homeless include emergency shelters, transitional housing, and permanent supportive housing for the chronically homeless. Homeless support services offered within the City include: outreach and engagement, housing location assistance, employment assistance, substance abuse recovery, mental health care, veteran services, public assistance benefits and referrals, family crisis shelters and childcare and domestic violence support services. Table 44 - Facilities and Housing Targeted to Homeless Households Emergency Shelter Beds Transitional Housing Beds Permanent Supportive Housing Beds Year Round Beds (Current & New) Voucher / Seasonal / Overflow Beds Current & New Current & New Under Development Households with Adult(s) and Child(ren) 8 0 0 3 0 Households with Only Adults 145 0 0 49 0 Chronically Homeless Households 0 0 0 52 0 Veterans 0 0 36 10 0 Unaccompanied Youth 0 0 0 0 0 Data Source Comments: ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 93 OMB Control No: 2506-0117 (exp. 07/31/2015) Homeless Providers Summary Source: Comprehensive Report on Homelessness 2014 Utah, Utah Department of Workforce Services, Utah Housing and Community Development Division, http://jobs.utah.gov/housing/ ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 94 OMB Control No: 2506-0117 (exp. 07/31/2015) Describe mainstream services, such as health, mental health, and employment services to the extent those services are use to complement services targeted to homeless persons Ogden’s Rescue Mission started in 1965 as laymen from the local churches recognized the need of those who were coming to Ogden or passing through. St. Anne’s started as a soup kitchen and seasonal shelter in 1981 by three churches. Both agencies grew and offered more supportive services to the community. In 1994, St. Anne’s built a shelter that would provide emergency shelter for up to 100 people year round and is currently the largest Utah shelter north of Salt Lake County. The Ogden Rescue Mission now offers an intensive recovery program free of charge for men, in addition to a medical clinic that was started in 1988 and now has 120 professional individuals who volunteer there on a basis. Both shelters have rooms to provide emergency shelter for women and children. St. Anne’s also offers emergency services such as assistance with obtaining I.D. for employment, emergency food boxes, and basic hygiene products and meals on a daily basis. In addition, there are other agencies within the city that provide preventative measures against homelessness, including utility and rental assistance, as well as, a number of food banks operated by organizations and churches. Through the efforts of these non-profit agencies and the development of emergency shelters a portion of the chronic homeless epidemic has been addressed, as well as, an increase in service provided to the at risk population. Homeless and homeless prevention services in Ogden City will continue to be provided by various non- profit organizations. The Homeless Providers Summary table highlights those organizations providing for the housing needs of homeless persons in Ogden and summarizes the organization’s capacity and funding sources. Ogden City has a total of 169 emergency beds for homeless adults and their children in its three shelters. These include 97 beds for single men and 112 beds for women and children. List and describe services and facilities that meet the needs of homeless persons, particularly chronically homeless individuals and families, families with children, veterans and their families, and unaccompanied youth. If the services and facilities are listed on screen SP-40 Institutional Delivery Structure or screen MA-35 Special Needs Facilities and Services, describe how these facilities and services specifically address the needs of these populations. Weber Human Services was recently awarded a Cooperative Agreement to Benefit Homeless Individuals (CABHI) Grant. The purpose of CABHI is to enhance and develop the infrastructure of states and their treatment service systems to increase capacity to provide accessible, effective, comprehensive, coordinated/integrated, and evidence-based treatment services; permanent housing; peer supports; and other critical services for chronically homeless individuals and homeless or chronically homeless veterans. This grant allows Weber Human Services to provide mental health and substance abuse treatment to formerly homeless individuals in their current environment. They can provide services at the homeless shelter, in homeless camps or anywhere the homeless individuals resides. This in addition to mental health and substance abuse services has been much needed in Weber County and is especially beneficial to the homeless and formerly homeless households that participate in the supportive housing programs in Weber County. ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 95 OMB Control No: 2506-0117 (exp. 07/31/2015) MA-35 Special Needs Facilities and Services – 91.210(d) Introduction The Weber Housing Authority (WHA) provides the Supportive Housing Program to homeless households and the Ogden Housing Authority (OHA) provides the Shelter Plus Care Program to homeless households. Both programs provide supportive housing. The WHA Supportive Housing Program rents properties directly, with the WHA as leasee and the homeless person renting under the WHA lease agreement. Under OHA's Shelter Plus Care the homeless households holds the lease. The Homeless Veteran's Fellowship also provides a few Permanent Supportive Housing beds, as well; those beds are designated for homeless veterans only. Including the elderly, frail elderly, persons with disabilities (mental, physical, developmental), persons with alcohol or other drug addictions, persons with HIV/AIDS and their families, public housing residents and any other categories the jurisdiction may specify, and describe their supportive housing needs Many non-profit organizations and community centers provide services to the elderly such as transportation, social activities, fitness classes, and case management. Services for the frail elderly are more limited, likely due to the high costs involved. There are also senior living options available, and this demand is likely to increase with the aging population. Golden Hour Senior Center and Meals on Wheels, provide support services for frail elderly, including meals and home visitation. Services for persons with mental disabilities are provided by a mixture of private, public, and non-profit institutions. The majority of public institutions are funded by the state or county. Mental health providers often offer substance abuse services, and most providers serve both children and adults. The region generally lacks facilities to adequately assist persons with severe mental disabilities. This often results in confinement to an institutional setting or being released to the streets without consistent monitoring. More affordable housing, peer-related services, and monitoring are needed. Supportive housing for the elderly, persons with disabilities, persons with addictions, and those living with HIV/AIDS are designed to allow the individuals to live as independently as possible. Those suffering from substance abuse might require counseling or case management and a short-term rehabilitation program. Other more challenging/on-going conditions that might require supportive services includes long-term assisted living as well as transportation and nursing care. In Consultation with Weber Human Services Aging Services staff, a need they often encounter is emergency home repairs for seniors on a fixed and low income. Many seniors they serve who are homeowners often face a home emergency and not enough income to make the repairs. The Alcohol and Chemical Treatment Center (ATC) at Ogden Regional Medical Center was consulted and provided an overview of services available to persons with drug and alcohol additions. The ACT program ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 96 OMB Control No: 2506-0117 (exp. 07/31/2015) is one of the oldest and most respected alcohol and chemical dependency treatment programs in Utah. Since 1973, they have offered services to a growing number of people who have substance addictions – See more at: http://ogdenregional.com/service/addiction-treatment#sthash.NEVnSY2r.dpuf. ATC has been providing chemical addiction treatment for over 40 years in Ogden and has valuable insights regarding these services. These needs were identified: additional detox beds for those coming off alcohol or chemical dependency, additional residential treatment facilities and a need for halfway and permanent supportive housing in Ogden. The need for detox services is a problem with opiate and heroin addictions in young adults and alcohol dependency in those over 40 years. There are limited treatment and inpatient centers for persons with addictions, but even few housing options for those leaving these facilities. This leads to unnecessary relapses, as persons recovering from addictions return to environments with easy access to substances and addicts. More halfway houses and permanent scattered site housing are needed. These housing programs result in higher success rates in breaking addictions, and lower the high costs to society caused by relapses. The ATC provides a variety of services for persons with drug or alcohol addictions, hospitalization in- patient treatment, partial hospitalization treatment, abuse treatment centers, programs addressing mental health and drug abuse issues simultaneously, and referrals to Weber Human Services for after treatment counseling services. ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 97 OMB Control No: 2506-0117 (exp. 07/31/2015) Weber Housing Authority Programs ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 98 OMB Control No: 2506-0117 (exp. 07/31/2015) Ogden Rental Assisted Housing ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 99 OMB Control No: 2506-0117 (exp. 07/31/2015) Describe programs for ensuring that persons returning from mental and physical health institutions receive appropriate supportive housing The Weber Housing Authority's (WHA) has a variety of programs assisting the special needs community, see the Weber Housing Authority Programs page. Specify the activities that the jurisdiction plans to undertake during the next year to address the housing and supportive services needs identified in accordance with 91.215(e) with respect to persons who are not homeless but have other special needs. Link to one-year goals. 91.315(e) See the Weber Housing Authority Programs page. For entitlement/consortia grantees: Specify the activities that the jurisdiction plans to undertake during the next year to address the housing and supportive services needs identified in accordance with 91.215(e) with respect to persons who are not homeless but have other special needs. Link to one-year goals. (91.220(2)) Ogden City is exploring ways to encourage a regional approach to meet supportive housing needs. The City will participate with other area cities in the Regional Analysis of Impediments to Fair Housing to develop strategies that provide housing opportunities for the disabled in Ogden and in the region. ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 100 OMB Control No: 2506-0117 (exp. 07/31/2015) MA-40 Barriers to Affordable Housing – 91.210(e) Negative Effects of Public Policies on Affordable Housing and Residential Investment During the ConPlan planning process, the City undertook an Analysis of Impediments to Fair Housing Choice with the assistance of Consultant University of Utah, BEBR & James Wood. The following impediments have been identified for Ogden City: 1. Uneven Fair Housing infrastructure - Fair Housing brochures, webpage and materials are printed only in English, limiting the available of Fair Housing to non-English speaking persons. 2. Deteriorating Quality of Housing Inventory - Ogden's housing stock is aging. This along with the prevalence of low incomes and minority concentrations in the NRSA, presents the challenge of deferred maintenance and deteriorating quality of housing stock. Two NRSA Census Tracts (2009 and 2012) particularly, are disproportionately occupied by minorities and persons living in poverty. 3. Disproportionate Impact from Good Landlord Program - This program is intended to improve the quality of rental housing in Ogden. The program may disproportionately negatively, impact protected classes by "refuse to rent to applicants with certain criminal backgrounds." Although not intended to discriminate against protected classes, if minorities disproportionately have criminal backgrounds the Good Landlord program could be deemed a violation of the Fair Housing Act. 4. Lack of familiarity of Fair Housing Act by landlords - The number of disabled individuals in Weber County is estimated at 23,000 individuals, about 11% of the population. Under the Fair Housing Act housing providers must make “reasonable accommodations in rules, policies, practices, or services when such accommodations may be necessary to afford a person with a disability the equal opportunity to use and enjoy a dwelling.” Many of the landlords who are renting homes are not aware of the full implications of the Fair Housing Act and the “reasonable accommodations” provision. The Fair Housing infrastructure has not systematically addressed the education of landlords regarding “reasonable accommodations". 5. Lack of familiarity of local building inspection officers with the International Building Code (IBC) and the federally assisted multi-family housing requirements can impact fair housing choice for disabled individuals. IBC and federal requirements mandate a percentage of multi-family units as accessible. Developers have completed apartment projects not in compliance, which were allowed due to an oversight by the building inspector. 6. High Denial Rates for Mortgage Loans to Hispanics - The significantly higher denial rates for home mortgages for Hispanics suggests a financial impediment to fair housing choice for Hispanics and all minorities. Denial rates for Hispanics in Ogden are twice as high as denial rates for whites even after adjusting for income. Furthermore, if a Hispanic household receives loan approval that household is nearly two times as likely to have a high interest loan as a white household. Although the AI is inconclusive to determine that Hispanics are subject to discrimination based on ethnicity in mortgage lending in Ogden, the City will take steps to encourage fair housing choice. ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 101 OMB Control No: 2506-0117 (exp. 07/31/2015) MA-45 Non-Housing Community Development Assets – 91.215 Introduction A successful downtown is marked by an expanding economic base, that may at first require governmental incentive programs, but which would soon give way to market driven forces. The goal is that the variety of land uses in the Central Business District (CBD) will work together to foster a climate of economic expansion and diversity. Increased employment and increased private investment, brought about by a clean, safe, well lit, and easily accessible downtown can create a positive synergy of activity that radiates out into the nearby neighborhoods. The areas nearby benefit by rising property values and thus increased investment brought about by the economic success of the CBD. The CBD is the geographic, cultural, and governmental center of Weber County. It contains a variety of living, working, entertainment and eating establishments in its most condensed urban form for the entire region. While there are other retail centers within Weber County, this area contains the mixture of components of commerce, entertainment, transportation and government that make an urban center. The intermodal hub and the UTA station for the Frontrunner commuter rail began service to the CBD in April 2008. It is the City’s goal to increase the prominence and importance of the CBD. Key to this is transforming the area from just day use to a safe and attractive 24 hour community. To provide long-term solutions for residents that must contend with a slow recovery from the country’s worst economic downturn in decades, the City plans to continue to generate and sustain new opportunities for economic success and stability for persons city-wide. Therefore, the City will continue to give priority to programs that attract new businesses to Ogden, assist in growing local and emerging businesses, and/or create and retain living wage jobs. In addition, through the CDBG and HUD Section 108 loan program, the City will support economic development through providing free business counseling to local entrepreneurs and potential entrepreneurs, and will provide loans for economic development activities that contribute to job creation and the City's economic viability. In addition, CDBG Entitlement funds and HUD Section 108 Guaranteed Loans are used to provide financing for mixed-use, housing and/or economic development projects, which may include large scale development projects. ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 102 OMB Control No: 2506-0117 (exp. 07/31/2015) Economic Development Market Analysis Business Activity Business by Sector Number of Workers Number of Jobs Share of Workers % Share of Jobs % Jobs less workers % Agriculture, Mining, Oil & Gas Extraction 214 3 1 0 -1 Arts, Entertainment, Accommodations 3,094 3,046 13 10 -3 Construction 1,689 1,495 7 5 -2 Education and Health Care Services 3,926 6,949 16 22 6 Finance, Insurance, and Real Estate 1,406 1,924 6 6 0 Information 481 620 2 2 0 Manufacturing 5,195 7,519 21 24 3 Other Services 869 1,181 4 4 0 Professional, Scientific, Management Services 1,746 2,359 7 7 0 Public Administration 136 1 1 0 -1 Retail Trade 3,781 4,166 15 13 -2 Transportation and Warehousing 910 712 4 2 -2 Wholesale Trade 1,225 1,671 5 5 0 Total 24,672 31,646 Table 41 - Business Activity Data Source: 2006-2010 ACS (Workers), 2010 Longitudinal Employer-Household Dynamics (Jobs) Labor Force Total Population in the Civilian Labor Force 39,701 Civilian Employed Population 16 years and over 35,811 Unemployment Rate 9.80 Unemployment Rate for Ages 16-24 27.48 Unemployment Rate for Ages 25-65 6.25 Table 42 - Labor Force Data Source: 2006-2010 ACS ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 103 OMB Control No: 2506-0117 (exp. 07/31/2015) Occupations by Sector Number of People Management, business and financial 6,113 Farming, fisheries and forestry occupations 1,837 Service 4,511 Sales and office 5,770 Construction, extraction, maintenance and repair 3,874 Production, transportation and material moving 2,706 Table 43 – Occupations by Sector Data Source: 2006-2010 ACS # of Firms Employment Share of Employment Average Wage Mining 0 0 0% $0 Information 26 765 1.3% $26,210 Other Services 189 1,460 2.6% $28,111 Financial 299 2,140 3.7% $38,748 Construction 307 2,433 4.3% $41,959 Leisure & Hospitality 222 3,786 6.7% $13,188 Prof & Bus Services 435 5,715 10.1% $33,516 Health Serv & Private Educ. 288 6,868 12.1% $40,721 Trade, Trans & Utils 609 8,114 14.3% $31,516 Manufacturing 172 9,810 17.3% $48,080 Government 118 15,714 27.7% $39,818 Table 44 - Ogden City - Employment Characteristics – 2009 Travel Time Travel Time Number Percentage < 30 Minutes 26,466 77% 30-59 Minutes 6,272 18% 60 or More Minutes 1,855 5% Total 34,593 100% Table 45 - Travel Time Data Source: 2006-2010 ACS ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 104 OMB Control No: 2506-0117 (exp. 07/31/2015) Education: Educational Attainment by Employment Status (Population 16 and Older) Educational Attainment In Labor Force Civilian Employed Unemployed Not in Labor Force Less than high school graduate 4,821 590 2,023 High school graduate (includes equivalency) 8,009 999 2,923 Some college or Associate's degree 9,397 735 2,960 Bachelor's degree or higher 5,656 160 1,228 Table 46 - Educational Attainment by Employment Status Data Source: 2006-2010 ACS Educational Attainment by Age Age 18–24 yrs 25–34 yrs 35–44 yrs 45–65 yrs 65+ yrs Less than 9th grade 319 954 1,463 1,382 662 9th to 12th grade, no diploma 1,987 1,412 1,009 1,214 1,044 High school graduate, GED, or alternative 3,392 4,268 3,178 4,542 2,320 Some college, no degree 3,170 3,727 2,053 3,998 1,803 Associate's degree 859 1,436 660 1,328 584 Bachelor's degree 659 1,897 1,065 2,050 809 Graduate or professional degree 25 407 640 1,070 544 Table 47 - Educational Attainment by Age Data Source: 2006-2010 ACS Educational Attainment – Median Earnings in the Past 12 Months Educational Attainment Median Earnings in the Past 12 Months Less than high school graduate 18,651 High school graduate (includes equivalency) 25,509 Some college or Associate's degree 27,013 Bachelor's degree 40,284 Graduate or professional degree 57,847 Table 48 – Median Earnings in the Past 12 Months Data Source: 2006-2010 ACS ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 105 OMB Control No: 2506-0117 (exp. 07/31/2015) Based on the Business Activity table above, what are the major employment sectors within your jurisdiction? As reported in the Table above, Ogden City Employment Characteristics 2009, the largest employment sector in Ogden is Government employment with over 15,700 jobs and 27.7% share of jobs followed by manufacturing with 17.3% and trade with 14.3% share in Ogden. The Ogden City labor market has a relatively high share of manufacturing employment. Seventeen percent of all jobs are in manufacturing. Countywide manufacturing represents 13 percent of all jobs and at the state level manufacturing accounts for only 10 percent of total jobs. Manufacturing is the highest wage sector with an average wage of $48,080.The third ranking sector is trade, transportation and utilities. Well over 80 percent of the jobs in this sector are in retail trade. Retail trade employs about 6,500 workers in Ogden City. Health care ranks fourth in share of employment in Ogden City. IHC’s McKay Dee Hospital is the largest health care employer. Sectors identified as major growth areas in the past year in Ogden are construction, professional and business services, manufacturing, retail trade, private sector and transportation (Source: U.S. Bureau of Labor Statistics). Utah Division of Workforce Services projects an annual 2.1% employment growth rate for the next five years for the Ogden Clearfield MSA. Describe the workforce and infrastructure needs of the business community: Ogden is the employment center for Weber County. Ogden had a nonfarm employment of 56,769 in 2009. Two-thirds of all jobs in Weber County are located in Ogden City. Ogden is the county seat, as well as, the largest city in Weber County and the location of major federal government (IRS) and state government employers (Weber State University). Consequently the government sector is by far the largest and most important employment sector with 28 percent of all workers, a total of 15,700 jobs. According to the Business Activity Table above, there are more jobs within the city of Ogden than the number of workers. However, this number can be misleading since many workers who live outside the City of Ogden work within the City, especially the downtown workforce. This trend is apparent since the City had an overall 10% percent unemployment rate in 2012. It is also likely that many Ogden residents have employment outside the City, such as Hill Air force Base or in neighboring cities. As reported in 2010 by Forbes.com, Ogden ranked #11 in the nation for Best Places for Business and Career. The ranking of Best Places looks at the 200 largest metropolitan statistical areas in the US and ranks the areas on several metrics including cost of living, cost of doing business, job growth, income growth, educational attainment, and projected economic growth. Quality-of-life issues were factored in like crime and cultural and recreational opportunities, while the number of highly ranked four-year colleges in the area was examined along with the percentage of subprime mortgages handed out over a three-year period. ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 106 OMB Control No: 2506-0117 (exp. 07/31/2015) Ogden was noted for a relatively low unemployment rate of 5.9 percent, and Forbes said the city is poised for job growth of about 1.4 percent in the next three years. With a median household income just under $65K and the median home price hovering around $140,000, Ogden ascended to the top of the country’s list with better than average cost of living numbers, low crime rates, and great access to educational attainment, culture, recreation, and leisure activities. Source: http://www.forbes.com/lists/2010/1/business-places-10_Ogden-UT_UTOgd.html Note: In review of US Census Data, Forbes may have over stated the median household income for Ogden, Although, Ogden consistently has positive job growth. As of 2012 US Census Data, the City of Ogden had a 10% unemployment rate. In comparison, US Department of Labor reported a .7 drop in employment for the 12 month period January 2014 (4.5% unemployment) to January 2015 (3.8% unemployment), showing an improvement for the Ogden- Clearfield MSA. Workforce needs include businesses providing a living wage, aligning workers better into career paths in core and thriving industries. Business infrastructure needs include eliminating geographic and transportation barriers to employment centers, more business incubator space and venture capital investments. Describe any major changes that may have an economic impact, such as planned local or regional public or private sector investments or initiatives that have affected or may affect job and business growth opportunities during the planning period. Describe any needs for workforce development, business support or infrastructure these changes may create. The Ogden Business Exchange Project Area was used as a stockyard and livestock exchange until the late 1970’s. It’s now predominantly vacant with underutilized commercial/industrial. It is intended that phase I of the Project will turn the empty stockyards and commercial buildings into a light industrial/business park with approximately 3,062,268 square feet of manufacturing and light industrial space. This initial phase will require certain public investments that will induce participation and additional investment by the private sector, while at the same time allowing for a cohesive development planning process that incorporates a physical and programmatic vision for the City’s future in this key location of the community. These actions include site assembly and provision of new public infrastructure to provide roads, sewers and power access. The new infrastructure will ease access to the development and enhance the street grid in the project area. Once completed the City estimates that approximately 100-500 new jobs will be created over the life of the Project. How do the skills and education of the current workforce correspond to employment opportunities in the jurisdiction? December 11, 2014 blog by Utah Economist Mark Knold reported conclusions published by Paris-based Organization for Economic Cooperation and Development (OECD). Knold wrote: “Utah is labeled as a “skills surplus” state, one of only four with that classification. In other words, our labor force holds a higher ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 107 OMB Control No: 2506-0117 (exp. 07/31/2015) skill package overall than what the Utah economy’s occupational structure is asking of that labor force. The report did note that Utah had increased its skill demand between 2006 and 2012, meaning the occupations that do ask for higher education levels increased in Utah across that interval. Yet, the gains were not significant enough, therefore Utah was given a “skill surplus” classification.” In review of the Utah Department of Workforce Services (UDWFS) 2012-2022 Occupational Projections - Educational Levels (for Ogden Clearfield MSA), the largest segment poised for job growth is in high school diploma or equivalent with 41% projected share of employment growth, while Bachelor’s degree share of employment growth is projected at 17%. This data supports the conclusions by OECD that in Ogden- Clearfield MSA, the occupational structure lacks employment opportunities for higher skilled labor force. The City Business Development Division is targeting resources to attract new start-up businesses and outdoor recreation, aerospace and defense sector employers to the project area and to Ogden. Aerospace and defense industries typically employ higher skilled employees. Describe any current workforce training initiatives, including those supported by Workforce Investment Boards, community colleges and other organizations. Describe how these efforts will support the jurisdiction's Consolidated Plan. Economic vitality depends on an appropriately educated, skilled workforce. An educated and skilled workforce is key to Ogden's economy and its success as a city. The City of Ogden collaborates with Utah Division of Workforce Services (DWFS) to ensure the development of locally-driven training and placement programs that offer high-quality education to potential employees and technical assistance to new and established businesses, consistent with their specific needs. DWFS which administers the Utah Integrated Workforce Plan (Workforce Investment Act / Wagner-Peyser Act Plan). Each year the Utah State Legislature allocates Custom Fit funds to encourage companies to pursue training that will maintain and grow Utah’s businesses. The Ogden Weber Tech Custom Fit Training program administers the Custom Fit funds for Weber County. Custom Fit has developed and conducted hundreds of customized training programs for local employers. The Custom Fit Training & Workforce Development Program is an employer training service provided by the Ogden Weber Tech College. Custom Fit Training offers flexible, customized training programs, designed to enhance and retain the skills and abilities of employees in order to keep Utah companies competitive and stimulate economic development. The State of Utah has been recognized year after year as having one of the strongest economies in the country and the economic growth is expected to continue. Source: http://www.owatc.edu/training-for-businesses/custom-fit- company-training/ The City’s Consolidated Plan includes goals and strategies related to job creation and job retention. The City works with local agencies to coordinate efforts to advance opportunities for all City residents. The City places high priority on economic development for job creation and to reduce poverty. ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 108 OMB Control No: 2506-0117 (exp. 07/31/2015) Does your jurisdiction participate in a Comprehensive Economic Development Strategy (CEDS)? Yes If so, what economic development initiatives are you undertaking that may be coordinated with the Consolidated Plan? If not, describe other local/regional plans or initiatives that impact economic growth. The City utilizes CDBG funds to support the following CEDS economic development initiatives: 1. Business Development and Retention: The Ogden Business Exchange Project (Trackline EDA) is a part of the plan to revitalize West Ogden and spur its economic growth. The proposed $30 million development will include $3.3 million Section 108 funds. The Trackline is proposed to be a Class A business and light manufacturing/industrial park spanning 90 acres of the blighted and underutilized land (former stockyards). It is projected that the development of this area, and the addition of a rail service, will help diversify existing options for businesses considering Ogden. The development of The Trackline, in connection with the proposed 24th Street Interchange and the adopted 24th Street Corridor Plan, will ultimately bring West Ogden out of obscurity and re- establish its identity once again as the welcoming gateway to our the City. 2. Capital Formation: CDBG loans funds to Small Businesses as a primary strategy for capital development within Ogden. In addition, the City has implemented these strategies: creation of a Community Development Financial Institution (CDFI); utilizing New Market Tax Credits, creating a Regional EB-5 (Immigrant Investor) Regional Center, leveraging resources such as the locally based Utah Certified Development Company, and promoting Utah State Legislation to assist in the removal of blight. 3. Business Attraction: CDBG-funds contribute to the Business Information Center (BIC) which is a public service activity that helps grow businesses in Ogden in conjunction with support from SCORE, Weber State Small Business Development Center, Grow Utah Ventures, Entrepreneurial Alliance/SEED Weber, and Ogden Ventures. 4. Establish High-Tech Business Center - CED is working to recruit fledgling companies and their technologies to relocate or expand in Ogden. The CDBG-funded BIC and in cooperation with partners (including Weber State University, SBA, Ogden Reinvestment Corporation) these business can be nurtured to develop their potential for growth within the community. Discussion ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 109 OMB Control No: 2506-0117 (exp. 07/31/2015) MA-50 Needs and Market Analysis Discussion Are there areas where households with multiple housing problems are concentrated? (include a definition of "concentration") Housing problems disproportionally affect low-income and the minority populations. To determine the location of groups with disproportionately greater housing needs, areas of low- and moderate-income concentration (LMI) were identified. The CDBG eligible Census Tracts Map below and 2014 FFIEC Census Report Data Table identify census tracts with 50% or more of the population have low to moderate incomes. The CDBG eligible LMI Census Tracts fall within these Census Tracts:  2002  2003  2004  2005  2008  2009  2011  2012  2013  2016  2017  2018  2019 In addition, the Ogden City Poverty Rate by Census Tract Map shows the lowest-income census tracts. Two Census Tracts, 2009 and 2012, have over 40% of population with incomes below the poverty rate. Source: HUD 2014 LMI data ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 110 OMB Control No: 2506-0117 (exp. 07/31/2015) ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 111 OMB Control No: 2506-0117 (exp. 07/31/2015) Are there any areas in the jurisdiction where racial or ethnic minorities or low-income families are concentrated? (include a definition of "concentration") RCAP and ECAP areas HUD has developed the concepts of racially and ethnically concentrated areas of poverty (RCAP/ECAP). There are four census tracts in Weber County that qualify as RCAPs/ECAPs Figure 3. All four are located in south-central Ogden. A census tract qualifies as an RCAP/ECAP if the minority population exceeds 50 percent and combined with whichever is lower; a poverty rate that exceeds three times the average county poverty rate or a 40 percent poverty rate. Increasing concentrations of low-income and poverty households are linked to racial and ethnic segregation. “The face of poverty is also the face of segregation.” And segregation impedes fair housing choice and raises the risk of housing discrimination. The consequences of poverty are particularly harmful to children. Children who grow up in densely poor neighborhoods and attend low-income schools face many barriers to academic and occupational achievement. Such children are more likely to drop out of high school and become pregnant as teenagers. Their neighborhoods have higher crime rates and higher incidence of health disparities, again affecting opportunities. In 2010, 11.3 percent of Weber County’s population was poor. Only 8 percent of non-Hispanic whites were poor while nearly 25 percent of minority individuals lived in poverty. Hence, minorities were three times as likely to be poor as Whites and African Americans were four times as likely. The poverty statistics get even less favorable in Ogden where 31 percent of the minority individuals live in poverty and 45 percent of African Americans live in poverty. Non-Hispanic whites had the lowest prevalence of poverty; they comprised 57 percent of the total poor population in the county and minorities 43 percent. Keep in mind the minority population is 21 percent of the population of Weber County. Poor Hispanics comprised 85 percent of the poor population in the county and 84 percent of the poor population in Ogden. The racial and ethnic composition of the poor in the context of the entire county population demographics illustrates the disparities in income between the minority and non-minority populations in the county. Minorities comprise 21.9 percent of the county population but represent 43 percent of the poor. Poor minorities have a disproportionate share of those individuals living below the poverty line. Source: The Weber County Regional Analysis of Impediments to Fair Housing Choice, May 2014 prepared by University of Utah, Bureau of Economic and Business Review (BEBR) Note: In review of 2013 and 2014 Census Data, as identified by U of U, Ogden City could not identify four census tracts that meet the RCAP definition and have over 40% of the population with incomes below poverty. The City identified two Census Tracts that meet the definition of RCAP in Ogden, Census Tracts 2009 and 2012. ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 112 OMB Control No: 2506-0117 (exp. 07/31/2015) What are the characteristics of the market in these areas/neighborhoods? Poverty Rate Three Times County Average (Figures 3-5) - The second methodology to identify concentrated areas of poverty uses a measure of three times the poverty rate of the county. Any tract with three times the poverty rate of the county is a concentration of poverty. The countywide poverty rate is 14.4 percent, so an area is considered highly concentrated when it has 43.1 percent or more of the population living in poverty. Figure 3 overlays these areas of poverty with census tracts that have a minority-majority population. All of the tracts satisfying these two conditions are located within the city of Ogden. The tracts where the share of poverty was greater than 43.1 percent are also minority-majority tracts. There are several tracts located south of the identified RCAPs that are minority-majority tracts but do not meet the poverty condition of an RCAP. Therefore these tracts are not currently defined as RCAPs/ECAPs but these areas are indeed at high risk of becoming RCAPS so due to low access to opportunity, and high rates of minority residency. Renters in RCAP and ECAP Census Tracts – Weber County’s RCAPs and ECAPs are characterized by high rates of renter occupied housing. Renter occupied housing has a much higher likelihood of concentrations of low income, minority renters. The dominance of rental housing in some of the census tracts is striking. For instance in census tract 2009 there were 1,712 occupied housing units and over 83 percent were renter occupied units Table 4. Furthermore, in RCAP and ECAP census tracts, the rate at which occupied housing units are rented and not-owned never falls below 47.3 percent. The student population at Weber State University affects the estimates of poor in Weber County and Ogden. The university has an enrollment of 26,000. Student households comprised of low income residents would be included in the poor estimates and in a sense artificially increase the estimates. It is not possible to disentangle from the estimates of the poor the numbers that are “poor” college students but certainly the estimates of poor are higher due to the presence of Weber State University. Most prominently Ogden, with nearly 21 percent of its population qualifying as poor is affected by socio- economics of the student population. Source: The Weber County Regional Analysis of Impediments to Fair Housing Choice, May 2014 prepared by University of Utah, Bureau of Economic and Business Review (BEBR) Are there any community assets in these areas/neighborhoods? Housing Values and Proximity to Employment Centers: The assessed home values in the county from 2011 are overlaid on census tracts with a high number of low-wage jobs Figure 4. This map depicts the proximity of affordable home values for lower income and minority residents and their access to employment job centers. There are significant numbers of affordable single-family homes in Ogden with reasonable transportation access to high employment centers in the downtown areas of Ogden city, Weber State University and the Hill Air Force Base. Front Runner services are an excellent resource in the county providing access into Ogden and to the southern counties, however, with only a single line, options remain limited for employment centers and housing choice not within easy access of this line. Bus ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 113 OMB Control No: 2506-0117 (exp. 07/31/2015) service crisscrosses Ogden neighborhoods providing transit access to and from Front Runner, downtown Ogden and Weber State University. Ogden residents are generally within reasonable access to public transportation. The Front Runner line provides residents with access to employment centers. Source: The Weber County Regional Analysis of Impediments to Fair Housing Choice, May 2014 prepared by University of Utah, Bureau of Economic and Business Review (BEBR) Are there other strategic opportunities in any of these areas? Opportunities for improvement include the potential for targeted neighborhood initiatives including infill projects, code enforcement, street improvements and quality housing options and mixed-use development, restoration of historic properties, redevelopment of the commercial center at 24th and Monroe, development of vacant land parcels and economic development leading to job creation. Ogden City - Regionally Concentrated Areas of Poverty (Population with over 50 minorities and over 43% poverty) ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 114 OMB Control No: 2506-0117 (exp. 07/31/2015) Strategic Plan SP-05 Overview Strategic Plan Overview Ogden’s Five Year Consolidated Plan 2016-2020 provides the strategic blueprint for how the City will address housing, homelessness, special needs population, community development and economic development activities for low – to moderate-income persons and neighborhoods over the next five years. The plan provides a comprehensive overview of how the City will partner with other community stakeholders to provide decent housing, a suitable living environment and expanded economic development opportunities, principally benefiting low and moderate income persons. The five-year Consolidated Plan will serve as the guideline for annual funding allocations, described in each year’s Annual Action Plan. The following principles have guided the development of the ConPlan in setting priorities, developing strategies and evaluating and selecting specific projects for CDBG and HOME assistance.  All City residents should have access to quality, and affordable, decent, safe, and sanitary housing.  Ogden’s housing and community development programs emphasize neighborhood revitalization to encourage neighborhood stability and preservation of existing housing stock.  The City should maintain ongoing partnerships with the private sector and continued intergovernmental cooperation with County, regional, and state governments.  Ogden’s economic development programs work towards expanding the city’s economic base and creating jobs in the City with special emphasis to creating jobs in the Neighborhood Revitalization Strategy Area (NRSA). The Annual Action Plan describes Ogden’s annual allocation for the CDBG and HOME Entitlement grant programs, it identifies the specific projects and programs the city will undertake during the year and it outlines the goals expected to be accomplished. It also includes a detailed budget that outlines the sources and uses of federal funds. ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 115 OMB Control No: 2506-0117 (exp. 07/31/2015) SP-10 Geographic Priorities – 91.215 Geographic Area Table 49 - Geographic Priority Areas 1 Area Name: OGDEN CITY-WIDE Area Type: Local Target area Other Target Area Description: Over 20% of the City-wide population is in poverty and over 55% of the city-wide population is LMI. HUD Approval Date: % of Low/ Mod: 60.38% of Ogden City population is LMI Revital Type: Comprehensive Other Revital Description: Identify the neighborhood boundaries for this target area. Ogden City boundaries Include specific housing and commercial characteristics of this target area. Ogden has a surplus of 4,028 affordable housing units. Ogden’s housing stock is aging, along with households’ low-incomes, increases the likelihood of deferred maintenance and rehabilitation needs. 90% of housing was built prior to 2000. 9% of housing stock is vacant, 51% is owner-occupied and 40% is renter-occupied. How did your consultation and citizen participation process help you to identify this neighborhood as a target area? Identify the needs in this target area. Over 40% of the population in Census Tracts 2009 and 2012 are in poverty and have over 50% minority population. What are the opportunities for improvement in this target area? Opportunities include: Improve condition of housing; increasing the supply of quality housing available to households over 80% LMI, providing mixed income neighborhoods; increase the number of owner-occupied housing units; Deconcentrate poverty, create jobs and expand the city’s economic base. Are there barriers to improvement in this target area? Lack of funding. ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 116 OMB Control No: 2506-0117 (exp. 07/31/2015) 2 Area Name: CDBG STRATEGY AREA Area Type: Local Target area Other Target Area Description: HUD Approval Date: % of Low/ Mod: Revital Type: Comprehensive Other Revital Description: Ogden City Low to Moderate Income Map Identify the neighborhood boundaries for this target area. The CDBG Strategy Area consists of Ogden City census tracts which have over 50% of Low Mod Income. The following Census Tracts 2002.01, 2002.02, 2003, 2004, 2005, 2008, 2009, 2011, 2012, 2013, 2016, 2017, 2018, and 2019 in Ogden. Include specific housing and commercial characteristics of this target area. These census tracts typically have depressed housing values, a larger percentage of rental housing, aging housing and infrastructure, housing needing rehabilitation, few job opportunities and households with lower incomes. How did your consultation and citizen participation process help you to identify this neighborhood as a target area? The CDBG Strategy Area has existed over the past couple of decades. The consultation and citizen participation process for the development of the plan and previous Annual Action Plans reaffirm its importance to the overall revitalization of the City. Identify the needs in this target area. Within the CDBG Strategy Area there are several neighborhoods where a majority of residents are affected by multiple housing problems. This is due to lower incomes, which results in the rental of units with physical deterioration. The characteristics in these neighborhoods, as well as identified in SP-10, are the age of housing, lack of funding for investment in rehabilitation, aging infrastructures, and the concentration of the population with low incomes. ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 117 OMB Control No: 2506-0117 (exp. 07/31/2015) What are the opportunities for improvement in this target area? In the CDBG Strategy Area opportunities include infrastructure improvements, infill housing development, establishing Redevelopment Areas, and housing rehabilitation initiatives. In addition there are efforts promoting greater collaboration among a range of public private agencies, non-profit and for-profit agencies, stakeholders, the BIC and the City to improve neighborhood conditions and encourage economic opportunities. Are there barriers to improvement in this target area? Barriers include aging infrastructure and housing, crime (real and perceived) that inhibit private investment and low incomes. 3 Area Name: CENTRAL BUSINESS DISTRICT Area Type: Local Target area Other Target Area Description: HUD Approval Date: % of Low/ Mod: 80% Revital Type: Commercial Other Revital Description: Central Business District Map Identify the neighborhood boundaries for this target area. The boundaries of the Central Business District (CBD) includes 20th Street to 27th Street and Wall Avenue to Adams Avenue. ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 118 OMB Control No: 2506-0117 (exp. 07/31/2015) Include specific housing and commercial characteristics of this target area. The CBD Community currently contains a mix of office, retail, institutional, recreational, some manufacturing, along with varying densities of housing from older single family homes to new apartment buildings. The CBD zone provides support uses with design standards. These are the dominant zoning designations within the CBD. At the northern end, between Wall Avenue and Grant and 18th and 20th Street is a “Mixed Use” (MU) zoning that is oriented to the future development along the Ogden River. The River Project is a high density/residential area with some commercial and open space components. This area will serve as a transition from the CBD to the neighborhood to the north and provide an important high density housing opportunity area. The CBD housing stock is a mix of dwellings of various age and density. Some of the old single family homes still exist from when the CBD was just forming. There has been a recent emphasis of mixed use housing and higher density housing. The mixed use projects have dwelling units that sit above ground floor commercial space. In the Historic 25th Street area the mixed use style has created 55 units of various types on the block. How did your consultation and citizen participation process help you to identify this neighborhood as a target area? During the development of the Central Business District Community Plan, citizen comments and information were collected in several steps A citizen Advisory Committee was formed and met five times between December 2007 and February 2008. Committee members analyzed the downtown and formulated broad recommendations for the CBD. The Planning Commission met on March 19, April 16 and July 2, 2008 taking recommendations from the Citizen Advisory Committee and public input meetings and formulated the vision statements and objectives for the CBD Community Plan. ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 119 OMB Control No: 2506-0117 (exp. 07/31/2015) Identify the needs in this target area. A successful downtown is marked by an expanding economic base, that may at first require governmental incentive programs, but which would soon give way to market driven forces. The goal is support a variety of land uses that would work together to foster a climate of economic expansion and diversity. Increased employment and increased private investment, brought about by a clean, safe, well lit, and easily accessible downtown can create a positive synergy of activity that radiates out into the nearby neighborhoods. The areas nearby benefit by rising property values and thus increased investment brought about by the economic success of the CBD. What are the opportunities for improvement in this target area? The CBD is the geographic, cultural, and governmental center of Weber County. It contains a variety of living, working, entertainment and eating establishments. While there are other retail centers within Weber County, this area contains the mixture of components of commerce, entertainment, transportation and government that make an urban center. The intermodal hub and the UTA station for the Frontrunner commuter rail began service to the CBD in April 2008. It is the overall goal of property owner’s residents, merchants and city officials in the CBD to increase the prominence and importance of the CBD. Key to this is transforming the area from just day use to a safe and attractive 24 hour community. Are there barriers to improvement in this target area? Lack of adequate financial resources is the biggest barrier to making improvements in the target area. Age and condition of infrastructure and buildings can present problems with reinvestment and renovations in a cost effective way. Other barriers include crime (real and perceived) and negative perception that act to inhibit private investment. 4 Area Name: EAST CENTRAL REVITALIZATION AREA Area Type: Local Target area Other Target Area Description: HUD Approval Date: % of Low/ Mod: ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 120 OMB Control No: 2506-0117 (exp. 07/31/2015) Revital Type: Comprehensive Other Revital Description: East Central Map Identify the neighborhood boundaries for this target area. The principle streets within the EC are Monroe, which runs north/south, and 24th Street, which runs east/west. Monroe serves as the principle “Connector” between the neighborhoods to the south and north of the EC area. Between Adams and Harrison Boulevard, 24th Street contains numerous points of community interest. It also connects to West Ogden and I-15 via the Viaduct. Include specific housing and commercial characteristics of this target area. The East Central Neighborhood is a unique blend of residentially oriented land uses with a rich history of architecture that dates back to the late 1800‘s. Many single-family were built in the early 1900's and are now in substandard conditions. Scattered throughout the community are a number of small commercial buildings built in the early 1900‘s. The block at 24th and Monroe (between 25th and Quincy) has been established as a commercial center. However, it has fallen into hard times and is at present underused. How did your consultation and citizen participation process help you to identify this neighborhood as a target area? Community-wide open houses were held September 23, 2008 and March 26, 2009. All residents were invited to participate in the East Central Advisory Committee. Three separate EC Advisory Committees were formed and each met six times between November 2008 and February 2009. During this time, committee members analyzed the EC neighborhood and formulated recommendations for the area. The Planning Commission held a work session on April 1, 2009 to discuss the EC Committee recommendations and the community comments from the open house. Numerous work sessions with the Planning Commission followed between April 14 and May 20 to formulate the recommendations from the EC Steering Committees and public input into vision statements and objectives for the Community Plan. ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 121 OMB Control No: 2506-0117 (exp. 07/31/2015) Identify the needs in this target area. Within the East Central neighborhood there is need for improved infrastructure, development of scattered vacant land parcels, code enforcement, crime prevention, housing rehabilitation, jobs and improvement of multi-family apartment buildings. What are the opportunities for improvement in this target area? Opportunities for improvement include the potential for targeted neighborhood infill initiatives including code enforcement, street improvements and quality housing options and mixed-use development, restoration of historic properties, redevelopment of the commercial center at 24th and Monroe, development of vacant land parcels and economic development leading to job creation. Are there barriers to improvement in this target area? Barriers include aging housing and infrastructure which present problems with reinvestment and with cost effective renovations, vacant land (often in the middle of a block in an area difficult to develop), and negative perception that act to inhibit improvement efforts and private investment. Limited funds and funding availability is a barrier to making improvements. 5 Area Name: NEIGHBORHOOD REVITALIZATION STRATEGY AREA (NRSA) Area Type: Strategy area Other Target Area Description: HUD Approval Date: 9/1/2000 % of Low/ Mod: 76% Revital Type: Comprehensive Other Revital Description: NRSA Map ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 122 OMB Control No: 2506-0117 (exp. 07/31/2015) Identify the neighborhood boundaries for this target area. The NRSA lies in Ogden's central most census tracts. It includes all of the traditional downtown, the Junction (former Ogden City mall site), the River project area, the East Central Neighborhood, and the Central Business District. This area is concurrent with six Census tracts: 2008, 2009, 2011, 2012, 2013.01, and 2013.02. The specific boundaries are Harrison Boulevard west to the Weber River and the Ogden River south to the 30-31st Street See Appendix A for more NRSA details. Include specific housing and commercial characteristics of this target area. The NRSA has total population of 19,352. It is estimated that there are 8,093 housing units—34% of homes are owner-occupied whereas 66% are renter occupied. 49% of homes within the NRSA were built on or before the year 1939. The area is primarily residential consisting of 82.7% residential use, 13.6% is commercial use and 3.7% is government and other parcels. Of the total 6,932 households 83.4% have incomes of 80% of the Area Median Income (AMI) or below. In all, 26% of families in the target area are living in poverty. How did your consultation and citizen participation process help you to identify this neighborhood as a target area? Selection criteria is primarily based on the opportunity to leverage public/private investments in a neighborhood that strategically supports the Central Business District. Neighborhood participation maximizes target area impact. The Trolley neighborhood community group has been involved in the planning process, as well as various stakeholders. Specific details of citizen participation are detailed in Section III. Community Consultation of the NRSA Plan. Identify the needs in this target area. The NRSA is in need of quality housing options, housing rehabilitation, multi-family housing apartment rehabilitation, and community reinvestment in infrastructure, residential and commercial properties, employment and business opportunities and efforts to empower local residents and revitalization the community. ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 123 OMB Control No: 2506-0117 (exp. 07/31/2015) What are the opportunities for improvement in this target area? Opportunities include new housing and mixed-use development, implementation of catalyst projects to stimulate new investment/reinvestment, and greater collaboration among a range of neighborhood associations, public/private agencies, non-profit/for- profit entities and other stakeholders to improve neighborhood conditions and encourage economic opportunities. Are there barriers to improvement in this target area? Barriers include low household incomes, low paying jobs, a large amount of substandard housing, crime, negative perception, and need for additional funding to address infrastructure, public safety and housing needs. 6 Area Name: BUSINESS DISTRICT BLIGHT AREA Area Type: Strategy area Other Target Area Description: HUD Approval Date: 11/1/1999 % of Low/ Mod: Revital Type: Comprehensive Other Revital Description: Identify the neighborhood boundaries for this target area. Include specific housing and commercial characteristics of this target area. How did your consultation and citizen participation process help you to identify this neighborhood as a target area? Identify the needs in this target area. What are the opportunities for improvement in this target area? Are there barriers to improvement in this target area? ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 124 OMB Control No: 2506-0117 (exp. 07/31/2015) 7 Area Name: OWN IN OGDEN TARGET AREA Area Type: Local Target area Other Target Area Description: HUD Approval Date: % of Low/ Mod: 76% Revital Type: Housing Other Revital Description: Own In Ogden Map Identify the neighborhood boundaries for this target area. Boundaries extend generally from 12th Street to 36th Street, Harrison Boulevard to the West end of Ogden; with the Northeast boundary dropping from Harrison to Monroe at Ogden River to 12th Street; and the Northwest boundary ending at 12st Street and Wall Avenue until Ogden River. See Own In Ogden Map. Include specific housing and commercial characteristics of this target area. The Own In Ogden target area is characterized by low and moderate income population, older housing stock and underutilized properties (both residential and commercial). How did your consultation and citizen participation process help you to identify this neighborhood as a target area? The Own In Ogden target area has been a focus of resources since the City received HOME grant funds. The program has met it's yearly goal of 50 down payment assistance loans consistently, furthering emphasizing the popularity and need for the assistance in this area. Identify the needs in this target area. Needs include mixed-income housing that is physically and financially viable in the long-term; developing mixed-income neighborhoods with strong commercial components that create living wage jobs; updating distressed public housing into affordable, energy efficient, rental units; high quality education; public transportation; access to jobs; and improving resident health, safety, access to employment, mobility, and education. ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 125 OMB Control No: 2506-0117 (exp. 07/31/2015) What are the opportunities for improvement in this target area? Opportunities for improvement include redeveloping blighted or distressed properties into mixed-income neighborhoods; building neighborhood retail and business services; improving public transportation; concentrating redevelopment efforts in the target area’s most viable sections; and creating a better sense of community and design, and a more walkable community. Are there barriers to improvement in this target area? The major barriers in the target area include high concentrations of poverty, vacant buildings and land, a lack of employment opportunities and neighborhood commercial services, and negative outside perceptions. The lacking of funding to replace distressed housing with mixed-income housing options is a major barrier. This will be difficult given the present poverty levels and high crime rates, but the neighborhood’s proximity to downtown and other attractive City neighborhoods can be a selling point for attracting higher income residents into the area. 8 Area Name: TRACKLINE EDA Area Type: Local Target area Other Target Area Description: HUD Approval Date: % of Low/ Mod: 89.7% Revital Type: Commercial Other Revital Description: Trackline EDA Map Identify the neighborhood boundaries for this target area. The principal streets for the project area are 24th Street, Exchange Road and B Avenue. Approximately 3,062,286 square feet of commercial, manufacturing and light industrial space. The Project Area is located in the Trackline Economic Development Area (EDA) and was previously used as a stockyard and livestock exchange. ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 126 OMB Control No: 2506-0117 (exp. 07/31/2015) Include specific housing and commercial characteristics of this target area. The stockyards and livestock exchange buildings are no longer used for those purposes. Some of the buildings are currently used as storage and some are vacant. Properties are owned by multiple owners with mixed land uses between commercial/industrial and residential. Approximately 1,000,000 square feet of existing residential space in the Trackline project area. How did your consultation and citizen participation process help you to identify this neighborhood as a target area? Residents were invited to two community open houses 9/13/12 and 5/15/13 and to volunteer to attend a community steering committee. The Steering Committee presented recommendations that were reviewed by the Planning Commission and City Council held a public hearing to adopt. Identify the needs in this target area. Within the Trackline EDA there is need for improved infrastructure and connectivity, code enforcement, crime prevention and removal of blight, and commercial, industrial or manufacturing development projects that create jobs. What are the opportunities for improvement in this target area? The redevelopment of the Ogden Business Exchange Project Area which include targeted plan initiatives including new streets and infrastructure; demolition of blight structures; development of a light industrial, commercial park; and projects that increase job creation while eliminating specific conditions of blight and physical decay in the area. Are there barriers to improvement in this target area? Barriers include deteriorating infrastructure, aging and vacant structures, blight conditions, negative perception which act to inhibit improvement efforts and private investment. The most significant barrier is lack of funding. ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 127 OMB Control No: 2506-0117 (exp. 07/31/2015) Central Business District Map ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 128 OMB Control No: 2506-0117 (exp. 07/31/2015) East Central Map ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 129 OMB Control No: 2506-0117 (exp. 07/31/2015) NRSA Map ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 130 OMB Control No: 2506-0117 (exp. 07/31/2015) Own In Ogden Map ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 131 OMB Control No: 2506-0117 (exp. 07/31/2015) General Allocation Priorities Describe the basis for allocating investments geographically within the jurisdiction (or within the EMSA for HOPWA) In East Central, just over sixty percent of housing units are more than 60 years old. Hundreds of owner- occupied units have been converted to single family or multi-family rental units in the past fifty years. Many of these conversions were done without permits or regard to life-safety issues. As a result, there are hundreds of unsafe and only marginally habitable housing units throughout the neighborhood. Since 2010, Ogden City’s Building Services has seen a significant drop in the number of complaints of substandard housing in the East Central neighborhood. Although the number of substandard units in the neighborhood is reducing, there is still a significant number of housing standards issues for the East Central neighborhood. There remains a critical need to upgrade the City’s deteriorating housing stock, to improve streets, sidewalks, and to improve the physical environment of the neighborhoods. The City’s priority and strategic objective is to improve the quality of housing stock in the NRSA through the Quality Neighborhoods and the Rental Rehabilitation programs. See Appendix A for more details on the NRSA. One hundred percent of Quality Neighborhood Program funding will be in the NRSA. The Rental ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 132 OMB Control No: 2506-0117 (exp. 07/31/2015) Rehabilitation program will target the NRSA but may fund an activity to meet the critical need of an area outside the NRSA. In addition, the Emergency Home Repair program will offer funding to assist residents to perform urgent home and life safety repairs improving quality of housing units city-wide. Another priority and strategic objective is to improve the safety and physical environment in the City through public improvements and the demolition of unsafe structures. The NRSA is the primary focal point for targeting CDBG funds in the public improvements program. One hundred percent of public improvements activities will be targeted to CDBG census tracts that are primarily located in but extend outside the NRSA borders. City-wide, census tracts with over 50% of the population having an income below 80% Area Median Income are CDBG-qualifying census tracks, see Map 5. The public improvements program targets CDBG-qualifying census tracts which typically are distressed neighborhoods and is utilized to support on-going community development project areas. The program may on occasion be applied to meet the critical needs of an area outside the NRSA. Although Ogden’s overall homeownership rate is sixty-one percent (61%) and is close to the national average the rate for homeownership in Ogden’s East Central neighborhood is very different. Overall, the homeownership rate in the NRSA target area is 33 percent, much lower than the city average. East Central residents tend to be poor, minority, and renters. The negative impact of neighborhoods with decreasing homeownership rates is well documented. To meet the needs of residents who wish to become homeowners and to improve the quality of housing stock that often suffers when people rent rather than own, the City’s priority and strategic objective is to expand the homeownership rate. The Own-in-Ogden program helps low to moderate income persons become homeowners. Approximately eighty percent (80%) of Own In Ogden loans will serve NRSA residents. The most distressed neighborhoods in Ogden are in the proposed NRSA Census tracts that include the Central Business District and East Central neighborhoods, see Appendix A NRSA Plan. The following table illustrates certain economic and social characteristics of the most distressed census tracts in Ogden City, the NRSA. ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 133 OMB Control No: 2506-0117 (exp. 07/31/2015) SP-25 Priority Needs - 91.215(a)(2) Priority Needs Table 50 – Priority Needs Summary 1 Priority Need Name IMPROVE THE QUALITY OF HOUSING STOCK Priority Level High Population Extremely Low Low Moderate Middle Large Families Families with Children Elderly Geographic Areas Affected OGDEN CITY-WIDE Associated Goals Improve the quality of housing stock Increase the supply of decent affordable housing Description Rehabilitate and upgrade existing housing stock to alleviate conditions of blight and provide quality and affordable housing opportunities. Basis for Relative Priority In the NRSA’s East Central neighborhoods, 56% of occupied housing units are renter occupied compared to City-wide 40%.[1] The East Central housing vacancy rate is 13%, 5% higher than the overall City housing vacancy rate creating impediments to redevelopment within the area.[2] Many of the homes were rental units that were flipped many times and need substantial rehabilitation to bring them to housing quality standards. Low to moderate income families often do not have the resources needed to mitigate conditions that immediately threaten the safety and health of the household. As Ogden’s housing stock ages, landlords are faced with the challenge of making needed property upgrades and with maintaining decent, safe and sanitary units with limited funds leading to substandard rental properties. The Priority Needs Survey ranked providing low income single-family homeowners an opportunity to rehab their own the number top High priority. ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 134 OMB Control No: 2506-0117 (exp. 07/31/2015) 2 Priority Need Name EXPAND HOMEOWNERSHIP OPPORTUNITIES Priority Level High Population Low Moderate Large Families Families with Children Elderly Geographic Areas Affected OWN IN OGDEN TARGET AREA Associated Goals Expand homeownership opportunities Description Enable low to moderate families to buy a home. Basis for Relative Priority In 2010, US Census data revealed that Ogden City’s housing inventory was at 8% vacancy rate; of the occupied housing units, 42% were renter-occupied, which has contributed to a significant amount of blight and deterioration.[1] As reported in the Regional Analysis of Impediments for Fair Housing Choice for Weber County by University of Utah, Ogden City has a very high share of rental units. Countywide about 28% of occupied units are rental; whereas, Ogden has 42% rental units.[2] This area has an above average number of vacant units compared with the overall City average. Homeownership can lead to improved housing conditions. 3 Priority Need Name INCREASE THE SUPPLY OF DECENT AFFORDABLE HOUSING Priority Level High Population Low Moderate Middle Large Families Families with Children Elderly Geographic Areas Affected NEIGHBORHOOD REVITALIZATION STRATEGY AREA (NRSA) EAST CENTRAL REVITALIZATION AREA ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 135 OMB Control No: 2506-0117 (exp. 07/31/2015) Associated Goals Increase the supply of decent affordable housing Description The goal is to transform vacant land or dilapidated housing units to quality and affordable housing units. Basis for Relative Priority The East Central and Central Business District neighborhoods contain areas of underutilized or vacant areas in the center of city blocks. These vacant areas typically lack public infrastructure in the form of roads and utilities that would facilitate their development. The issues associated with vacant lots and infill housing is complex and often requires a partnership between the public and private sectors to develop strategies for specific properties. The City’s infill housing program provides the coordinating support to bring together private, federal and local resources needed to create new affordable housing units or rehabilitate deteriorating housing stock. 4 Priority Need Name HOMELESSNESS CONTINUUM OF CARE Priority Level Low Population Chronic Homelessness Individuals Families with Children veterans Geographic Areas Affected OGDEN CITY-WIDE Associated Goals Homelessness (Continuum of Care) Description Support agencies and non-profit providers that offer services to the homeless. Basis for Relative Priority Comments received from the Priority Needs Survey and during the ConPlan public outreach efforts identify homelessness services are a priority need. The City collaborates with local agencies that receive Emergency Shelter Grant funds and has collaborated efforts with Utah Division of Workforce Services and Weber State University to address community needs. The City places a priority on the awarding of funds from the Weber County Homeless Charitable Trust fund to local homeless service providers. ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 136 OMB Control No: 2506-0117 (exp. 07/31/2015) 5 Priority Need Name CREATE A SUITABLE LIVING ENVIRONMENT Priority Level High Population Extremely Low Low Moderate Middle Geographic Areas Affected NEIGHBORHOOD REVITALIZATION STRATEGY AREA (NRSA) EAST CENTRAL REVITALIZATION AREA Associated Goals Improve the safety and appearance of neighborhoods Description Promote neighborhood safety and enhance neighborhoods to create a suitable living environment. Basis for Relative Priority There are numerous vacant structures in the City. Most are structurally sound and are candidates for rehabilitation. Others are in extreme state of deterioration with the only viable option being demolition of the structure. Property owners often need assistance to demolish unsafe structures. The City’s citizen steering committees place a high priority on improving their communities through the use of code and zoning enforcement and through the elimination of unsafe structures. During ConPlan outreach two neighborhood groups request public improvements in their neighborhoods (Trolley District and Aspen Village in Mt. Lewis neighborhood). Several comments were received from the Priority Needs Survey that identify a high need for public improvements. 6 Priority Need Name JOB CREATION Priority Level High Population Extremely Low Low Moderate Middle Other Geographic Areas Affected NEIGHBORHOOD REVITALIZATION STRATEGY AREA (NRSA) CENTRAL BUSINESS DISTRICT ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 137 OMB Control No: 2506-0117 (exp. 07/31/2015) Associated Goals Job Creation Description Increase economic opportunities through the creation or retention of permanent jobs. Basis for Relative Priority The growth of small businesses to create jobs is needed to expand the economic base in the NRSA. Available funding is not sufficient to meet the needs of those requesting financial assistance to start-up or grow a business in the NRSA. The area lacks lenders willing to risk lending to some NRSA business owners or potential NRSA business owners. More comments were received from the Priority Needs Survey regarding the need for job creation than any other need. 7 Priority Need Name BUSINESS COUNSELING Priority Level High Population Extremely Low Low Moderate Middle Non-housing Community Development Geographic Areas Affected OGDEN CITY-WIDE Associated Goals Business Counseling - Public Services Description Provide a public service to attract new business start-ups and improve the business success rate in Ogden. Basis for Relative Priority NRSA residents are disconnected by location to the business counseling services provided at Weber State University (located on the city’s east bench). Ogden City’s Business Information Center (BIC) has filled this gap. The BIC is located in the CBD and addresses the needs of NRSA residents that are motivated and capable to start a business downtown. More comments were received prioritizing job creation and business development than any other category of the Priority Needs Survey. Business counseling provides the resources needed to encourage business success rate. ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 138 OMB Control No: 2506-0117 (exp. 07/31/2015) 8 Priority Need Name CREATE GREATER ACCESS TO CAPITAL Priority Level High Population Extremely Low Low Moderate Middle Non-housing Community Development Geographic Areas Affected NEIGHBORHOOD REVITALIZATION STRATEGY AREA (NRSA) CENTRAL BUSINESS DISTRICT Associated Goals Create greater access to capital Description Increase access to capital to struggling, growing, or newly emerging businesses Basis for Relative Priority Funding is needed for businesses opening or expanding in the Central Business District. Starting businesses and growing businesses often lack lending capacity and limited funding resources are available to meet their needs. More public comments were received prioritizing Job creation and business development than any other category, emphasizing the need to target funding to addressing the needs of the Central Business District. 9 Priority Need Name STIMULATE ECONOMIC GROWTH Priority Level High Population Extremely Low Low Moderate Middle Non-housing Community Development Geographic Areas Affected NEIGHBORHOOD REVITALIZATION STRATEGY AREA (NRSA) EAST CENTRAL REVITALIZATION AREA CENTRAL BUSINESS DISTRICT OGDEN CITY-WIDE TRACKLINE EDA Associated Goals Stimulate economic growth ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 139 OMB Control No: 2506-0117 (exp. 07/31/2015) Description Support the expansion of CBD’s economic base by developing underutilized properties, providing financial assistance, removing blight, or job creation/retention activities. Revitalize the Trackline EDA through the development of Ogden Business Exchange commercial, light industrial park. Basis for Relative Priority A top priority need is to facilitate and stimulate capital investment in Central Business District and to remove slum and blight and/or to promote job creation/retention activities. Funding is needed to undertake large scale projects such as construction of new structures on vacant land, improvements to commercial structures, or reconstruction of blighted or deteriorating buildings. Some CBD buildings have been vacant for years and are needing rehabilitation. Funds will be used to contribute to and to enhance the viability of Ogden’s economic base. The top rated priority need identified from the Priority Needs Survey was to attract and retain enterprises that strengthen Ogden's economic base. The Ogden Business Exchange Project will create over 100 jobs, will remove slum and blight and will revitalize a distressed area. Narrative (Optional) ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 140 OMB Control No: 2506-0117 (exp. 07/31/2015) SP-30 Influence of Market Conditions – 91.215 Influence of Market Conditions Affordable Housing Type Market Characteristics that will influence the use of funds available for housing type Tenant Based Rental Assistance (TBRA) The Ogden Housing Authority administers the Section 8 voucher program through HUD for Ogden City. Demand for this program far exceed the supply of vouchers. TBRA for Non- Homeless Special Needs See above description. The TBRA program is intended to assist low-income residents who may or may not be with special needs. New Unit Production New Unit Production Market factors influencing development of new housing units include: Cost of land; cost of infrastructure improvements required for development of land; development impact fees; construction requirements; and general economic conditions, including income and employment levels and market interest rates. CDBG funds can be used to assist in certain development costs for construction of new affordable housing, along with HOME funds to assist in construction costs. New unit production projects may be city- wide while targeting production of new housing units for different levels of income within the East Central community. The City partners with Utah Non- Profit Housing Corporation (a CHDO), Ogden Housing Authority for CROWN projects and Habitat for Humanity to construct and/or rehabilitate affordable housing units with HOME CHDO and CDBG funds. Rehabilitation Market factors influencing the rehabilitation of housing include: age of housing stock; general economic conditions, including income and employment levels as factors which affect whether homeowners repair their homes or not; positive rate of return; presence of lead-based paint or meth contamination, and market interest rates. CDBG and HOME funds can be used to assist. Acquisition, including preservation Market conditions influencing acquisition, including preservation, are: age and condition of structure, cost of land, cost of infrastructure improvements required for development of land and positive rate of return. Table 51 – Influence of Market Conditions ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 141 OMB Control No: 2506-0117 (exp. 07/31/2015) Table 52 - Deficit or Gap of Affordable Housing by City in Weber County Extremely Low Income Very Low Income Low Income Roy City 566 865 1,282 Plain City 88 163 249 Hooper 98 186 294 Washington Terrace 141 -27 65 West Haven 117 174 174 North Ogden 329 478 782 Ogden 177 -2,313 -1,861 South Ogden 320 317 479 Pleasant View 141 181 255 Unincorporated 145 265 344 TOTAL 2,123 288 2,031 Table 53 - Deficit or Gap of Affordable Housing by City in Weber County ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 142 OMB Control No: 2506-0117 (exp. 07/31/2015) Ogden Living Wages 2014 ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 143 OMB Control No: 2506-0117 (exp. 07/31/2015) SP-35 Anticipated Resources - 91.215(a)(4), 91.220(c)(1,2) Introduction The City of Ogden receives federal funds through the U.S. Department of Housing and Urban Development on an annual basis. During the first program year of this Five Year Consolidated Plan 2016-2020, the City expects to receive $955,708 Community Development Block Grant Entitlement and approximately $300,000 in Program Income (PI) and $320,939 HOME Partnerships Investment Grants Entitlement and approximately $77,000 PI annually. Anticipated Resources Program Source of Funds Uses of Funds Expected Amount Available Year 1 Expected Amount Available Reminder of ConPlan $ Narrative Description Annual Allocation: $ Program Income: $ Prior Year Resources: $ Total: $ CDBG public - federal Acquisition, Admin and Planning, Economic Development, Housing, Public Improvements, Public Services, 958,923 316,281 2,606,641 3,881,845 5,035,692 Expected amount available assumes similar annual entitlement allocation and similar CDBG Program Income each year. 1.34 million Sec 108 carryover. ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 144 OMB Control No: 2506-0117 (exp. 07/31/2015) Program Source of Funds Uses of Funds Expected Amount Available Year 1 Expected Amount Available Reminder of ConPlan $ Narrative Description Annual Allocation: $ Program Income: $ Prior Year Resources: $ Total: $ HOME public - federal Acquisition, Homebuyer assistance, Homeowner rehab, Multifamily rental new construction, Multifamily rental rehab, New construction for ownership 320,939 77,464 257,455 655,858 1,757,664 Expected amount available assumes a similar HOME Entitlement allocation and similar yearly HOME program income amount for the remaining four years. Table 54 - Anticipated Resources Explain how federal funds will leverage those additional resources (private, state and local funds), including a description of how matching requirements will be satisfied CDBG and HOME funds are used to leverage other public and private funds. The City utilizes several approaches to leveraging HUD funds. The City has partnered with HUD to focus resources in an Asset Control Area (ACA) which leverages private dollars, as well as, federal funds to rehabilitate Ogden's distressed and vacant housing in the East Central neighborhood. The Home Exterior Loan Program (HELP) utilizes City General Funds to rehabilitate housing city-wide without income or geographic restrictions. Infill housing projects, such as the 2300 Fowler project, partner with Utah Housing Corporation and Utah Non-profit Housing Corporation to develop new, affordable housing units in Ogden. The City's Rental Rehabilitation Loan program often is used as gap financing for rental property owners that need assistance in rehabilitating rental units for LMI households. ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 145 OMB Control No: 2506-0117 (exp. 07/31/2015) If appropriate, describe publically owned land or property located within the jurisdiction that may be used to address the needs identified in the plan There are three programs funded in the Consolidated Plan which include the use of publicly owned land: 1. the Infill Housing Program which includes the City purchasing either vacant land or deteriorated properties for the purpose of developing new housing units; 2. Quality Neighborhoods, which utilizes the HUD Asset Control Area program and includes the purchase of HUD-foreclosed properties to be rehabilitated and sold to LMI persons; and may use CDBG or HOME funds to purchase from property owners either vacant or deteriorating properties, which will be developed into decent affordable housing units and sold to LMI Persons; 3. The Ogden Business Exchange Project, the City has strategically assembled land in the Trackline EDA, for a large-scale commercial / light industrial park development project, called the Ogden Business Exchange Project. Discussion ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 146 OMB Control No: 2506-0117 (exp. 07/31/2015) ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 147 OMB Control No: 2506-0117 (exp. 07/31/2015) SP-40 Institutional Delivery Structure – 91.215(k) Explain the institutional structure through which the jurisdiction will carry out its consolidated plan including private industry, non-profit organizations, and public institutions. Responsible Entity Responsible Entity Type Role Geographic Area Served OGDEN Government Economic Development Homelessness Non-homeless special needs Ownership Planning neighborhood improvements public facilities public services Jurisdiction Ogden Housing Authority PHA Public Housing Jurisdiction Utah Non-Profit Housing Corporation CHDO Ownership Rental Jurisdiction Utah Balance of State Homeless Coordinating Council Continuum of care Homelessness Region Table 55 - Institutional Delivery Structure Assess of and Gaps in the Institutional Delivery System The city of Ogden, Community and Economic Development Department has demonstrated a history of improving the overall quality of life for Ogden residents through the effective management of federal grant programs and direct implementation of revitalization programs. The Community Development Division of Ogden City is the Lead Agency responsible for administering programs covered by the 2016- 2020 ConPlan and associated Annual Action Plans. The institutional structure through which the quality of affordable housing options have increased for Ogden residents is stronger today than in the past. There are more outreach efforts by both the City and the private sector to find ways to coordinate efforts and resources to address the need for quality affordable housing. While there are substantial in the system for job creation and improving the quality of housing in Ogden, gaps and weaknesses exist. Weaknesses include the lack of availability of funds for infrastructure investments for large-scale affordable housing developments and rehabilitation initiatives. The City is currently seeking alternative resources for funding additional housing rehabilitation programs. ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 148 OMB Control No: 2506-0117 (exp. 07/31/2015) Specific actions taken to strengthen, coordinate and integrate the delivery system for affordable housing and economic development efforts in Ogden City includes:  Engage private sector parties in planning efforts  Dialogue with all housing providers to coordinate services and leverage private and public funds  Support Utah Development Agency  Strengthening partnerships with neighboring cities, County, State and HUD  Pursue private resources to increase flexibility in the delivery of Job creation and affordable housing programs. Availability of services targeted to homeless persons and persons with HIV and mainstream services Homelessness Prevention Services Available in the Community Targeted to Homeless Targeted to People with HIV Homelessness Prevention Services Counseling/Advocacy X X X Legal Assistance Mortgage Assistance Rental Assistance X X X Utilities Assistance X Street Outreach Services Law Enforcement Mobile Clinics X X Other Street Outreach Services X X Supportive Services Alcohol & Drug Abuse X Child Care X Education X X Employment and Employment Training X X X Healthcare X HIV/AIDS X Life Skills X X Mental Health Counseling X X X Transportation X X X Other Table 56 - Homeless Prevention Services Summary ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 149 OMB Control No: 2506-0117 (exp. 07/31/2015) Describe how the service delivery system including, but not limited to, the services listed above meet the needs of homeless persons (particularly chronically homeless individuals and families, families with children, veterans and their families, and unaccompanied youth) As cited throughout, the Weber County Homeless Coordinating Committee The Housing Opportunities for Persons with AIDS (HOPWA) Program is the only Federal program dedicated to the housing needs of persons living with HIV/AIDS and their families. The HOPWA funds are appropriated annually through the U.S. Department of Housing and Urban Development (HUD) by formula to eligible states that meet the minimum number of cumulative AIDS cases. As an eligible state (grantee), the State of Utah receives a HOPWA formula grant, administered by the State Community Services Office (SCSO), Housing and Community Development Division, Department of Workforce Services. The HOPWA Program aims to assist HOPWA eligible households to: Increase access to healthcare and other supportive services necessary to focus on managing their disease, Avoid becoming homeless while facing severe challenges in meeting personal and medical needs in addition to their housing costs, Gain more stability, continue case management and have better health options Describe the and gaps of the service delivery system for special needs population and persons experiencing homelessness, including, but not limited to, the services listed above The Weber County Homeless Coordinating Council takes the lead to coordinate efforts among the Ogden area Continuums of Care (CoC) members on an ongoing basis. City staff and administration are very active in CoC meetings and attend regularly to stay connected to community needs and offer information and support. The City participates in Continuum of Care meetings, and supports the Homeless Management Information System (HMIS) and CoC funding priorities. brings together CoC providers for discussions and sharing information to identify gaps in the CoC in Weber County. This leads to identifying available resources and efforts to fund specific initiatives. Utah has a robust plan for ending chronic homelessness and has directed several resources to this end. In addition to supporting housing subsidy, supportive service gaps are increasing as funding is diminishing. Through the efforts of the state engaging national leaders, Utah has implemented a point in time count method whereby homeless persons are not only counted, but named and surveyed for services. This applies to all sub-populations of homeless persons and allows for a more direct matching of resource to need. Several Ogden agencies provide supportive services to homeless families in innovative ways through utilization of the Temporary Assistance for Needy Families (TANF) program awards from the state of Utah Division of Workforce Services and through coordinating rapid rehousing dollars from both the CoC and ESG programs. Both veterans and unaccompanied youth will be addressed as part of a strategic planning effort among CoCs and the State Community Services Office. Collaborations with the VA Homeless Services Office and youth services providers facilitate better identification and assessment of both of ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 150 OMB Control No: 2506-0117 (exp. 07/31/2015) these subpopulations. In addition, the City coordinates with, and supports, various homeless prevention efforts for persons at imminent risk of homelessness. Provide a summary of the strategy for overcoming gaps in the institutional structure and service delivery system for carrying out a strategy to address priority needs The Weber County Homeless Coordinating Council takes the lead to coordinate efforts among the Ogden area Continuums of Care (CoC) members on an ongoing basis. City staff and administration are very active in CoC meetings and attend regularly to stay connected to community needs and offer information and support. The City participates in Continuum of Care meetings, and supports the Homeless Management Information System (HMIS) and CoC funding priorities. brings together CoC providers for discussions and sharing information to identify gaps in the CoC in Weber County. This leads to identifying available resources and efforts to fund specific initiatives. ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 151 OMB Control No: 2506-0117 (exp. 07/31/2015) SP-45 Goals Summary – 91.215(a)(4) Goals Summary Information Sort Order Goal Name Start Year End Year Category Geographic Area Needs Addressed Funding Goal Outcome Indicator 1 Improve the quality of housing stock 2015 2016 Affordable Housing EAST CENTRAL REVITALIZATION AREA OGDEN CITY-WIDE Improve the quality of housing stock CDBG: $239,803 HOME: $252,877 Rental units rehabilitated: 4 Rental Housing Units every other year; Homeowner Housing Rehabilitated: 17 Household Housing Unit 2 Expand homeownership opportunities 2015 2016 Affordable Housing OWN IN OGDEN TARGET AREA Expand homeownership opportunities HOME: $250,000 Direct Financial Assistance to Homebuyers: 45 Households Assisted 3 Increase the supply of decent affordable housing 2015 2016 Affordable Housing NEIGHBORHOOD REVITALIZATION STRATEGY AREA (NRSA) Improve the quality of housing stock Increase the supply of decent affordable housing CDBG: $930,000 HOME: $113,141 Homeowner Housing Added: 4 Household Housing Unit Other: 1 Other (CHDO Project) every other year 4 Homelessness (Continuum of Care) 2015 2016 Homeless Homelessness Continuum of Care Other: 1 Other ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 152 OMB Control No: 2506-0117 (exp. 07/31/2015) Sort Order Goal Name Start Year End Year Category Geographic Area Needs Addressed Funding Goal Outcome Indicator 5 Improve the safety and appearance of neighborhoods 2015 2016 Non-Housing Community Development NEIGHBORHOOD REVITALIZATION STRATEGY AREA (NRSA) OGDEN CITY-WIDE Create a suitable living environment CDBG: $462,000 Public Facility or Infrastructure Activities other than Low/Moderate Income Housing Benefit: 250 Persons Assisted Buildings Demolished: 1 Buildings every other year 6 Job Creation 2015 2016 Non-Housing Community Development NEIGHBORHOOD REVITALIZATION STRATEGY AREA (NRSA) OGDEN CITY-WIDE Job Creation CDBG: $400,000 Jobs created/retained: 8 Jobs 7 Business Counseling - Public Services 2015 2016 Non-Housing Community Development NEIGHBORHOOD REVITALIZATION STRATEGY AREA (NRSA) CENTRAL BUSINESS DISTRICT Business Counseling CDBG: $55,000 Businesses assisted: 500 Businesses Assisted 8 Create greater access to capital 2015 2016 BUSINESS DISTRICT BLIGHT AREA CENTRAL BUSINESS DISTRICT Create greater access to capital CDBG: $0 HOME: $0 Businesses assisted: 10 Businesses Assisted ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 153 OMB Control No: 2506-0117 (exp. 07/31/2015) Sort Order Goal Name Start Year End Year Category Geographic Area Needs Addressed Funding Goal Outcome Indicator 9 Stimulate economic growth 2015 2016 Non-Housing Community Development NEIGHBORHOOD REVITALIZATION STRATEGY AREA (NRSA) CENTRAL BUSINESS DISTRICT OGDEN CITY-WIDE TRACKLINE EDA Stimulate economic growth CDBG Sec 108: 1,340,000 CDBG: $200,000 Jobs created/retained: 40 Jobs (OBE) Businesses assisted: 2 Businesses Assisted Table 57 – Goals Summary Goal Descriptions ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 154 OMB Control No: 2506-0117 (exp. 07/31/2015) ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 155 OMB Control No: 2506-0117 (exp. 07/31/2015) 1 Goal Name IMPROVE THE QUALITY OF HOUSING STOCK Goal Description The Quality Neighborhoods Strategy is designed to be flexible to address the specific needs of block groups within the NRSA. The City may purchase vacant lots to construct new housing, or purchase vacant, or dilapidated housing units to rehabilitate and then sell to a low mod income family. The Quality Neighborhoods Program implements an Asset Control Area (ACA) Program. The ACA program purchases abandoned HUD-foreclosed homes and undertakes the substantial rehabilitation needed to bring the homes to housing and quality standards. The city has secured a private line of credit to purchase HUD-foreclosed, vacant homes. HOME and CDBG funds are used to make the substantial rehabilitation needed to transform these abandoned or substandard homes to quality affordable housing options for low to moderate income persons. In addition, Quality Neighborhoods includes a Purchase/Rehab/Resale program - the city purchases homes for rehab that are located in areas which strategically enhance revitalization efforts for the area. The Emergency Home Repair Program improves the quality of housing units and extends the life of the properties while contributing to overall improvement of the neighborhood. The program is available to all program-qualified low-income owner-occupied property owners within the city limits of Ogden. The emergency assistance alleviates threatening conditions that could force the owner occupants into homelessness because of impending conditions such as electrical and plumbing hazards, failure of the heating system, fire hazards, structural failure, leaking roofs, and/or natural disasters. The Rental Rehab Program provides loans to rental property owners to maintain decent, safe and sanitary rental units. Landlords must agree to HUD Fair Market Rents and to rent to LMI persons. ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 156 OMB Control No: 2506-0117 (exp. 07/31/2015) 2 Goal Name EXPAND HOMEOWNERSHIP OPPORTUNITIES Goal Description The Own In Ogden program provides zero percent interest, deferred payment down payment assistance loan to low to moderate income households. The Own In Ogden Program promotes homeownership with the goal of stabilizing neighborhoods and improving housing, as more people move from renting to owning a home, To encourage successful homeownership experiences, the city requires homebuyers to attend a homebuyer education class. The purpose of the class is to educate prospective homebuyers with curriculum including finding a home you can afford, working with realtors, budgeting, the home buying process, negotiation, and home maintenance. Participants are required to complete Homebuyer Education classes before purchasing a home using the Own In Ogden HOME- funded down payment assistance. 3 Goal Name INCREASE THE SUPPLY OF DECENT AFFORDABLE HOUSING Goal Description Infill Housing Program - transforming vacant land or substandard housing units to quality affordable housing. The East Central and Central Business District neighborhoods contain large expanses of underutilized or vacant areas in the center of city blocks. These vacant areas typically lack public infrastructure in the form of roads and utilities that would facilitate their development. The issues associated with vacant lots and infill housing is complex and often requires a partnership between the public and private sectors to develop strategies for specific properties. The City’s Infill program provides the coordinating support to bring together private, federal and local resources needed to create a broad range of housing types available to LMI and above LMI households to revitalize the NRSA. Projects use vacant land, replace deteriorating housing stock and/or under-utilized properties. The city may partner with Utah Nonprofit Housing Corporation, utilizing HOME CHDO funds to complete projects. Community Housing Development Organization - Support construction of new housing units and/or rehabilitation of housing units. Gap financing to Utah Non- Profit Housing Corporation, Ogden’s certified Community Housing Development Organization (CHDO) to assist in the construction or rehabilitation of single-family (renter or owner) and/or multifamily housing. The City utilizes the HOME Program’s 15% CHDO funding to fund a CHDO in the construction or rehab of affordable housing units in Ogden. ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 157 OMB Control No: 2506-0117 (exp. 07/31/2015) 4 Goal Name HOMELESSNESS (CONTINUUM OF CARE) Goal Description Support Weber County Homeless Charitable Trust Fund – the sole purpose and mission is to support non-profit homeless prevention and service providers through the granting of funds. Grants are offered to homeless service providers through a competitive bid process, special attention is given to programs that encourage the efficient use of existing resources through partnership and collaboration. Participate in Weber County Homeless Coordinating Council - The City is actively involved in the One City official and one staff attend meetings to offer support. The meets to ensure the effective implementation of homelessness prevention and services at a county-wide level. is a member of the Utah Balance of State Homeless Coordinating Committee. 5 Goal Name IMPROVE THE SAFETY AND APPEARANCE OF NEIGHBORHOODS Goal Description Target Area Public Improvements – Enhance neighborhoods to create a suitable living environment. Implement public improvement projects that repair deteriorating and inadequate streets, curbs and infrastructure to support improved quality of life. Demolition Loan Program to promote neighborhood safety. There are numerous vacant structures in the city. Most are structurally sound and are candidates for rehabilitation. Others are in extreme state of deterioration with the only viable option being demolition of the structure. A CDBG-funded demolition loan program offers a 0% interest, deferred payment loan to property owners to provide the financial assistance needed to demolish unsafe structures. 6 Goal Name JOB CREATION Goal Description Small Business Loan Program – Direct financial assistance to businesses. The growth of small businesses to create jobs is needed to expand the NRSA’s economic base. Available funding is not sufficient to meet the needs of those requesting financial assistance to start-up or grow a business in the NRSA. The area lacks lenders willing to risk lending to NRSA business owners or potential NRSA business owners. The Small Business Loan program provides a maximum of $90,000 of CDBG in lower-than-market interest rate loans. The program targets assisting businesses located in the NRSA’s Central Business District. ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 158 OMB Control No: 2506-0117 (exp. 07/31/2015) 7 Goal Name BUSINESS COUNSELING - PUBLIC SERVICES Goal Description Business Information Center – business counseling to increase rate of survival for small businesses. NRSA residents are disconnected by location to the business counseling services provided at Weber State University (located on the city’s east bench). Ogden City’s Business Information Center (BIC) has filled this gap. The BIC is located in the CBD and addresses the needs of NRSA residents that are motivated and capable to start a business downtown. 8 Goal Name CREATE GREATER ACCESS TO CAPITAL Goal Description Financial support is needed to grow businesses, thereby, supporting the economic development in the community. In Ogden, the young low-mod income (LMI) person and more deeply entrenched LMI make up over 70% of the population. To assist this sector of the population, Ogden City facilitated the creation of the Ogden Reinvestment Corporation (ORC) in 2009 and was recertified as a Community Development Financial Institution (CDFI) in 2013. This designation allows Utah CDFI to apply for and potentially receive millions of dollars from the U.S. Department of Treasury to fund small and micro business loans. In 2015, ORC will partner with Utah Center for Neighborhood Stabilization to become Utah CDFI, which will serve the entire state of Utah. Ogden City will create Wasatch Community Funding, licensing under Utah CDFI, to provide financial assistance to the greater Ogden and Weber County area. Loan Loss Guaranty Program – create greater access to capital through direct financial assistance to businesses. CDBG funds are to be used to build lending capacity for targeted projects within the Central Business District. Each business meeting CDBG qualifications is lent a reserve amount which is escrowed to the borrower’s benefit to create better loan coverage ratios. The funds are designed to help extend the borrowers security while reducing the risk exposure to a loan through the creation of a reserve. It will allow larger loans than under the current Small Business Loan Program. The Loan Loss Guaranty (LLG) program will magnify job creation by creating greater loan capacity. It will begin to offset decreasing amounts available through the existing program. ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 159 OMB Control No: 2506-0117 (exp. 07/31/2015) 9 Goal Name Stimulate economic growth Goal Description Support the development of underutilized properties in the CBD and Trackline EDA, providing opportunities to expand the City’s economic base, stimulate business growth, remove blight and/or encourage job creation. Central Business District (CBD) Revitalization Program – supports business growth for job creation or removal of blight. The CBD Revitalization program is intended to facilitate and stimulate capital investment in Central Business District and to remove slum and blight and/or to promote job creation/retention activities. The funds may be used for construction of new structures on vacant land, refinancing, improvements to commercial structures, reconstruction of blighted or deteriorating buildings or slum and blight removal. Funds will be used to contribute to and to enhance the viability of Ogden’s economic base. Ogden Business Exchanged project - develops the stockyards and surrounding parcels into a business / light manufacturing commercial park, creating over 100 jobs. Estimate the number of extremely low-income, low-income, and moderate-income families to whom the jurisdiction will provide affordable housing as defined by HOME 91.315(b)(2) The City of Ogden will assist extremely low-income, low-income and moderate income families as defined by HUD's income limits in the next five years by providing - FIVE YEAR GOALS:  225 Low to Moderate Income (LMI) persons with down payment assistance through the Own In Ogden Program.  40 extremely-low to low-income households with emergency home repairs utilizing the Emergency Home Repair Program.  60 LMI households will be assisted in purchasing decent, qualify, newly renovated, affordable housing units funded by the Quality Neighborhoods Program.  8 LMI households will be assisted to purchase a newly constructed home from Infill Housing projects funded by CDBG, HOME and/or Community Development Housing Organization (CHDO) funding.  NRSA residents in Census Tracts 2008, 2009, 2011, 2012, 2013.01 and/or 2013.02 will benefit from public improvements projects  40 Full-Time Equivalent (FTE) new jobs will created or retained from the Small Business Loan Program.  2,500 persons will receive business counseling as a public service from the Business Information Center (BIC).  100 full-time equivalent jobs and slum and blight removal will assist the community through the Ogden Business Exchange Project. ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 160 OMB Control No: 2506-0117 (exp. 07/31/2015) SP-50 Public Housing Accessibility and Involvement – 91.215(c) Need to Increase the Number of Accessible Units (if Required by a Section 504 Voluntary Compliance Agreement) The Housing Authority is not under a Section 504 Voluntary Compliance Agreement. Activities to Increase Resident Involvements The Housing Authority has a Resident Advisory Board (RAB) that meets regularly. The RAB is comprised of clients/tenants served by the agency. The purpose of a RAB is to act in an advisory capacity to the OHA’s annual plan and encouraged to express/voice the concerns of the tenants and to make suggestions to management. In addition to the RAB, the OHA has one Board of Commissioner seat designated for a tenant/client served by the agency. The Housing Authority will post Public Notice of Meetings relating to changes that will affect tenants. Is the public housing agency designated as troubled under 24 CFR part 902? No Plan to remove the ‘troubled’ designation No, the Agency is not designated as troubled. ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 161 OMB Control No: 2506-0117 (exp. 07/31/2015) SP-55 Barriers to affordable housing – 91.215(h) Barriers to Affordable Housing During the ConPlan planning process, the City undertook an Analysis of Impediments to Fair Housing Choice with the assistance of Consultant University of Utah, BEBR & James Wood. The following impediments have been identified for Ogden City: 1. Uneven Fair Housing infrastructure - Fair Housing brochures, webpage and materials are printed only in English, limiting the available of Fair Housing to non-English speaking persons. 2. Deteriorating Quality of Housing Inventory - Ogden's housing stock is aging. This along with the prevalence of low incomes and minority concentrations in the NRSA, presents the challenge of deferred maintenance and deteriorating quality of housing stock. Two NRSA Census Tracts (2009 and 2012) particularly, are disproportionately occupied by minorities and persons living in poverty. 3. Disproportionate Impact from Good Landlord Program - This program is intended to improve the quality of rental housing in Ogden. The program may disproportionately negatively, impact protected classes by "refuse to rent to applicants with certain criminal backgrounds." Although not intended to discriminate against protected classes, if minorities disproportionately have criminal backgrounds the Good Landlord program could be deemed a violation of the Fair Housing Act. 4. Lack of familiarity of Fair Housing Act by landlords - The number of disabled individuals in Weber County is estimated at 23,000 individuals, about 11% of the population. Under the Fair Housing Act housing providers must make “reasonable accommodations in rules, policies, practices, or services when such accommodations may be necessary to afford a person with a disability the equal opportunity to use and enjoy a dwelling.” Many of the landlords who are renting homes are not aware of the full implications of the Fair Housing Act and the “reasonable accommodations” provision. The Fair Housing infrastructure has not systematically addressed the education of landlords regarding “reasonable accommodations". 5. Lack of familiarity of local building inspection officers with the International Building Code (IBC) and the federally assisted multi-family housing requirements can impact fair housing choice for disabled individuals. IBC and federal requirements mandate a percentage of multi-family units as accessible. Developers have completed apartment projects not in compliance, which were allowed due to an oversight by the building inspector. 6. High Denial Rates for Mortgage Loans to Hispanics - The significantly higher denial rates for home mortgages for Hispanics suggests a financial impediment to fair housing choice for Hispanics and all minorities. Denial rates for Hispanics in Ogden are twice as high as denial rates for whites even after adjusting for income. Furthermore, if a Hispanic household receives loan approval that household is nearly two times as likely to have a high interest loan as a white household. Although the AI is inconclusive to determine that Hispanics are subject to discrimination based on ethnicity ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 162 OMB Control No: 2506-0117 (exp. 07/31/2015) in mortgage lending in Ogden, the City will take steps to encourage fair housing choice in mortgage lending in Ogden. Strategy to Remove or Ameliorate the Barriers to Affordable Housing Using data and conclusions from the Weber County Regional Analysis of Impediments to Fair Housing Equity Assessment, May 2014 by Jim Wood and Lotus Development Institute, the City has identified impediments to fair housing choice for protected classes as well as identified policies and practices that worsen or lessen the impediments to fair housing choice. From this analysis the city has developed these strategies and action plans to mitigate impediments and "affirmatively further fair housing" in Ogden. ACTIONS ITEMS 1. Develop and implement strategies to provide Fair housing information in Spanish and English. 2. Improve the city’s services to Limited English Proficiency (LEP) residents. 3. Continue targeting resources to improving the condition of housing in the NRSA. 4. Partner with local lenders and non-profit groups to expand CED’s access to funding to improve the quality of housing in the RCAP and NRSA. 5. Continue to partner with HUD’s ACA program to improve the quality of housing in Ogden’s high minority and high poverty East Central neighborhood. 6. Work towards providing additional housing options, and when possible, develop new quality housing available to LMI and moderate income households in the NRSA to provide more price diversity and desegregate the concentration of poverty. 7. Re-evaluate the Good Landlord Program to determine if it is too restrictive and if it is consistent with Utah legislature. 8. Work with state agencies and DLC to promote fair housing educational opportunities. 9. Work with the Utah Apartment Association to improve Fair Housing Choice in Utah. 10. Promote April as Fair Housing Month to increase the public’s awareness of the Fair Housing Act. 11. Providing training opportunities for City employees. 12. Continue requiring participants to attend Homebuyer Education classes. 13. Encourage the DLC to increase Fair Housing testing in Ogden and to include mortgage lending testing based on ethnicity. 14. Review all Own In Ogden homebuyer applications to ensure applicants are not victims of predatory lending. 15. Strengthen partnerships with local lenders and encourage Fair Housing Choice in Ogden. ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 163 OMB Control No: 2506-0117 (exp. 07/31/2015) SP-60 Homelessness Strategy – 91.215(d) Reaching out to homeless persons (especially unsheltered persons) and assessing their individual needs System of homeless services: Homelessness is experienced in a variety of settings, and includes multiple entry points. In Utah, there are various systems of care that provide services to those experiencing homelessness, and assist them in ending their homelessness. The spectrum of housing and outreach services is presented in Figure 4.1 according to shelter, housing and those unsheltered during the 2014 Point-In-Time Count and Housing Inventory. Each of these housing and shelter-based services is combined with a variety of supportive services. Organization of Utah’s efforts: There are several committees across the State that aid in coordinating funding and services to address homelessness in Utah. Three are primary actors statewide; these include: the State Homeless Coordinating Committee (SHCC) chaired by the Lieutenant Governor, the twelve Local Homeless Coordinating Committees (LHCC), chaired by local political leaders, and the three Continua of Care (CoC), which are collaborations of service providers who are mandated by HUD to coordinate homeless housing and service programs. Each of these levels of coordination (state, local and among providers) work on the following: 1. Identifying the need and matching services to that need 2. Coordination across service sectors 3. System-based decision making for programmatic approaches and funding directions 4. Performance measurement and efforts to share information across service sectors Outline of approach to homelessness The following sections outline a broad approach for addressing homelessness in Utah. Areas of focus include: A. Strategic Planning B. Housing C. Supportive Services D. Emergency Services E. Discharge Planning Addressing the emergency and transitional housing needs of homeless persons Shelter Plus Care The OHA's Shelter Plus Care program works in partnership with St. Anne's Center, Weber Human Services, and Tri County Independent Living Center. The Shelter Plus Care program coordinates efforts for chronically homeless individuals. Under this partnership agreement, St. Anne's Center, Weber Human Services, and Tri County Independent Living Center refer those meeting the definition of chronically ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 164 OMB Control No: 2506-0117 (exp. 07/31/2015) homeless to the OHA. The OHA, if a Shelter Plus Care voucher is available, would provide the housing assistance and they would provide case management services the care needed to obtain additional assistance and to have the opportunity needed to transition to permanent housing. The OHA can help up to 20 chronically homeless persons with the Shelter Plus Care program. Helping homeless persons (especially chronically homeless individuals and families, families with children, veterans and their families, and unaccompanied youth) make the transition to permanent housing and independent living, including shortening the period of time that individuals and families experience homelessness, facilitating access for homeless individuals and families to affordable housing units, and preventing individuals and families who were recently homeless from becoming homeless again. The Shelter Plus Care program provides rental assistance linked with case management services. This program is offered to homeless, disabled unaccompanied individuals. This program pulls individuals from a community waiting list that prioritizes individuals based on vulnerability. The program is designed to serve as a bridge until participants have the opportunity to transition to a permanent rental subsidy such as the Housing Choice Voucher Program. The goal of the program is to assist homeless individuals strive for self-sufficiency. The key difference between the Shelter Plus Care Program and the Supportive Housing Bonus Program is that the participant holds the lease on the Shelter Plus Care Program. Help low-income individuals and families avoid becoming homeless, especially extremely low-income individuals and families who are likely to become homeless after being discharged from a publicly funded institution or system of care, or who are receiving assistance from public and private agencies that address housing, health, social services, employment, education or youth needs The Weber Housing Authority Supportive Housing Bonus Program provides rental assistance linked with case management services. This program is offered to high barrier, homeless, disabled unaccompanied individuals. The program pulls individuals from community waiting list that prioritizes individuals based on vulnerability. The program is designed to serve as a bridge until participants have the opportunity to transition to a permanent rental subsidy such as the Housing Choice Voucher Program. The goal of the program is to assist homeless individuals strive for self-sufficiency. The Weber Housing Authority holds the lease on the units. ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 165 OMB Control No: 2506-0117 (exp. 07/31/2015) SP-65 Lead based paint Hazards – 91.215(i) Actions to address LBP hazards and increase access to housing without LBP hazards All housing units that Ogden City assists through renovations or homeownership programs are assessed for LBP and appropriately addressed prior to project completion. A visual assessment, paint testing, or risk assessment is conducted depending on the nature of the federally funded activity. A plan to stabilize the paint hazard is determined prior to continuing the activity. Housing rehabilitation projects undertaken by Ogden City are tested for lead hazards and when appropriate lead reduction activities are conducted. Qualified rental property owners may be eligible for grants to assist with addressing lead-based paint. Safe work practices are used when performing lead hazard reduction or rehabilitation work that disturbs painted surfaces known or assumed to contain lead- based paint. When the work is completed, clearance testing is conducted to confirm that no lead-based paint hazards remain. Demolition - The current regulation provides an exemption from the regulation for an unoccupied dwelling unit or residential property that is to be demolished, provided the dwelling unit or property remains unoccupied through demolition [24 CFR 35.115 Training - Ogden City works to ensure compliance with lead-based paint regulations. A major hurdle has been educating local contractors about licensing, certification requirements and safe work practices. Ogden City is working with the State of Utah’s Department of Environmental Quality and other entitlement cities to coordinate and sponsor additional training. Staff in the Community Development Division will continue to receive training, as needed, to ensure Ogden is meeting the intent of all lead- based paint regulations. Ogden City distributes the lead-based paint hazard brochure “Protect Your Family” to all city program participants that purchase or occupy a pre-1978 housing. Property owners that sell a housing unit with the assistance of a city program are required to disclose, if known, the presence of lead-based paint and provide prospective buyers/occupants with existing documentation on known lead-based paint hazards in the dwelling unit, in accordance with Section 1018 of the Residential Lead-based Paint Hazard Reduction Act of 1992. Written notice is provided to occupants informing them of the results of lead hazard evaluation or reduction activities. Lead based Paint / Own In Ogden Down Payment Assistance Program - All Own In Ogden program applications for properties built prior to 1978 require that the buyer receive notification of lead-based paint hazards and that a visual inspection be performed. If the home has any deficiencies as identified in the EPA Visual Assessment Guidelines, a certified contractor tests the home for lead-based paint. If the test results are positive, the seller is notified of the deficiencies and is instructed to have the deficiencies corrected by a certified contractor. To qualify for the city’s down payment assistance program, the home must pass a follow-up completion inspection by a certified inspector. ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 166 OMB Control No: 2506-0117 (exp. 07/31/2015) How are the actions listed above related to the extent of lead poisoning and hazards? Interim Lead-based Paint Control Methods include: Paint Stabilization. Deteriorated paint can be controlled by stabilizing surfaces and repairing the underlying causes of deterioration, repairing defective surfaces, removing loose paint and applying new paint. Friction and Impact Surface Treatments. Windows, doors, stair treads, and floors, can be treated by re- hanging doors and placing rubber stoppers along the impact surfaces, cushioning window tracks with plastic liners to reduce friction or otherwise ensuring that rubbing of window sashes does not generate leaded dust. Dust Controls. Lead-contaminated dust can be temporarily controlled by cleaning surfaces to reduce dust lead levels. Soil Treatments. Lead-contaminated soil can be controlled by limiting resident access, covering contaminated surfaces with grass, mulch or other appropriate material, and land use controls such as fencing, signs or deterrent landscaping. The extent of Lead poisoning in Ogden is not knows. According to to Utah’s Department of Health, lead poisoning is the most significant and prevalent disease of environmental origin among children living in the United States. Despite considerable knowledge and increased screening and intervention efforts, lead exposures remain prevalent. Environmental lead is a toxic substance that is affecting the growth and development of up to one million U.S. preschool children today, with effects ranging from learning disabilities to death. Lead exposure in young children is particularly hazardous because children absorb lead more readily than adults and many children who are exposed to lead do not exhibit any signs that they have the disease. Blood lead levels (BLLs) as low as 10 mcg/dL have been shown to be associated with behavior and developmental deficit in children. Additional evidence has shown that lead is toxic at even lower levels than previously thought, making it increasingly important for childhood lead poisoning prevention education and awareness. How are the actions listed above integrated into housing policies and procedures? Ogden City CDBG and HOME program policies include provisions for compliance with applicable lead- based paint hazard regulations. ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 167 OMB Control No: 2506-0117 (exp. 07/31/2015) SP-70 Anti-Poverty Strategy – 91.215(j) Jurisdiction Goals, Programs and Policies for reducing the number of Poverty-Level Families The Consolidated Plan is a tool that provides a unifying element to community development activities and ties the anti-poverty strategy, affordable housing, homeless, public housing, rental assistance, and non- housing community development strategies together under one comprehensive plan to improve the quality of life for residents, which includes reducing the number of persons living in poverty in Ogden. Community partners in this effort include residents, faith-based organizations, businesses, private developers, lenders and non-profit service providers. The Community Development Section of the ConPlan drives efforts to the goal of reducing poverty through employment and encouragement of economic growth and development, through the following strategies aimed at achieving this goal: 1. Develop recreation, manufacturing and technology industries. 2. Encourages appropriate growth by improving the competitiveness of existing businesses through business counseling and loaning funds to small businesses. 3. Diversify the economic base by attracting new business. 4. Create jobs by providing businesses access to capital. 5. Encourage greater redevelopment activity in the City. 6. Develop joint public-private investment strategies. The City will continue to support the efforts of Utah Division of Workforce Services’ Temporary Assistance to Needy Families (TANF) Programs, such as Next Generation Kids (anti-poverty program) and Ogden Weber Community Action Partnership (OWCAP) to identify educational, life skills and occupational training needs and provide opportunities for self-empowerment that will enable Low to Moderate Income (LMI) residents to become and continue to be self-sufficient and economically independent. How are the Jurisdiction poverty reducing goals, programs, and policies coordinated with this affordable housing plan Section 3 Ogden City actively works toward providing local residents, to the greatest extent feasible, job opportunities and/or training, from HUD-funded projects (as required by Section 3 of the Housing and Urban Development Act of 1968 [12 U.S.C. 1701u and 24 CFR Part 135]). In partnership with Ogden Housing Authority (OHA), Ogden City has established a Section 3 plan, which includes notifying low- income, public housing residents of job opportunities generated from HUD-funded programs and projects, as required by Section 3. When construction-related jobs are created from HUD funding, then the City sends job announcements to Utah Department of Workforce Services (UDWFS) and to OHA, which then post the announcements at public housing facilities. Hiring contractors are required to give first priority to qualified Section 3 residents when hiring to fill Section 3 jobs. ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 168 OMB Control No: 2506-0117 (exp. 07/31/2015) Housing Quality Issues Issue: The need for overall improvement of the quality of owner-occupied and rental housing in Ogden. Strategies: 1. Ogden’s housing and zoning inspectors take an assertive approach to zoning and housing code violations, concentrating their efforts on inner-city neighborhoods and rental housing. 2. Through the “Good Landlord Program”, rental property owners are required to maintain housing and zoning codes standards to receive significant reductions in licensing fees. 3. OHA works closely with housing and zoning inspectors to assure that all Section 8 clients are living in housing that meets Housing Quality Standards. 4. OWCAP, non-profit organizations and UDWFS will assist low-income households with emergency rental assistance, assuring that their homes are both safe and affordable. 5. Ogden City Emergency Home Repair Program and city partners (Tri-County Weatherization Program, the United Way of Northern Utah, the LDS Church, Interfaith Works and Weber State University) offer programs that assist low income, special needs or disabled households with home repairs in Ogden. Household Self-Sufficiency Issue: Disadvantaged and challenged families and individuals need assistance to reach a level of economic self-sufficiency: Strategies: 1. The OWCAP and the Ogden Weber Applied Technology College provides educational and job- coaching assistance to unemployed and underemployed adults through Career Centers. 2. Ogden City Schools, through a variety of partnerships, provides adult basic education, adult high school, GED programs and English as a Second Language programming. 3. Futures through Training, Inc. provides more than 200 youth annually with intensive life skills training, counseling and job coaching through the Workforce Investment Act program. 4. In Utah, Futures through Training, Inc. provides more than 500 migrant workers and their families with social services assistance and job coaching annually. 5. UDWFS and LDS Employment Services serves more than 10,000 residents with job search and placement services. 6. Collaborate with UDWFS to provide intensive educational and employment assistance to TANF families (i.e. the Next Generation Kids Program). ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 169 OMB Control No: 2506-0117 (exp. 07/31/2015) SP-80 Monitoring – 91.230 Describe the standards and procedures that the jurisdiction will use to monitor activities carried out in furtherance of the plan and will use to ensure long-term compliance with requirements of the programs involved, including minority business outreach and the comprehensive planning requirements Ogden utilizes a systematic method for monitoring the performance and outcome of its CDBG and HOME funded programs. The process of monitoring covers several areas including the application process, the contract period, cash management and the period of affordability. There are four main goals of monitoring: 1. To ensure productivity and accountability 2. To ensure compliance with federal requirements 3. To evaluate organizational and project performance 4. To obtain technical assistance to improve programs To achieve long-term compliance with program requirements, the City monitors its CDBG and HOME funded projects to ensure they meet a national objective and that funds are used for eligible purposes. Internal reviews include evaluating projects for regulatory compliance with environmental review standards, applicability and implementation of Section 3, Fair Housing, Equal Opportunity, Labor Standards, cash management principles, and other applicable regulations. The City has developed plans to assist staff in the effective implementation of HUD funded projects and programs. These include a Minority Business Outreach Plan, a Anti-displacement and Relocation Plan, a Section 3 Plan and an Affirmatively Marketing Fair Housing Plan. The Integrated Disbursement and Information System (IDIS) is managed in the Division of Community Development. This system is another check and balance to assist with program eligibility requirements. IDIS’ main purpose is to track the funding of projects and grant balances. All projects are set up and funded in this system, which then allows the City to drawdown funds from HUD. About six months into the fiscal year, the IDIS System Administrator starts tracking CDBG spending for timeliness to be certain of compliance with the regulatory requirement of having less than 1.5 times the annual grant amount in the line of credit by May 1st. The City has a Grants Administrator position, whose responsibilities include evaluating program performance for compliance with grant fiscal and program requirements. Typically, the Grants Administrator attends HUD training yearly and is assigned to monitor implementation of programs and compliance at a program and an activity level. The grants administrator responsibilities include: accurate and timely submission of required reports (including: HUD 60002 Section 3 Annual Summary Report, ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 170 OMB Control No: 2506-0117 (exp. 07/31/2015) HUD 4710 Labor Standards Enforcement Report and HUD 2516 The Contract and Subcontract Activity Report); IDIS reporting; monitors CDBG and HOME Administration expenditures to ensure administration expenditures are within HUD limits and monitors low to moderate public benefit limits to ensure at least 70% of CDBG activities benefit low to moderate income persons for the certification period and monitors the period of affordability for HOME funded activities. Through the IDIS system, the City has incorporated HUD performance measure guidelines for all CDBG and HOME programs and projects. The ConPlan, Annual Action Plan, Consolidated Annual Performance and Evaluation Reports, and Amendments to these Plans are submitted for review to the Citizen Advisory Committee. The CAC review will include comprehensive planning, budgeting and implementation review. The CAC acts in an advisory capacity to the Community and Economic Development Department. Ogden City audit and quality control procedures are outlined by Government Auditing and Reporting Standards and by Utah State code. Ogden City procedures include an annual audit of financial and reporting activities by an outside auditor, including a "Single Audit" review of federal grants with reports filed with the City administration and appropriate federal agencies. ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 171 OMB Control No: 2506-0117 (exp. 07/31/2015) ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 172 OMB Control No: 2506-0117 (exp. 07/31/2015) ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 173 OMB Control No: 2506-0117 (exp. 07/31/2015) Expected Resources AP-15 Expected Resources – 91.220(c)(1,2) Introduction The City of Ogden receives federal funds through the U.S. Department of Housing and Urban Development on an annual basis. During the first program year of this Five Year Consolidated Plan 2016-2020, the City expects to receive $958,923 Community Development Block Grant Entitlement and approximately $300,000 in Program Income (PI) and $320,939 HOME Partnerships Investment Grants Entitlement and approximately $77,000 PI annually. In the first program year, Fiscal Year 2016 the City expects to carryover $1,340,000 CDBG HUD Section 108 loan funds. Anticipated Resources Program Source of Funds Uses of Funds Expected Amount Available Year 1 Expected Amount Available Reminder of ConPlan $ Narrative Description Annual Allocation: $ Program Income: $ Prior Year Resources: $ Total: $ CDBG public - federal Acquisition, Admin and Planning, Economic Development, Housing, Public Improvements, Public Services 958,923 316,281 2,606,641 3,881,845 5,035,692 Expected amount available assumes similar annual entitlement allocation and similar CDBG Program Income each year. 1.34 million Sec 108 carryover. ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 174 OMB Control No: 2506-0117 (exp. 07/31/2015) Program Source of Funds Uses of Funds Expected Amount Available Year 1 Expected Amount Available Reminder of ConPlan $ Narrative Description Annual Allocation: $ Program Income: $ Prior Year Resources: $ Total: $ HOME public - federal Acquisition, Homebuyer assistance, Homeowner rehab, Multifamily rental new construction, Multifamily rental rehab, New construction for ownership, 320,939 77,464 257,455 655,858 1,757,664 Expected amount available assumes a similar HOME Entitlement allocation and similar yearly HOME program income amount for the remaining four years. Table 58 - Expected Resources – Priority Table Explain how federal funds will leverage those additional resources (private, state and local funds), including a description of how matching requirements will be satisfied CDBG and HOME funds are used to leverage other public and private funds. The City utilizes several approaches to leveraging HUD funds. The City has partnered with HUD to focus resources in an Asset Control Area (ACA) which leverages private dollars, as well as, federal funds to rehabilitate Ogden's distressed and vacant housing in the East Central neighborhood. The Home Exterior Loan Program (HELP) utilizes City General Funds to rehabilitate housing city-wide without income or geographic restrictions. Infill housing projects, such as the 2300 Fowler project, partner with Utah Housing Corporation and Utah Non-profit Housing Corporation to develop new, affordable housing units in Ogden. The City's Rental Rehabilitation Loan program often is used as gap financing for rental property owners that need assistance in rehabilitating rental units for LMI households. ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 175 OMB Control No: 2506-0117 (exp. 07/31/2015) If appropriate, describe publically owned land or property located within the jurisdiction that may be used to address the needs identified in the plan There are three programs funded in the Consolidated Plan which include the use of publicly owned land: 1) the Infill Housing Program which includes the City purchasing either vacant land or deteriorated properties for the purpose of developing new housing units; 2) Quality Neighborhoods, which utilizes the HUD Asset Control Area program and includes the purchase of HUD-foreclosed properties to be rehabilitated and sold to LMI persons; and may use CDBG or HOME funds to purchase from property owners either vacant or deteriorating properties, which will be developed into decent affordable housing units and sold to LMI Persons; 3) The Ogden Business Exchange Project, the City has strategically assembled land in the Trackline EDA, for a large-scale commercial / light industrial park development project, called the Ogden Business Exchange Project. Discussion ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 176 OMB Control No: 2506-0117 (exp. 07/31/2015) Annual Goals and Objectives AP-20 Annual Goals and Objectives Goals Summary Information Sort Order Goal Name Start Year End Year Category Geographic Area Needs Addressed Funding Goal Outcome Indicator 1 Improve the quality of housing stock 2015 2016 Affordable Housing NEIGHBORHOOD REVITALIZATION STRATEGY AREA (NRSA) EAST CENTRAL REVITALIZATION AREA OGDEN CITY-WIDE Improve the quality of housing stock CDBG: $239,803 HOME: $252,877 Homeowner Housing Rehabilitated: 20 Household Housing Unit 2 Expand homeownership opportunities 2015 2016 Affordable Housing OWN IN OGDEN TARGET AREA Expand homeownership opportunities HOME: $250,000 Direct Financial Assistance to Homebuyers: 45 Households Assisted 3 Increase the supply of decent affordable housing 2015 2016 Affordable Housing NEIGHBORHOOD REVITALIZATION STRATEGY AREA (NRSA) EAST CENTRAL REVITALIZATION AREA Increase the supply of decent affordable housing CDBG: $930,000 HOME: $113,141 Homeowner Housing Added: 4 Household Housing Unit CHDO Project: 1 every other year 4 Homelessness (Continuum of Care) 2015 2020 Homeless OGDEN CITY-WIDE Homelessness Continuum of Care Other: 1 Other ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 177 OMB Control No: 2506-0117 (exp. 07/31/2015) Sort Order Goal Name Start Year End Year Category Geographic Area Needs Addressed Funding Goal Outcome Indicator 5 Improve the safety and appearance of neighborhoods 2016 2020 Non-Housing Community Development NEIGHBORHOOD REVITALIZATION STRATEGY AREA (NRSA) OGDEN CITY-WIDE Create a suitable living environment CDBG: $462,000 Public Facility or Infrastructure Activities for Low/Moderate Income Housing Benefit: 50 Households Assisted Buildings Demolished: 1 Buildings 6 Job Creation 2016 2020 Non-Housing Community Development NEIGHBORHOOD REVITALIZATION STRATEGY AREA CENTRAL BUSINESS DISTRICT TRACKLINE EDA Job Creation CDBG: $400,000 Jobs created/retained: 8 Jobs 7 Business Counseling - Public Services 2016 2020 Non-Housing Community Development OGDEN CITY-WIDE Business Counseling CDBG: $55,000 Public service activities other than Low/Moderate Income Housing Benefit: 500 Persons Assisted 8 Stimulate economic growth 2016 2020 Non-Housing Community Development CENTRAL BUSINESS DISTRICT TRACKLINE EDA Stimulate economic growth CDBG: $1,540,000 Jobs created/retained: 10 Jobs Businesses assisted: 1 Businesses Assisted 9 Create greater access to capital 2016 2020 NEIGHBORHOOD REVITALIZATION STRATEGY AREA (NRSA) CENTRAL BUSINESS DISTRICT Other: 1 Other Table 59 – Goals Summary ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 178 OMB Control No: 2506-0117 (exp. 07/31/2015) ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 179 OMB Control No: 2506-0117 (exp. 07/31/2015) Goal Descriptions 1 Goal Name Improve the quality of housing stock Goal Description The Quality Neighborhoods Program, Emergency Home Repair Program and Rental Rehabilitation Loan Program includes rehabilitation of single family housing units, duplexes or triplexes and rehabilitation of rental housing units. 2 Goal Name Expand homeownership opportunities Goal Description Ogden In Ogden program provides down payment assistance to low-to-moderate income persons and supports neighborhood revitalization through homeownership opportunities. 3 Goal Name Increase the supply of decent affordable housing Goal Description The goal of the Infill Housing program is to increase number of quality, and decent and affordable housing units and to facilitate the development of underutilized residential properties and price diverse neighborhoods. In addition to the City's Infill Project, Utah Non-profit Housing Corporation may be constructing new homes with HOME CHDO funding. 4 Goal Name Homelessness (Continuum of Care) Goal Description Support the Weber County Homeless Charitable Trust in administering grants to non-profit homeless providers. Assist non-profit homeless service providers and participate in the Weber County Homeless Coordinating Council which is a member of the Utah Balance of State Homeless Coordinating Committee for the goal of homelessness prevention and the effective, efficient coordination of services to the homeless. 5 Goal Name Improve the safety and appearance of neighborhoods Goal Description Enhance neighborhoods to create a suitable living environment by demolishing unsafe structures and by repairing deteriorating and inadequate streets, curbs and infrastructure to support improved quality of life. The following programs address the goal of creating a suitable living environment: Target Area Public Improvements and Demolition Loan Program. 6 Goal Name Job Creation Goal Description The Small Business Loan Program projects increase economic opportunities through the creation or retention of permanent jobs made available to low-mod income local residents targeted to the NRSA, Business Depot of Ogden (BDO) and Trackline EDA. ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 180 OMB Control No: 2506-0117 (exp. 07/31/2015) 7 Goal Name Business Counseling - Public Services Goal Description Ogden’s Business Information Center (BIC) provides business counseling services to attract new business start-ups and improve the rate of survival of businesses in the NRSA. 8 Goal Name Stimulate economic growth Goal Description The Central Business District Revitalization program uses CDBG funds to develop underutilized properties in the CBD, BDO and/or Trackline EDA and the Ogden Business Exchange Project will develop the Trackline EDA using HUD Section 108 providing opportunities to expand businesses base, stimulate business growth, remove blight and/or create jobs. 9 Goal Name Create greater access to capital Goal Description The Loan Loss Guarantee Program will loan CDBG funds to businesses that require a loan guarantee to create better loan coverage ratios. The creation of Wasatch Community Funding (WCF), licensing under Utah CDFI, is to provide financial assistance to the greater Ogden and Weber County area. Its mission is to provide access to capital that is not available to low to moderate income entrepreneurs. WCF is designed to pool funds from several resources to spread out the risk of lending to less than ideal borrowers. Ogden City sets a high priority in providing the capital needed to support entrepreneurs in starting a business, in creating jobs and in growing their business. ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 181 OMB Control No: 2506-0117 (exp. 07/31/2015) Projects AP-35 Projects – 91.220(d) Introduction The City’s allocation strategy is based on priorities contained in its Consolidated Plan 2016-2020, approved by the City Council and the U.S. Department Housing and Urban Development in 2015. These priorities are summarized in each program section (that is Housing, Homelessness, Anti-Poverty Strategy, Community Development, etc.). Community characteristics and needs are assessed to determine the most effective uses for HUD entitlement funding. In accordance with statutory regulations, over 70% of the City’s CDBG activities will assist very-low to moderate-income persons as defined by HUD. In allocating funds, the City strives to balance several fiscal strategies:  Availability of CDBG and HOME funds.  Overall City Administration and City Council goals and priorities.  Given limited resources, maintain levels of performance to programs that continue to perform well and serve the community.  Public input and recommendations.  Viability of the project.  Additional available resources. Available funds budgeted for AAP FY2016 are targeted to meet the needs of very-low income to- moderate-income residents, including but not limited to public improvements, affirmatively furthering fair housing, business counseling, job creation/retention, business infill, historic preservation, community beautification and neighborhood preservation and/or to alleviate slum and blight conditions within the city. HOME funds can only be used to address eligible housing activities, including down payment assistance, single-family and rental housing rehabilitation and infill projects. Projects # Project Name 1 Business Information Center 2 Central Business District Revitalization 3 Community Housing Development Organization (CHDO) 4 Demolition Loan Program 5 Emergency Home Repair 6 Infill Housing Projects 7 Ogden Business Exchange 8 Own In Ogden 9 Quality Neighborhoods 10 Rental Rehabilitation 11 Small Business Loan Program ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 182 OMB Control No: 2506-0117 (exp. 07/31/2015) # Project Name 12 Target Area Public Improvements 13 Administration Table 60 – Project Information Describe the reasons for allocation priorities and any obstacles to addressing underserved needs The projects funded in the fiscal year were selected to address the priority needs in terms of local objectives. The activities for year one of the 5-year Consolidated Plan were approved by the City Council on May 12, 2015. Priorities were adopted and included in the ConPlan, which were also adopted by the City Council on May 12, 2015. Priorities are established by considering various areas and needs including the housing market; the severity of housing problems; needs of extremely low-income, low- income, and moderate-income households; and the availability of funds. Some of the obstacles contributing to these underserved needs are:  Increase in demands for funding  Increase in low-income housing needs  Increased costs of construction  Diminishing supply of land for development  Challenges of redevelopment (land assembly, costs, adequate developers)  Private, non-profit and government inability to keep up with growth of population in need  Competing demands for public services  High unemployment The city’s HOME funds are geographically targeted to preserve and provide affordable housing stock in the Quality Neighborhood Program Area (Asset Control Area program). HOME funds are used to rehabilitate HUD-foreclosed homes within the NRSA. By targeting rehabilitation efforts within low- income census tracts, the housing needs of Ogden’s poorest residents are addressed. The Emergency Home Repair loan program, which is funded through CDBG, provides loans to low-income persons who cannot afford health/safety housing renovations. Applicants are selected for this program based on income eligibility. The Emergency Home Repair Program provides loans to qualified homeowners city- wide and is not geographic specific. CDBG funds are targeted for the rehabilitation and development of the Ogden City Central Business District and its’ adjoining inner-city neighborhoods will provide the positive incentives necessary for attracting new businesses to Ogden. Jobs created/retained within the NRSA are presumed to benefit low- mod income persons. The goal for new business and economic development activities will be to create household sustaining incomes for Ogden City residents while furthering the growth and fiscal health of the City. ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 183 OMB Control No: 2506-0117 (exp. 07/31/2015) AP-38 Project Summary Project Summary Information 1 Project Name Business Information Center Target Area NEIGHBORHOOD REVITALIZATION STRATEGY AREA (NRSA) Goals Supported Business Counseling - Public Services Needs Addressed Business Counseling Funding CDBG: $55,000 Description The Business Information Center (BIC) is a public service activity, providing business counseling and services to entrepreneurs interested in starting, relocating or expanding a business in Ogden. The BIC generates economic development through assisting businesses in creating jobs, relocating to Ogden or expanding. Target Date 6/30/2016 Estimate the number and type of families that will benefit from the proposed activities The BIC has a goal of assisting 500 persons with business counseling and services. Location Description The BIC is located at 2036 Lincoln Avenue, in the NRSA. Planned Activities To provide business counseling and services to LMI persons/business owners. 2 Project Name Central Business District Revitalization Target Area NEIGHBORHOOD REVITALIZATION STRATEGY AREA (NRSA) CENTRAL BUSINESS DISTRICT Goals Supported Stimulate economic growth Needs Addressed Stimulate economic growth Funding CDBG: $200,000 Description The Central Business District (CBD) Program funding is designed to expand Ogden's economic base through developing under-utilized properties to create/retain jobs, assisting businesses with capital or loan guarantees, or eliminate slum and blight in Ogden's Central Business District. The program is flexible to meet the changing needs of the CBD. Target Date 6/30/2016 ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 184 OMB Control No: 2506-0117 (exp. 07/31/2015) Estimate the number and type of families that will benefit from the proposed activities The goal is to complete one project every other year. Location Description Projects will be located in the Central Business District of Ogden, which is in the NRSA. Planned Activities To assist one business every other year, either with job creation/retention or slum and blight removal. 3 Project Name Community Housing Development Organization (CHDO) Target Area NEIGHBORHOOD REVITALIZATION STRATEGY AREA (NRSA) EAST CENTRAL REVITALIZATION AREA Goals Supported Expand homeownership opportunities Needs Addressed Increase the supply of decent affordable housing Funding HOME CHDO: $113,141 Description AAP FY2015 allocates HOME funds to a CHDO. The CHDO budget includes updated calculations from entitlement adjustment and actual CHDO carryover. Gap financing to Utah Non-Profit Housing corporation, Ogden's certified CHDO to assist in the construction and/or rehabilitation of single-family (renter or owner) and/or multi- family housing. The City utilizes the HOME Program's 15% CHDO funding to fund a CHDO in developing affordable housing units (either owner or renter occupied) in Ogden. Target Date 6/30/2016 Estimate the number and type of families that will benefit from the proposed activities Every other year a CHDO project is expected to be completed. Each project is expected to benefit four LMI households. Location Description CHDO projects will be located in the NRSA, with targeting when possible to East Central neighborhood. Planned Activities Loaning and/or granting funds to Utah Non-profit Housing Corporation for development and/or gap financing in the construction or rehabilitation of housing for LMI persons. 4 Project Name Demolition Loan Program Target Area OGDEN CITY-WIDE Goals Supported Improve the safety and appearance of neighborhoods ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 185 OMB Control No: 2506-0117 (exp. 07/31/2015) Needs Addressed Create a suitable living environment Funding CDBG: $12,000 Description A CDBG-funded demolition loan program offers 0% interest, deferred payment loan to property owners to provide the financial assistance needed to demolish unsafe structures. Target Date 6/30/2016 Estimate the number and type of families that will benefit from the proposed activities The CDBG-funded demolition loan program offers 0% interest, deferred payment loan to property owners to provide the financial assistance needed to demolish unsafe structures. The city's citizen advisory committee places a high priority on improving the community through the use of code enforcement and enforcement that eliminates unsafe structures and reduces slum and blight in neighborhoods. Location Description This program is available city-wide to all low to moderate income persons needing to demolish an unsafe structure, usually a condemned structure. Planned Activities Demolish one unsafe structure every other year or as needed. 5 Project Name Emergency Home Repair Target Area OGDEN CITY-WIDE Goals Supported Improve the quality of housing stock Needs Addressed Improve the quality of housing stock Funding CDBG: $40,000 Description The Emergency Home Repair Program improves the quality of housing units and extends the life of the properties while contributing to overall improvement of the neighborhoods. The emergency assistance alleviates threatening conditions that could force the owner occupants into homelessness. Target Date 6/30/2016 Estimate the number and type of families that will benefit from the proposed activities Eight very low income households at or below 50% AMI will be assisted. Location Description The Emergency Home Repair Program is available city-wide. ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 186 OMB Control No: 2506-0117 (exp. 07/31/2015) Planned Activities The Emergency Home Repair Program improves the quality of housing units and extends the life of the properties while contributing to overall improvement of the neighborhoods. The Program loans CDBG funds to very low income households to perform emergency repairs, such as replace a broken water heater, furnace or sewer line. The emergency assistance alleviates threatening conditions that could force the owner occupants into homelessness. 6 Project Name Infill Housing Projects Target Area NEIGHBORHOOD REVITALIZATION STRATEGY AREA (NRSA) EAST CENTRAL REVITALIZATION AREA Goals Supported Increase the supply of decent affordable housing Needs Addressed Increase the supply of decent affordable housing Funding CDBG: $930,000 Description The City's Infill housing program provides the coordinating support to bring together private, federal and local resources needed to create a broad range of housing types available to LMI and above LMI households to revitalize the NRSA. Projects use vacant land, replace deteriorating housing stock and/or under-utilized properties. The city may partner with Utah Nonprofit Housing Corporation, utilizing HOME CHDO funds to complete projects. Target Date 6/30/2016 Estimate the number and type of families that will benefit from the proposed activities The 2nd phase of the Infill program’s 2300 Fowler Project has a goal of creating four new single-family, owner-occupied housing units. Location Description The CDBG-funded Infill Housing project is located at 2300 Fowler in Ogden's NRSA. Planned Activities The City's Infill housing program provides the coordinating support to bring together private, federal and local resources needed to create a broad range of housing types available to LMI and above LMI households to revitalize the NRSA. Projects use vacant land, replace deteriorating housing stock and/or under-utilized properties. The city may partner with Utah Nonprofit Housing Corporation, utilizing HOME CHDO funds to complete projects. 7 Project Name Ogden Business Exchange Target Area TRACKLINE EDA ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 187 OMB Control No: 2506-0117 (exp. 07/31/2015) Goals Supported Stimulate economic growth Needs Addressed Stimulate economic growth Funding CDBG: $1,340,000 Description HUD Section 108 Loan funds provide development financing for the Ogden Business Exchange Project, which includes the acquisition and development of approximately 3,062,286 square feet of commercial, manufacturing and light industrial space. The Ogden Business Exchange Project develops the stockyards and surrounding parcels into a business / light manufacturing /commercial park. The City will improve the properties for the purpose of making the space available to desirable developers and businesses that will create jobs made available to low and moderate income residents. The overarching objective of the Ogden Business Exchange Project is to overcome the obstacles that are presently preventing development of the land and to remove slum and blight conditions and to create new jobs available to low to moderate income persons and that will support the local economy. Target Date 6/30/2018 Estimate the number and type of families that will benefit from the proposed activities it is expected that by the completion of the project 100 FTE jobs will be available. Due to the projects location in a high poverty census tract, the newly hired workers will be presumed LMI. Location Description The Ogden Business Exchanged project is located in the Trackline EDA. Planned Activities CDBG Section 108 Loans funds will be used to develop a commercial, light industrial park in a blighted area. 8 Project Name Own In Ogden Target Area OWN IN OGDEN TARGET AREA Goals Supported Expand homeownership opportunities Needs Addressed Expand homeownership opportunities Funding HOME: $250,000 Description Provides down payment assistance to LMI family in the Own In Ogden Target Area. The Own In Ogden Target Area is located in the CDBG Strategy Area and mostly is confined to the NRSA, but extends a little beyond the NRSA. The goal is to support neighborhood revitalization through increasing homeownership in Central Ogden. Target Date 6/30/2016 ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 188 OMB Control No: 2506-0117 (exp. 07/31/2015) Estimate the number and type of families that will benefit from the proposed activities Forty-five to fifty LMI households will receiving down payment assistance loans. Location Description Own In Ogden target area. Planned Activities Loaning 0% interest, deferred payment HOME funds to LMI families to purchase a home in the Own In Ogden target area. 9 Project Name Quality Neighborhoods Target Area NEIGHBORHOOD REVITALIZATION STRATEGY AREA (NRSA) EAST CENTRAL REVITALIZATION AREA Goals Supported Improve the quality of housing stock Needs Addressed Improve the quality of housing stock Funding CDBG: $109,803; HOME: $252,877 Description The Quality Neighborhoods Program is defined to be flexible to address the specific needs of block groups within the NRSA. The Program implements the Asset Control Area (ACA) Program. ACA Program purchases abandoned HUD-foreclosed homes and undertakes the substantial rehab needed to bring the homes to housing and quality standards. In addition, the City may purchase vacant lots to construct new housing, or purchase occupied homes, or vacant and dilapidated housing units to rehabilitate and then sell to a low mod income family. Target Date 6/30/2016 Estimate the number and type of families that will benefit from the proposed activities Twelve (12) LMI households will benefit from the Quality Neighborhoods Program, as they purchase renovated homes from Ogden City. Location Description East Central Neighborhood of Ogden, located in the NRSA. Planned Activities The Quality Neighborhoods Program has a goal to complete the purchase and rehabilitate of twelve single-family housing units that are sold to LMI households during the fiscal year. 10 Project Name Rental Rehabilitation Target Area OGDEN CITY-WIDE Goals Supported Improve the quality of housing stock Needs Addressed Improve the quality of housing stock ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 189 OMB Control No: 2506-0117 (exp. 07/31/2015) Funding CDBG: $90,000 Description Rental property owners can receive a below-market interest rate loan or deferred loan to upgrade units to meet housing and quality standards. A maximum of $90,000 CDBG funding is loaned per project. The goal is decrease the number of substandard rental units while increasing the number of safe, sanitary, affordable rental units. Target Date 6/30/2016 Estimate the number and type of families that will benefit from the proposed activities Rental Rehab projects will benefit LMI households. The Rental Rehab program loans funds to rental property owners to rehab substandard or deteriorating rental housing units to bring them up to housing quality standards. The owner must commit by loan agreement to rent only to LMI households and to maintain rents at HUD determined Fair Market Rents. One project is expected to help 4 LMI households; and the City expects to complete one project every other year or as needed. Location Description City-wide rental property owners may apply. Planned Activities Loaning of funds to rental property owners to renovate deteriorating rental housing units. 11 Project Name Small Business Loan Program Target Area NEIGHBORHOOD REVITALIZATION STRATEGY AREA (NRSA) CENTRAL BUSINESS DISTRICT OGDEN CITY-WIDE Goals Supported Job Creation Needs Addressed Job Creation Funding CDBG: $400,000 Description Direct financial assistance to for-profit businesses to create permanent full-time jobs in Ogden's NRSA. Businesses in the Business Depot of Ogden may also apply for funding. This program helps reduce unemployment, increases Ogden's economic base and attracts economic growth. Target Date 6/30/2016 Estimate the number and type of families that will benefit from the proposed activities Eight Full Time Equivalent (FTE) will be created. Jobs will be filled by LMI persons. Persons filling the jobs that are located in the NRSA will be presumed LMI. ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 190 OMB Control No: 2506-0117 (exp. 07/31/2015) Location Description CDBG small business loan funds are targeted to the Central Business District but may extend City-wide if the need arises to fulfill the City's goal in expanding economic opportunities. In some situations, CDBG funds may be used to assist businesses that will create jobs in the Business Depot of Ogden, or in other areas or the NRSA or city. Planned Activities Loaning funds businesses that will create jobs. 12 Project Name Target Area Public Improvements Target Area NEIGHBORHOOD REVITALIZATION STRATEGY AREA (NRSA) CDBG STRATEGY AREA Goals Supported Improve the safety and appearance of neighborhoods Needs Addressed Create a suitable living environment Funding CDBG: $450,000 Description Enhance neighborhoods to create a suitable living environment. Target Date 6/30/2016 Estimate the number and type of families that will benefit from the proposed activities All residents of the block will benefit from targeted public improvements, such as streets, curbs, driveways and/or sidewalks. Location Description During the fiscal year the public improvement project will be targeted to the NRSA. Planned Activities 13 Project Name Administration Target Area OGDEN CITY-WIDE Goals Supported Needs Addressed Funding CDBG: $255,042; HOME: $39,840 Description CDBG Administration budget is 20% of Entitlement and 20% of anticipated CDBG program incomes. HOME Administration budget is 10% of Entitlement and 10% of HOME program incomes. Business and Community Development Divisions' personnel and overhead costs to administer CDBG and HOME programs. Target Date 6/30/2016 ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 191 OMB Control No: 2506-0117 (exp. 07/31/2015) Estimate the number and type of families that will benefit from the proposed activities Funds will be used for the administration of CDBG and HOME programs. Location Description Planned Activities General Program Administration ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 192 OMB Control No: 2506-0117 (exp. 07/31/2015) AP-50 Geographic Distribution – 91.220(f) Description of the geographic areas of the entitlement (including areas of low-income and minority concentration) where assistance will be directed The City has identified neighborhood census tracts that have 51% or more residents who are Low- to- Moderate Income (LMI). These census tracts are referred to as CDBG Strategy Area. Most of the city's HUD-funded activities are located in these neighborhoods. Public infrastructure projects (i.e. street and sidewalks improvements) are targeted to specific locations within the CDBG Strategy Area which are deemed by City Council, City staff or from public input to be most in need of revitalization or public investment while addressing the City's strategies and goals. The City will target resources to the NRSA and East Central neighborhood. Central Business District and East Central Revitalization Area and the Own In Ogden Target Area are all located in the CDBG Strategy Area. The Own In Ogden down payment assistance program extends somewhat beyond the East Central Revitalization Area and NRSA to assist LMI households in purchasing a home. Infill housing, CHDO projects, and Quality Neighborhoods housing rehabilitation are generally targeted to the NRSA or to East Central neighborhood. Rental Rehabilitation Program and Emergency Home Repair programs which benefit individual households are generally not targeted to specific areas, but instead are provided on the basis of household need. Low-income residents are located throughout the City. The Emergency Home Repair Program is available city-wide to eligible LMI homeowners at or below 50% Area Median Income (AMI). Rental Rehab assistance is available to property owners that rent to households with incomes under 80% of AMI and are required to charge rents at or below HUD's Fair Market Rent for the Ogden area. In addition, financial assistance to Utah Non-Profit Housing Corporation, Ogden's CHDO, is generally available city- wide but is often targeted to affordable housing projects within the NRSA. The Ogden Business Exchange project is targeting an area in the city with some of the highest poverty. Geographic Distribution Target Area Percentage of Funds OWN IN OGDEN TARGET AREA 5 BUSINESS DISTRICT BLIGHT AREA NEIGHBORHOOD REVITALIZATION STRATEGY AREA (NRSA) 67 EAST CENTRAL REVITALIZATION AREA 60 CENTRAL BUSINESS DISTRICT 14 CDBG STRATEGY AREA OGDEN CITY-WIDE 3 TRACKLINE EDA 30 Table 61 - Geographic Distribution ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 193 OMB Control No: 2506-0117 (exp. 07/31/2015) Rationale for the priorities for allocating investments geographically The City encourages development of affordable housing in areas of the city that will benefit residents and not perpetuate concentration, exclusion or segregation. In order to generate the greatest impact from declining entitlement funds, the City will focus efforts in Neighborhood Revitalization Strategy Area (NRSA) primarily and in other target areas, See Appendix A . The City has identified areas of the city that are eligible for resource allocation under the Community Development Block Grant (CDBG) and HOME programs. The allocations of funds to the Target Areas (Own In Ogden Target Area, Central Business District, Trackline EDA, and NRSA) is designed to support actionable, high-impact infrastructure, housing and other development projects that build on Ogden's downtown employment centers and have additional funding committed from other resources. Targeting and leveraging entitlement funding represents the best opportunity to accomplish the city's community development goals. Discussion ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 194 OMB Control No: 2506-0117 (exp. 07/31/2015) Affordable Housing AP-55 Affordable Housing – 91.220(g) Introduction The City utilizes a combination of strategies and funding sources to address the affordable housing needs in the community. The City is committed to improving the quality of affordable housing units in Ogden. These efforts include the implementation of the Quality Neighborhoods Program (Asset Control Area) to acquire and rehabilitate foreclosed, abandoned and often blighted properties using a private line of credit. When the cost of the rehab exceeds the private funding available, HOME and/or CDBG funds are used. The Emergency Home Repair Program also improves the quality and safety of affordable housing units. The city funds CHDO and Infill projects which increase the supply of quality and affordable housing units. In addition, the city utilizes CDBG funds to renovate affordable rental housing units. With the use of CDBG and HOME and a combination of both funding sources, it is anticipated that 69 households will receive assistance for purchase or renovation of affordable housing units: 20 housing units rehabilitated (12 Quality Neighborhoods, 8 Emergency Home Repair), four new housing units constructed (4 Community Development Housing Organization (CHDO)) and acquisition of 45 housing units (45 Own In Ogden). One Year Goals for the Number of Households to be Supported Homeless 0 Non-Homeless 69 Special-Needs 0 Total 69 Table 62 - One Year Goals for Affordable Housing by Support Requirement One Year Goals for the Number of Households Supported Through Rental Assistance 0 The Production of New Units 4 Rehab of Existing Units 20 Acquisition of Existing Units 45 Total 69 Table 63 - One Year Goals for Affordable Housing by Support Type Discussion ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 195 OMB Control No: 2506-0117 (exp. 07/31/2015) AP-60 Public Housing – 91.220(h) Introduction The Ogden Housing Authority (OHA) continues to play a major role in providing public housing within Ogden City. The OHA has 200 public housing units at six scattered sites and administers 857 Housing Choice Vouchers, 30 HUD-VASH Vouchers, 25 Shelter Plus Care Vouchers, and funding for 6 HOPWA clients. In addition, OHA administers 188 Moderate Rehabilitation units owned by private owners. Although the OHA strives for 100% utilization of all housing programs administered there continues to be a shortfall of housing assistance in Ogden City. While the OHA served over 1,700 families during the period January 1, 2014 thru December 31, 2014, which includes over 1,600 children, there continues to be a need for the services offered by the housing authority. There are approximately 1,000 families on the waiting list. Actions planned during the next year to address the needs to public housing To meet this need OHA will continue to utilize funding received from HUD to serve the housing needs of families that apply for rental assistance. OHA feels that utilizing 100% of the funding for the programs will have a positive impact on families waiting to be served. In addition, the housing authority continues to seek other funding opportunities or opportunities to partner with other agencies to meet the housing needs in Ogden City. In an effort to meet the needs of affordable housing OHA will continue to work towards the following strategies:  Maximize the number of affordable units available to the OHA within its current resources by:  Employ effective maintenance and management policies to minimize the number of public housing units off-line and vacancy turnaround time.  Insure the waiting list is properly maintained and utilized to meet the housing needs for applicants.  Reduce time to renovate public housing units.  Maintain or increase section 8 lease-up rates by establishing payment standards that will enable families to rent throughout the jurisdiction  Undertake measures to ensure access to affordable housing among families assisted by the OHA, regardless of unit size required  Maintain or increase section 8 lease-up rates by marketing the program to owners, particularly those outside of areas of minority and poverty concentration  Maintain or increase section 8 lease-up rates by effectively screening Section 8 applicants to increase owner acceptance of program  Participate in the Consolidated Plan development process to ensure coordination with broader community strategies ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 196 OMB Control No: 2506-0117 (exp. 07/31/2015) Increase the number of affordable housing units by:  Apply for additional Housing Choice Vouchers and other funding as available.  Leverage affordable housing resources in the community through the creation of mixed-finance housing  Pursue available housing resources other than public housing or Section 8 tenant-based assistance. Seek opportunities for tax credits to construct new or rehabilitate existing housing. Target available assistance to Families with Disabilities: · Carry out modifications needed in public housing as funding allows.  Apply for special-purpose vouchers targeted to families with disabilities, should they become available  Affirmatively market to local agencies that assist families with disabilities Actions to encourage public housing residents to become more involved in management and participate in homeownership The Housing Authority has a Resident Advisory Board (RAB) that meets regularly. The RAB is comprised of clients/tenants served by the agency. The purpose of a RAB is to act in an advisory capacity to the OHA’s annual plan and encouraged to express/voice the concerns of the tenants and to make suggestions to management. In addition to the RAB, the OHA has one Board of Commissioner seat designated for a tenant/client served by the agency. OHA continues to reach out to those served by making educational and informative classes available through other agencies. These classes are related to computers, financing, housekeeping, GED, etc. Although we cannot mandate any of the above we try to encourage and promote self-sufficiency which hopefully can lead to home ownership. If the PHA is designated as troubled, describe the manner in which financial assistance will be provided or other assistance The Ogden Housing Authority is not designated as Troubled. Discussion ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 197 OMB Control No: 2506-0117 (exp. 07/31/2015) AP-65 Homeless and Other Special Needs Activities – 91.220(i) Introduction The City continues its participation in and support of the Weber County Homeless Coordinating Council’s efforts to end homelessness and Weber County Homeless Charitable Trust to support homeless providers and homelessness prevention service providers. The City of Ogden does not receive Emergency Shelter Grant (ESG). The City of Ogden works in coordination with the Weber County Homeless Coordinating Council which is the lead agency reporting to the Utah Balance of State (UBOS) Local Coordinating Council. The has adopted Weber County’s Plan to End Homelessness by 2014. In addition, the City supports St. Anne’s Shelter in Ogden, which receives ESG funds. The City has participated in the Continuum of Care (CoC) process regarding Utah’s anticipated Emergency Shelter Grant (ESG) Funds for the fiscal year, which is obtained competitively through the Utah Department of Community and Economy Development. Describe the jurisdictions one-year goals and actions for reducing and ending homelessness including, reaching out to homeless persons (especially unsheltered persons) and assessing their individual needs Participate in the Weber County’s Plan to End Chronic Homelessness by 2014. The City is actively involved in the Weber County Homeless Coordinating Council a city official serves on the to ensure the effective implementation of homelessness prevention and services at a county-wide level. Create jobs through economic development activities. The city has committed considerable resources to addressing one of the most overwhelming obstacles in homelessness prevention, insufficient incomes. Insufficient incomes have been identified by the city, county and state as a main contributing factor to homelessness. The City’s NRSA Plan, BIC, small business loan program, Ogden Reinvestment Corporation and Central Business District Revitalization program, as well as, many other economic development activities undertaken by the city, all support job creation in Ogden for the goal of increasing incomes for Ogden residents. Support the Weber County Homeless Charitable Trust to provide funding to non-profit homeless providers (described in priority objective 4.1 in the ConPlan). The Weber County Homeless Charitable Trust is an independent organization whose sole purpose and mission is to provide funding to non-profit homeless prevention and services providers. Ogden City supports the through the commitment of over $1 million in non-federal funds to seed the Trust and the Assistant Community Development Manager serves on the Trusts Board of Directors. Addressing the emergency shelter and transitional housing needs of homeless persons There are several committees across the state that aid in coordinating funding and services to address ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 198 OMB Control No: 2506-0117 (exp. 07/31/2015) homelessness in Utah. Three primary actors statewide include: the State Homeless Coordinating Committee (SHCC) chaired by the Lieutenant Governor; the Twelve Local Homeless Coordinating Committees (LHCC), chaired by local political leaders; and the Three Continuum of Care (CoC), which are collaborations of service providers mandated by HUD to coordinate homeless housing and service programs. Each of these levels of coordination (state, local and among providers) work on the following:  Identifying need and matching services to the need.  Coordination across service sectors.  System-based decision making for programmatic approaches and funding directions.  Performance measurement and efforts to share information across service sectors. Prevention programs offer support prior to the loss of housing such as rental and utility payment assistance for low-income families. Discharge plans ensure housing connections are made for individuals leaving institutions, such as jails, hospitals, and substance treatment facilities. For those currently in shelter, treatment of homelessness takes the form of rapid re-housing or placement into housing with concurrent supportive services. Helping homeless persons (especially chronically homeless individuals and families, families with children, veterans and their families, and unaccompanied youth) make the transition to permanent housing and independent living, including shortening the period of time that individuals and families experience homelessness, facilitating access for homeless individuals and families to affordable housing units, and preventing individuals and families who were recently homeless from becoming homeless again Shelter Plus Care Shelter Plus Care is a program designed to provide housing and supportive services to chronically homeless individuals with disabilities. Ogden Housing Authority and Weber Housing Authority provide housing vouchers along with supportive services to be provided by Weber Human Services, St. Anne’s Center – Lantern House, Tri-County Independent Living Center and Utah Division of Workforce Services. Program Goals:  Increase housing stability  Increase skills and/or income  Increase access to needed supportive services  Reduce recidivism The OHAs Shelter Plus Care program works in partnership with local non-profit agencies to coordinate efforts for chronically homeless individuals. Under this partnership agreement, St. Anne’s Center, Weber Human Services, and Tri County Independent Living Center refer those meeting the definition of ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 199 OMB Control No: 2506-0117 (exp. 07/31/2015) chronically homeless to the OHA. The OHA, if a Shelter Plus Care voucher is available, provides the housing assistance. The partners provide the appropriate services and case management support that provides the opportunity needed to transition to permanent housing and self-sufficiency. The OHA has applied for funding to continue the Shelter Plus Program for an additional year. Homelessness Prevention and Rapid Re-housing Program (HPRP) HPRP assists individuals and families who are experiencing homelessness (residing in emergency or transitional shelters or on the street) and need temporary assistance in order to obtain housing and retain it. This program will provide temporary financial assistance and housing relocation and stabilization services to individuals and families who are homeless or would be without assistance. Catholic Community Services (CCS) has received homeless prevention funding from Utah State Community Services Offices and has implemented a Homeless Prevention and Rapid Re-housing Program (HPRP) to assist homeless and low-income households who have a housing crisis or are in precarious housing situation in Weber County. Assistance includes helping individuals and families who are currently in housing but are at risk of becoming homeless and who need temporary rent assistance or assistance moving to another unit to prevent them from becoming homeless. The CCS's HPRP program has completed its three year grant funding allocation and is now at an end; no additional HUD HPRP funds have been granted to CCS. Helping low-income individuals and families avoid becoming homeless, especially extremely low-income individuals and families and those who are: being discharged from publicly funded institutions and systems of care (such as health care facilities, mental health facilities, foster care and other youth facilities, and corrections programs and institutions); or, receiving assistance from public or private agencies that address housing, health, social services, employment, education, or youth needs McKinney-Vento Homeless Assistance Act grant Your Community Connection is a community based, volunteer driven non-profit organization serving the Northern Utah community since 1945. YCC has managed the duties of a non-profit organization for nearly 65 years. Its mission is "to provide services to support and enhance the quality of life for all women, children and families". YCC's programs focus on providing at-risk individuals and families with opportunities and education to achieve goals of affordable housing, home ownership, and self-sufficiency. The YCC has received McKinney-Vento Homeless Assistance Act grant funds. The Homeless/Housing Assistance Center provides services to assist individuals and families to move from homelessness to ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 200 OMB Control No: 2506-0117 (exp. 07/31/2015) qualifying for low-income housing with the ultimate goal for some, of achieving home ownership. Discussion The State of Utah has adopted the Housing First approach which provides permanent supportive housing to chronically homeless individuals so they can focus on stabilizing their disabling condition in a safe and supportive environment. In Utah, housing for the homeless is not contingent on participation in supportive treatment programs or an expectation of abstention from drugs or alcohol, but on the basics of good tenancy. Residents are guaranteed stable housing as long they are good stewards of their personal and shared housing areas and maintain good relations with other tenants, case managers, and property managers. For those who have been homeless for extended periods, and have a disabling condition, re- housing interventions provide safe, stable housing options. Guiding Utah is a "10-year action plan" developed by Utah’s State Homeless Coordinating Committee:  End chronic homelessness by moving people off the streets and into permanent, supported housing  Expand access to affordable housing and reduce overall homelessness  Prevent homelessness by easing a person’s transition from domestic violence shelters, jails, prisons, mental health institutions and foster care  Create a statewide database to chart outcomes and drive change. ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 201 OMB Control No: 2506-0117 (exp. 07/31/2015) AP-75 Barriers to affordable housing – 91.220(j) Introduction: The Weber County Housing Needs Assessment & Plan 2012-2014 and the Regional Fair Housing Equity Assessment provided the data and research; from these studies, a variety of barriers to affordable housing in Ogden were identified, such as: 1. Uneven Fair Housing infrastructure - brochures, webpage and materials are printed only in English, limiting the availability of Fair Housing information to non-English speaking persons. 2. Deteriorating Quality of Housing Inventory - Ogden's housing stock is aging. This along with the prevalence of low incomes and minority concentrations in the NRSA, presents the challenge of deferred maintenance and deteriorating quality of housing stock. Homes in NRSA are disproportionately occupied by minority and disabled individuals. 3. Disproportionate Impact from Good Landlord Program - This program is intended to improve the quality of rental housing in Ogden. The program may disproportionately negatively, impact protected classes by "refuse to rent to applicants with certain criminal backgrounds." Although not intended to discriminate against protected classes, if minorities disproportionately have criminal backgrounds the Good Landlord program could be deemed a violation of the Fair Housing Act. 4. Lack of familiarity of Fair Housing Act by landlords -Many of landlords are not aware of the full implications of the Fair Housing Act and “reasonable accommodations” provision. The Fair Housing infrastructure has not systematically addressed the education of landlords regarding “reasonable accommodations". 5. Lack of familiarity of local building inspection offices with the International Building Code (IBC) and the federally assisted multi-family housing requirements can impact fair housing choice for disabled individuals. 6. High Denial Rates for Mortgage Loans to Hispanics - significantly higher denial rates for home mortgages for Hispanics suggests a financial impediment to fair housing choice for Hispanics and all minorities. Denial rates for Hispanics in Ogden are twice as high as denial rates for whites even after adjusting for income. Furthermore, if a Hispanic household receives loan approval that household is nearly two times as likely to have a high interest loan as a white household. Note: Although Ogden City agrees that there is a significantly higher number of Hispanics denied mortgages and Hispanics disproportionately have higher interest rates in Ogden, the data is inconclusive to determine the reason for the denials and higher interest rates. Ogden City CED contacted a leading local mortgage lender to inquire about the Weber County AI findings and the possible reasons for higher interest rates and higher rate of Hispanics denied mortgages. Poor credit history, no credit history and failure to follow-through with the mortgage application paperwork and process all are important factors which the research provided by UofU for the AI did not take into account. Although the AI is inconclusive to determine that Hispanics are subject to discrimination based on ethnicity in mortgage lending in Ogden, the City will take steps to encourage fair housing choice. ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 202 OMB Control No: 2506-0117 (exp. 07/31/2015) Actions it planned to remove or ameliorate the negative effects of public policies that serve as barriers to affordable housing such as land use controls, tax policies affecting land, zoning ordinances, building codes, fees and charges, growth limitations, and policies affecting the return on residential investment  Develop and implement strategies to provide Fair housing information in Spanish and English.  Improve the city’s services to Limited English Proficiency (LEP) residents.  Continue targeting resources to improving the condition of housing in the NRSA.  Partner with local lenders and non-profit groups to expand CED’s access to funding to improve the quality of housing in the RCAP and NRSA.  Continue to partner with HUD’s ACA program to improve the quality of housing in Ogden’s high minority and high poverty East Central neighborhood.  Work towards providing additional housing options, and when possible, develop new quality housing available to LMI and moderate income households in the NRSA to provide more price diversity and desegregate the concentration of poverty.  Re-evaluate the Good Landlord Program to determine if it is too restrictive and if it is consistent with Utah legislature.  Work with state agencies and DLC to promote fair housing educational opportunities.  Work with the Utah Apartment Association to improve Fair Housing Choice in Utah.  Promote April as Fair Housing Month to increase the public’s awareness of the Fair Housing Act.  Providing training opportunities for City employees.  Continue requiring participants to attend Homebuyer Education classes.  Encourage the DLC to increase Fair Housing testing in Ogden and to include mortgage lending testing based on ethnicity.  Review all Own In Ogden homebuyer applications to ensure applicants are not victims of predatory lending.  Strengthen partnerships with local lenders and encourage Fair Housing Choice in Ogden. Discussion: There are a number of barriers to affordable housing that can only be partially controlled at the local government level. These include availability of sites, construction costs and banking / credit practices. Construction costs are influenced by economic conditions in the entire Northern Utah region. Banking practices are determined largely by institutional practices and federal regulations. The City has developed partnerships with local lending agencies to increase low- and moderate-income lending opportunities. Zoning and building and safety regulations can create barriers to affordable housing. To avoid barriers, the City has an on-going practice of updating its zoning code. The City has a zoning ordinance in place which opens up opportunities for different housing types. Specifically, it promotes attached housing, very small lots for single family homes, apartment development and units above commercial space. The City also conforms to standards set by the International Building Code (IBC), which is utilized through the State of Utah and the enforcement of IBC regulations does not create unique restraints on construction or rehabilitation in Ogden. ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 203 OMB Control No: 2506-0117 (exp. 07/31/2015) AP-85 Other Actions – 91.220(k) Introduction: The City anticipates that during a two year certification period, July 1, 2015 to June 30, 2016, no less than 70% of its CDBG funding will be spent to benefit low- and moderate-income residents and that no more than 30% of its CDBG resources will be spent preventing / eliminating slums or blight. The City will continue its commitment to improve the quality of affordable housing units and actions that will foster and maintain affordable housing in Ogden. In addition, the City, through the Community and Economic Development Office, will diligently work to expand economic opportunities for local residents. The activities listed in this Action Plan work to reduce the number of households in poverty; and with enhanced coordination with nonprofit partners, services will have a greater impact on this goal. Actions planned to address obstacles to meeting underserved needs Underserved needs in Ogden City have been determined as Housing for large families, Housing for persons with mental disabilities, Housing for persons with physical disabilities, Homeless transitional housing, Household sustaining employment opportunities for low and moderate income households and Business opportunities for low and moderate income investors. Some of the obstacles contributing to these underserved needs are:  Increase in demands for funding  Low incomes and wages  Limited supply of Section 8 vouchers  Housing needs for extremely low income individuals exceeds the available supply  Increased costs of construction  Diminishing supply of land for development  Challenges of redevelopment (land assembly, costs, adequate developers)  Private, non-profit and government inability to keep up with growth of population in need  Competing demands for public services The city’s HOME funds are geographically targeted to preserve and provide affordable housing stock in the Quality Neighborhoods Program Area (which includes the Asset Control Area program) which rehabilitates HUD-foreclosed homes within the NRSA. By targeting rehabilitation efforts within low- income census tracts, the housing needs of Ogden’s poorest residents are addressed. The Emergency Home Repair loan program, which is funded through CDBG, provides loans to low-income persons who cannot afford housing health/safety renovations. Applicant selection for this program is based on income eligibility. The Emergency Home Repair Program provides loans to qualified homeowners citywide and is not geographic specific. The rehabilitation and development of the Ogden City Central Business District and its’ adjoining inner- city neighborhoods will provide the positive incentives necessary for attracting new businesses to Ogden. ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 204 OMB Control No: 2506-0117 (exp. 07/31/2015) Jobs created/retained within the NRSA are presumed to benefit low-mod income persons. The goal for new business and economic developments will be to create household sustaining incomes for Ogden City residents while furthering the growth and fiscal health of the City. Actions planned to foster and maintain affordable housing CDBG entitlement grants. While the City can choose from a broad array of eligible activities in regards to the use of CDBG funds, it chooses to focus nearly half of these funds into maintaining and improving the quality the city's supply of affordable housing both rental and owner-occupied. To this end, it is estimated that the 43% or more of the anticipated CDBG grants funds will be used to directly address the housing needs of low- to moderate-income households through the Emergency Home Repair Program, Demolition Loan Program, Rental Rehabilitation Loan Program, Infill Housing, and the Quality Neighborhoods Program (which includes ACA Programs). The Emergency Home Repair Program alone will assist approximately eight low-income households make emergency repairs to their homes facilitating their ability to stay in their homes and remain owner-occupants. The Rental Rehabilitation Loan Program will work to maintain and improve approximately four affordable rental housing units every other year. In addition to this, 100% of the City’s HOME funds will directly benefit low-to moderate-income households with housing. Own In Ogden down payment assistance program will assist approximately 45 low- to moderate-income households purchase a home. One key service that helps educate people and prepare them to have a successful homeownership experience is the Homebuyer Education Class. Utah State University offers a homebuyer education class to Ogden residents. A homebuyer education class is required for all Own In Ogden participants. Participants may submit a receipt for the cost of the class to the City for reimbursement of the homebuyer education class when purchasing a home with Own In Ogden down payment assistance. Actions planned to reduce lead-based paint hazards The Quality Neighborhoods Program targets rehabilitation of older homes, which are HUD-foreclosed and purchased by the City through the Asset Control Area (ACA) program. Due to the age of the housing in the ACA program, it is presumed that lead paint is present and work is performed to mitigate lead based paint hazards. Work on these homes takes place while the homes are still vacant, eliminating the threat of lead- based paint exposure to homeowners. After the rehabilitation work is completed, using HUD safe work practices, a final lead-based paint inspection is conducted. A clearance report, as determined by HUD guidelines, is issued prior to marketing the home for sale to an income-eligible household. Homes that are purchased with Own in Ogden down payment assistance are visually inspected for deteriorated paint surfaces that could present lead-based paint hazards. If a property is found to have deteriorated paint surfaces, the seller of the property is advised and is required to have the surfaces tested for lead content, when participating with HUD-funded programs. If surfaces test positive for lead content and exceed allowable HUD levels, the affected areas must be stabilized by a licensed lead paint contractor using HUD safe work practices prior to Own In Ogden loan approval. ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 205 OMB Control No: 2506-0117 (exp. 07/31/2015) Actions planned to reduce the number of poverty-level families The City itself is limited in the amount of support it can provide for anti-poverty efforts. This is due in part to the fact that the majority of AAP funds are largely restricted to certain types of activities such as housing rehabilitation, homeownership, infrastructure, and business development. Funding for social service activities is extremely limited. Furthermore, the City's General Fund is stressed providing basic safety services and infrastructure needs and is not in a position to support other activities. While the City is not the lead agency in broad-based anti-poverty efforts, it has a role in reducing poverty through support and collaboration with community efforts. Ogden Weber Community Action Partnerships received Community Service Block Grant and takes the lead on many anti-poverty programs in Ogden. The Community Development Section of the ConPlan supports efforts to the goal of reducing poverty through employment and encouragement of economic growth and development. ConPlan objectives encourage the following strategies aimed at reducing poverty:  Encourages appropriate growth by improving the competitiveness of existing businesses through loaning funds to small businesses.  Diversify the economic base by attracting new business.  Develop recreation, aerospace, manufacturing and technology industries.  Create jobs by providing businesses access to capital.  Encourage greater redevelopment activity in the City.  Develop joint public-private investment strategies. Redevelopment organizations have been created to promote economic development and implement redevelopment plans within the City – the Ogden Redevelopment Agency and the Local Redevelopment Agency. The creation of higher wage jobs for community residents is a top priority for these organizations. The City will continue its economic development efforts and its partnerships with the Ogden-Weber chamber, Downtown Ogden Inc., 25th Street Association, and Ogden Reinvestment Corporation to attract new businesses and industries to Ogden, to retain existing businesses and industries, and to encourage their expansion. Because the creation of economic opportunities is not an isolated solution to alleviating poverty, the City will collaborate efforts with Ogden Weber Community Action Partnership (OWCAP) and Ogden Weber Applied Technology College's (OWATC) YouthBuild when possible. In addition, Ogden City supports OWCAP’s Volunteer Income Tax Assistance (VITA). Section 3 Ogden City works toward providing local residents, to the greatest extent feasible, job opportunities and/or training, from HUD-funded projects. In partnership with Ogden Housing Authority, Ogden Weber Applied Technology College's Youth Build Program, and Utah Department of Workforce Services, Ogden’s Community and Economic Development Department has established a Section 3 plan, which includes notifying low-income, public housing residents of job opportunities generated from HUD-funded ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 206 OMB Control No: 2506-0117 (exp. 07/31/2015) programs and projects and provides preferences for Section 3 business in construction contracting opportunities. Actions planned to develop institutional structure During the AAP FY2015-2016, the City will continue to strive to establish an institutional structure that maximizes the funding sources used for housing and community development needs as well as simplify the process involved in developing new housing, improving conditions of existing housing and creating jobs. Community Development Division is the primary division responsible for implementation of the Five Year ConPlan and Annual Action Plan activities. Through CDBG and HOME programs, the City collaborates with partners to deliver resources effectively. The City works toward:  Strengthening existing public/private partnerships and creating new ones to implement programs and deliver services of all types.  Promoting citizen participation in ConPlan planning processes.  Utilizing the city's website to create an easy to access HUD-related information.  Working with non-profit housing providers to address the housing needs of the low-mod income residents (i.e. Utah Housing Corporation, Utah Non-Profit Housing Corporation).  Partnering with non-profit organizations to fund and/or develop job creation and business development projects, such as Wasatch Community Funding, a Utah CDFI.  Working with City Departments/Divisions to complete HUD funded activities (i.e. street improvements and building inspections).  Collaborating with social services providers to assist Ogden’s low-income residents.  Participating in the Weber county Charitable Trust Fund and Weber County Homeless Coordinating Council to support the efficient use of public funds that serve the homeless population.  Supporting advocacy and planning activities with organizations whose primary mission relates to the housing for low- to moderate-income households. Actions planned to enhance coordination between public and private housing and social service agencies The City of Ogden is involved in many different committees and groups. These groups involve representatives from social service agencies, housing agencies both City and County Housing Authorities, and other community stakeholders. Committees and groups typically discuss the coordination of efforts to enhance the effectiveness of the committee's or group's goals. The City will continue to support efforts through the participation in the following committees: ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 207 OMB Control No: 2506-0117 (exp. 07/31/2015)  Fair Housing Forum of Utah  Regional Analysis of Impediments participating jurisdictions  Ogden Housing Authority  Ogden Weber Community Action Partnership  Weber County Homeless Coordinating Council  Weber County Charitable Trust Fund  Wasatch Community Funding  Ogden Redevelopment Agency  Coalition of Resources (COR)  Council of Governments  Wasatch Front Regional Council  Weber Housing Authority The City attends Coalition of Resources (COR) meetings. COR is a group of over 50 local agencies, for-profit and non-profit social service providers. The goal of COR is facilitate the efficient use of limited resources in administering social services. Each month COR participants share about the current services or events being offered by their organization. In addition, one provider is selected to highlight the services they provide. The COR members pass on information to their clients. COR meetings have provided assistance in notifying the public about ConPlan programs and events. Staff participation on local committees and boards involved in community development provides input on community needs and a means to work towards better coordination of services for low- and very-low income residents. Community and Economic Development (CED) staff serves on the board of the Ogden Housing Authority, (Ogden's public housing provider), Weber County Homeless Charitable Trust Fund Board, and Ogden Weber Community Action Partnership (OWCAP). OWCAP is the area lead provider for anti-poverty services and is a grantee of HUD's Community Service Block Grant program. The Community and Economic Development Department will continue to be involved in interagency efforts to strengthen the institutional structure for housing and economic development. Network through committees has worked to expand the City's public participation efforts. Discussion: ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 208 OMB Control No: 2506-0117 (exp. 07/31/2015) Program Specific Requirements AP-90 Program Specific Requirements – 91.220(l)(1,2,4) Introduction: A two year certification period July 1, 2014 thru June 30, 2016 will ensure that at least 70% of CDBG expenditures subject to the LMI overall benefit cap will benefit LMI persons. During a two-year certification period, the City will utilize no less than 70% of CDBG funds to benefit Low- to Moderate- Income persons and no more than 30% of CDBG expenditures will fund slum and blight activities. It is anticipated that at the start of the AAP program year July 1, 2015, $1,340,000 available in the HUD Section 108 loan proceeds for the Ogden Business Exchange Project. All program income received before the start of the year has been expended or is programmed into the budget. The City does not have an urban renewal settlement and does not have float-funded activities. Community Development Block Grant Program (CDBG) Reference 24 CFR 91.220(l)(1) Projects planned with all CDBG funds expected to be available during the year are identified in the Projects Table. The following identifies program income that is available for use that is included in projects to be carried out. 1. The total amount of program income that will have been received before the start of the next program year and that has not yet been reprogrammed 0 2. The amount of proceeds from section 108 loan guarantees that will be used during the year to address the priority needs and specific objectives identified in the grantee's strategic plan. 1,340,000 3. The amount of surplus funds from urban renewal settlements 0 4. The amount of any grant funds returned to the line of credit for which the planned use has not been included in a prior statement or plan 0 5. The amount of income from float-funded activities 0 Total Program Income: 1,340,000 Other CDBG Requirements 1. The amount of urgent need activities 0 2. The estimated percentage of CDBG funds that will be used for activities that benefit persons of low and moderate income. Overall Benefit - A consecutive period of one, two or three years may be used to determine that a minimum overall benefit of 70% of CDBG funds is used to benefit persons of low and moderate income. Specify the years covered that include this Annual Action Plan. 70.00% ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 209 OMB Control No: 2506-0117 (exp. 07/31/2015) HOME Investment Partnership Program (HOME) Reference 24 CFR 91.220(l)(2) 1. A description of other forms of investment being used beyond those identified in Section 92.205 is as follows: The city does not plan to undertake forms of investment beyond those identified in 24 CFR 92.205. 2. A description of the guidelines that will be used for resale or recapture of HOME funds when used for homebuyer activities as required in 92.254, is as follows: HOME Recapture or Resale Provisions: Ogden City maintains a Recapture provision to ensure the Period of Affordability in homeownership HOME-funded units. The amount subject to recapture is the Direct Subsidy. The Direct Subsidy also determines the Period of Affordability (see chart which follows). This is defined as any HOME assistance that enabled the home buyer to buy the dwelling unit. It also includes assistance that reduced the purchase price from fair market value to an affordable price. HOME AFFORDABILITY PERIOD Less than $15,000 5 Years $15,000 - $40,000 10 Years Over $40,000 15 Years The Own in Ogden down payment assistance program, with loans under $15,000, has a Period of Affordability of five years. If recapture is triggered, Ogden City will recapture the entire HOME investment loan amount upon sale, limited to net proceeds available at the sale. This recapture provision is discussed in section 24CFR92.254.a.5.ii.A. Under the city’s recapture provision, HOME recipients may sell their housing unit at any time during the period of affordability, to any willing buyer, and at a price the market will bear. The City imposes the Period of Affordability by written agreement and by recorded lien. In the event of the sale of a HOME assisted property before the end of the affordability period, the total amount of the assistance will be recaptured. In the event that there are insufficient funds following a sale (voluntary or involuntary) during the period of affordability to satisfy the HOME investment, the City’s recapture amount will be limited to the net proceeds available (the sales price minus all other superior loan repayments and closing costs). The city does not have subrecipients, therefore, no monitoring of HOME recapture for subrecipients is required. ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 210 OMB Control No: 2506-0117 (exp. 07/31/2015) The city does not plan to use a Resale provision for HOME assisted activities. 3. A description of the guidelines for resale or recapture that ensures the affordability of units acquired with HOME funds? See 24 CFR 92.254(a)(4) are as follows: The Period of Affordability for housing rehabilitation and new construction projects may vary because the Direct Subsidy amounts will vary from project to project. The recapture provisions for the amounts represented by the Discount (the difference between the fair market value and the sales price), and any down payment loans (including Own-In-Ogden loans) provide for Ogden City to recapture the discount amount and loan amount upon sale. This provision is discussed at 24CFR92.254.a.5.ii.A. 4. Plans for using HOME funds to refinance existing debt secured by multifamily housing that is rehabilitated with HOME funds along with a description of the refinancing guidelines required that will be used under 24 CFR 92.206(b), are as follows: No multi-family refinancing activities that would involve HOME funds are anticipated to occur in Ogden during the fiscal year 2014-2015. Discussion: ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 211 OMB Control No: 2506-0117 (exp. 07/31/2015) Annual Action Plan FY2016 Budget ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 212 OMB Control No: 2506-0117 (exp. 07/31/2015) Appendix B Summary of Citizen Comments Five Year Consolidated Plan 2016-2020 Public Hearing December 14, 2014 Own In Ogden program – a time-tested program that deserves to continue – promotes owner- occupancy and new, younger families. East Central Revitalization Program – great program. The homes look fantastic. Home Sweet Ogden program – This program makes a difference in East Central. East Central Revitalization Program – These homes are great! They change the neighborhood in a good way. HELP is amazing Program – will work wonders. How do you advertise for the HELP Program? Give HELP more money to expand and help more people. I love the new Infill homes! Great Work! (Infill program) Excellent planning to bring new families to Ogden – and the design is honest to the neighborhood. Emergency Home Repair program – Benefits those on fixed incomes or those caught without a savings for repairs. Alternative would be an unsafe and unsanitary condition. Could we expand the Own In Ogden area? Or look into other grant programs for down payment assistance. We need Own In Ogden in Ron Claire. Response: The City included the option to expand Own In Ogden boundaries to include Mt. Lewis in the public outreach process. One comment was received supporting the idea no other positive feedback was received to expand the boundaries. Therefore, the City has determined to continue funding the target area as previously adopted. We need a sidewalk on North Street from Monroe to Washington. Streets lights – a priority need. Street lights are needed in dark neighborhoods (North end of Monroe) Response: The City has targeted HUD resources for public improvements to the East Central neighborhood. East Central’s proximity to the Central Business District can provide the most impact for improving the City’s overall conditions. The request for sidewalks and street lights in Mt. Lewis area will be forwarded to the City’s Streets Department. ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 213 OMB Control No: 2506-0117 (exp. 07/31/2015) Comments from Aspen Village HOA meeting (Mt. Lewis neighborhood) November 24, 2014  We need sidewalks on North Street Response: City will pass on the request for sidewalks to the Streets Department.  Target funds for down payment assistance for Mt. Lewis area. Response: The City included the option to expand Own In Ogden boundaries to include Mt. Lewis in the public outreach process. One comment was received supporting the change in boundaries, no other feedback was received to expand the boundaries. Therefore, the City has determined to continue funding the target area as previously adopted. Comments from Rotary Club ConPlan Outreach meeting February 18, 2015  Oak Den Bungalows - should have basements so families have an option to grow and stay in their homes. Response: the City considered adding basements but due to the water table basements could not be included.  It's a benefit to keep Code Enforcement - It's a good thing to fund it with City funds, so it's not restricted by federal rules. Comments from Utah Division of Workforce Services TANF staff Temporary Assistance to Needy Families (TANF) - "Next Generation Kids" anti-poverty program. 1. The Good Landlord Program should make an exception for persons who are working in recovery and taking actions to improve their lives. If a felon is working with UDWFS in the TANF program, they should be considered for a Good Landlord waiver. Response: the City will reevaluate the Good Landlord program to determine if it disproportionately impacts minorities and if it is restrictive. 2. We need more programs to help LMI persons with rehabilitating their home. Written Comments received Farmers’ Market – July 21, 2014  Help people buy homes in Ron Claire!  Keep building trails and river area to clean up the city.  Own In Ogden in Ron Claire – we need the help.  Help with sidewalks Response: the City considered expanding Own In Ogden to the Ron Clair area, and other areas in Ogden. Many areas could benefit from Ogden’s programs. However, the focus for this next five year plan will be primarily on neighborhoods surrounding downtown. ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 214 OMB Control No: 2506-0117 (exp. 07/31/2015) Weber County Homeless Coordinating Committee (Local Homeless Coordinating Council) 1. Funds are needed to help build The Lantern House. 2. Other cities have used CDBG to build soup kitchens. Response 1. & Ogden City has contributed disproportionately to the level of the need greater than other Weber County cities. Other municipalities within the County need to contribute in proportion to their populations so there can be a more equitable balance in providing services to the homeless. 3. The Good Landlord program may be too strict, the City can try an appeal process that is easily accessible, just having an option for an appeal process or some way to assist clients that have been through treatment or have been rehabilitated needs to be considered. Response: the City will reevaluate the Good Landlord program to determine if it disproportionately impacts minorities and if it is restrictive. Comments Next Generation Kids (parent financial education – ConPlan outreach March 25, 2015 The Good Landlord Program may be too restrictive - make an exception for people in recovery. Response: the City will reevaluate the Good Landlord program to determine if it disproportionately impacts minorities and if it is restrictive. Emails received Email from Best Friends - Utah: Request CDBG funds to support a new, wellness and spay/neuter animal clinic to assist low income pet owners. Response: Staff examined the community outreach, needs assessment and found housing rehab, job creation and down payment assistance ranked as top priorities from citizens; animal services were not identified as a priority need. The City does not fund sub-recipient public services activities. Email from Trolley District Community Council (TDCC) – 1) endorses a unique and substantial makeover of Lester Park, 2) supports incentives for historic preservation, 3) supports incentives for facilitating repositioning of high-crime multi-family projects to higher and better living space; 4) TDCC loves community retail and places to gather. Using available land for moderate-density and mixed-use development instead of single family residential and 5) supports a transit overlay zone for the proposed Trolley/BRT/Transit line to run thru Trolley District. (Attachment 1 includes the entire email). Response: Lester Park would not be eligible for CDBG funding. Lester Park surrounds the Weber County library which makes it a regional park; it does not qualify as a CDBG low-to- moderate income area benefit. Response: The city concurs with the input received and is currently developing the Quality Neighborhoods Plan, which is a comprehensive plan to address the issues identified by TDCC. Currently, there is a transit study underway by Utah Transit Authority, working on determining a route and financial feasibility of a transit line through the Trolley District. ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 215 OMB Control No: 2506-0117 (exp. 07/31/2015) Response: CDBG and HOME can be used to benefit LMI persons with certain housing activities, HUD funds cannot be used for "high-end" rentals. New high-rentals are being built privately in the River project area. Email received May 1, 2015 from Weber Housing Authority – “It is requested that the Ogden City Council granting a portion of CDBG funding to Homeless Service Providers in Ogden City. Weber County has made great strides in improving the services offered to homeless households. The funding offered through the Weber County Homeless Charitable Trust fund assisted tremendously in the statewide effort to end chronic homelessness by 2015. This funding is not offered on a continuing basis, and the CDBG funding would provide service providers the additional support needed to assist the homeless population in attaining safe, decent and affordable housing.” (Attachment 2 includes the entire letter sent by email). Response: The City has been closely involved with the Weber County Homeless Charitable Trust’s (Trust). In 2013, the Trust granted funds to the Lantern House. The $100,000 grant to The Lantern House exceeded the Trust’s annual budget and since has required the Trust to postpone granting funds until 2018. The Trust’s sole purpose is to grant funds to local homeless service providers on an annual basis. Another funding consideration is the decline of federal grants over the years, significantly limiting the City’s ability to fund housing and economic development programs. Although we recognize the importance of providing services for ending chronic homelessness in Weber County and appreciate the Local Homeless Coordinating Committee’s initiatives, Ogden City Community and Economic Development Department has not recommended to City Council granting CDBG funds. Email received May 5, 2015 from Latinos United Promoting Education and Civic Engagement (LUPEC) – “After carefully considering the community needs of the people of central Ogden, we respectfully request that partial allocation of HUD funds available be used to purchase some parcels that are adjacent to the property that was recently purchased by Weber State University on the corner of 26th and Monroe. This is the location where WSU’s Community Education Center will be re- located…Our plan for this land involves the creation of a plaza/public square and cooperative kitchen… The community kitchen could be designed to serve multiple services such as a helpful aid to startup businesses, a collaborative educational tool with WSU, the city and community, a nutritional opportunity local residents if combined with a community garden, a cultural meccas for our local Latino community….” (Attachment 3 includes the entire letter sent by email). Response: CDBG funds may be used for a variety of projects, with the condition that the project meets a HUD National Objective and public benefit standard. Further discussion and details are required to determine if the project is eligible for CDBG funding and further consideration. ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 216 OMB Control No: 2506-0117 (exp. 07/31/2015) Attachment 1 Summary of Citizen Comments (ConPlan 2016-2020) Comments from Trolley District Community Council – Email March 27, 2015 ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 217 OMB Control No: 2506-0117 (exp. 07/31/2015) ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 218 OMB Control No: 2506-0117 (exp. 07/31/2015) ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 219 OMB Control No: 2506-0117 (exp. 07/31/2015) ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 220 OMB Control No: 2506-0117 (exp. 07/31/2015) ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 221 OMB Control No: 2506-0117 (exp. 07/31/2015) ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 222 OMB Control No: 2506-0117 (exp. 07/31/2015) ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 223 OMB Control No: 2506-0117 (exp. 07/31/2015) ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 224 OMB Control No: 2506-0117 (exp. 07/31/2015) ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 225 OMB Control No: 2506-0117 (exp. 07/31/2015) ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 226 OMB Control No: 2506-0117 (exp. 07/31/2015) ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 227 OMB Control No: 2506-0117 (exp. 07/31/2015) ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 228 OMB Control No: 2506-0117 (exp. 07/31/2015) ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 229 OMB Control No: 2506-0117 (exp. 07/31/2015) ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 230 OMB Control No: 2506-0117 (exp. 07/31/2015) Attachment 2 Summary of Citizen Comments (ConPlan 2016-2020) Email from Weber Housing Authority – May 1, 2015 ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 231 OMB Control No: 2506-0117 (exp. 07/31/2015) Attachment 3 Summary of Citizen Comments (ConPlan 2016-2020) Email from Latinos United Promoting Education and Civic Engagement – received May 5, 2015 ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 232 OMB Control No: 2506-0117 (exp. 07/31/2015) ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 233 OMB Control No: 2506-0117 (exp. 07/31/2015) ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 234 OMB Control No: 2506-0117 (exp. 07/31/2015) ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 235 OMB Control No: 2506-0117 (exp. 07/31/2015) ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 236 OMB Control No: 2506-0117 (exp. 07/31/2015) ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 237 OMB Control No: 2506-0117 (exp. 07/31/2015) ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 238 OMB Control No: 2506-0117 (exp. 07/31/2015) ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 239 OMB Control No: 2506-0117 (exp. 07/31/2015) ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 240 OMB Control No: 2506-0117 (exp. 07/31/2015) ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 241 OMB Control No: 2506-0117 (exp. 07/31/2015) Appendix C Programs and Goals Summary Matrix Ogden City Five Year Consolidated Plan 2016-2020 Programs and Goals Matrix Priority Objective 1: IMPROVE THE QUALITY OF HOUSING STOCK 1.1 Quality Neighborhoods – Rehabilitate and upgrade existing housing stock to alleviate conditions of blight and provide quality and affordable housing opportunities. In the NRSA’s East Central neighborhoods, 56% of occupied housing units are renter occupied compared to City-wide 40%.1 The East Central housing vacancy rate is 13%, 5% higher than the overall City housing vacancy rate creating impediments to redevelopment within the area.2 Many of the homes were rental units that were flipped many times and need substantial rehabilitation to bring them to housing quality standards. The Quality Neighborhoods program is designed to be flexible to address the specific needs of block groups within the NRSA. The City may purchase vacant lots to construct new housing, or purchase vacant, dilapidated housing units to rehabilitate and then sell to owner occupant families. In addition, the Quality Neighborhoods Program implements an Asset Control Area (ACA) Program. The ACA program purchases abandoned HUD-foreclosed homes and undertakes the substantial rehabilitation needed to bring the homes to housing and quality standards. The City has secured a private line of credit to purchase these HUD-foreclosed, vacant homes. HOME and CDBG funds are used to make the substantial rehabilitation needed to transform these abandoned homes to quality affordable housing options. Targeting the City’s housing rehabilitation programs to East Central concentrates the City’s efforts to improve the housing stock in the most troubled NRSA blocks. Rehabilitation and upgrade of the existing housing stock also alleviates conditions of slum and blight. 1.2 Emergency Home Repair Program (EHRP) – Enable low-mod income homeowners to stay in their homes Low to moderate income families often do not have the resources needed to mitigate conditions that immediately threaten the safety and health of the household. The Emergency Home Repair Program improves the quality of housing units and extends the life of the properties while contributing to overall improvement of the neighborhood. The program is available to all low income owner-occupants within the city limits of Ogden. The emergency assistance alleviates threatening conditions that could force the owner occupants into homelessness because of impending conditions related to emergencies such as electrical and plumbing hazards, failure of the heating system, fire hazards, structural failure, leaking roofs, and/or natural disasters. The Priority Housing Needs Analysis rated assistance to low income homeowners as a high priority due to the high number of low income homeowners experiencing housing problems. The EHRP program is funded with CDBG funds. 1.3 Rental Rehabilitation Loan Program – Improve the conditions of rental units As Ogden’s housing stock ages, landlords are faced with the challenge of making needed property upgrades and with maintaining decent, safe and sanitary units with limited funds. 1 2014 FFIEC Census Report – Summary Census Housing Information 2 2014 FFIEC Census Report – Summary Census Housing Information ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 242 OMB Control No: 2506-0117 (exp. 07/31/2015) Rental property owners can receive a below-market interest rate loan or deferred loan to upgrade units to meet housing and quality standards. A maximum of $90,000 CDBG funding is loaned per project. Typically this program is gap financing that requires, when possible, for profit and non-profit developers to provide additional capital for the rehabilitation of rental housing. Projects receiving assistance must maintain Fair Market Rents as determined by HUD. Applications are accepted on a first-come, first-served basis. The Housing Priority Needs analysis rated low-income renters as a high priority due to the high number of low- income renters experiencing a housing problems. Therefore, priority is given to rental properties that primarily serve very-low or low-income residents, are located in the NRSA and to owners that commit other funding sources. Priority Objective 1. Improve the quality of housing stock # HUD Goals Strategies Outcomes Funding 1.1 1 Quality Neighborhoods Program: Alleviate conditions of blight by providing quality and affordable housing opportunities. Includes Asset Control Area (ACA) Program.  Rehabilitate and upgrade substandard housing units.  Increase the number of decent, safe and affordable housing units in the East Central.  Improve the neighborhood by rehab of “troubled” properties  HOME  HOME Match  CDBG  Private resources leverage federal funds to develop affordable housing. 1.2 1 Emergency Home Repair Program: Enable homeowners to stay in their homes by loaning money for emergency home repairs.  Assistance to low-income residents through 0% interest, deferred payment emergency home rehabilitation loans.  Improve quality and safety of housing units.  Decrease the number of low income residents facing the threat of homelessness.  Decrease the number of homeowners facing housing problems.  CDBG 1.3 1 Rental Rehabilitation Loan Program: Improve the conditions of rental units.  Decrease the number of substandard rentals units.  Increase the number of safe, sanitary, affordable rental units.  CDBG  Private resources leverage federals dollars to develop affordable, decent rental units. # Expected Units of Accomplishment Year 1 Year 2 Year 3 Year 4 Year 5 Aggregate 1.1 Quality Neighborhoods: housing properties improved 12 12 12 12 12 60 1.2 Housing units assisted for emergency home repairs 5 5 5 5 5 25 1.3 Rental units rehabilitated 4 4 8 ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 243 OMB Control No: 2506-0117 (exp. 07/31/2015) Priority Objective #2 – EXPAND HOMEOWNERSHIP OPPORTUNITIES 2.1 Own in Ogden – Enable low to moderate families to buy a home In 2010, US Census data revealed that Ogden City’s housing inventory was at 8% vacancy rate; of the occupied housing units, 42% were renter-occupied, which has contributed to a significant amount of blight and deterioration.3 As reported in the Regional Analysis of Impediments for Fair Housing Choice for Weber County by University of Utah, Ogden City has a very high share of rental units. Countywide about 28% of occupied units are rental; whereas, Ogden has 42% rental units.4 This area has an above average number of vacant units compared with the overall City average. The Own In Ogden program provides zero percent interest, deferred payment down payment assistance loans. 2.2 Homebuyer Education – Ensure homebuyers are suitable to undertake and maintain homeownership To encourage successful homeownership experiences, the City requires homebuyers using City programs to attend a homebuyer education class. The purpose of the class is to educate prospective homebuyers with curriculum including finding a home you can afford, working with realtors, budgeting, the home buying process, negotiation, and home maintenance. Participants are required to complete Homebuyer Education classes before purchasing their home. Priority Objective # 2 Expand homeownership opportunities # HUD Goal Strategy Outcome Funding 2.1 1 Own In Ogden Program: Provide down payment assistance to low to moderate income families  Provide the down payment assistance needed for low to moderate income persons to buy a home.  Increase homeownership in central Ogden.  Support neighborhood revitalization through homeownership opportunities  HOME  Private resources 2.2 1 Homebuyer Education  Ensure families are suitable for homeownership.  Increased ability of homeowners to maintain homeownership.  Non-profits providers  HOME # Expected units of Accomplishment Year 1 Year 2 Year 3 Year 4 Year 5 Aggregate 2.1 Down payment assistance loans 45 45 45 45 45 225 2.2 Homebuyer Education 45 45 45 45 45 225 3 US Census Data 2010 4 Regional Analysis of Impediments for Fair Housing Choice for Weber County, May 2014, by University of Utah ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 244 OMB Control No: 2506-0117 (exp. 07/31/2015) Priority Objective #3 – INCREASE THE SUPPLY OF DECENT AFFORDABLE HOUSING 3.1 Infill Housing Program – Transforming vacant land or dilapidated housing units to quality and affordable housing units The East Central and Central Business District neighborhoods contain areas of underutilized or vacant areas in the center of city blocks. These vacant areas typically lack public infrastructure in the form of roads and utilities that would facilitate their development. The issues associated with vacant lots and infill housing is complex and often requires a partnership between the public and private sectors to develop strategies for specific properties. The City’s infill housing program provides the coordinating support to bring together private, federal and local resources needed to create a broad ranging of housing options and to rehabilitate deteriorating housing stock. 3.2 Community Housing Development Organization – Support construction of new housing units and/or rehabilitation of existing housing units Gap financing to Utah Non-Profit Housing Corporation, Ogden’s certified Community Housing Development Organization (CHDO) to assist in the construction or rehabilitation of single-family (renter or owner) and/or multifamily housing. The City utilizes the HOME Program’s 15% CHDO funding to fund a CHDO in the construction or rehab of affordable housing units in Ogden. Priority Objective #3 Increase the supply of decent affordable housing # HUD Goal Strategy Outcome Funding 3.1 1 Infill: Projects include building new quality and affordable housing units on vacant land and replacing blighted structures.  Facilitate the development of underutilized vacant lots, typically in center of city blocks and difficult to develop due to infrastructure issues.  Partner with property owners and/or housing providers to develop solutions for underutilized vacant residential land.  Improve neighborhoods by developing vacant land, replacing blighted structures with a broad range of housing options.  Create new quality and affordable housing units with minimal use of federal funds  Create new quality housing adding to price diversity in the NRSA.  Maximize private resources leveraged to develop affordable housing.  Increase the number of decent, affordable housing units.  CDBG  HOME 3.2 1 Community Housing Development Organization (CHDO) - Support the construction of affordable housing units.  Support the Community Housing Development Organization to create affordable housing options for Low to moderate income persons.  Affordable sites found and secured for construction of new affordable housing  HOME CHDO # Expected Units of Accomplishment Year 1 Year 2 Year 3 Year 4 Year 5 Aggregate 3.1 Infill Housing: # housing units constructed 4 4 4 4 4 20 3.2 Community Housing Development Organization: # housing units 4 4 8 ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 245 OMB Control No: 2506-0117 (exp. 07/31/2015) Priority Objective # 4 – HOMELESSNESS (CONTINUUM OF CARE) 4.1 Weber County Homeless Charitable Trust Fund – granting funds to non-profit homeless service providers. $1 million in funding from the sale of the Ogden Defense Depot provided seed funding for the creation of the Weber County Homeless Charitable Trust The sole purpose and mission is to support non-profit homeless prevention and service providers through the granting of funds. Grants will be offered to homeless service providers through a competitive bid process, special attention is given to programs that encourage the efficient use of existing resources through partnership and collaboration. 4.2 Support the Weber County Homeless Coordinating Committee – serves as the lead for the Utah Balance of State Homeless Coordinating Committee and the lead for the HMIS system. Efforts to end chronic homelessness in Ogden are driven by and tied to Weber County’s Plan to End Chronic Homelessness by 2014. The plan encourages a support-services intense approach to ending homelessness that was developed in part by the book Bridges Out of Poverty. As developed by the Utah’s Homeless Coordinating Committee and adopted by Weber County’s Plan to End Chronic Homelessness by 2014, The Housing First model (page 94) is a guiding principle to address homelessness problems in Ogden City. The City participates in the which purpose is to coordinate community resources in helping prevent homelessness. Housing First provides permanent housing to the homeless with case management support. Priority Objective #4 Homelessness (Continuum of Care) # HUD Goal Strategy Outcome Funding 4.1 1 Support the Weber County Homeless Charitable Trust in granting funds to non-profit homeless service providers  Increase and improve efficiency of support services for the homeless in Weber County.  Weber County Homeless Charitable Trust Fund 4.2 1 Participate in the Weber County Homeless Coordinating Committee  Participation in scheduled meetings to coordinate resources among homeless service providers in Weber County. # Expected Units of Accomplishment Year 1 Year 2 Year 3 Year 4 Year 5 Aggregate 4.1 competitive grants and/or loans to non-profit homeless service providers 1 1 1 3 4.2 - Increased use of community resources – ongoing. Priority Objective #5 – IMPROVE THE SAFETY/APPEARANCE OF THE NEIGHBORHOOD 5.1 Demolition Loan Program – Promote neighborhood safety There are numerous vacant structures in the City. Most are structurally sound and are candidates for rehabilitation. Others are in extreme state of deterioration with the only viable option being demolition of the structure. A CDBG-funded demolition loan program offers a 0% interest, deferred payment loan to property owners to provide the financial assistance ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 246 OMB Control No: 2506-0117 (exp. 07/31/2015) needed to demolish unsafe structures. The City’s citizen steering committees place a high priority on improving their communities through the use of code and zoning enforcement that eliminate unsafe structures. 5.2 Target Area Public Improvements – Enhance neighborhoods to create a suitable living environment. Implement public improvement projects that repair deteriorating and inadequate streets, curbs and infrastructure to support improved quality of life. The three neighborhood steering committees, the East Central neighborhood watch group and the Aspen Village HOA group and citizens submitting comments requested that public improvements projects be funded in their area. Priority Objective #5 Improve the Safety and Physical Appearance of Neighborhoods # HUD Goal Strategy Outcome/Long Term Goals Funding 5.1 2 Demolition Loan Program: Demolish unsafe building structures  Improve the physical appearance of neighborhoods  Reduce slum and blight conditions  Increase property values  Reduce health and safety issues  CDBG 5.2 2 Target Area Public Improvements: Construct or improve deteriorating streets, curbs, infrastructure  Improve the physical appearance of neighborhoods  Improve the quality of life for residents  Increase property values  CDBG # Expected Units of Accomplishment Year 1 Year 2 Year 3 Year 4 Year 5 Aggregate 5.1 Demolish unsafe structures/housing units 1 1 2 5.2 Public Improvement projects 1 1 2 Priority Objective #6 – JOB CREATION Increase economic opportunities through the creation or retention of permanent jobs. 6.1 Small Business Loan Program – Direct financial assistance to businesses The growth of small businesses to create jobs is needed to expand the economic base in the NRSA. Available funding is not sufficient to meet the needs of those requesting financial assistance to start-up or grow a business in the NRSA. The area lacks lenders willing to risk lending to some NRSA business owners or potential NRSA business owners. The Small Business Loan program provides a maximum of $90,000 of CDBG for small business or micro- enterprise loans. The program targets assisting businesses located in the NRSA. Priority Objective Job Creation # HUD Goal Strategy Outcome Funding 6.1 3 Small Business Loan Program: Direct financial assistance to for- profit businesses to create permanent full-time jobs  Reduce unemployment  Increase Ogden’s economic base  Attract economic growth  Creates jobs for local LMI residents  CDBG  Leverage private resources ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 247 OMB Control No: 2506-0117 (exp. 07/31/2015) # Expected Units of Accomplishment Year 1 Year 2 Year 3 Year 4 Year 5 Aggregate 6.1 Full-time Equivalent jobs created/retained 8 8 8 8 8 40 Priority Objective #7 – BUSINESS COUNSELING Provide business counseling services as a public service to attract new business start-ups and improve the business success rate in Ogden. 7.1 Business Information Center – business counseling increase business success rates NRSA residents are disconnected by location to the business counseling services provided at Weber State University (located on the city’s east bench). Ogden City’s Business Information Center (BIC) has filled this gap. The BIC is located in the CBD and addresses the needs of NRSA residents that are motivated and capable to start a business downtown. Priority Objective Business counseling to promote business success # HUD Goal Strategy Outcome Funding 7.1 3 Business Information Center: Provide business counseling to attract new businesses and improve business success.  Increase the survival rate for businesses in Ogden  Attract more businesses to open in Ogden  Support the struggling start-up businesses  CDBG  City General Funds  Leverage private resources # Expected Units of Accomplishment Year 1 Year 2 Year 3 Year 4 Year 5 Aggregate 7.1 BIC: People assisted 500 500 500 [PHONE REDACTED] Priority Objective #8 – CREATE GREATER ACCESS TO CAPITAL Increase access to capital to struggling, growing, or newly emerging businesses 8.1 Loan Loss Guaranty Program – create greater access to capital through direct financial assistance to businesses. CDBG funds are to be used to build lending capacity for targeted projects within the Central Business District. Each business meeting CDBG qualifications is lent a reserve amount which is escrowed to the borrower’s benefit to create better loan coverage ratios. The funds are designed to help extend the borrowers security while reducing the risk exposure to a loan through the creation of a reserve. It will allow larger loans than under the current Small Business Loan Program. The Loan Loss Guaranty (LLG) program will magnify job creation by creating greater loan capacity. It will begin to offset decreasing amounts available through the existing program. ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 248 OMB Control No: 2506-0117 (exp. 07/31/2015) 8.2 Administrative support to the WCF – provide administrative support to the Wasatch Community Funding, Inc. (WCF) whose mission is to create greater access to capital for economic development in the CBD. Financial support is needed to grow businesses, thereby, supporting the economic development in the community. In Ogden, the young low-mod income (LMI) person and more deeply entrenched LMI make up over 70% of the population. To assist the struggling LMI population, Ogden City facilitated the creation of the Ogden Reinvestment Corporation (ORC) in 2009 and was recertified as a Community Development Financial Institution (CDFI) in 2013. This designation allows Utah CDFI to apply for and potentially receive millions of dollars from the U.S. Department of Treasury to fund small and micro business loans. In 2015, ORC will partner with Utah Center for Neighborhood Stabilization to become Utah CDFI, which will serve the entire state of Utah. Ogden City will create Wasatch Community Funding, licensing under Utah CDFI, to provide financial assistance to the greater Ogden and the Northern Utah areas. This partnership between WCF and Utah CDFI will help increase WCF’s access to capital, capacity, and expand its geographical footprint. The City provides in-kind City staff to assist in bringing the WCF into operation. Its mission is to provide access to capital that is not available to low moderate income entrepreneurs. WCF is designed to pool funds from several resources to spread out the risk of lending to less than ideal borrowers. Funding may come from local and national banks’ Community Reinvestment Act (CRA) funds, federal grants, and private equity investors. The goal is to leverage the small business loan program (as well as other federal state and local programs) to blend loans to reduce the risk to any one lender. WCF, as a nonprofit lender, provides the resources and tools that small businesses need to succeed and to help the economic recovery activities within the Ogden City area. Ogden City sets a high priority in providing the capital needed to support entrepreneurs in starting a business, in creating jobs and in growing their business. Ogden City Business Development Division works in partnership with WCF. Priority Objective Create greater access to capital # HUD Goal Strategy Outcome Funding 8.1 3 Loan Loss Guaranty Program: Direct financial assistance to for-profit businesses to create permanent full-time jobs. The program allows for lending larger loan amounts and leverages CDBG to increase lending capacity through bank participation.  Create jobs with a minimum of federal funds  Participation with banks and Wasatch Community Funding to expand funding opportunities and to share the risk.  Provide new funding streams to fill the gap for businesses turned down or unable to be fulfilled by traditional banks.  CDBG  Leverage private resources 8.2 3 Provide administrative support to Wasatch Community Funding, Inc. to create greater access to capital.  Increase the success rate for businesses in Ogden  Attract more businesses to open in Ogden  Support the struggling start-up businesses  Fill the gap for funding small businesses  Strengthen the City’s economic base  City General Funds  Leverage private resources  No federal funds ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 249 OMB Control No: 2506-0117 (exp. 07/31/2015) # Expected units of accomplishments Year 1 Year 2 Year 3 Year 4 Year 5 Aggregate 8.1 Loan Loss Guaranty: Full-time Equivalent Jobs created/retained 8 8 16 8.2 Assist in the creation of WCF as a licensed Utah CDFI 1 1 Priority Objective #9 – STIMULATE ECONOMIC GROWTH Support the expansion of CBD’s economic base by developing underutilized properties, providing financial assistance, removing blight, or job creation/retention activities 9.1 Central Business District (CBD) Revitalization Program – supports business growth for job creation or removal of blight. The CBD Infill program is intended to facilitate and stimulate capital investment in Central Business District and to remove slum and blight and/or to promote job creation/retention activities. The funds may be used for construction of new structures on vacant land, improvements to commercial structures, or reconstruction of blighted or deteriorating buildings. Funds will be used to contribute to and to enhance the viability of Ogden’s economic base. 9.2 Ogden Business Exchange Project – Create jobs, remove blight and expand Ogden’s economic base The Ogden Business Exchange Project will include the use of CDBG entitlement and HUD Section 108 loan funds for the acquisition and development of under-utilized and/or vacant properties and infrastructure improvements for the development of approximately 3,062,286 square feet of business, manufacturing and industrial, commercial park. The Ogden Business Exchange Project that will create an estimated 100 - 500 permanent full-time equivalent (FTE) jobs to be made available to individuals with incomes at 80% or less of Area Median Family Income as established by HUD and jobs are expected to be created beginning in 2016. CDBG Entitlement will include slum and blight removal activities. Priority Objective Stimulate economic growth # HUD Goal Strategy Outcome Funding 9.1 3 Central Business District Revitalization: Expand Ogden’s economic base through developing underutilized properties  Job creation and/or removal of blight  Attract new businesses  Provide gap financing to support business success  CDBG  Leverage private resources 9.2 3 Ogden Business Exchange: Acquisition and/or development of under-utilized properties for the development of a commercial /light industrial park.  Assembly of land into reasonably-sized parcels necessary for economic development  Improve aged and deficient infrastructure  Create permanent jobs  Remove slum and blight conditions  Attract businesses to improve the City’s economic base  CDBG  Section 108 Loan  Leverage Private resources  RDA ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 250 OMB Control No: 2506-0117 (exp. 07/31/2015) # Expected Units of accomplishments Year 1 Year 2 Year 3 Year 4 Year 5 Aggregate 9.1 CBD Projects completed 1 1 1 3 9.2 Ogden Business Exchange Project FTE Jobs created 10 10 20 20 40 100 PROGRAMS AND PROJECTS 2016 – 2020 5 year City’s GOAL 5 year # in NRSA 5 year % in NRSA 1.1 Quality Neighborhoods (HUD Asset Control Area): Housing units 60 60 100% 1.2 Emergency Home Repair: Housing units rehabilitated 25 15 67% 1.3 Rental Rehabilitation Program: Rental housing units assisted 8 8 100% 2.1 Own in Ogden Down Payment Assistance: Loans 225 180 80% 2.2 Homebuyer Education Classes: People attending class 225 180 80% 3.1 Infill Housing 20 20 100% 3.2 Community Housing Development Org: Housing units 8 8 100% 4.1 – competitive grants to non-profit homeless providers 3 3 100% 4.1 – participate in the Weber County Homeless Coordinating Committee Ongoing 5.1 Demolition Loan Program: Structures demolished 2 2 100% 5.2 Target Area Public Improvements: Projects 2 2 100% 6.1 Small Business Loan Program: Full-time Jobs created 40 40 100% 7.1 Business Counseling (BIC): People served 2,500 2,500 100% 8.1 Loan Loss Guarantee 16 16 100% 8.2 Wasatch Community Funding, Inc. 2 2 100% 9.1 Central Business District Revitalization: Projects 3 3 100% 9.2 Ogden Business Exchange Project 100 100 100% ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 251 OMB Control No: 2506-0117 (exp. 07/31/2015) Appendix D Public Notices ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 252 OMB Control No: 2506-0117 (exp. 07/31/2015) Ogden City At Your Service newsletter (inserted in the City’s water bill mailings reaches over 25,000) ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 253 OMB Control No: 2506-0117 (exp. 07/31/2015) ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 254 OMB Control No: 2506-0117 (exp. 07/31/2015) ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 255 OMB Control No: 2506-0117 (exp. 07/31/2015) PPUblicPub licUblicublic ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 256 OMB Control No: 2506-0117 (exp. 07/31/2015) ConPlan Public Hearing and Open Housing – December 16, 2014 ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 257 OMB Control No: 2506-0117 (exp. 07/31/2015) ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 258 OMB Control No: 2506-0117 (exp. 07/31/2015) Appendix E Five Year Consolidated Plan 2016-2020 Priority Needs Survey Results #1 PRIORITIZE OGDEN CITY'S HOUSING NEEDS ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 259 OMB Control No: 2506-0117 (exp. 07/31/2015) Top 3 responses 1) Provide low income single-family homeowners an opportunity to rehabilitate their homes. 2) Stimulate the creation of more effective regional partnerships to address housing related problems such as homelessness and housing options for person with mental illness and developmental disabilities. 3) Participate in regional approaches to address the housing needs of victims of domestic violence. – LOW priority– MEDIUM priority– HIGH priority– Total– Weighted Average– Provide low income single-family homeowners an opportunity to rehabilitate their homes. 8.00% 4 26.00% 13 66.00% 33 50 2.58 Stimulate the creation of more effective regional partnerships to address housing related problems such as homelessness and housing options for person with mental illness and developmental disabilities. 13.73% 7 39.22% 20 47.06% 24 51 2.33 Participate in regional approaches to address the housing needs of victims of domestic violence. 13.73% 7 41.18% 21 45.10% 23 51 2.31 Provide services and activities that will prevent homelessness. 17.65% 9 37.25% 19 45.10% 23 51 2.27 Assist low income renters with opportunities to live in affordable, safe, decent and sanitary housing. 22.00% 11 32.00% 16 46.00% 23 50 2.24 Provide rental assistance to the Elderly: 17.65% 9 41.18% 21 41.18% 21 51 2.24 Provide services and activities that will provide housing options for persons with special needs. 10.00% 5 58.00% 29 32.00% 16 50 2.22 Provide rental assistance to Persons with Mental Illness: 15.69% 8 52.94% 27 31.37% 16 51 2.16 ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 260 OMB Control No: 2506-0117 (exp. 07/31/2015) – LOW priority– MEDIUM priority– HIGH priority– Total– Weighted Average– Facilitate first time home ownership opportunities for low income buyers. 27.45% 14 31.37% 16 41.18% 21 51 2.14 Provide rental assistance to Persons with Developmental Disabilities: 16.00% 8 56.00% 28 28.00% 14 50 2.12 Finance projects which create economically diverse housing. 29.41% 15 39.22% 20 31.37% 16 51 2.02 Develop a plan to evaluate and reduce lead based paint hazards in the community. 45.10% 23 27.45% 14 27.45% 14 51 1.82 Provide rental assistance to Small Families: 39.22% 20 45.10% 23 15.69% 8 51 1.76 Provide rental assistance to Large Families: 52.94% 27 33.33% 17 13.73% 7 51 1.61 Provide rental assistance to Single Individuals: 56.86% 29 35.29% 18 7.84% 4 51 1.51 Evaluate the need for housing for persons who have AIDS or who are HIV infected. 60.42% 29 29.17% 14 10.42% 5 48 1.50 Comments  Examine and consider citywide utility costs and their effect on lower income households. Consider flat rates based on a more flexible scale keeping in fair line with income/rent/family size etc. Develop curriculum and train "self selected" community members to carry out community-based hands-on workshops for the entire family on conservation, ideas for it and hands on projects to bring about change. The key here is Self Selecting community members!  Give low income people the opportunity to get into a home of their choice and assist in making payments for the first 6 months to a year. I for one need to know that I have a roof over my head. Also those who are in school, need to keep their grades up while they are in school, so it would be nice if assistance with payments of a home would help so that there is no stress there. Also it would be nice if there was a way that we as citizens could get a grant to help with paying the house off up to about $100,000 so that we have the opportunity to make our house a home. Also those of us who are dealing with a slight hardship financially could use a little more help. Please consider all these thoughts very very very hard. Thank you.  Is there a way that entire neighborhoods could have incentives to make their neighborhood look better? It often times seems like there are some people that are fixing up their house, but not everyone.  Land lords should be required to rehabilitate their properties. ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 261 OMB Control No: 2506-0117 (exp. 07/31/2015)  I do not think it is the responsibility of the city to provide rental assistance for its residents.  Incentives to lower the amount of multi-unit homes in Central Ogden. Address homelessness in the area between Wall and Jefferson Avenues.  help develop a regional set of guidelines and standards for agencies to follow that are placing people with disabilities, and others in substandard housing.  Provide down payment assistance to North end of Ogden. Help low to moderate income persons with emergency home repairs. #2 PRIORITIZE OGDEN CITY'S COMMUNITY DEVELOPMENT NEEDS Top 3 responses 1) Provide employment and training for Ogden’s low and moderate income residents. 2) Provide for the basic needs of low income residents, including Access to Employment. 3) Provide curb and sidewalk replacement in the CDBG target area. ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 262 OMB Control No: 2506-0117 (exp. 07/31/2015) – LOW priority– MEDIUM priority– HIGH priority– Total– Weighted Average– Provide employment and training for Ogden’s low and moderate income residents. 1.96% 1 47.06% 24 50.98% 26 51 2.49 Provide for the basic needs of low income residents, including Access to Employment. 12.00% 6 30.00% 15 58.00% 29 50 2.46 Provide curb and sidewalk replacement in the CDBG target area. 14.29% 7 32.65% 16 53.06% 26 49 2.39 Provide street resurfacing in the CDBG target area. 18.37% 9 30.61% 15 51.02% 25 49 2.33 Provide for the basic needs of low income residents, including Safety. 27.45% 14 29.41% 15 43.14% 22 51 2.16 Provide for the basic needs of low income residents, including Heat. 23.53% 12 39.22% 20 37.25% 19 51 2.14 Provide for the basic needs of low income residents, including Emergency Shelter. 24.00% 12 38.00% 19 38.00% 19 50 2.14 Provide for the basic needs of low income residents, including Shelter. 25.49% 13 37.25% 19 37.25% 19 51 2.12 Provide services to residents with disabilities in order to integrate them into the community. 16.33% 8 55.10% 27 28.57% 14 49 2.12 Provide for the basic needs of low income residents, including Equal Rights. 29.41% 15 31.37% 16 39.22% 20 51 2.10 ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 263 OMB Control No: 2506-0117 (exp. 07/31/2015) – LOW priority– MEDIUM priority– HIGH priority– Total– Weighted Average– Provide for the basic needs of low income residents, including Food. 31.37% 16 33.33% 17 35.29% 18 51 2.04 Help meet the day care needs of low income families. 30.00% 15 40.00% 20 30.00% 15 50 2.00 Develop or increase recreational programs for low income residents. 46.94% 23 20.41% 10 32.65% 16 49 1.86 Provide for the basic needs of low income residents, including Clothing. 52.00% 26 28.00% 14 20.00% 10 50 1.68 Help meet the day care needs of moderate income families. 45.10% 23 47.06% 24 7.84% 4 51 1.63 Comments  "Providing" services such as above only continues the cycle of idleness and instability within communities. The idea seems flat across the board easiest way to handle these problems however, it's only a pause within a one sided pendulum stuck giving giving giving. So, let these services be available but only with a return of services whether it's volunteering to work within the city parks department on a project to payback the discount they recieved on their water bill or shelf books to repay late fees. There are easy ways to make our community better self sufficient.  Many areas especially around schools do not even have side walks. I think all areas around schools should be safe for students to walk to and lights should be included around all cross walks to ensure the safety of our students.  More Code Enforcement Officers...  I would like to see our community to become better looking. There is a lot of ugly places in Ogden that need work. I love what we have improved though!  Stop political correctness, foreign residents have to learn English, only citizens can own real property, deport illegals.  Can we get a sidewalk on North Street? #3 PRIORITIZE OGDEN CITY'S PUBLIC BUILDING NEEDS Top Response More respondents feel that improving energy efficiency in city recreation and public buildings servicing low income residents is a low to medium priority then a medium to high priority. ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 264 OMB Control No: 2506-0117 (exp. 07/31/2015) – LOW priority– MEDIUM priority– HIGH priority– Total– Weighted Average– Improve energy efficiency of recreation buildings and other public buildings servicing low income residents. 31.25% 15 39.58% 19 29.17% 14 48 #4 PRIORITIZE OGDEN CITY'S OPEN SPACE, PARKS, AND RECREATIONAL FACILITY NEEDS Top Response More people feel that Improving the safety of CDBG Target Area Playgrounds to meet U.S. Consumer Product Safety Commission standards is more important than Replace, develop or rehabilitate play equipment, park shelters, tennis and basketball courts servicing the CDBG Target Area. – LOW priority– MEDIUM priority– HIGH priority– Total– Weighted Average– Improve the safety of CDBG Target Area Playgrounds to meet U.S. Consumer Product Safety Commission standards. 12.24% 6 36.73% 18 51.02% 25 49 2.39 Replace, develop or rehabilitate play equipment, park shelters, tennis and basketball courts servicing the CDBG Target Area. 20.00% 10 36.00% 18 44.00% 22 50 2.24 ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 265 OMB Control No: 2506-0117 (exp. 07/31/2015) #5 PRIORITIZE OGDEN CITY'S ENVIRONMENT / COMMUNITY APPEARANCE NEEDS The majority of respondents feel that Improving the physical appearance of the community is a high priority – LOW priority– MEDIUM priority– HIGH priority– Total– Weighted Average– Improve the physical appearance of the community, especially the CDBG Target Area, through landscaping of parks, housing and commercial and neighborhood cleanup. 6.00% 3 32.00% 16 62.00% 31 50 2.56 Strengthen the image of the community by emphasizing appearance and design in development and rehabilitation of public facilities that primarily serve low income persons. 24.00% 12 30.00% 15 46.00% 23 50 2.22 Comments  Many abandoned becoming city owned buildings are in terrible disrepair quickly becoming makeshift shelters within imeadiate communities causing anxious, irritated and scarf community members just trying to move about their days.  create a business and residential outline of the way properties should be kept and enforce it.  Continue the work on the Ogden River, it looks great and the trails that Ogden has, these are gems that not many neighborhoods can create, but that we are fortunate to have.  More Code Enforcement Officers... ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 266 OMB Control No: 2506-0117 (exp. 07/31/2015)  For community appearance it would be advantageous to consider refacing delapitated older buildings that are vacant along downtown Washington Blvd and then Wall Ave to attract potential business owners  Please provide more areas to play soccer! With 30% of Ogden's population being latino it is most likely that soccer will be a popular sport. There are scarce areas that provide soccer fields and goals. Plus those few areas that you can play soccer at have minimal to no parking.  Give the people in the neighborhoods access to dumpsters, paint and paint brushes. Let them fix up their own communities. Maybe they will respect things more.  Improve streets, sidewalks and drive approaches in the East Central neighborhoods. #6 PRIORITIZE OGDEN CITY'S ECONOMIC DEVELOPMENT NEEDS ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 267 OMB Control No: 2506-0117 (exp. 07/31/2015) Top 3 responses 1) Attract and retain enterprises that strengthen Ogden’s economic base. 2) Strengthen Ogden’s economic base by recruiting small business and entrepreneurs to open, expand or develop their businesses through the use of micro enterprise, bridge and small business lending programs. 3) Preserve existing employment and local job opportunities for low and moderate income persons and persons with disabilities. – LOW priority– MEDIUM priority– HIGH priority– Total– Weighted Average– Attract and retain enterprises that strengthen Ogden’s economic base. 8.00% 4 30.00% 15 62.00% 31 50 2.54 Strengthen Ogden’s economic base by recruiting small business and entrepreneurs to open, expand or develop their businesses through the use of micro enterprise, bridge and small business lending programs. 9.80% 5 33.33% 17 56.86% 29 51 2.47 Preserve existing employment and local job opportunities for low and moderate income persons and persons with disabilities. 10.00% 5 42.00% 21 48.00% 24 50 2.38 Target low and moderate income Ogden residents for employment in neighborhood redevelopment projects. 14.29% 7 34.69% 17 51.02% 25 49 2.37 Increase capital resources and financial tools for developers to target and redevelop the blighted areas of East Central and Washington Boulevard Districts in the city. 10.20% 5 44.90% 22 44.90% 22 49 2.35 Develop entrepreneurial support systems for the development of technologies or innovations in Ogden’s business. 18.00% 9 30.00% 15 52.00% 26 50 2.34 Encourage façade renovation of commercial structures in the Neighborhood Revitalization Strategy Area. 14.00% 7 42.00% 21 44.00% 22 50 2.30 ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 268 OMB Control No: 2506-0117 (exp. 07/31/2015) – LOW priority– MEDIUM priority– HIGH priority– Total– Weighted Average– Maintain and enhance the quality of the physical environmental and streetscapes in Ogden’s business districts. 18.37% 9 36.73% 18 44.90% 22 49 2.27 Support struggling Central Business District businesses by creating community lending programs. 18.37% 9 44.90% 22 36.73% 18 49 2.18 Increase the ability of businesses and entrepreneurs to open, expand or develop their enterprises within the Central Business District by enhancing opportunities and underwriting the risks in business development. 20.00% 10 46.00% 23 34.00% 17 50 2.14 Develop incentives such as land banking and provision of infrastructure improvements to stimulate private development. 20.41% 10 46.94% 23 32.65% 16 49 2.12 Make technical/financial assistance available to minority, women-owned and small businesses. 22.00% 11 46.00% 23 32.00% 16 50 2.10 Comments  Attract higher internet speed providers like Google Fiber to bring more higher-paying white-collar jobs or opportunities to work from home in high-tech fields to the city.  I feel that the thing that needs to change the most is our schools. There needs to be more money put into our education, and then there might be less problems with homeless, unemployment and single families with children. Sex education in schools and finance would be huge.  Ogden needs to work on getting more jobs into the community. Many people commute to work in SLC, which cause money to go out of Ogden and else where. If we could improve the amount of professional jobs in Ogden it would help: engineering, productions plants, outdoor recreation jobs, etc.  Create work. Business opportunities. Pride in our downtown area....not welfare.  I believe economic development should be our main focus.  No assistance of any kind should be based on gender or ethnicity. Stop worrying about political correctness, it is going to destroy the country. My ancestors embraced American culture, my grandmother leaned English. Now we are expected to lean foreign languages and accommodate their cultures.  Remove the trees along Washington Blvd so people can see the businesses as they drive thru town. Encourage developers to bring their own money in. Do not court "developers" with unproven backgrounds to do what they say they want to do.  Create more jobs! ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 269 OMB Control No: 2506-0117 (exp. 07/31/2015) Application for Federal Assistance - SF-424 ---PAGE BREAK--- Consolidated Plan 2016-2020 OGDEN 270 OMB Control No: 2506-0117 (exp. 07/31/2015) Certifications