Document Ogden_doc_009046bbd4

Ogden, Utah CAPER FY 2010-2011 Page 0 Ogden City Community Development Division 2549 Washington Boulevard, #120 Ogden, Utah 84401 Phone (801)629-8940 www.ogdencity.com and http://HUDConplan.ogdencity.com Consolidated Annual Performance and Evaluation Report (CAPER) JULY 1, 2010 TO JUNE 30, 2011 For submission to HUD October 7, 2011 ---PAGE BREAK--- Ogden, Utah CAPER FY 2010-2011 Page 1 TABLE OF CONTENTS GENERAL Executive Summary page 2 General Questions page 4 Assessment of Goals and Objectives page 4 Accomplishments Summary page 5 Breakdown of CPD Funding page 6 Cash flow Statements page 7 Affirmatively Furthering Fair Housing page 10 Obstacles to Meeting Underserved Needs page 12 Leveraging Resources page 12 Managing the Process page 14 Citizen Participation page 15 Funding Summary page 16 Geographic Distribution of Expenditures (Maps) page 16 Institutional Structure page 18 Monitoring page 18 Self-Evaluation page 20 Lead-Based Paint page 21 HOUSING Housing Needs / Fostering Affordable Housing page 21 Specific Housing Objectives page 22 Public Housing Strategy page 28 Barriers to Affordable Housing page 29 Home / American Dream Down-Payment Initiative ADDI page 30 HOME Jurisdiction Affirmative Marketing page 30 Outreach Efforts to Minority and Women Owned Businesses page 31 HOMELESS page 31 Homeless Needs page 31 Specific Homeless Prevention Elements page 34 Emergency Shelter Grants page 35 COMMUNITY DEVELOPMENT Assessment of CDBG Funds to Goals and Objectives page 38 Low/Mod Job Activities page 39 Changes in Program Objectives page 43 Assessment of Efforts in Carrying Out Planned Actions page 44 Anti Displacement and Relocation page 44 Program Income Received page 45 Prior Period Adjustments page 45 Loans and Other Receivables page 46 Neighborhood Revitalization Strategies page 47 Anti-Poverty Strategy page 51 NON-HOMELESS SPECIAL NEEDS page 54 SPECIFIC HOPWA OBJECTIVES page 55 APPENDICES Appendix A Notice of Public Comment Period page 56 Appendix B FINANCIAL SUMMARY REPORT (PR26) page 57 Appendix C CDBG & HOME Report (PR02)Activities by Year/Project page 58 Appendix D Home Match Report page 61 Appendix E HOME Annual Performance Report page 63 Appendix F HOME MBE and WBE Reports page 65 Appendix G Public Comments receive FY2010-2011 page 66 ---PAGE BREAK--- Ogden, Utah CAPER FY 2010-2011 Page 2 First Program Year CAPER The CPMP Consolidated Annual Performance and Evaluation Report includes Narrative Responses to CAPER questions that CDBG, HOME, HOPWA, and ESG grantees must respond to each year in order to be compliant with the Consolidated Planning Regulations. The Executive Summary narratives are optional. The grantee must submit an updated Financial Summary Report (PR26). GENERAL Executive Summary This Consolidated Annual Performance and Evaluation Report (CAPER) provides an overview of community development and housing activities undertaken and provides information regarding the comprehensive array of programs that address the many needs of the low-moderate income community in Ogden. This report also highlights how public and private investments were allocated toward affordable housing revitalization efforts within Ogden during the year July 1, 2010 to June 30, 2011. The development and public review of the CAPER is a requirement of the U.S. Department of Housing and Urban Development (HUD) as a condition of the city receiving and using Community Development Block Grant (CDBG) and HOME Investment Partnerships (HOME) grants. In addition to being a HUD reporting requirement, this document serves as a useful tool for the City of Ogden and its citizens to determine which community development activities are the most effective and how to best sustain those successful practices. Fiscal Year July 1, 2010 to June 30, 2011, was the first year of the Five Year Consolidated Plan 2010-2015 (ConPlan). During the reporting year, the City made significant progress in addressing goals and objectives set forth in the Consolidated Plan. The following is a brief overview of the objectives that were adopted during the Annual Action Plan July 1, 2010 to June 30, 2011 (AAP 2010-2011) and an overview of benefits realized: PRIORITY OBJECTIVES HOUSING Priority Objective Improve the quality of housing stock. Priority Objective Expand homeownership opportunities for low mod income residents. Priority Objective Increase the supply of decent affordable housing. HOMELESSNESS SERVICES & PREVENTION Priority Objective HOMELESSNESS (Continuum of Care): Support non-profit agencies that provide services to the homeless. CREATE SUITABLE LIVING ENVIRONMENT Priority Objective Improve the physical appearance and safety of neighborhoods EXPAND ECONOMIC OPPORTUNITY Priority Objective Job Creation Priority Objective Business Counseling Priority Objective Create greater access to capital Priority Objective Expand the city’s economic base through the development of underutilized commercial properties. OVERVIEW OF BENEFITS Overall Housing Benefit Improved housing conditions is a priority objective in Ogden’s Five Year Consolidated Plan 2005- 2010 and ConPlan 2010-2015. A comparison of 2000 and 2010 census data reveals a significant ---PAGE BREAK--- Ogden, Utah CAPER FY 2010-2011 Page 3 three percent increase in owner-occupied housing units, a fourteen percent (14%) decrease in vacant housing units, and 36% decrease in rental housing units in Ogden, in the past 10 years. HUD’s U.S. Housing Market Conditions Report, 1st Quarter 2011, listed Ogden’s average home price at $199,700, which is affordable to a family of four. In 2000, U.S. Census data estimated the median value of a single-family housing unit in Ogden at $101,300. No one program, project or factor can take credit for the significant improvements to city-wide housing conditions. The funding Ogden City has received from U.S. Department of Housing and Urban Development and the Consolidated Plan planning process have focused resources in a strategic plan which has contributed to overall housing benefits. 10-Year comparisons1 2010 2000 Change Owner-Occupied housing units 55% 52% 3% increase Vacant housing units 8% 22% 14% decrease Rental housing units 36% 72% 36% decrease % of People living below poverty 17% 17% No change Unemployment Rate (Ogden-Clearfield)2 7.8% 4.5% 3.3% increase (Census Tracts: 2001, 2002, 2002.2, 2003, 2004, 2005, 2006, 2007, 2008, 2009, 2011, 2012, 2013, 2014, 2015, 2016, 2017, 2018, 2019) Overall Jobs Benefit U.S. Bureau of Labor Statistics data reports the Ogden-Clearfield Metropolitan Statistical Area with the largest percentage increase (3.73%) of jobs in the nation between August 2010 and 2011. During that period, about 7,200 jobs were added in the Ogden-Clearfield metro area. "We have been able to showcase Ogden as a very desirable, affordable place to do business," said Ogden Mayor Matthew Godfrey. "It's no surprise that Ogden and Weber County have become one of the best places in the country for job creation," said Spencer Eccles, executive director of the Governors Office of Economic Development. "Ogden and the county have drawn many companies in the outdoor- products industry, which is one of Utah's key economic clusters. The focus on companies in that strategic cluster has helped them grow and recruit many of the best-known outdoor firms in the world."3 Although there has been a rise in unemployment, there has been rise in the number of people living in poverty, Ogden has done made outstanding economic development progress during challenging economic conditions. Overall Homelessness Prevention Chronic homelessness in the state has decreased 69 percent (69%) since 2006, dropping from 1,914 to 601 this year. "We have established a 10-year plan to end chronic homeless," said Gordon Walker, Director of Utah Division of Housing and Community Development. Year over year, the number has declined by 26 percent. Weber County has 64 chronic homeless people compared with 86 in 2010. The number of overall homeless in Weber County dropped to 1,203 in 2011 from 1,241 in 2010. "We are excited to release this information and get it in the hands of community leaders so we can work on the issues," Hardy said4. 1 H o u s i n g & p o v e r t y d a t a o b t a i n e d f r o m : F F I E C . F e d e r a l F i n a n c i a l I n s t i t u t i o n s E x a m i n a t i o n C o u n c i l s , F F I E C C e n s u s R e p o r t s . ( 2 0 0 0 , 2 0 1 0 ) . F F I E C c e n s u s r e p o r t - s u m m a r y c e n s u s h o u s i n g i n f o r m a t i o n – M S A S L C - O g d e n R e t r i e v e d f r o m h t t p : / / w w w . f f i e c . g o v / c e n s u s / r e p o r t . a s p x ? y e a r = 2 0 0 0 & s t a t e = 4 9 & m s a = 7 1 6 0 & c o u n t y = & t r a c t = & r e p o r t = h o u s i n g & p a g e = 3 2 U . S . B u r e a u o f L a b o r S t a t i s t i c s , ( 2 0 1 1 ) . L o c a l a r e a u n e m p l o y m e n t s t a t i s t i c s g d e n - c l e a r i f e l d 3 S c h w e b k e , S . ( 2 0 0 1 , S e p t 2 9 ) . O g d e n - c l e a r f i e l d j o b g r o w t h t o p s i n u . s . S t a n d a r d E x a m i n e r . R e t r i e v e d f r o m h t t p : / / w w w . s t a n d a r d . n e t / s t o r i e s / 2 0 1 1 / 0 9 / 2 8 / o g d e n - c l e a r f i e l d - j o b - g r o w t h - t o p s - u s 4 A s a y , J . ( 2 0 1 1 , S e p t 2 9 ) . H o m e l e s s n u m b e r s d o w n i n d a v i s , w e b e r c o u n t i e s . S t a n d a r d E x a m i n e r . R e t r i e v e d f r o m h t t p : / / w w w . s t a n d a r d . n e t / s t o r i e s / 2 0 1 1 / 0 9 / 2 8 / h o m e l e s s - n u m b e r s - d o w n - d a v i s - w e b e r - c o u n t i e s ---PAGE BREAK--- Ogden, Utah CAPER FY 2010-2011 Page 4 Weber County3 2011 2010 Change # Chronically Homeless 64 86 25% decrease # Homeless 1,203 1,241 3% decrease Using established objectives and outcomes this document will provide a summary of the City’s progress in addressing its goals, objectives and priorities during the reporting period July 1, 2010 – June 30, 2011. This CAPER specifically describes activities undertaken toward housing, homelessness prevention, and community and economic development strategies adopted by the city. and includes reports generated by HUD’s Integrated Disbursement and Information System (IDIS), which report the accomplishments of the City in the HUD national database. General Questions 1. Assessment of the one-year goals and objectives: a. Describe the accomplishments in attaining the goals and objectives for the reporting period. b. Provide a breakdown of the CPD formula grant funds spent on grant activities for each goal and objective. c. If applicable, explain why progress was not made towards meeting the goals and objectives. CAPER General Questions response: The City of Ogden’s 2010-2015 Consolidated Plan outlined several goals to meet community development and housing needs, including homelessness services and prevention, neighborhood revitalization, economic development and public services. The Annual Action Plan 2010-2011 indicated the high priority needs for the first year of the Consolidated Plan and the strategies and objectives to meet those goals. OGDEN CITY CONSOLIDATED PLAN OUTCOMES The following is a list of goals and objectives Ogden City achieved during it’s first program year of the Five Year Consolidated Plan 2010-2015: DECENT HOUSING ACCOMPLISHMENTS  Improved the quality of housing stock in the East Central target neighborhood through the rehabilitation of eight vacant, HUD-foreclosed housing units, transforming them to decent, quality, and safe single-family affordable housing units in the NRSA.  Assisted homeowners to prevent homelessness and improve the sustainability and safety of housing units by funding eight emergency home repairs loans for low to moderate income households to make urgent repairs to their homes.  Increased the supply of quality, affordable housing stock by assisting in the development/ construction of three single-family, new, affordable homes.  Increased owner-occupied homeownership in the CDBG target area which is approximately 55% rental units. Helped fifty-nine (59) low to moderate income households qualify to purchase a home by providing down payment assistance.  Promoted successful homeownership experiences for fifty-nine homebuyers through homebuyer education classes.  Partnered with CHDO to increase the supply of new, affordable, single-family housing units. CDBG funds used to purchase and demolish three deteriorated homes and HOME CHDO funded assisted in the construction of three affordable, single-family homes. (These homes were near completion, under contract but not sold as of June 30, 2011). HOMELESSNESS PREVENTION ACCOMPLISHMENTS  Support the Weber County Homeless Charitable Trust in awarding grants and/or loans to nonprofit homeless providers beginning in fiscal year 2013.  Assisted in the relocation and expansion of St. Anne’s Center, providing technical support for HUD’s environmental review processes. ---PAGE BREAK--- Ogden, Utah CAPER FY 2010-2011 Page 5 SUITABLE LIVING ENVIRONMENT ACCOMPLISHMENTS  Improved the physical appearance and/or safety of over 4,000 homes through code enforcement activity.  Completed one public improvement project by repairing a sewer line in the NRSA. EXPAND ECONOMIC OPPORTUNITIES ANNUAL ACCOMPLISHMENTS  Funded eleven (11) small businesses to open/expand in Ogden; creating the Full-Time Equivalent of 35.92 Jobs.  Provided business counseling to over five hundred business owners/potential owners. The City of Ogden met the objectives outlined in the AAP 2010-2011, which designated certain projects the City would undertake over the first year of the Consolidated Plan. Details of accomplishments during the Fiscal Year July 1, 2010 to June 30, 2011 program year are included in subsequent sections of this document. These accomplishments highlight how Ogden is preserving and expanding its affordable housing stock, eliminating or reversing the deterioration of older low-income neighborhoods and providing economic opportunities to low-to-moderate income persons through job creation and assistance to businesses. ACCOMPLISHMENTS FOR FIRST YEAR OF THE CONSOLIDATED PLAN JULY 1, 2010 TO JUNE 30, 2011 Home Ownership First Year Goals Accomplishments Own in Ogden Down Payment Assistance (housing units) 50 59 Home Buyer Education (persons assisted) 50 59 Housing Rehabilitation First Year Goals Accomplishments Emergency Home Repair Loan Program (housing units) 3 8 East Central Revitalization Program ( housing units) 12 8 Rental Rehabilitation Loan Program (rental units) 4 0 Infill Housing Projects First Year Goals Accomplishments Infill Housing Projects/Purchase, Rehab & Resale (Housing units) 4 3 Community Housing Development Organization (CHDO) (housing units) 1 0 Code Enforcement / Demolition First Year Goals Accomplishments Code Enforcement (actions taken) 200 4,275 Demolition (structures) 1 0 Target Area Public Improvements First Year Goals Accomplishments Block Face Infrastructure Project (streets improved) 1 1 Economic Development First Year Goals Accomplishments Business Counseling (persons assisted) 500 537 Central Business District Infill (projects) 0 0 Small Business Loan Program (FTE jobs created) 8 35.92 ---PAGE BREAK--- Ogden, Utah CAPER FY 2010-2011 Page 6 BREAKDOWN OF CPD FUNDING & EXPENDITURES BY PROGRAM/PROJECT Programs and Projects Budget Expenditures FY 2011 River Project $141,925 $34,890 Section 108 Debt Service $185,000 $181,096 Target Area Public Improvements $330,000 $22,348 Infill Housing / Purchase, Rehab & Resale $300,000 $124,315 Rental Rehabilitation $90,000 $0 Own in Ogden $300,000 $293,305 Emergency Home Repairs (CDBG) $40,000 $37,353 Code Enforcement $150,000 $146,186 Demolition / Property Maintenance $15,000 $0 CHDO Housing Project $281,127 $177,755 Business Information Center $55,000 $55,000 Central Business District Infill $200,000 $0 Small Business Loan Program $537,848 $560,521 East Central Revitalization $1,385,510 $971,616 Administration $392,672 $337,400 TOTAL $4,404,082 $2,941,785 Community Development Block Grant Fiscal Year 2010-2011 Summary Program/Project CDBG Budget CDBG Expenditures Balance Code Enforcement $ 150,000.00 $ 146,185.92 $ 3,814.08 Infill Housing $ 300,000.00 $ 124,315.03 $ 175,684.97 East Central Revitalization $ 223,684.00 $ 189,812.77 $ 33,871.23 Rental Rehabilitation Loan Program $ 90,000.00 $ - $ 90,000.00 Target Area Public Improvements $ 330,000.00 $ 22,348.02 $ 307,651.98 Demolition & Property Maintenance $ 15,000.00 $ - $ 15,000.00 Emergency Home Repair Loans $ 40,000.00 $ 37,353.43 $ 2,646.57 Section 108 Loan $ 185,000.00 $ 181,095.86 $ 3,904.14 Central Business District Infill $ 200,000.00 $ - $ 200,000.00 Business Information Center $ 55,000.00 $ 55,000.00 $ - Small Business Loan Program $ 537,848.00 $ 560,520.58 $ (22,672.58) CDBG Administration $ 316,722.00 $ 268,899.74 $ 47,822.26 Year End Totals $ 2,443,254.00 $ 1,585,531.35 $ 857,722.65 ---PAGE BREAK--- Ogden, Utah CAPER FY 2010-2011 Page 7 ---PAGE BREAK--- Ogden, Utah CAPER FY 2010-2011 Page 8 In addition to $38,049.44 RDA Housing fund expended as HOME Match this year, RDA Housing Fund expended in prior fiscal year and fees waived during the fiscal year 2009-2010 contributed to meet the HOME Match obligation, see Appendix D, Page 61 for details. ---PAGE BREAK--- Ogden, Utah CAPER FY 2010-2011 Page 9 ---PAGE BREAK--- Ogden, Utah CAPER FY 2010-2011 Page 10 DESCRIBE THE MANNER IN WHICH THE RECIPIENT WOULD CHANGE ITS PROGRAM AS A RESULT OF ITS EXPERIENCES During the AAP 2010-2011 program year covered by this CAPER, the city evaluates its programs on an on-going basis to identify strategies that would improve the quality and efficiency of the programs offered. As the City analyzed the grants budget, Ogden community development needs, and the needs of low-income households with consideration of the likelihood that HUD’s entitlement grant awards will be reduced, we determined that the Own In Ogden program, although successful, requires a change in program terms to maintain successful, long-term benefits to the community. Since 2001, the Own In Ogden program has provided low-mod income homebuyers a zero percent interest, deferred payment loan with a pro-rated schedule of forgiveness. Each year the homebuyer provides proof of residency to the city the loan is forgiven by 10% and at five years the loan is completely forgiven. The City continues to support and fund down payment assistance as a means of helping low-mod income households to become home owners and of helping stabilize Ogden’s central neighborhoods, but a change to program terms was deemed necessary. Starting with Annual Action Plan Fiscal Year 2011-2012, the terms for Own In Ogden loans are changed to zero percent interest, deferred payment, “Loan Due On Sale”. The loan remains on title until the home is sold and then the full amount of the loan is paid back at sale. At zero percent interest and deferred payments there is no burden to the household. This change will result in increased HOME program income for future years. The purpose of the Own In Ogden Program will not change and will continue to assist low-mod income households by providing them the needed down payment assistance to purchase a home, while at the same time conserving our HOME funds without putting undue burden on the homebuyer. We anticipate that there will be no noticeable change to the participation of the program if the terms are changed to Loan Due On Sale. In addition, adjustments have been made to administrative processes, a back-up IDIS Approver has been added, program guidelines have been written/updated, updated marketing materials and application process. Affirmatively Furthering Fair Housing ANALYSIS OF IMPEDIMENTS TO FAIR HOUSING CHOICE An Analysis of Impediments to Fair Housing Choice dated July 1, 2010 (AI) was submitted to HUD. This is intended to correspond with Ogden City’s 5-year Consolidated Planning (ConPlan) process. The Analysis of Impediments to Fair Housing (AI) was revised in June 2011. By partnering with public housing providers and non-profit human service organizations, educational efforts toward Fair Housing awareness have been a priority throughout the ConPlan process. A full Analysis of Impediments will be conducted every five years, along with the ConPlan, and will be reviewed each year in conjunction with Ogden City’s Annual Action Plan. Two impediments were identified by Ogden City: Lack of Education (how to file a complaint) and Low incomes of Ogden city residents. ACTIONS TO ADDRESS IMPEDIMENTS Impediment Lack of education – (How to file a complaint.) Although Ogden City supports Fair Housing policies and practices, the need for public education and informational venues is present. A common problem that consistently emerged from Fair Housing survey responses (during the 5 Year ConPlan) and public outreach is that residents may be aware of their rights, and know that discrimination is against the law, they do not know how to file a complaint, who to contact for assistance, or are hesitant to pursue their rights under the law. Response: Ogden City continues to associate with the Utah Apartment Association, Weber County Housing Authority, Ogden Housing Authority, non-profit service agencies, Utah Fair ---PAGE BREAK--- Ogden, Utah CAPER FY 2010-2011 Page 11 Housing Forum, and Greater Ogden Area Association of Realtors to provide Fair Housing information to the general public, low-income households, rental property owners, property management companies and real estate professionals.  Distributed Fair Housing information at: o Ogden Weber Community Action Partnership (OWCAP) Money Markey Fair September 29, 2010. o Family Financial Fair January 28, 2011 o Fair Housing Conference April 27, 2011 (Distributed free Spanish Fair Housing educational CDs) o OWCAP Cinco de Mayo celebration May 4, 2010. o Ogden City’s Farmers’ Market – Saturdays during July and August. o Fair Housing awareness messages published in the At Your Service newsletter that accompanies utility billings throughout the city.  Distributed a city-produced, Spanish, Fair Housing educational CD, which provides examples of situational fair housing discrimination and directions in reporting discrimination.  965 persons attending Good Landlord Training in Ogden. The Utah Apartment Association provided Good Landlord Training to rental property owners (topics included property registration and licensing, landlord/tenant rights, Fair Housing law, sales tax collection and reporting and Section 8 housing).  Fair Housing informational brochures were prominently displayed at city offices.  Fair Housing practices have been utilized in the marketing of city-owned properties. o Fair Housing logo on all Own-In-Ogden, Home Sweet Ogden and Infill projects advertisements, flyers, and webpage. o Associated ads published in city-wide local newspaper with Fair Housing logo. Impediment Low household incomes impede Fair Housing Choices: The Analysis of Impediments to Fair Housing identified “income” as a real impediment to fair housing or decent, safe and sanitary housing, in Ogden. Fair Housing Choice is “the ability of persons regardless of race, color, religion, sex, handicap, familial status, or national origin of similar incomes to have available to them the same housing choices”. Many persons surveyed during the AI process who reported experiencing impediments to Fair Housing also reported as having low incomes. Response: Ogden City continues to fund business development activities and supports non-profit agencies that work to improve the incomes of citizens.  35.92 Full-time jobs equivalents were created using CDBG funds during the reporting period. This provide jobs to 52 presumed (LMI) persons and 15 of these persons were unemployed.  The Business Information Center provided SCORE counseling to 168 (assumed) Low- to- Moderate Income (LMI) persons in protected classes who are seeking assistance in new business start-up ventures.  Eleven Ogden City rehabilitation / construction projects within the city were inspected to ensure they meet applicable International Building Code accessibility requirements. These projects will be sold to LMI persons.  City staff supports and serves on the Ogden Weber Community Action Partnership board. ---PAGE BREAK--- Ogden, Utah CAPER FY 2010-2011 Page 12  Community Development staff also attends Earn It Keep It Save It meetings at the OWCAP, which promotes financial literacy and organizes the local Volunteer Income Tax Assistance (VITA) program.  The City provides free advertising in the local newspaper for the VITA program in Ogden. DESCRIBE ACTIONS TAKEN TO ADDRESS OBSTACLES TO MEETING UNDERSERVED NEEDS One of the largest underserved groups in Ogden is those individuals and households that have incomes below 30% of the median income. Among the obstacles that prevent serving this population are the fact that many of these persons have minimal or no financial literacy, a history of poor credit, have limited resources to maintain safe and sanitary housing, and need access to capital to start a small business. Many of these individuals are also facing economic pressures from foreclosure and unemployment. The city of Ogden expended CDBG funds on a variety of activities that meet the needs of the underserved. These programs provided new or expanded accessibility, affordability and sustainability to decent housing, improved public facilities, access to capital for economic development, job creation/retention, and public services. Such programs included: East Central revitalization, Business Information Center’s public services, Small Business Loan program, Target Area public improvements and Rental Rehabilitation loan program, Code Enforcement, and Emergency Home Repair program.  The city required homebuyers to complete a homebuyer education class prior to receiving downpayment assistance.  CDBG funds were utilized to provide emergency home repair loans to low income households.  Continued support of non-profit agencies by servicing on committees that promote self- sufficiency and financial literacy.  Working with the Ogden Weber Community Action Partnership to provide outreach of services to low income persons.  The Business Information Center offers free counseling to LMI persons seeking to start or maintain a business.  The city’s Small Business Loan Program provides low interest loans to qualifying LMI persons to start a business.  Ogden city assisted the Ogden Reinvestment Corporation (ORC) in applying for Small Business Administration (SBA) funding to begin a micro-enterprise loan program to assist low income persons.  Through the East Central Revitalization program, the city partners with HUD to purchase HUD-foreclosed homes and renovates them to bring them to quality housing standards.  Code enforcement activities included taking actions to improve the living conditions in distressed neighborhoods.  The Rental Rehabilitation loan program targets CDBG funds to improve the conditions of rental housing units throughout Ogden.  A demolition loan program utilizes CDBG funds to provide 0% interest, deferred payment loans to demolish unsafe structures, improving the quality and safety of life in the neighborhoods.  CHDO Funds were provided to Utah Non-profit Housing Corporation to develop new housing for LMI persons in the NRSA. IDENTIFY PROGRESS IN OBTAINING “OTHER” PUBLIC AND PRIVATE RESOURCES TO ADDRESS NEEDS Ogden City Community Development Division has partnered with other city Divisions and local non-profit agencies and banks, private investors and government agencies to coordinate ---PAGE BREAK--- Ogden, Utah CAPER FY 2010-2011 Page 13 resources on a jurisdictional level and is therefore in a position to maximize federal funds through leveraging both private and public sources. In addition, Community and Economic Development Department, applied for Environmental Protection Agency (EPA) Brownfields Revolving Loan Fund (RLF) grant. This funding mechanism will potentially help remove the financial barriers that currently exist on contaminated sites and help mitigate private sector concerns and hesitancy. To maximize the leveraging of HUD grant funds, the city has secured a private line of credit from GE Money Bank, which is used to operate the East Central Revitalization Program’s housing rehabilitation activities (Asset Control Area program). The private line of credit provides non- federal funding to purchase and remodel the ACA’s HUD-foreclosed homes. Only when it is necessary to make renovations while maintaining an affordable sale price are HUD HOME funds then expended on the project. EAST CENTRAL REVITALIZATION RENOVATION PROJECTS HOME FUNDS LEVERAGED Eight, HUD-foreclosed, single-family homes restored $371,872 HOME funds $579,693 Private line of credit funding 1104 Oak 1090 Sullivan The Own In Ogden downpayment assistance program successfully leverages federal funding resources. Through this program, minimal federal investment in the form of a no-interest loan is provided, which for many low- to moderate-income households is the funding necessary to quality for a mortgage. Home ownership often promotes rise to financial and quality of life benefits for both the assisted household and the community that far exceed the initial expenditure of federal dollars. The Own in Ogden program leveraged $5,158,158 in private funding during the AAP 2010-2011. Ogden’s CDBG-funded Small Business Loan Program has continued to successfully leverage federal funding resources with private investments. During the reporting year, AAP 2010-2011, the followings funds were obtained by businesses participating in the city’s Small Business Loan Program; thereby, leveraging CDBG Small Business Loan Program funds for the purpose of Job Creation in Ogden: SMALL BUSINESS LOAN PROGRAM LEVERAGE SUMMARY CDBG Funds Expended $ 560,520 Bank Loans $ 780,000 Private Investors $ 215,000 City Funds $ 64,525 Sweat Equity $ 110,000 Total Leveraging AAP 2010-2011 $1,428,525 HOW HOME MATCH REQUIREMENTS WERE SATISFIED The HOME Investment Partnership program (HOME) is designed to expand the supply of affordable housing for low-income households through acquisition, renting, building, buying, and/or rehabilitating housing for rent or homeownership. HOME has a 25 percent non-federal matching ---PAGE BREAK--- Ogden, Utah CAPER FY 2010-2011 Page 14 funds requirement. Ogden City has received a 50% reduction in HOME Match requirement. For every $1 of HOME grant and HOME program income funds expended, $0.125 was required in match. The city uses RDA Tax Increment Housing Fund, homebuyer education class fees waived and Weber County property taxes waived as sources to fulfill HOME match obligations. The city expended $855,884.91 of HOME Entitlement Grant and HOME Program Income funds on projects. The Fiscal Year HOME Match obligation totaled $106,986. HOME MATCH CONTRIBUTIONS $38,049.44 RDA Tax Increment Housing Fund $13,747.00 Homebuyer education – clients’ tuition fees waved $ 1,864.30 Weber County property taxes waived . $53,660.74 TOTAL HOME MATCH CONTRIBUTED DURING FY2010-2011 During the Fiscal year, a total of $53,660.74 of HOME Match contributions were reported with an additional credit of $84,329 of HOME Match from the prior fiscal year for a total of $137,989.74 in HOME Match credit for FY2010-2011. The HOME Match obligation of $106,986 was met with $31,003.74 HOME Match to carry forward to the next fiscal year. See Appendix D HOME Match Report Form 40107on page 61. Managing the Process 1. Describe actions taken during the last year to ensure compliance with program and comprehensive planning requirements. CAPER Managing the Process response: Ogden undertook all needed reporting and planning activities required to comply with program and comprehensive planning requirements. Specifically Ogden:  Wrote and published the First Program Year Annual Action Plan 2010-2011 (AAP FY2010- 2011)  Published website and newspaper notices of 30-day public comment period for AAP FY2010-2011.  Held a Public Hearing and City Council approved a Resolution to Adopt AAP 2010-2011.  Published website and newspaper notices of Public Hearing to Adopt AAP 2010-2011 and posted notices at Ogden Housing Authority public housing apartment buildings.  Submitted the First Year Annual Action Plan 2010-2011 to HUD.  Ogden City Community Development staff met with the Citizen Advisory Committee (CAC) to review priorities, programs and projects during the preparation of the AAP 2010-2011.  Staff consulted with the CAC during the Amendment process of the AAP 2010-2011.  Held a public hearing after a 30-day public comment period to adopt Amendment #1 to the AAP 2010-2011.  Published website and newspaper notices of 30-day public comment period for AAP FY2010-2011, Amendment #1 and posted notices at Ogden Housing Authority public housing apartment buildings.  Submitted the First Year AAP 2010-2011 Amendment #1 to HUD.  Participated in the Weber County Homeless Coordinating Council and participated in and hosted the Weber County Charitable Trust Committee.  Attended and participated in city governmental meetings, including the city’s Administrative Directors/Managers meetings, Planning Commission, Landmark Commission and City Council. ---PAGE BREAK--- Ogden, Utah CAPER FY 2010-2011 Page 15 Citizen Participation Citizen Comments that were received during the Five-Year Consolidated Plan 2011-2015 and First Year Annual Action Plan 2011 development process are summarized below. (A complete list of citizen comments are available in the Five-Year Consolidated Plan 2011-2015 Appendix A(3). Summary of Citizen Comments  Environmental concerns and energy efficiency practices need to be addressed.  Focus less attention on those who resist work but seek public services to maintain habits.  Develop existing housing, streets lighting and sidewalks to attract higher income residents.  Partner with organizations that provide financial education.  Provide assistance to low income families with special needs.  Rebuild curbs and streets to increase property values.  Work toward removing blighted eyesore properties from Ogden City neighborhoods.  Address the issue of aging lateral water and sewer lines.  Maintain the urban forest and make more bike paths.  More recreational centers to help teens and children avoid gang activity.  Community gardens to grow food for low income families.  Safety.  Successful schools and neighborhoods to attract higher income residents.  Enforcing rules on yards and landscapes. Use code enforcement to maintain properties.  Create good public transit to the downtown area.  Concentrate efforts on removing old buildings and establishing higher property values.  Bridge the financial gap for business start up ventures. June 29, 2010 a public hearing was held to solicit citizen input on priority needs for the Five-Year Consolidated Plan 2011-2015 and First Year Annual Action Plan 2011. No verbal or written comments were received. April 5, 2011 a public hearing was held to solicit citizen input on the adoption of the First Year Annual Action Plan 2011 Amendment No verbal or written comments were received. Thursday, September 15, 2011 and Sunday, September 18, 2011, a 15-day public comment period notice was published in the Standard Examiner, the local newspaper. In addition, a notice was posted on the City of Ogden’s website http://hudconplan.ogdencity.com inviting the public to review and comment on the 2010-2011 Consolidated Annual Performance and Evaluation Report (CAPER). September 15 to September 30, 2011, a DRAFT of the CAPER FY2010-2011 was posted to the City’s HUD ConPlan webpage and it providing an option for the public to click on an icon and send an email directly to the city staff with comments on the CAPER. Summary of Citizen Comments  The Family Counseling Service (non-profit agency) requested that Ogden City review the community development needs of City and consider expanding the scope of projects that could be funded using CDBG funds. The agency also requested CDBG funds for a one- time capital improvements project to eliminate architectural barriers in an aging building and to improve an aging play therapy room and to design and install a creative, therapeutic playgroup for their clients (children with mental health issues). The comment was reviewed and will be reviewed again during the Annual Action Plan FY 2011-2012 Amendment #1 process. In addition, the Community Development Division (Com Dev) actively outreaches to citizens at various events, fairs and at the local Farmers’ Market in downtown Ogden. Each Saturday July through September, Com Dev hosts a booth at the Farmers’ Market, providing copies of the city’s ---PAGE BREAK--- Ogden, Utah CAPER FY 2010-2011 Page 16 Annual Action Plan and Fair Housing materials. City staff engages the public and encourages participation and comments in the ConPlan process. During the Farmers’ Market comments were received from the public voicing their opinions and suggestions for city’s programs. Appendix G, Page 66 has a list of comments received during Farmers’ Market. NOTICE OF FEDERAL FUNDS MADE AVAILABLE FOR FURTHERING THE OBJECTIVES OF THE CONSOLIDATED PLAN Federal funds made available for furthering the objectives of the Consolidated Plan during the reporting period included: FUNDING SUMMARY Grant Fund Funds Available Funds Committed Expended Balance CDBG $2,499,131 $1,585,531 $1,585,531 $913,599 HOME $1,151,641 $943,154 $924,385 $227,256 EDI $124,629 $34,891 $34,891 $89,738 SPG $441,502 $200,812 $200,812 $240,690 GEOGRAPHIC DISTRIBUTION AND LOCATION OF EXPENDITURES The City of Ogden has established target areas for its federal grant programs determined by U.S. Census Data. Using U.S. Census Bureau 2000 CHAS data, the City identified 14 of the 25 census tracts within the city in which 51% or more of the residents were estimated to be of low- to- moderate income. These Census Tracts are eligible for CDBG area benefits. The City’s housing activities and community and economic development activities, such as code enforcement and sidewalks and street improvements were located in the CDBG Target Area. The following Census Tract Map, shows the geographic distribution and location of CDBG and HOME fund investment to projects in low- and moderate-income areas identified in the map that follows: At least 51% of these House- holds have incomes below 50% Median Income (25% to 43% of these are below 30% Median Income). At least 51% of these Households have incomes below 80% of Median Income. MAP 1. CDBG TARGET AREA ---PAGE BREAK--- Ogden, Utah CAPER FY 2010-2011 Page 17 In addition to the CDBG Target Area shown in Map 1 above, there are neighborhoods within Ogden’s Target Area which have been allocated an additional concentration of HOME fund investment. The Own In Ogden program provides down-payment assistance to low- to-moderate income households to purchase a home in Ogden. The Own In Ogden Target Area is within the CDBG-eligible Target Area but is largely limited to census tracts near the Central Business District and in Census Tracts that have over 51% of the population below 80% of median of income. This target area is characterized by high concentrations of low- and moderate-income families, higher unemployment, aging housing stock, deferred home maintenance and deteriorating infrastructure. HOME funds have been directed to the Own In Ogden Target Area outlined in Map 2. MAP 2. OWN IN OGDEN TARGET AREA ---PAGE BREAK--- Ogden, Utah CAPER FY 2010-2011 Page 18 Institutional Structure 1. Describe actions taken during the last year to overcome gaps in institutional structures and enhance coordination. CAPER Institutional Structure response: Ogden City is the lead agency. Ogden City’s Community Development Division is responsible for administration of the City’s federal grant programs, as well as, the City’s housing programs and the development and implementation of the City’s Five Year Consolidated Plan 2010-2015. The Community Development Division administers HOME, CDBG, EDI Program Income and SPG Program income grant activities for the city. The grant administrator managing the city’s HOME and CDBG has held the position for 10 years and has received HUD HOME Program Specialist Certification in Regulations. The Assistant Community Development Manager has over 25 years working directly with CDBG and HOME in various capacities (project coordinator, writing the ConPlan, AAP, AI, NRSA and CAPERs). CED Staff facilities services to Ogden’s homeless population through participation in and support of the Weber County Homeless Coordinating Council and Weber County Homeless Charitable Trust Committee. More than a dozen local organizations participation in the and its meetings provide a forum to share information and arrive at solutions to the community’s issues dealing with housing for Ogden’s homeless individuals and families. Monitoring 1. Describe how and the frequency with which you monitored your activities. 2. Describe the results of your monitoring including any improvements. 3. Self Evaluation a. Describe the effect programs have in solving neighborhood and community problems. b. Describe progress in meeting priority needs and specific objectives and help make community’s vision of the future a reality. c. Describe how you provided decent housing and a suitable living environment and expanded economic opportunity principally for low and moderate-income persons. d. Indicate any activities falling behind schedule. e. Describe how activities and strategies made an impact on identified needs. f. Identify indicators that would best describe the results. g. Identify barriers that had a negative impact on fulfilling the strategies and overall vision. h. Identify whether major goals are on target and discuss reasons for those that are not on target. i. Identify any adjustments or improvements to strategies and activities that might meet your needs more effectively. CAPER Monitoring response: Ogden utilizes a systematic method for monitoring the performance and outcome of its CDBG and HOME funded programs. The process of monitoring covers several areas including the application process, the contract period, cash management and the period of affordability. The city does not have subrecipients. The City monitors its CDBG and HOME funded projects to ensure they meet a national objective and that funds are used for eligible purposes. In addition, internal reviews include evaluating projects for regulatory compliance with environmental review standards, applicability and implementation of Section 3, Fair Housing, Equal Opportunity, Labor Standards, cash management principles, and other applicable regulations. To achieve long-term compliance with program requirements, the City has adopted a Minority Business Outreach Plan, an Anti- Displacement and Relocation Plan, and a Section 3 Plan. To assist staff in the effective implementation of HUD funded projects and programs, Com Dev has in place program guidelines, policies and procedures. The Integrated Disbursement and Information System (IDIS) is managed in the Division of Community Development. This system is another check and balance to assist with program eligibility requirements. If an activity does not meet program eligibility requirements, it is not entered into IDIS. IDIS’ main purpose is to track the funding of projects and grant balances. All ---PAGE BREAK--- Ogden, Utah CAPER FY 2010-2011 Page 19 projects are set up and funded in this system, which then allows the City to drawdown funds from HUD. Six months into the fiscal year, the IDIS System Administrator closely monitored CDBG spending for timeliness to be certain of compliance with the regulatory requirement of having less than 1.5 times the annual grant amount in the line of credit on May 1st. Ogden City was within regulatory CDBG spending limits on May 1, 2011. The City has a Grants Administrator position, whose responsibilities include evaluating program performance for compliance with grant fiscal and program requirements. Typically, the Grants Administrator attends HUD training yearly and is assigned to monitor implementation of programs and compliance at a program and an activity level. The grants administrator responsibilities include: accurate and timely submission of required reports (including: HUD 60002 Section 3 Annual Summary Report, HUD 4710 Labor Standards Enforcement Report and HUD 2516 The Contract and Subcontract Activity Report); IDIS reporting; monitors CDBG and HOME Administration expenditures to ensure administration expenditures are within HUD limits and monitors low to moderate public benefit limits to ensure at least 70% of CDBG activities benefit low to moderate income persons for the certification period and monitors the period of affordability for HOME funded activities. Through the IDIS system, the City has incorporated HUD performance measure guidelines for all CDBG and HOME programs and projects. The city’s monitoring efforts include maintaining communication with HUD representatives, to assist in identifying minor policy and process deficiencies, which the city continually works to improve upon. For example, the city is developing a details policy and procedures manual to ensure that HUD programs continue to operate seamlessly in the event of staffing changes. ACTIVITIES MONITORING Project Management: As each project is proposed for funding, the project coordinator and division manager review financial feasibility and eligibility according to funding source regulations and guidelines. Prior to the commitment of funds in IDIS, the grant administrator verifies account encumbrances and amounts and the division manager checks file documentation for completeness and accuracy. At project closeout, the project coordinator and the grant administrator verify accuracy of disbursements and compliance with program procedures. Reviews: Division managers meet as needed with project coordinators to review project status, eligibility and documentation. Division managers approve all expenditures and receive reports on project expenditures. Corrective Actions: If internal monitoring identifies errors in eligibility, documentation or procedure, the project coordinator responsible for the project is required to complete the required documentation prior to proceeding with the project. If eligibility is not achieved, alternate funding sources are identified and the primary source is repaid. If trends are identified which create errors in processing, then the procedures are changed immediately. Housing and Business Loans: When a loan application is received the project coordinator reviews documentation to verify eligibility (income, credit report, business plan, ownership of collateral, future ability to pay, etc.). A file is created based on the initial screening and the activity is entered into the division database. Files are reviewed by the grants administrator to assure eligibility with all applicable rules and regulations of its funding source and compliance with HUD regulations (low to moderate income, job creation, environmental reviews, etc). In the case of small business loans, a loan committee meets to discuss the file. If the application is not approved, a letter is sent to the applicant explaining why the City has rejected the loan application and the file is suspended. If the application is approved, the project coordinator is authorized to begin work on the project. After the loan is closed, the grant administrator reviews the file again for compliance and enters the data in the Integrated Disbursement and Information System (IDIS). This system is HUD’s reporting and ---PAGE BREAK--- Ogden, Utah CAPER FY 2010-2011 Page 20 fund disbursement system that tracks the City’s expenditures and progress on the various HUD funded projects. IDIS also serves as a third compliance checkpoint. A copy of the Trust Deed and Promissory Note are forwarded to Amerinational Community Services for loan servicing. Amerinational tracks all loans for payments and payment default. Ogden City receives three reports from Amerinational: 1. Current Month Reconciliation Report, 2. Portfolio Status Report, and, 3.Delinquent Aging Report. In the event of default, Amerinational issues 30, 60, and 90 day default notices. Once a second payment is missed, City staff calls the borrower and may also conduct a site visit to assist in resolving the default. After 90 days, the division manager may chose to refer the account for collections, negotiate a forbearance period, or agree to rewrite the loan in cases of significant hardship. When a borrower fails to respond or comply, the division manager may direct the collection agency to pursue legal recourse, or ask the City Attorney to send a demand letter. If payment of the accelerated note balance, principal, unpaid accrued interest and late charges are not paid to Ogden City by the proposed deadline, foreclosure proceedings may be initiated. Record Keeping: Ogden City CED follows the Utah State file retention schedule, which includes a minimum five-year file retention requirement for HUD project files. Each activity will be assigned an activity number by the project coordinator and will be entered into the division database. Files for projects underway will be located in a designated cabinet for active files. Upon completion of the project, the file will be maintained by the grants administrator and stored in one central location in the division. Upon loan payoff, the file will be archived with the City Recorder’s office at the end of each fiscal year. Suspended files will be stored in one central location for the division. At the end of each year the file will be sent to Ogden City Recorder archives. Financial Audit: As required by OMB A-133, local governments that expend more than $500,000 in HUD funds during a fiscal year are required to obtain a financial audit which meets generally accepted government auditing standards. HOME-Funded Rental Rehabilitation Projects Monitoring Schedule No HOME-funded Rental Rehab projects are currently open for monitoring. RESULTS OF MONITORING The city’s monitoring efforts during the AAP 2010-2011 has resulted in compliance with city policy and procedures, HUD regulations and A-133 financial audit. Monitoring projects in a timely schedule has enabled the City to review all program activities on a regular basis and to enter data into IDIS in a timely manner. Timeliness test were met during the year. In addition, the City remained in compliance with Davis Bacon, Fair Housing and Section 3 requirements. During the AAP 2010-2011, May 23 to 26, 2011, a HUD Community Planning and Development Representative conducted a CDBG program monitoring at Ogden City. The monitoring review of Ogden City’s CDBG files concluded that there were no findings or concerns reported. Self Evaluation a. Describe the effect programs have in solving neighborhood and community problems. See Overview of Benefits, Page 2. b. Describe progress in meeting priority needs and specific objectives and help make community’s vision of the future a reality. See Specific Housing Objectives Page 22, and Community Development Assessment Page 38. c. Describe how you provided decent housing and a suitable living environment and expanded economic opportunity principally for LMI persons. See Pages 22-28 for Housing, Page 38 for suitable living environment and economic opportunity. d. Indicate any activities falling behind schedule. No activities are failing behind. ---PAGE BREAK--- Ogden, Utah CAPER FY 2010-2011 Page 21 e. Describe how activities and strategies made an impact on identified needs. See Overview of Benefits, Page 2. f. Identify indicators that would best describe the results. See Pages 2, 22-28, 38-42. g. Identify barriers that had a negative impact on fulfilling the strategies and overall vision. High employment and low incomes have the greatest negative impacting facing Ogden. h. Identify whether major goals are on target and discuss reasons for those that are not on target. See Page 10. Lead-based Paint DESCRIBE ACTIONS TAKEN DURING THE LAST YEAR TO EVALUATE AND REDUCE LEAD-BASED PAINT HAZARDS. The City did not apply for or receive a Lead Hazard Control Grant FY 2010-2011. However, as stated in the First Program Year AAP, the City of Ogden is committed to reducing lead-based paint hazards city-wide by supporting the regional lead poisoning prevention program administered by the Weber Morgan Health Department. Own in Ogden Guidelines require that homes meet a standard of habitability, with no chipping, peeling paint, safety hazards or major structural issues. Prior to program acceptance an inspection determines the condition of both interior and exterior painted surfaces. Sellers are advised that defective paint issues are to be corrected using HUD safe work practices, which requires the services of a licensed lead-based paint contractor, prior to submitting an Own In Ogden down payment assistance application. As a result of this requirement, many homes are repaired, reducing lead-based paint hazards. East Central Revitalization Program - Asset Control Area (ACA) Home Rehabilitation Projects has completed eight projects in the past year. These HUD-foreclosed homes were vacant. Homes built prior to 1978 are assumed to contain Lead-Based Paint (LBP) hazards. After acquisition, the homes are evaluated for this hazard and a risk assessment is performed. Included in the scope of work is the removal or mitigation of the source. Contractors are lead-based paint certified to supervise and perform this work. After the lead-based paint materials are either removed or abated, the home is tested for lead-based paint by an independent inspector and samples are sent to a lab for analysis. The results are printed and inserted in the file. The home must pass the LBP test or the contractor is required to mitigate the hazard until the home passes a clearance test. HOUSING Housing Needs As reported in the American Community Survey 3-Year Estimate (Table: B25075) , in Ogden, 82% of single-family owner-occupied homes have a value below $200,000, which is affordable to a low- to moderate-income family of four. Twenty-four percent (24%) of owner-occupied homes are valued at under $100,000 in Ogden. During 1st Quarter 2011 the average home sale price in Ogden was $199,700, which is affordable to a Low- to Moderate Income household5. ACTIONS TAKEN TO FOSTER AND MAINTAIN AFFORDABLE HOUSING To ensure that the city continues to fulfill its affordable housing needs and to maintain the integrity of its housing stock, the City supports a number of housing programs through its CDBG and HOME programs. To support the City’s affordable housing needs, as outlined in the ConPlan, the city of Ogden has adopted a Neighborhood Revitalization Strategy Area (NRSA) plan that 5 U.S. Housing Market Conditions, 1st Quarter 2011 – HUD Regional Activities Report. ---PAGE BREAK--- Ogden, Utah CAPER FY 2010-2011 Page 22 concentrates redevelopment efforts to the most distressed census tracts, which have the highest percentage of rental housing and older housing stock in the city. Actions to foster and maintain the city’s affordable housing include: restoration of eight single-family housing units in East Central; improvements to the safety of eight single-family housing units; construction of three new single- family affordable housing units. In addition, the city partners with various non-profit agencies to increase the supply of safe, decent housing units. Qualifying rental property owners may apply for a low-interest CDBG loan to improve quality and/or safety of rental housing units. No rental rehabilitation projects were completed during the year These programs are described below. Specific Housing Objectives 1. Evaluate progress in meeting specific objective of providing affordable housing, including the number of extremely low-income, low-income, and moderate-income renter and owner households comparing actual accomplishments with proposed goals during the reporting period. 2. Evaluate progress in providing affordable housing that meets the Section 215 definition of affordable housing for rental and owner households comparing actual accomplishments with proposed goals during the reporting period. 3. Describe efforts to address “worst-case” housing needs and housing needs of persons with disabilities. CAPER Specific Housing Objectives response: Priority Objective #1 – IMPROVE THE QUALITY OF HOUSING STOCK Priority Objective 1. Improve the quality of housing stock # HUD Goals Strategies Outcomes Funding 1.1 1 East Central Revitalization Program: Alleviate conditions of blight by providing decent affordable housing opportunities.  Rehabilitate and upgrade substandard housing units in the NRSA.  Increase the number of decent, safe and affordable housing units in the East Central.  Improve the neighborhood by rehab of “troubled” properties  HOME  HOME Match  CDBG  Private resources leverage federals funds to develop affordable housing. 1.2 1 Emergency Home Repair Program: Enable homeowners to stay in their homes by loaning money for emergency home repairs.  Assistance to low-income and moderate-income residents through 0% interest emergency home rehabilitation loans.  Improve quality and safety of housing stock to LMI residents.  Decrease the number of low income residents facing the threat of homelessness.  Decrease the number of LMI homeowners facing housing problems.  CDBG 1.3 1 Rental Rehabilitation Loan Program: Improve the conditions of rental units.  Decrease the number of substandard rentals units.  Increase the number of safe, sanitary, affordable rental units.  CDBG  Private resources leverage federals dollars to develop affordable, decent rental units. # PROGRAM Year 1 GOALS Year 1 ACCOMPLISHMENTS 1.1 East Central Revitalization – housing properties improved 12 8 1.2 Emergency Home Repair Loans - Housing units assisted 3 8 1.3 Rental units rehabilitated 4 0 ---PAGE BREAK--- Ogden, Utah CAPER FY 2010-2011 Page 23 1.1 East Central Revitalization (Asset Control Area program (ACA) increased the supply of decent, affordable housing for low- to moderate-income households. Eight single-family homes have been completely renovated to meet housing quality standards, in addition upgrades have been included such as, new floors, paint and appliances. Two homes located on 1000 block of Sullivan have demonstrated a noticeable improvement to block, motivating neighbors to make privately-funded improvements to their properties. East Central Revitalization Area ACA homes are purchased directly from HUD. Acquisition is controlled by HOC. All ACA properties were vacated prior to HUD obtaining ownership, so displacement and relocation issues did not apply. Often these HUD-foreclosed homes have been flipped many time and are often an eye sore to the community. Each ACA home completion has contributed to the general livability of the neighborhood. EAST CENTRAL REVITALIZATION PROGRAM AAP 2010-2011 Accomplishments – HOME funded – 8 Housing Units ACA10-004 1137 22nd Street ACA10-005 2236 Quincy Avenue ACA10-006 2750 Monroe ACA10-007 1104 Oak ACA10-008 1039 Sullivan ACA10-010 1090 Sullivan ACA10-011 2852 Fowler ACA10-012 3056 Harrison BEFORE AFTER BEFORE AFTER 1.2 Emergency Home Repair loans have funded improvements to the safety of housing units for one extremely low-income (below 30% Area Median Income6 (AMI)), five very-low-income (below 50% AMI) and for two low-income (below 80% AMI) households by addressing major home repairs that are an immediate threat to the health and safety of the household. Without a CDBG- funded loan, these homeowners would have been at risk of living in sub- standard conditions or of homelessness. Eight homes received urgent need repairs during the AAP 2010-2011. Emergency Home Repair Projects Completed FY10-11: EHRP2011-01 1 housing unit EHRP2011-07 1 housing unit EHRP2011-02 1 housing unit EHRP2011-08 1 housing unit EHRP2011-04 1 housing unit EHRP2010-09 1 housing unit EHRP2011-05 1 housing unit EHRP2010-10 1 housing unit Priority Objective #2 - EXPAND HOMEOWNERSHIP OPPORTUNITIES Priority Objective # 2 Expand Homeownership Opportunities # HUD Goal Strategy Outcome Funding 2.1 1 Own In Ogden Program - Provide downpayment assistance to low to moderate income families  Provide the down payment assistance needed for low to moderate income persons to buy a home.  Increase homeownership in central Ogden.  Support neighborhood revitalization through homeownership opportunities  HOME  Private resources 6 U . S . D e p t . o f H U D , ( 2 0 1 0 ) . A r e m e d i a n f a m i l y i n c o m e 2 0 1 0 ( H e r a I n c o m e L i m i t s R e p o r t ) . W a s h i n g t o n , D . C . : h u d u s e r d a t a s e t s . R e t r i e v e d f r o m h t t p : / / w w w . h u d u s e r . o r g / p o r t a l / d a t a s e t s / i l / i l 2 0 1 0 / 2 0 1 0 M e d C a l c . o d n ---PAGE BREAK--- Ogden, Utah CAPER FY 2010-2011 Page 24 Priority Objective # 2 Expand Homeownership Opportunities # HUD Goal Strategy Outcome Funding 2.2 1 Homebuyer Education  Ensure families are suitable for homeownership.  Increased ability of homeowners to maintain homeownership.  Non-profits providers # PROGRAM/ACTIVITY Year 1 GOALS Year 1 ACCOMPLISHMENTS Year 1 thru Year 5 Aggregate Accomplishments 2.1 Own In Ogden - downpayment assistance loans 50 59 59 2.2 Homebuyer Education 50 59 59 2.1 Own in Ogden provided down payment assistance to 59 low- to moderate-income households to purchase a home in Ogden. Fifty-seven of the households participating in the Own In Ogden (OWIO) program were first-time homebuyers. Ogden’s ConPlan identifies home- ownership as a vehicle in transforming the city’s housing stock. The OWIO program requires participants to maintain the home as a primary residence to quality for the program and to receive a pro-rated forgiveness. Loans are fully forgiven after establishing five years of residency. Prior to the five year anniversary, homebuyers can receive a 10% forgiveness on their loan by providing the city proof with residency for the year. The OWIO program has successfully encouraged homebuyers to purchase a home and encourages many to remain in their homes for five years, which has contributed to stabilizing the OWIO target area. In the OWIO target area census tracts (2004, 2005, 2008, 2009, 2011, 2012, 2013, 2017, 2018, 2019) owner-occupied housing units have increased from 35% in 2000 to 39% in 2010 and there has been a five drop in vacant housing units in the OWIO area. OWN IN OGDEN TARGET AREA7 Census tracts: 2004,2008, 2009, 2011, 2012, 2013, 2019 2010 2000 Change Owner-Occupied Housing Units 39% 35% 4% Increase Vacant Housing Units 12% 18% 5% Decrease Rental Housing Units 47% 47% No change (Note: OWIO program extends into Census Tracts 2005, 2016 but is not congruent with census tract boundaries. Housing occupancy data is not available at the block group level and not included for CT 2005, 2016 in the above calculations). By increasing the number of owner-occupied housing units and by reducing the number of vacant or abandoned housing units, the city has facilitated improved housing conditions. Homeowners provide greater investment into properties in which they reside, improving overall conditions in the neighborhoods. (See HOME Report (PR02) attached as Appendix C, page 59 for a list of completed activities). 2.2 Homebuyer Education was required for participants utilizing Own In Ogden program funds. A local non-profit agency, Cornerstone Financial Education, provided free home-buyer education classes to Ogden City low- to moderate-income residents. CDBG and HOME funds are not used for this activity. Participants who have received homebuyer education have a greater opportunity for successful homeownership experiences. 7 F F I E C . F e d e r a l F i n a n c i a l I n s t i t u t i o n s E x a m i n a t i o n C o u n c i l s , F F I E C C e n s u s R e p o r t s . ( 2 0 0 0 , 2 0 1 0 ) . F F I E C c e n s u s r e p o r t - s u m m a r y c e n s u s h o u s i n g i n f o r m a t i o n – M S A S L C - O g d e n R e t r i e v e d f r o m h t t p : / / w w w . f f i e c . g o v / c e n s u s / r e p o r t . a s p x ? y e a r = 2 0 0 0 & s t a t e = 4 9 & m s a = 7 1 6 0 & c o u n t y = & t r a c t = & r e p o r t = h o u s i n g & p a g e = 3 ---PAGE BREAK--- Ogden, Utah CAPER FY 2010-2011 Page 25 Priority Objective #3 - INCREASE THE SUPPLY OF DECENT AFFORDABLE HOUSING Priority Objective #3 Increase the supply of decent affordable housing # HUD Goal Strategy Outcome Funding 3.1 1 Infill housing / Purchase, rehab & resale programs: Projects include building new housing units on vacant land and purchase and rehab of vacant deteriorating housing to sell quality affordable homes to low mod income families.  Create new affordable housing units or rehabilitate substandard housing units.  Facilitate the development of underutilized vacant lots, typically in center of city blocks and difficult to develop due to infrastructure issues.  Partner with property owners and/or housing providers to develop solutions for underutilized vacant residential land.  Improve neighborhoods by developing vacant land, replacing blighted structures with quality affordable housing or rehabilitate substandard housing.  Create new affordable housing units with minimal use of federal funds (Have A Heart)  Maximize private resources leveraged to develop affordable housing.  Increase the number of decent, affordable housing units.  CDBG  HOME  Have-A- Heart projects: donated materials, Volunteer labor 3.2 1 Community Housing Development Organization - Support the construction of quality affordable housing units.  Support the Community Housing Development Organization to create affordable housing options for Low to moderate income persons.  Affordable sites found and secured for construction of new affordable housing  HOME CHDO # PROGRAM/PROJECT Year 1 GOALS Year 1 ACCOMPLISHMENTS 3.1 Infill Housing / Purchase, rehab & resale 4 2 3.2 Community Housing Development Organization Projects 1 0 3.1 Infill Housing – Have A Heart Program - the Infill Housing Program undertook four Have A Heart Infill Projects during the last AAP 2009-2010. The project included CDBG funded acquisition of vacant land (2383, 2350, 2372 and 2386 Liberty Avenue) within the NRSA. The construction and sale of the homes was sponsored by the Have a Heart organization, which is a group of Realtors, Home Builders and Ogden City. Ogden City contracted with a local home builder that donated large portions of labor and materials to the construction of the four homes. A realtor group donated the sales commission and contributed some appliances and window coverings. Two of the homes sold to low-mod income families during the reporting period, two sold to low-mod income households in the previous reporting year. The homes sold at below market rate to make them affordable to low income families and each has three bedrooms to meet the needs of larger families. This project successfully transformed underutilized vacant land located in the center of city blocks into new, decent and affordable housing units. INFILL HOUSING PROJECT AAP 2010-2011 Accomplishment – CDBG & HOME Funded – 2 Housing Units IH10-001 (2386 Liberty) 1 housing unit IH10-004 (2350 Liberty) 1 housing unit ---PAGE BREAK--- Ogden, Utah CAPER FY 2010-2011 Page 26 2386 Liberty Ave. 2372 Liberty Ave. 3.1 Infill Housing – Jefferson Avenue Historic District (Infill Housing) – In 2004, five parcels were acquired on the 2600 block of Jefferson Avenue for the Jefferson Avenue Townhomes project. CDBG Funds were used for acquisition of the property. Nineteen townhomes were built on the property. During this fiscal year one sold; fourteen have sold in prior years. JEFFERSON AVENUE TOWNHOMES AAP 2010-2011 Accomplishment – CDBG & HOME Funded IH04-001-10 572 E. Sellwood Court 1 Housing unit 3.2 Community Housing Development Organization – 2100 block of Jefferson Infill Project. The City utilized the HOME Program’s 15% CHDO funds to revitalize the neighborhood by replacing blighted housing with new single-family detached housing to increase the supply of affordable housing. The area just east of the downtown Ogden has suffered disinvestment and has deteriorated significantly over the past 50 years. Ogden City purchased three lots on 2100 block of Jefferson with CDBG funding in the Fiscal year 2009-2010. The specific sites selected for this project are the most deteriorated sites in the neighborhood. The units were vacant and uninhabitable. Without an investment in new housing to replace the severely deteriorated housing, conditions in the neighborhood would continue to decline. HOME CHDO funds provided gap financing to Utah Non-Profit Housing Corporation, Ogden’s certified Community Housing Development Organization (CHDO) to assist in the construction of three single-family owner-occupied housing units on the 2100 block of Jefferson Avenue. Utah Housing Corporation allows eligible borrowers, to borrow for down payment and closing costs. Borrowers are able to purchase a home with little or no cash investment at a competitive interest ---PAGE BREAK--- Ogden, Utah CAPER FY 2010-2011 Page 27 rate. Borrower’s must quality by income. Up to six percent of the loan amount can be borrowed for the required down payment and closing costs. The borrowed amount is a second mortgage with a 30-year fixed rate mortgage with an interest rate 2% above the first mortgage rate. UTAH HOUSING CORPORATION COMMUNITY HOUSING DEVELOPMENT ORGRANIZATION OGDEN TARGET AREA Architecture of the new housing is consistent with the Victorian style cottages prevalent in the neighborhood. The CDBG and HOME assisted properties are 2155, 2159 and 2167 Jefferson Avenue. As of June 30, 2011 these three properties were near completion. CHDO funded projects were Underway and near completion as of June 30, 2011 2155 Jefferson (Before) 2155 Jefferson (After) Utah Housing Corporation working with Ogden City has targeted the low mod income census tracts (Shaded areas) for affordable housing projects. ---PAGE BREAK--- Ogden, Utah CAPER FY 2010-2011 Page 28 2159 Jefferson (Before) 2159 Jefferson (After) 2167 Jefferson (Before) 2167 Jefferson (After) EFFORTS TO ADDRESS WORST-CASE HOUSING NEEDS AND HOUSING NEEDS FOR PERSONS WITH DISABILITIES The Emergency Home Repair Program provides 0% interest, deferred payment loans to low, very- low and extremely low income households. East Central Revitalization Program AAP 2010-2011 Goal 12 – HOME Accomplishments 8 <30% Median Income 30<50% Median Income 50<80% Median Income 80>100% Median Income NRSA Target Area Ethnicity - White Households Ethnicity - Hispanic Households Ethnicity - Other Households Elderly Household Member Disabled Household Member Female Head of Household 2 4 2 0 8 3 3 2 2 3 2 25% 50% 25% 0% 100% 38% 38% 25% 25% 38% 25% AFFORDABLE HOUSING THAT MEETS SEC 215 DEFINITION OF AFFORDABLE HOUSING Ogden City makes progress in meeting Section 215 goals of the National Affordable Housing Act. All HOME-funded homeownership assistance are qualified as affordable housing with: an initial purchase price that does not exceed 95 percent of the median purchase price for the area; is the principal residence of an owner whose family qualifies as a low- to-moderate income family and is subject to recapture provisions established by the program guidelines. Public Housing Strategy 1. Describe actions taken during the last year to improve public housing and resident initiatives. CAPER Public Housing Strategy response: Ogden Housing Authority maintains a constant review of operations to keep up with needs. Recent improvements include updates to organizational charts, office space improvements, telephone system upgrades, utilizing computers for every employee and one for the Resident Advisory Board, utilizing software from HAB, Inc., providing email for better communication within and outside the agency, and improved communication of information required to implement regulatory changes as they become effective. ---PAGE BREAK--- Ogden, Utah CAPER FY 2010-2011 Page 29 As evidenced through high PHAS and SEMAP scores, Ogden Housing Authority has improved program integrity in public housing and Section 8. The assisted housing has undergone positive changes through program modernization and prompt eviction of households for noncompliance with their lease after proper hearings. The Ogden Housing Authority acquired a Section 42Tax Credit property through partnership with a non-profit subsidiary, using no Housing Authority funds. This property is being supervised under a mutual management agreement. The completion of program conversions to Voucher leases, and the acquisition of additional Voucher allocations has also been accomplished. Ogden City and the Ogden Housing Authority works with other agencies providing services to homeless, and low-income households. These organizations include: Weber County Homeless Coordinating Council, Cottages of Hope, Building Assets Together Coalition, Utah Capacity Building Collaborative, Catholic Community Services, Your Community Connection (YCC), Tri County Independent Living Center, Odd Fellows, Disabled Veterans of America/Homeless Veterans Fellowship, etc. ENCOURAGE PUBLIC HOUSING RESIDENTS INVOLVEMENT The OHA facilitates public housing (PH) residents’ involvement in management by encouraging residents to serve on a Resident Advisory Board (RAB). The goal of the RAB is to encourage PH residents to become more involved in management. In partnership with Ogden City, the OHA notifies PH residents of public meetings that pertain to ConPlan activities through posting public meeting notices at PH buildings, which provides residents an opportunity to participate in the Consolidated Plan process. SECTION 8 The Ogden Housing Authority administers the Section 8 program and has provided 525 families with Section 8 assistance in Ogden. SECTION 8 HOUSING CHOICE VOUCHER WAITING LIST CLOSED APRIL 1, 2011. Due to the long wait list for new applicants, OHA stopped taking applications for the Section 8 Housing Choice Voucher Program effective April 1, 2011. The agency will still accept applications for Public Housing, Moderate Rehabilitation, Shelter Plus Care, HOPWA, VASH and from victims of a natural disaster within the last 30 days. As of June 30, 2011, the Section 8 Housing Choice Voucher waiting list was closed. Barriers to Affordable Housing 1. Describe actions taken during the last year to eliminate barriers to affordable housing. CAPER Barriers to Affordable Housing response: ACTIONS TAKEN TO ELIMINATE BARRIERS TO AFFORDABLE HOUSING During AAP FY 2010-2011, the City continued its mission to eliminate barriers to affordable housing by increasing the supply of affordable housing to low-mod income households. The following programs were funded to eliminate cost burdens associated with down payment assistance and/or costly housing rehabilitation funding were undertaken to aid families in their efforts to buy affordable housing: 1. Own In Ogden down payment assistance program 2. East Central Revitalization Program (single-family housing rehabilitation in NRSA) 3. Emergency Home Repair program. The city’s HUD-funded programs are designed to reduced the costs of owning and maintaining a home; thereby, making housing more affordable for a much broader range of household income levels. ---PAGE BREAK--- Ogden, Utah CAPER FY 2010-2011 Page 30 HOME/ American Dream Down Payment Initiative (ADDI) 1. Assessment of Relationship of HOME Funds to Goals and Objectives PROGRESS TOWARD MEETING GOALS FOR PROVIDING AFFORDABLE HOUSING INCLUDING THE NUMBER AND TYPES OF HOUSEHOLDS SERVED East Central Revitalization Program AAP 2010-2011 Goal 12 – HOME Accomplishments 8 <30% Median Income <50% Median Income <80% Median Income >80% Median Income >100% Median Income NRSA Target Area Ethnicity - White Households Ethnicity - Hispanic Households Ethnicity - Other Households Elderly Household Member Disabled Household Member Female Head of Household 0 2 6 0 0 8 6 1 1 0 0 0 0% 25% 75% 0% 0% 100% 75% 12% 12% 0% 0% 0% Own in Ogden Down Payment Assistance AAP 2010-2011 Goal 50 – HOME Accomplished 59 <30% Median Income <50% Median Income <80% Median Income >80% Median Income >100% Median Income NRSA Target Area Ethnicity - White Households Ethnicity - Hispanic Households Ethnicity - Other Households Elderly Household Member Disabled Household Member Female Head of Household 3 21 35 0 0 42 37 16 6 3 3 15 5% 36% 59% 0% 0% 71% 63% 27% 10% 5% 5% 25% Infill Housing AAP 2010-2011 Goal 4 – Accomplished 3 (Have-A-Heart, Jefferson Historic District) HOME & CDBG funded projects <30% Median Income <50% Median Income <80% Median Income >80% Median Income >100% Median Income NRSA Target Area Ethnicity - White Households Ethnicity - Hispanic Households Ethnicity - Other Households Elderly Household Member Disabled Household Member Female Head of Household 0 2 0 1 0 3 2 1 0 0 0 0 0% 66% 33% 33% 0 100% 66% 33% 0% 0% 0% 0% HOME MATCH REPORT The HOME Match form HUD-40107-A for reporting committed matching funds to affordable housing developments is posted on Page 61 is. The HOME Annual Performance Report 40107 is Appendix E posted on. Page 63. HOME MBE AND WBE REPORT HUD form HUD-2516, to report contracts and subcontracts awarded to Minority Businesses Enterprises (MBE) and Women Businesses Enterprises (WBE) are posted Page 65 and page 66. ASSESSMENTS DETAIL RESULT OF ON-SITE INSPECTIONS OF RENTAL HOUSING During the reporting, there were no active HOME-funded rental rehab projects. DESCRIBE THE HOME JURISDICTION’S AFFIRMATIVE MARKETING ACTIONS Own in Ogden and Home Sweet Ogden programs are marketed through the At Your Service newsletter. This city newsletter is distributed to Ogden City residents in the city’s utility billings. Marketing is also contracted to real estate professionals with listings in targeted neighborhoods. The Own in Ogden down payment assistance program has consistently serviced minority and low to moderate income households. In the current reporting period, 29% of the participants were minorities and 100% were below 80% area median income. Hispanic households represent 27% of the minority participants. ---PAGE BREAK--- Ogden, Utah CAPER FY 2010-2011 Page 31 DESCRIBE OUTREACH TO MINORITY AND WOMEN OWNED BUSINSSES Outreach to minority and women owned businesses takes place through the following activities: The Business Information Center’s (BIC) provides many business start-up assistance and operational materials which are published in Spanish and taught in Spanish to Spanish speaking clients. In association with the Small Business Development Center (SBDC), business start-up classes in Spanish are offered at the BIC when requested. Several Spanish speaking counselors are available through the SBDC and Service Corps of Retired Executives (SCORE). The BIC Manager reaches out to women-owned business owners through membership in the Ogden- Weber Chamber Women In Business group, attending regular functions and distributing BIC materials. Within the past year, the BIC offered classroom space, free of charge, to two organizations that assist minorities and low-income individuals. The first to a for-profit employment organization, in need of classroom space to offer a class English as a Second Language to its numerous unemployed Hispanic clients. The class was held twice a week for two months and was offered on two separate occasions, for a total of 16 classes. The second organization was a social services agency located near the BIC that provides services to individuals with cognitive, developmental, physical and mental health disabilities and brain injury survivors, as well as, their care givers. This organization held two training events in the BIC classroom in the past year. Although these classes were not directly related to small business enterprise, they provided a social service to the community’s minority, women and low-income population. BIC classroom space is made available to organizations such as this with a purpose in assisting the underserved of the community, as long as the events are free of charge and open to all individuals. In its association with the Ogden Reinvestment Corporation (ORC), the BIC has been instrumental in creating and administering a micro loan program for the Ogden Hispanic Chamber of Commerce, in which small micro loans ($1,000 to $25,000) are available to Hispanic business owners or businesses which primarily serve the Hispanic community. Although no loans have originated, there are two individuals that the ORC and BIC have been working with to prepare them for application. Business start-up training through the SBDC is a requirement of the loan application process. Additionally, the program has recently been presented to the “Give Me A Chance” program, a nonprofit sewing center operated by Sister Maria Nguyen, a Daughter of Charity of St. Vincent de Paul, who started the program. The program teaches women a skill so they can earn a living. The training, for Ogden’s low-income residents, teaches women how to sew and it sells their handmade products through a retail area of the center. The loan program is being made available to students who graduate the training program and would like to start their own business. The BIC has is also offering business start-up assistance to those individuals. HOMELESS Homeless Needs *Please also refer to the Homeless Needs Table in the Needs.xls workbook. Identify actions taken to address needs of homeless persons. 1. Identify actions to help homeless persons make the transition to permanent housing and independent living. 2. Identify new Federal resources obtained from Homeless SuperNOFA. CAPER Homeless Needs response: ---PAGE BREAK--- Ogden, Utah CAPER FY 2010-2011 Page 32 HOMELESS NUMBERS DOWN IN DAVIS, WEBER COUNTIES8 “Without a doubt, Utah’s Housing First approach continues to show that ending chronic homelessness is entirely realistic,” said Lt. Governor Greg Bell, Chairman of the State Homeless Coordinating Committee. “The collaboration between government, non-profit and private agencies is the key to Utah’s success. By placing our chronically homeless population into permanent supportive housing with case management, we have seen real change in individuals’ lives and simultaneously created efficiencies within our community systems of care.”9 Chronic homelessness is defined as someone who has been homeless for more than a year or has had three homeless experiences in the past four years. While the chronically homeless make up only about 5 percent of the overall total, they use 50 percent of the shelter, emergency service and other resources providers would rather reserve for families. Ogden City supports St. Anne’s in providing services that make a difference. In 2004, Ogden City adopted the Utah State’s Housing First strategy to end chronic homelessness within 10 years. Under this strategy, chronically homeless persons go from streets or homeless shelters into their own apartments. The housing is permanent and rent is affordable; it does not exceed 30 percent of the household’s income. In addition, job training and other supports are provided. Ogden city is a member of the Weber County Homeless Coordinating Council which implements the Housing First strategy in Weber County and in Ogden. Through participation in and through the donation of land for The Lantern House and through providing technical assistance to the St. Anne’s, Ogden City has made progress in ending chronic homelessness. 8 A s a y , J . ( 2 0 1 1 , S e p t 2 9 ) . H o m e l e s s n u m b e r s d o w n i n D a v i s , W e b e r c o u n t i e s . S t a n d a r d E x a m i n e r . R e t r i e v e d f r o m h t t p : / / w w w . s t a n d a r d . n e t / s t o r i e s / 2 0 1 1 / 0 9 / 2 8 / h o m e l e s s - n u m b e r s - d o w n - d a v i s - w e b e r - c o u n t i e s 9 W e s t , S . ( 2 0 1 0 ) . h t t p : / / h o u s i n g . u t a h . g o v / n e w s / ? p = 5 2 4 . U t a h S t a t e H o u s i n g a n d C o m m u n i t y D e v e l o p m e n t N e w s R o o m , R e t r i e v e d f r o m h t t p : / / h o u s i n g . u t a h . g o v / n e w s / ? p = 5 2 4 ---PAGE BREAK--- Ogden, Utah CAPER FY 2010-2011 Page 33 HOMELESS SERVICES INVENTORY Homeless services in Ogden City are provided by various nonprofit organizations. The following list details local service providers, capacities and funding sources. Provider Name Type of Service Service Capacity Waiting List Funding Sources Ogden Rescue Mission Emergency Shelter 32 adult males 16 “ females 4 family units None Private donations Saint Anne’s Emergency Shelter 68 adult males 18 adult females w/children 2 family units None Emergency Shelter Grant, FEMA, Private Donations, State Homeless Trust Fund, Critical Needs Housing and the United Way YCC Women’s Crisis Shelter Domestic Violence Shelter 32 women and children None Emergency Shelter Grant, FEMA, Private Donations, United Way and Violence Against Women Act Funds YCC Transitional Services Transitional Housing 37 bed -families w/children 3 – 4 months HUD Supportive Housing, State Homeless Trust Fund, State Critical Needs Housing, Private Donations, FEMA and Emergency Shelter Grant Homeless Veterans Fellowship Transitional Housing 30 adult males 2 – 3 months HUD Supportive Housing, Private Donations, State Homeless Trust Fund, United Way and Critical Needs Housing Catholic Community Services Rent and Utilities Assistance 200 yearly 1200 refused annually ESG, FEMA, Critical Needs Housing, State Homeless Trust Fund, Shelter Plus Care, United Way and Private Donations St. Anne’s Center is an Emergency Shelter in Ogden, which in 2009 evaluated its facility. A needs assessment concluded that a new, larger facility with multi-purpose uses is required. “Goal – Continue to provide the highest level of service to anyone in need. Increase the impact we have in the community by providing additional programs and support. Ultimate goal is to help our clients become self-sufficient.”10 SHELTER PLUS CARE The Ogden Housing Authority’s (OHA) Shelter Plus Care program works in partnership with St. Anne’s Center, Weber Human Services, and Tri County Independent Living Center. The Shelter Plus Care program coordinates efforts for chronically homeless individuals. Under this partnership agreement, St. Anne’s Center, Weber Human Services, and Tri-County Independent Living Center refer those meeting the definition of chronically homeless to the OHA. The OHA, if a Shelter Plus Care voucher is available, would provide the housing assistance the would provide case management services the care needed to obtain additional assistance and to have the opportunity needed to transition to permanent housing. The OHA can help up to 20 chronically homeless persons with the Shelter Plus Care program. 10 C a n t e r , J . ( S e p t . 2 1 , 2 0 0 9 ) . S t . A n n e ' s C e n t e r - B u i l d i n g A D r e a m . I n O g d e n , U T ---PAGE BREAK--- Ogden, Utah CAPER FY 2010-2011 Page 34 Specific Homeless Prevention Elements 1. Identify actions taken to prevent homelessness. CAPER Specific Housing Prevention Elements response: Priority Objective # 4 HOMELESSNESS (CONTINUUM OF CARE) Priority Objective #3 Homelessness (Continuum of Care) # HUD Goal Strategy Outcome Funding 4.1 1 Support the Weber County Homeless Charitable Trust in granting and/or loaning funds to non-profit homeless service providers  Purchase, construction, rehabilitation or maintenance of permanent or transitional housing; and/or  Support services for the homeless in Weber County.  Weber County Homeless Charitable Trust Fund 4.2 1 Support the construction of new emergency shelter facilities for the homeless in Ogden  Improve emergency shelter conditions.  Implement a Housing First approach to homelessness prevention.  Permanent supportive housing for the chronically homeless.  Expand the number of beds available.  Relocate the existing emergency shelter to a facility that provides support services.  City land donation leveraging private donations # Expected Units of Accomplishment Year 1 Goals Year 1 Accomplishments 4.1 – competitive grants and/or loans to non-profit homeless service providers 0 0 4.2 Assist St. Anne’s in creating an emergency and homeless shelter that implements a Housing First Model. 1 1 4.1 Weber County Homeless Charitable Trust –The sole purpose and mission is to support non-profit homeless prevention and service providers through the granting/loaning of funds. During the reporting period, the continued its plan in investing funds until $1 million in seed funds are reserved and then begin awarding interest from the seed funds. Ogden city provided over $1 million seed funding to received in annual installments over seven years for the creation of the Weber County Homeless Charitable Trust Beginning in 2005, the began receiving payments generated from the city’s sale of Defense Depot of Ogden (DDO) property; by April 2012 the full amount of $1,037,900 will be paid to in principal. The committee has voted to begin granting/loaning funds through a competitive bid process to local non-profit homeless service providers, special attention is given to programs that encourage the efficient use of existing resources through partnership and collaboration, during the next year, Annual Action Plan 2011-2012. 4.2 Support the expansion and relocation of St. Anne’s Center to a new location. As St. Anne’s Center faces the need to relocate to a new facility, the city of Ogden is participating in the new development. The goal is to create a center in Ogden that will help homeless persons receive the support, services, and interim housing if needed, to obtain and maintain permanent housing and to provide services to assist households in crisis; thereby, preventing homelessness. During the AAP 2010-2011, Ogden City provided technical assistance to facilitate an environmental review which was concluded and cleared all environmental concerns for the future site of Ogden’s emergency shelter, The Lantern House. In addition, as previously reported, Ogden City donated land at 33rd and Pacific Avenue for future location of the new facility, The Lantern House. ---PAGE BREAK--- Ogden, Utah CAPER FY 2010-2011 Page 35 St. Anne's will tear down its existing building. The new complex, The Lantern House, will include a 35,000-square-foot homeless shelter, a 4,000-square-foot dining building and a 3,000-square-foot warehouse to house donated items, Canter said. The homeless shelter building will also have 14 family rooms and an overflow area capable of housing individuals year-round. The complex also may house offices for Weber Human Services and Utah Department of Workforce Services personnel to serve the homeless, Canter said11. In recognition of the changing face of the homeless in northern Utah, church officials, dignitaries and private donors Wednesday kicked off a $7 million capital campaign to build a new homeless center. The new facility will be named Lantern House, representative of its goal to "light the way for those in need." Lantern House will succeed St. Anne's Center, which has served Weber County's homeless population since 1981. The fundraising campaign is nearly halfway to its goal due to a $1.5 million contribution by The Church of Jesus Christ of Latter-day Saints; a $1 million challenge grant from the George S. & Dolores Dore' Eccles Foundation; as well as $75,000 from the Lawrence T. and Janet T. Dee Foundation and land valued at $500,000 from the city of Ogden. Other donors have provided more than $300,000 toward the effort12. Officials said the existing facility, a 90-day temporary emergency shelter that houses more than 82 people a night and serves more than 52,000 meals a year, is inadequate to serve a growing population of homeless families. "In 2009, we saw a 115 percent increase in families entering the homeless population. We have not been equipped to handle that population. Along with that came fathers with children. We were also not equipped to handle that population," said Weber County Commissioner Jan Zogmaister. The new facility, according to Ogden Mayor Matthew Godfrey, will better support the practice of helping people return to self-sufficiency by providing housing, services and intensive case management. "You don't just shelter people, but get them in permanent housing and get them established in a life," Godfrey said. "People can be rehabilitated and get their life back.12 Emergency Shelter Grants (ESG) HOMELESS PREVENTION AND RAPID REHOUSING (HPRP) Ogden did not receive ESG. During AAP2010-2011, Catholic Community Services of Northern Utah provided Rapid Re-housing assistance to 92 households, expended $160,453 of HPRP HUD funding. Another 105 households received homeless prevention assistance expended $131,719 of HPRP HUD funding. Utah State summary of HPRP is provided below:13 11 S t . A n n e ’ s i n s e a r c h o f $ 7 m f o r n e w s h e l t e r - S t a n d a r d - E x a m i n e r . ( 2 0 1 1 , J u n e 2 7 ) . S t a n d a r d E x a m i n e r . R e t r i e v e d f r o m h t t p : / / w w w . s t a n d a r d . n e t / t o p i c s / c h a r i t y / 2 0 1 1 / 0 5 / 0 2 / s t - a n n e s - s e a r c h - 7 m - n e w - s h e l t e r # . T g i p 3 U y s Y p E . p r i n t f r i e n d l y 12 C o r t e z , M . , & , ( 2 0 1 1 , J u n e 2 9 ) . L a n t e r n h o u s e t o l i g h t n e w p a t h f o r w e b e r c o u n t y . S t a n d a r d E x a m i n e r . R e t r i e v e d f r o m h t t p : / / w w w . k s l . c o m / ? n i d = 9 6 0 & s i d = 1 6 1 7 6 1 4 3 & s _ c i d = r s s - 9 6 0 13 M o o r e , K . , J . D a y , a n d J . H a r d y . U t a h S t a t e . c o m p r e h e n s i v e R e p o r t o n H o m l e s s n e s s S t a t e o f U t a h 2 0 1 0 . S a l t L a k e C i t y : , 2 0 1 0 . P r i n t . < h t t p : / / h o u s i n g w o r k s . u t a h . g o v / p u b l i c a t i o n _ r e s e a r c h / d o c u m e n t s / U t H o m e l e s s R e p o r t R e v 1 0 _ 1 1 _ 2 0 1 0 . p d f ---PAGE BREAK--- Ogden, Utah CAPER FY 2010-2011 Page 36 St. Anne’s Center 2010 Shelter Statistics TOTAL Shelter Nights: 29,799 Children under 17 using shelter 5,364 (18% of all shelter nights) Average number of clients a night 81 Clients 17 and under 148 @ average 36 nights each Total clients 1,434 @ average 21 nights each Families placed in Hotels (no room at shelter) 36 Families housed 90 Individuals housed 253 Shelter Meals Total Meals served – Lunch & Dinner 52,334 @ 144 a day Volunteer Hours Hours In Kind Volunteer Hours 7,675 $160,018 Community Service Hours (court ordered) Hours Community service hours 3,747 Essential Services (no charge) Quantity Total Cost Application fee (for rentals) 13 $325 Birth certificate 32 $640 Food Handlers permit 12 $120 Bus tokens 1,554 $3,108 Diaper/Formula/misc. baby items 6,500 Hygiene kits (individual) 1,162 Hygiene kits (family) 170 Individuals receiving clothing 1,777 Gender Count % of Total Male 928 65% Female 506 35% RACE White 913 51% Black or African American 148 9% Other multi-racial 240 40% AGE 62 and over 39 3% 51-61 232 16% 31-50 636 40% 18-30 277 20% 17 and under 250 17% Veterans Status Veteran 212 15% First Time Homeless Homeless 752 53% ---PAGE BREAK--- Ogden, Utah CAPER FY 2010-2011 Page 37 COMMUNITY DEVELOPMENT Community Development *Please also refer to the Community Development Table in the Needs.xls workbook. 1. Assessment of Relationship of CDBG Funds to Goals and Objectives a. Assess use of CDBG funds in relation to the priorities, needs, goals, and specific objectives in the Consolidated Plan, particularly the highest priority activities. b. Evaluate progress made toward meeting goals for providing affordable housing using CDBG funds, including the number and types of households served. c. Indicate the extent to which CDBG funds were used for activities that benefited extremely low-income, low-income, and moderate-income persons. 2. Changes in Program Objectives a. Identify the nature of and the reasons for any changes in program objectives and how the jurisdiction would change its program as a result of its experiences. 3. Assessment of Efforts in Carrying Out Planned Actions a. Indicate how grantee pursued all resources indicated in the Consolidated Plan. b. Indicate how grantee provided certifications of consistency in a fair and impartial manner. c. Indicate how grantee did not hinder Consolidated Plan implementation by action or willful inaction. 4. For Funds Not Used for National Objectives a. Indicate how use of CDBG funds did not meet national objectives. b. Indicate how did not comply with overall benefit certification. 5. Anti-displacement and Relocation – for activities that involve acquisition, rehabilitation or demolition of occupied real property a. Describe steps actually taken to minimize the amount of displacement resulting from the CDBG-assisted activities. b. Describe steps taken to identify households, businesses, farms or nonprofit organizations who occupied properties subject to the Uniform Relocation Act or Section 104(d) of the Housing and Community Development Act of 1974, as amended, and whether or not they were displaced, and the nature of their needs and preferences. c. Describe steps taken to ensure the timely issuance of information notices to displaced households, businesses, farms, or nonprofit organizations. 6. Low/Mod Job Activities – for economic development activities undertaken where jobs were made available but not taken by low- or moderate-income persons a. Describe actions taken by grantee and businesses to ensure first consideration was or will be given to low/mod persons. b. List by job title of all the permanent jobs created/retained and those that were made available to low/mod persons. c. If any of jobs claimed as being available to low/mod persons require special skill, work experience, or education, provide a description of steps being taken or that will be taken to provide such skills, experience, or education. 7. Low/Mod Limited Clientele Activities – for activities not falling within one of the categories of presumed limited clientele low and moderate income benefit a. Describe how the nature, location, or other information demonstrates the activities benefit a limited clientele at least 51% of whom are low- and moderate-income. 8. Program income received a. Detail the amount of program income reported that was returned to each individual revolving fund, e.g., housing rehabilitation, economic development, or other type of revolving fund. b. Detail the amount repaid on each float-funded activity. c. Detail all other loan repayments broken down by the categories of housing rehabilitation, economic development, or other. d. Detail the amount of income received from the sale of property by parcel. 9. Prior period adjustments – where reimbursement was made this reporting period for expenditures (made in previous reporting periods) that have been disallowed, provide the following information: a. The activity name and number as shown in IDIS; b. The program year(s) in which the expenditure(s) for the disallowed activity(ies) was reported; c. The amount returned to line-of-credit or program account; and d. Total amount to be reimbursed and the time period over which the reimbursement is to be made, if the reimbursement is made with multi-year payments. 10. Loans and other receivables a. List the principal balance for each float-funded activity outstanding as of the end of the reporting period and the date(s) by which the funds are expected to be received. b. List the total number of other loans outstanding and the principal balance owed as of the end of the reporting period. c. List separately the total number of outstanding loans that are deferred or forgivable, the principal balance owed as of the end of the reporting period, and the terms of the deferral or forgiveness. ---PAGE BREAK--- Ogden, Utah CAPER FY 2010-2011 Page 38 d. Detail the total number and amount of loans made with CDBG funds that have gone into default and for which the balance was forgiven or written off during the reporting period. e. Provide a List of the parcels of property owned by the grantee or its subrecipients that have been acquired or improved using CDBG funds and that are available for sale as of the end of the reporting period. ASSESMENT OF GOALS AND OBJECTIVES An assessment of the use of CDBG funds to the priorities, needs, goals and specific objectives identified in the Consolidated Plan can be found in the goals and Accomplishments, Assessments, and Self-Evaluations sections this CAPER. (Also Refer to General Questions, 1.a.) Priority Objective #5 – IMPROVE THE SAFETY AND APPEARANCE OF THE NEIGHBORHOOD Priority Objective #5 Improve the Safety and Physical Appearance of Neighborhoods # HUD Goal Strategy Outcome/Long Term Goals Funding 5.1 2 Code Enforcement Program: Enforce code regulations to improve the city’s neighborhoods.  Reduce neighborhood blight  Encourage greater stakeholder involvement  Improve the appearance of neighborhoods  Address housing safety issues  Reduce crime  Increase property values  Facilitate attractive neighborhoods  CDBG 5.2 2 Demolition Loan Program: Demolish unsafe building structures  Improve the physical appearance of neighborhoods  Reduce slum and blight conditions  Increase property values  Reduce health and safety issues  CDBG 5.2 2 Target Area Public Improvements: Construct or improve deteriorating streets, curbs , infrastructure  Improve the physical appearance of neighborhoods  Improve the quality of life for residents  Increase property values  CDBG # PROGRAM Year 1 GOALS Year 1 ACCOMPLISHMENTS 5.1 Code Enforcement (housing units assisted 200 4,275 5.2 Demolition Loan Program 0 0 5.3 Target Area Public Improvement Projects 1 1 5.1 Code Enforcement - Promoted safe and attractive neighborhoods through the efforts of two of the City’s code enforcement officers working strictly in CDBG-qualifying census tracks. Code enforcement inspectors responded to complaints of substandard conditions and poor property maintenance. Their time was spent addressing complaints, safety issues, and emergencies. BEFORE AFTER BEFORE AFTER ---PAGE BREAK--- Ogden, Utah CAPER FY 2010-2011 Page 39 5.2 Demolition Loan Program – Promote neighborhood safety. No persons applied or received CDBG-assist for the Demolition Loan Program during the reporting period. The CDBG- funded demolition loan program offers a 0% interest, deferred payment loan to property owners to provide the financial assistance needed to demolish unsafe structures. 5.3 Target Area Public Improvements Sewer line to Habitat for Humanity project (133 Doxey). Ogden City and Habitat for Humanity work in cooperation to improve Ogden’s neighborhoods and provide affordable housing opportunities for LMI home buyers in Ogden. During the year, Ogden City provided funding for sewer line improvements at 133 Doxey. This site is next to another Habitat for Humanity housing project and is in a distressed neighborhood. Quincy Trees Phase II is the completion of the Quincy Trees Public Improvement project undertaken last fiscal year. Trimming, removal and replacement of street trees at the 2500 blocks of Quincy, Fowler and Jefferson Ave. between 20th Street and 24th Streets. This project included labor; therefore Davis Bacon (federal wages) were paid to workers on the project. Priority Objective #6 – JOB CREATION Increase economic opportunities through the creation or retention of permanent jobs. Priority Objective Job Creation # HUD Goal Strategy Outcome Funding 6.1 3 Small Business Loan Program: Direct financial assistance to for- profit businesses to create permanent full-time jobs  Reduce unemployment  Increase Ogden’s economic base  Attract economic growth  CDBG  Leverage private resources # PROGRAM Year 1 GOALS Year 1 ACCOMPLISHMENTS 6.1 Small Business Loan Program Full-time equivalent jobs created/retained 8 35.97 FTE jobs 6.1 Small Business Loan Program – Direct financial assistance to businesses. The growth of small businesses to create jobs has been identified in the ConPlan and NRSA plan to be essential in redevelopment efforts. Jobs are needed to expand the economic base in the City. Available private funding is not sufficient to meet the needs of those requesting financial assistance to start- up or to grow a business in the NRSA. The area lacks lenders willing to risk lending to NRSA business owners or potential NRSA business owners. The Small Business Loan program provides a maximum of $90,000 of CDBG in lower-than-market interest rate loans. The program targets assistance to entrepreneurs and businesses establishing in the NRSA’s Central Business District. JOBS CREATED IN FISCAL YEAR JULY 1, 2010 TO JUNE 30, 2011 During the program year, the Business Development Division targeted job creation activities to the NRSA. The ConPlan identified job creation/retention as a high priority in a needs assessment. Location in the NRSA is the first consideration in all job creation efforts. By targeting this area, jobs are being created in an area predominately Low- to-Moderate income (LMI). Ninety percent (90%) of the FTE Jobs created were presumed to benefit Low- to Moderate-Income (LMI) persons, due to the location of the business in the NRSA. Ten percent 3.72 FTE Jobs created were created outside the NRSA, in the Business District of Ogden (BDO). The incomes of new hires were documented to ensure first consideration of new hires were given to LMI workers. Documentation revealed that all jobs created at the BDO were given to LMI persons. ---PAGE BREAK--- Ogden, Utah CAPER FY 2010-2011 Page 40 Ninety percent of CDBG-funded jobs created during the AAP FY2010-2011 were created in the NRSA. FTE represents the creation of the equivalent of one full-time job. Two or three part-time persons could contribute to the equivalent of one full-time (40 hours/week) job. Ogden City’s BIC provides one-on-one consultation and technical assistance to the small business loan program participants. No jobs created during the year required special skill, work experience, or education. Activity Business # of Jobs Job Titles SBLP10-0243 Ogden Rox 2.00 FTE Director Operations, Sales Rep/clerk SBLP10-0240 G4G 2.65 FTE Manager, Sales Rep, Lead, Cashier SBLP10-0244 Purple Pogo 1 .00 FTE Store Manager, Clerk SBLP10-0246 Holmes Clothing 4.25 FTE Manager, Asst. Manager, Sales Rep SBLP10-0251 Fluid Marketing 1.875 FTE Sr. Project Manager, Sr. web developer SBLP11-0252 Slackwater Pub 13.475 FTE Server, Cook, Dishwasher, Hostess SBLP10-0233 Kahuna Creation 2.00 FTE Assembly, Marketing Manager SBLP10-0232 Steiny’s Grill 3.72 FTE Cook, Prep Cook, Server SBLP09-0226 Borrow’d Earth 1.00 FTE Barista, Sales SBLP08-0209 Rocky Ventures 4.0 0 FTE Gen & Asst. Manager, Director, Supervisor TOTAL JOBS CREATED 35.97 Full Time Equivalent (FTE) CDBG-FUNDED SMALL BUSINESS LOAN PROGRAM CREATED JOBS AND OPENED IN THE NRSA Ogden Rox – 2 FTE Jobs Created G4G – 2.65 FTE Jobs Created Priority Objective #7 – BUSINESS COUNSELING Provide business counseling services as a public service to attract new business start-ups and improve the rate of survival of businesses in Ogden. Priority Objective Business Counseling to promote business success # HUD Goal Strategy Outcome Funding 7.1 3 Business Information Center: Provide business counseling to attract new businesses and improve business success.  Increase the survival rate for businesses in Ogden  Attract more businesses to open in Ogden  Support the struggling start-up businesses  CDBG  City General Funds  Leverage private resources # PROGRAM Year 1 GOALS Year 1 ACCOMPLISHMENTS 7.1 Business Information Center Persons assisted (presumed LMI) 500 537 ---PAGE BREAK--- Ogden, Utah CAPER FY 2010-2011 Page 41 7.1 Business Information Center – The Business Information Center (BIC) is a community development resource facility offering free business consulting, workshops, seminars, a comprehensive business library plus much more. The mission of the BIC is to provide free or low cost information, education and training to help local entrepreneurs start, operate and grow their businesses. The BIC operates in partnership with the Weber State University's Small Business Development Center (SBDC) and the Service Corps of Retired Executives (SCORE) During the program year, the BIC provided services to 537 persons. The BIC is located in Ogden’s Downtown Central Business District, a part of the NRSA. During 2011 Utah Entrepreneur Day, the Utah Small Business Development Center recognized three Ogden start-up businesses with the Success Story Award. Brixton’s Bake Potato, Steiny’s Family Grill and Imagine Ballet Theater, received CDBG-funded small business loans, start-up business counseling at the BIC and received this state Success Story Award, recognizing their success as a start-up small business. Priority Objective #8 – CREATE GREATER ACCESS TO CAPITAL Provide administrative support to the Ogden Reinvestment Corporation whose mission is to create greater access to capital for economic development in the CBD. Priority Objective Support Ogden Reinvestment Corporation # HUD Goal Strategy Outcome Funding 8.1 3 Provide administrative support to the Ogden Reinvestment Corporation to create greater access to capital.  Increase the survival rate for businesses in Ogden  Attract more businesses to open in Ogden  Support the struggling start-up businesses  Fill the gap for funding small businesses  Strengthen the city’s economic base  City General Funds  Leverage private resources  No federal funds # PROGRAM Year 1 GOALS Year 1 ACCOMPLISHMENTS 8.1 Support to Ogden Reinvestment Corporation Assist in the application process 1 1 8.1 Administrative support to the ORC- create greater access to capital. Ogden City facilitated the creation of the Ogden Reinvestment Corporation (ORC) in 2009; no federal funding is committed to the ORC. The City provides in-kind city staff to assist in bringing the ORC into operation. Its mission is to provide access to capital that is not available to low moderate income ---PAGE BREAK--- Ogden, Utah CAPER FY 2010-2011 Page 42 entrepreneurs. The ORC, as a nonprofit lender, provides the resources and tools that small businesses need to succeed and to help the economic recovery activities within the Ogden City area. The ORC, as a non-profit entity, was designated a Community Development Entity (CDE) in 2010. The ORC as can fill the gap and provide NRSA micro-businesses financing up to $35,000 if it receives SBA approval. Priority Objective #9 – DEVELOP UNDERUTILIZED COMMERCIAL PROPERTIES Support the development of underutilized properties in the CBD, providing opportunities to expand the CBD’s economic base, stimulate business growth, remove blight and/or encourage job creation. 9.1 Central Business District (CBD) Infill Program – supports business growth for job creation or removal of blight. The CBD Infill program is intended to facilitate and stimulate capital investment in Central Business District and to remove slum and blight and/or to promote job creation/retention activities. The funds may be used for construction of new structures on vacant land, improvements to commercial structures, or reconstruction of blighted or deteriorating buildings. Funds will be used to contribute to and to enhance the viability of Ogden’s economic base. No projects were undertaken during the AAP 2010-2011. Priority Objective Develop underutilized commercial properties # HUD Goal Strategy Outcome Funding 9.1 3 Expand Ogden’s economic base through developing underutilized properties  Job creation and/or removal of blight  Attract new businesses  Provide gap financing to support business success  CDBG  Leverage private resources # PROGRAM Year 1 GOALS Year 1 ACCOMPLISHMENTS 9.1 Central Business District Infill Project 0 0 In addition, the ORC has been designated a Community Development Financial Institution. This designation will allow the ORC to apply for and potentially receive millions of dollars from the U.S. Department of Treasury to fund small and micro business loans. The creation of a CDFI and a CDE fills a gap that has been created over generations of decline in wealth within the community. ---PAGE BREAK--- Ogden, Utah CAPER FY 2010-2011 Page 43 EVALUATE PROGRESS TOWARD MEETING GOALS FOR PROVIDING AFFORDABLE HOUSING USING CDBG FUNDS. The construction and sale of two homes sponsored by a charitable group called “Have a Heart” homes were completed during the AAP 2010-2011. The Have a Heart organization is a group of Realtors, Home Builders, and Ogden City. Ogden City contracted with a local home builder who donated large portions of labor and materials to the construction. The realtor group donated the sales commission and contributed some appliances and window coverings. The homes are sold for below appraised market value and Own In Ogden downpayment assistance is also available. CDBG FUNDS USED TO BENEFIT LOW-MOD INCOME PERSONS As reported in IDIS Report (PR026), Appendix B CDBG Financial Summary (Page 57), one hundred percent (100%) of CDBG program funds were used for activities that benefited extremely low-income, low-income and moderate-income persons. Emergency Repair Loan AAP 2010-2011 Goal – CDBG Accomplishments 8 <30% Median Income <50% Median Income <80% Median Income >80% Median Income >100% Median Income NRSA Target Area Ethnicity - White Households Ethnicity - Hispanic Households Ethnicity - Other Households Elderly Household Member Disabled Household Member Female Head of Household 1 5 2 0 0 8 5 3 1 3 2 2 12% 63% 25% 0% 0% 100% 62% 37% 12% 38% 25% 25% Infill Housing AAP 2010-2011 Goal 4 – Accomplished 3 (Have-A-Heart, Jefferson Historic District) HOME & CDBG funded projects <30% Median Income <50% Median Income <80% Median Income >80% Median Income >100% Median Income NRSA Target Area Ethnicity - White Households Ethnicity - Hispanic Households Ethnicity - Other Households Elderly Household Member Disabled Household Member Female Head of Household 0 3 7 1 1 9 3 0 0 2 3 0% 25% 58% 0.8% 0.8% 100% 75% 25% 0% 0% 17% 25% 2372 Liberty 2386 Liberty 2 Have A Heart Homes Completed in FY2010-2011 CHANGES IN PROGRAM OBJECTIVES The Consolidated Plan goals and objectives were established in 2010 for the 2020-2015 timeframe. No significant Program Objective changes have been made or recommended. Due to decreased CDBG and HOME grant funds, the city determined that to sustain the Own In Ogden program long-term it will change the terms of the program. Starting July 1, 2011, Own In Ogden downpayment assistance loans will be due on sale. Previously Own In Ogden down payment ---PAGE BREAK--- Ogden, Utah CAPER FY 2010-2011 Page 44 assistance loans had a declining balance and were eligible for forgiveness after establishing five years of residence. These changes were previously included in AAP 2010-2011 Amendment ASSESSMENT OF EFFORTS IN CARRYING OUT PLANNED ACTION Ogden City worked hard to establish a solid network of partnerships with local, nonprofit organizations and housing developers. Resources were pursued by collaborating with those organizations that have the capacity to deliver the products and services to low- and moderate- income residents of Ogden. HOW ALL RESOURCES IN THE CONPLAN WERE PURSUED Ogden City utilized all financial resources identified in the Annual Action Plan 2010-2011, including CDBG, HOME, HOME Match, EDI, SPG and City funds to carry out the programs and projects planned. CERTIFICATIONS OF CONSISTENCY IN A FAIR AND IMPARTIAL MANNER. All HUD-funded projects and programs undertaken by the Community and Economic Development Department are reviewed in a fair manner to certify that each activity is consistent with the Consolidated Plan 2010-2015. Business Development HUD-funded projects are reviewed by the Small Business Loan Committee prior to approval of applications. Each Community Development Division activity is reviewed by the Grants Administrator, Project Coordinator, and Assistant Manager of Community Development to determine if the proposed activity is consistent with the City’s Consolidated Plan. Ogden City does not have sub-recipients. INDICATE HOW GRANTEE DID NOT HINDER CONSOLIDATED PLAN IMPLEMENTATION BY ACTION OR WILLFUL INACTION. The City pursued all resources indicated in the Annual Action Plan 2010-2011 and did not, through action or willful inaction; attempt to hinder the implementation of the Consolidated Plan. All funds were used to meet a qualified national objective. ANTI-DISPLACE AND RELOCATION a. Describe steps actually taken to minimize the amount of displacement result- ing from the CDBG-assisted activities. Ogden City targets it housing rehabilitation program to renovation of abandoned housing units in the East Central neighborhood. The East Central Revitalization Program, a driving force of the NRSA plan, utilizes the HUD Asset Control Area (ACA) program, which is controlled by HOC and is limited to HUD-foreclosed vacant housing units. Ogden relocates infill housing clients when the work involves lead abatement or the unit is uninhabitable due to lack of kitchen or bathroom facilities. Displacement of any nature is reserved as the last resort action necessitated only when no other alternative is available and when the activity is determined necessary in order to carry out a specific goal or objective that is of benefit to the public. b. Describe steps taken to identify households, businesses, farms or nonprofit organiza- tions who occupied properties subject to the Uniform Relocation Act or Section 104(d) of the Housing and Community Development Act of 1974, as amended, and whether or not they were displaced, and the nature of their needs and preferences. In AAP 2010-2011, each project is reviewed for the possibility of relocation. One family was relocated during the program year. Infill Housing Project IH11-002 (2548 Quincy) a single-family rental housing unit was in substandard conditions and demolished by the city. Once the project was selected, the Project Coordinator interviewed and met one-on-one with the property renters to assess their needs, income and household size. During the process, a comparable three-bedroom rental housing units was identified and selected by the renters. The household received relocation assistance. ---PAGE BREAK--- Ogden, Utah CAPER FY 2010-2011 Page 45 c. Describe steps taken to ensure the timely issuance of information notices to displaced households, businesses, farms, or nonprofit organizations. The city has adopted Relocation guidelines to assist in the timely issuance of required information and notices. The renters at 2548 Quincy (Infill Housing Project IH11-002) were given the necessary financial assistance, information, counseling, housing location options, and information regarding Federal Fair Housing rights. LOW/MOD CLIENTELE ACTIVITIES Ogden City did not fund any Limited Clientele activities during the program year. PROGRAM INCOME Program income received July 1, 2010 – June 30, 2011 1. CDBG $437,022 HOME $124,066 HOME recapture $ 80,097 EDI $ 5,743 SPG $236,317 Ogden City does not utilized revolving fund activities or float-funded activities. PRIOR YEAR ADJUSTMENT No CDBG funded activities or expenditures were disallowed in 2009-2010. In the previous year, AAP FY2009-2010, HOME-funded IDIS #1043 (Ogden City Activity #OWIO07-014) down payment assistance project $4,452.15 was determined ineligible due to incorrect income verification. To reimburse the HOME line of credit, the City funded a HOME-eligible activity IDIS #1427 (Ogden City Activity #OWIO10-073) partially with HOME and partially with City General Funds. The City paid $5,384 of eligible HOME Expenses for this activity (IDIS #1427) out of the City’s General Fund reimbursing all the HOME funds expended on the ineligible activity IDIS #1043. The reimbursement to the line of credit carried over to the AAP2010-2011 and is now accounted for in IDIS and in the CAPER. The City updated its policies and procedures to better illustrate the correct income verification steps and staff was trained. CDBG FUNDS MEETING A NATIONAL OBJECTIVE All CDBG funds were used to meet the following national objectives: 1) Benefit Low/Mod Income Persons and 2) Benefit Low/Mod Income Area. CDBG OVERALL BENEFIT CERTIFICATION The city was in compliance with overall benefit certification. CDBG program requirements allow a maximum of 20% of CDBG Entitlement plus CDBG Program income for the fiscal year be expended for Administration of CDBG or HOME activities. The HOME programs allows a maximum of 10% of HOME Entitlement award plus HOME Program Income (not to include HOME Recapture) be expended on the administration of HOME activities. During the Fiscal Year the city remained in compliance with this requirements. CDBG EN $1,202,465 HOME EN $564,021 CDBG PI $ 437,022 HOME PI $124,066 TOTAL $1,639,487 subject to cap TOTAL $688,087 subject to cap $ 327,897 20% max. allowed $ 75,589 10% AMX Allowed CDBG Admin $ 265,853 16.22% HOME Admin $ 68,500 9.08% ---PAGE BREAK--- Ogden, Utah CAPER FY 2010-2011 Page 46 During the fiscal year, $55,000 of CDBG funds went to the Business Information Center, the city’s only public service activity. This represents 3.3% of CDBG funds expended, below the public service maximum cap allowed. INDICATE HOW USE OF CDBG FUNDS DID NOT MEET NATIONAL OBJECTIVES. National objectives were met for all funds awarded. INDICATE HOW GRANTEE DID NOT COMPLY WITH OVERALL BENEFIT CERTIFICATION. Not applicable LIMITED CLIENTELE ACTIVITIES Ogden City did not undertake Limited Clientele activities during this reporting period. Community Development Division Loan Portfolio as of June 30, 2011 Program Primary Funding Source Project # Number of Loans Loan Principal Balance Terms Emergency Home Repair CDBG 866 83 $315,638.45 Deferred, Payments Demolition & Rehab Projects CDBG 867 27 $173,605.99 Deferred Home Rehab, Rental Rehab, Infill CDBG 869 16 $711,099.31 Amortized Small Business Loans CDBG 875 45 $2,790,497.51 Amortized Public Improvements, Rehab Projects EDI 876 12 $166,928.95 Amortized, Deferred Home Rehabilitation, Infill Projects HOME 868 44 $1,065,535.89 Amortized Homeownership Loans HOME 1173 25 $1,090,087.50 Amortized Own In Ogden (downpayment assistance) HOME 865 500 $1,896,911.82 Deferred, Forgivable Exterior Loan Program Housing Fund 879 12 $352,948.22 Amortized Infill Projects, Homesteads SPG 877 17 $212,150.28 Deferred TOTAL 781 $8,775,403.92 CDBG-FUNDED PROPERTIES AVAILABLE FOR SALE CDBG-Funded properties available for sale as of June 30, 2010: IH10-001 2386 Liberty IH10-002 2372 Liberty LUMP SUM AGREEMENTS There were no lump sum agreements made with Ogden City during 2007-08. CDBG HOUSING REHABILITATION Eight CDBG-funded housing rehabilitation projects were completed through the Emergency Home Repair Program during the reported period, See Appendix C CDBG Report on Page 48 for a complete listing. ---PAGE BREAK--- Ogden, Utah CAPER FY 2010-2011 Page 47 LOANS FORGIVEN OR WRITTEN-OFF During this reporting period, the following loans were written off. The Emergency Home Repair Program and Own In Ogden Program borrowers lost their property to foreclosure and the city is not pursuing collections. Activity # Amount Funding Source EHRP2004-01 $4,972.00 CDBG EHRP2004-11 $3,274.00 CDBG EHRP93-006 $1,340.10 CDBG EHRP93-016 $2,043.00 CDBG OWI007-074 $12,251.52 HOME OWIO00-030 $3,000.00 HOME OWIO00-056 $3,000.00 HOME OWIO02-001 $3,000.00 HOME OWIO03-022 $6,000.00 HOME OWIO03-054 $4,000.00 EDI OWIO04-033 $6,000.00 HOME OWIO04-037 $6,000.00 HOME OWIO04-043 $6,000.00 HOME OWIO05-033 $6,000.00 EDI OWIO06-077 $5,000.00 HOME OWIO07-046 $3,000.00 HOME OWIO98-038 $3,000.00 HOME OWIO99-020 $2,000.00 HOME LUMP SUM AGREEMENTS Not applicable. Ogden City does not utilize Lump Sum agreements. NEIGHBORHOOD REVITALIZATION STRATEGY AREA a. Describe progress against benchmarks for the program year. For grantees with Federally-designated EZs or ECs that received HUD approval for a neighborhood revitalization strategy, reports that are required as part of the EZ/EC process shall suffice for purposes of reporting progress. The City developed a Neighborhood Revitalization Strategy Area (NRSA) to focus resources into an area of the community that has a high level of need for assistance. The NRSA is located in the East Central of Ogden, including the City’s downtown. This area is concurrent with five Census tracts: 2008, 2009, 2011, 2012 and 2013. The specific boundaries are Harrison Boulevard west to the Weber River and the Ogden River south to the 30-31st Street The NRSA has a concentration of lower-income persons, the oldest and most substandard housing, low property values and rents. The NRSA has highest number of older homes and therefore the potential of highest incident of lead-based paint hazards and deteriorating housing conditions. A driving force behind stabilizing and improving the appearance and safety of neighborhoods is increasing the number of owner-occupied housing and decreasing the number of vacant buildings. Allocation of resources in these targeted revitalization areas has resulted in increased home ---PAGE BREAK--- Ogden, Utah CAPER FY 2010-2011 Page 48 ownership, and decrease in the number of vacant housing units, see table below. FFIEC (Federal Financial Institutions Examination Councils) census reports have estimated a seven percent increase in owner-occupied housing units, along with a nine percent decrease in the number of vacant housing units in the five census tracts of the NRSA since 2000. This provides evidence that the NRSA strategy, which was initially adopted in 2000 and updated in ConPlan 2010-2015, is contributing to significant progress in fulfilling the housing goals and objectives defined by Ogden City. A high priority of the ConPlan and NRSA strategy is to increase homeownership, decrease the number of vacant housing units and shift from rental to owner-occupancy in existing rental units in the NRSA. NRSA14 Census tracts: 2008, 2009, 2011, 2012, 2013 2010 2000 Change 2000 to 2010 Owner-Occupied Housing Units 33% 26% 7% Increase Vacant Housing Units 13% 22% 9% Decrease Rental Housing Units 55% 53% 2% Increase Of 59 completed Own in Ogden downpayment assistance loans, 42 contributed to low-mod income households buying homes in the NRSA. By providing down payment and closing cost assistance, these homebuyers were able to successfully qualify for mortgage funding. The high number of vacant housing units in the NRSA has been identified as a contributing factor to neighborhood deterioration, and slum and blight. By providing down payment assistance, Own in Ogden helps create mixed-income neighborhoods stabilized by homeowners with vested interests in their properties, schools and community. All eight completed East Central Revitalization Program homes within the NRSA that were acquired through HUD and rehabilitated through the HUD Asset Control Area Program. These homes, renovated with updated features and mechanicals were sold to low and moderate income households. All eight of the Emergency Home Repair loans were issued to households in the NRSA. Sixteen housing rehabilitation projects were completed, contributing to improved housing conditions in the NRSA. In the NRSA target area census tracts (2008, 2009, 2011, 2012, 2013) owner-occupied housing units have increased 7% from 26% in 2000 to 33% in 2010 and there has been a nine percent decrease in vacant housing units in the NRSA area. By increasing the number of owner- occupied housing units and by reducing the number of vacant or abandoned housing units, the city has facilitated improved housing conditions. Homeowners provide greater investment into properties in which they reside, improving overall conditions in the neighborhoods. ( NRSA JOB CREATION Small business loans for the purpose of creating jobs in the NRSA is a strategy that is used to provide households that are below the poverty level with a means of gaining sustainable employment. The Small Business Loan Program is central to the Five-Year Consolidated Plan’s strategy to reduce poverty and to improve economic conditions for minority and low to moderate income households in the NRSA. 14 F F I E C . F e d e r a l F i n a n c i a l I n s t i t u t i o n s E x a m i n a t i o n C o u n c i l s , F F I E C C e n s u s R e p o r t s . ( 2 0 0 0 , 2 0 1 0 ) . F F I E C c e n s u s r e p o r t - s u m m a r y c e n s u s h o u s i n g i n f o r m a t i o n – M S A S L C - O g d e n R e t r i e v e d f r o m h t t p : / / w w w . f f i e c . g o v / c e n s u s / r e p o r t . a s p x ? y e a r = 2 0 0 0 & s t a t e = 4 9 & m s a = 7 1 6 0 & c o u n t y = & t r a c t = & r e p o r t = h o u s i n g & p a g e = 3 ---PAGE BREAK--- Ogden, Utah CAPER FY 2010-2011 Page 49 A total of 35.97 Full-time equivalent jobs were created utilizing the Small Business Loan Program CDBG funding. Ninety percent (32.2 FTE jobs) were created in the NRSA’s Central Business District and near the East Central Ogden neighborhood, which have easy access to transportation. All jobs created with CDBG funds were made available to low-mod income local residents and did not require special skills, education or training. CDBG-FUNDED SMALL BUSINESS LOAN PROGRAM NEW BUSINESSES OPENED IN THE NRSA Ogden Rox – 2 FTE Jobs Created G4G – 2.65 FTE Jobs Created Borrower Earth Emporium – 1 FTE Job Created New Business Opened in NRSA Holmes Clothing Kahuna Creation New Business Opened in NRSA New Business Opened in NRSA 4.25 FTE Jobs Created 2 FTE jobs Created ---PAGE BREAK--- Ogden, Utah CAPER FY 2010-2011 Page 50 NRSA ACCOMPLISHMENTS FOR FIRST YEAR OF THE CONSOLIDATED PLAN JULY 1, 2010 TO JUNE 30, 2011 Home Ownership 1st Year Goals Accomplishments 1st Year NRSA Goals Accomplishments in NRSA Own in Ogden Down Payment Assistance (housing units) 50 59 40 42 Home Buyer Education (persons assisted) 50 59 40 42 Housing Rehabilitation 1st Year Goals Accomplishments 1st Year NRSA Goals Accomplishments in NRSA East Central Revitalization Program (ACA housing units) 12 8 12 8 Emergency Home Repair Loan Program (housing units) 3 8 2 8 Rental Rehabilitation Loan Program (rental units) 4 0 4 0 Infill Housing Projects 1st Year Goals Accomplishments 1st Year NRSA Goals Accomplishments in NRSA Have a Heart - Legacy Park (housing units) 4 2 4 2 Jefferson Avenue Historic District (housing units) 0 1 0 1 Code Enforcement / Demolition 1st Year Goals Accomplishments 1st Year NRSA Goals Accomplishments in NRSA Housing Code Enforcement (NRSA) (citations) 200 4,275 200 3,352 Dangerous Building Demolition (structures) 0 0 0 0 Target Area Public Improvements 1st Year Goals Accomplishments 1st Year NRSA Goals Accomplishments in NRSA Block Face Infrastructure Project (streets improved) 1 1 1 1 Economic Development 1st Year Goals Accomplishments 1st Year NRSA Goals Accomplishments in NRSA Business Counseling (persons assisted) 500 567 500 567 Central Business District Infill 0 0 0 0 Small Business Loan Program (jobs created FTE) 8 35.97 FTE Jobs 8 32.20 FTE Jobs ---PAGE BREAK--- Ogden, Utah CAPER FY 2010-2011 Page 51 Antipoverty Strategy 1. Describe actions taken during the last year to reduce the number of persons living below the poverty level. CAPER Antipoverty Strategy response: NRSA STRATEGY The city is an urban area that is both economically and physically distressed. The NRSA contains a high level of persons living below poverty income level, a high unemployment rate and the NRSA has aging housing stock and infrastructure. Investments to the NRSA through the revitalization of housing stock, development of vacant land, demolition of unsafe structures and public improvements could reduce the impact of poverty over time in Ogden. Ogden’s Housing Priority Objectives work to provide improved affordable housing options and improved neighborhood aesthetics that leads to confidence in the neighborhoods. The NRSA has addressed the area’s economic needs through a comprehensive economic development program designed to spur businesses to relocate or expand into the area and to create jobs available to low-mod income residents. The City’s ConPlan strategies include concentrating programs to the NRSA in an effort to uplift the city’s most distressed neighborhoods and to reduce poverty levels. ECONOMIC DEVELOPMENT STRATEGIES The Consolidated Plan is a tool that provides a unifying element to community development activities and ties the anti-poverty strategy, affordable housing, homeless, public housing, rental assistance, and non-housing community development strategies together under one comprehend- sive plan to improve the quality of life for residents, which includes reducing the number of persons living in poverty in Ogden. Community partners in this effort include residents, faith-based organizations, businesses, private developers, lenders and non-profit service providers. The NRSA economic development plans drives efforts to the goal of reducing poverty through employment and encouragement of economic growth and development. The following strategies were implemented during the reporting period: 1. Develop recreation, manufacturing and technology industries. 2. Encourage appropriate growth by improving the competitiveness of existing businesses through loaning funds to small businesses. 3. Diversify the economic base by attracting new business. 4. Create jobs by providing businesses access to capital. 5. Encourage greater redevelopment activity in the City. 6. Develop joint public-private investment strategies. Redevelopment organizations have been created to promote economic development and implement redevelopment plans within the City – the Ogden Redevelopment Agency, the Local Redevelopment Agency, and the Ogden Reinvestment Corporation. The creation of higher wage jobs for community residents is a top priority for these organizations. The City continued its economic development efforts and its partnerships with the Ogden-Weber chamber, Downtown Ogden Inc., 25th Street Association, and Ogden Reinvestment Corporation to attract new businesses and industries to Ogden, to retain existing businesses and industries, and to encourage their expansion. Because the creation of economic opportunities is not an isolated solution to alleviating poverty, the City will also supports the efforts of Ogden Weber Community Action to identify educational, life skills and occupational training needs and provide opportunities for self-empowerment that will enable LMI residents to become and continue to be self-sufficient and economically independent. ---PAGE BREAK--- Ogden, Utah CAPER FY 2010-2011 Page 52 SECTION 3 Ogden City actively works toward providing local residents, to the greatest extent feasible, job opportunities and/or training, from HUD-funded projects (as required by Section 3 of the Housing and Urban Development Act of 1968 [12 U.S.C. 1701u and 24 CFR Part 135]). In partnership with Ogden Housing Authority, Ogden’s Community and Economic Development Department has established a Section 3 plan, which includes notifying low-income, public housing residents of job opportunities generated from HUD-funded programs and projects, as required by Section 3. VOLUNTEER INCOME TAX ASSISTANCE (VITA) OWCAP organizes the Building Assets Together (BAT) committee which sponsors VITA in Ogden. Ogden City participates on BAT committee and provides support to the VITA program in Ogden.  2,009 people received assistance filing their income taxes.  $3,901,618 in refund money came back into the community.  In Weber County, 689 people received Earned Income Tax Credit refunds totaling $1,038,561. OGDEN WEBER COMMUNITY ACTION PARTNERSHIP - COMMUNITY SERVICES BLOCK GRANT Ogden-Weber Community Action Partnership Serving Weber County Utah’s Community Action Agencies are working to address all types of poverty. Not by simply providing people with much needed services, but by also providing them with long-term solutions that lead to self-sufficiency. Community Action is a unique process that involves all parts of our communities Source: U.S. Census Bureau ---PAGE BREAK--- Ogden, Utah CAPER FY 2010-2011 Page 53 Utah’s Poverty Rate: 13.2% - 359,242 people in poverty in Utah CSBG Awarded to OWCAP: $291,126 HS ARRA Allocation: $290,837 A family of four living in Utah would be classified as living in poverty if its annual cash income, before taxes, is $22,113 or less. As the Census Bureau reports, median household income for the nation has declined 2.3 percent from 2009, showing more households are moving closer to the poverty line. The median household money income for the nation was $49,400, down from $50,600.15 Ogden Weber Community Action Partnership is the community action agency for Ogden and Weber county. The mission of OWCAP is to strengthen individuals and families in Ogden and Weber County and transition them from poverty to self-sufficiency through community-based partnerships, low-income housing, and advocacy. The organization works to create opportunities leading to family self-sufficiency by providing services and partnering with business, government, and other community based and faith-based agencies. The Community Services Block Grant (CSBG) is the core of the Ogden Weber Community Action Partnership (OWCAP). CSBG is a federal funding stream that provides the base funding OWCAP use to improve conditions and deliver direct services to people struggling to achieve self-sufficiency. Mission: OWCAP inspires those in poverty to become self-sufficient through innovative services and collaborative efforts. During the past year OWCAP provided the following assistance:  895 individuals received CSBG case management services  27 received transportation assistance for employment opportunities  60 provided emergency clothing  51 received support for the Graham Court Disability Housing and the HC Massey Senior Villa, both provided affordable housing to low-income households.  47 unemployed persons obtained a job with help from the CSBG program  2,298 people received emergency food assistance  600 food boxes for Thanksgiving and Christmas were distributed to low income persons.  801 children enrolled in Head Start  Over 760 Head Start children received free medical exams  Over 760 Head Start children received free dental exams  92 children who have a disability were enrolled in Head Start OWCAP completed $450,000 renovation project; adding 10 new bathroom stalls for the Head Start children, a new lot for public parking, a play therapy room and elevator for the public and staff use. 15 C AP . ( 2 0 1 1 , S e p t 1 3 ) . C a p u t a h ' s s t a t e m e n t o n c e n s u s ' 2 0 1 0 p o v e r t y d a t a [ E l e c t r o n i c m a i l i n g l i s t m e s s a g e ] . R e t r i e v e d f r o m h t t p : / / w w w . c a p u t a h . o r g / u p l o a d s / 7 9 6 3 9 0 _ N e w P o v e r t y D a t a 9 - 1 3 - 1 1 . p d f ---PAGE BREAK--- Ogden, Utah CAPER FY 2010-2011 Page 54 OWCAP – AMERICAN RECOVER AND REINVESTMENT ACT (ARRA) EDUCATION TO CAREERS PROGRAM (ETCP) 2009-2010 OWCAP’s CSBG program received a one-time ARRA grant to provide resources to support individuals through training programs to help them obtain jobs that pay livable wages. During the year:  27 persons graduated from Ogden/Weber Applied Technology College.  19 persons graduated from Sage Trucking. OWCAP – MARSHALL WHITE COMMUNITY AND RECREATION CENTER In partnership with Ogden City, OWCAP manages the Marshall White Center. All profits received at the center are invested back into the center in the form of improvements. A RAMP grant funded new tennis courts and construction is underway for outdoor restrooms. Attendance was skyrocketed:  18,633 swimmers visiting the pool  Basketball courts used 42,084 times  117,403 people visited the Marshall White Center for services during the year.  Volunteers donated 2,774 hours of services. NON-HOMELESS SPECIAL NEEDS Non-homeless Special Needs *Please also refer to the Non-homeless Special Needs Table in the Needs.xls workbook. Identify actions taken to address special needs of persons that are not homeless but require supportive housing, (including persons with HIV/AIDS and their families). PRIORITIES AND OBJECTIVES: Continuing to support partnerships with area agencies that provide safe and affordable housing opportunities for residents with special needs. IDENTIFYING RESOURCES: Special needs populations in Ogden City have received assistance from funding sources administered through the State of Utah, Weber County, local non-profit and for-profit organizations, religious groups and human service providers that use state funding, federal funding, grants and private donations. ALCOHOL/DRUG TREATMENT: In Ogden, non-profit organizations and private medical providers offer counseling and treatment for drug and alcohol abuse. Weber Human Services, the Utah Alcoholism Foundation and area hospitals assist adults and youth with treatment options, including residential and outpatient programs. PHYSICALLY DISABLED: Housing for people with disabilities improved in Ogden in past years with the opening of two new facilities. Graham Court has eighteen new, fully accessible units for very low income residents. Victoria Ridge is a fully accessible rental community with 48 units for elderly residents below 70 percent of area median income. All new large housing projects in Ogden City are required to construct a percentage of accessible units when applying for building permits. ELDERLY / FRAGILE ELDERLY: Utah has the sixth fastest growth rate in the nation of people age 65 and older. This population is projected to increase to 24 percent by 2010. These residents primarily exist on fixed incomes, needing assistance with emergency home repairs and interpersonal support services. Weber County provides a wide range of senior programs to assist with personal care, escorted transportation, caregiver support, health screening, in-home support, meal delivery, recreation and companionship. The need for subsidized housing for seniors has been met through the Ogden Housing Authority and private housing providers. At this time, there is no shortfall in housing for elderly residents, with nearly all facilities advertising openings or very short waiting lists. ---PAGE BREAK--- Ogden, Utah CAPER FY 2010-2011 Page 55 MENTAL ILLNESS AND THE DEVELOPMENTALLY DISABLED: Various services are available for the developmentally disabled and mentally ill in Ogden City. Housing, employment, life skills development, behavioral counseling, meals, transportation and family support is provided by Weber Human Services, Enable Industries, Deseret Industries, Avatar, Project Turn, Problems Anonymous Action Group, Inc., Ogden School District, the Utah State Office of Rehabilitation Services and the Tri-County Independent Living Center. JOYCE HANSEN HALL FOOD BANK Located in Ogden and serves seven counties in Northern Utah. The food bank operated by Catholic Community Services of Northern Utah provides food baskets for low income, and homebound residents. ST. MARTHA’S BABY PROJECT Operated by Catholic Community Services in Ogden furnishes baby layettes for low income parents. http://www.ccsutah.org/programs/basic-needs-services Specific HOPWA Objectives *Please also refer to the HOPWA Table in the Needs.xls workbook. Overall Assessment of Relationship of HOPWA Funds to Goals and Objectives 1. Grantees should demonstrate through the CAPER and related IDIS reports the progress they are making at accomplishing identified goals and objectives with HOPWA funding. 2. This should be accomplished by providing an executive summary (1-5 pages) that includes: CAPER Specific HOPWA Objectives response: Ogden City does not receive federal funds for Housing Opportunities for Persons Living with AIDS (HOPWA) housing. Ogden Housing Authority receives HOPWA funding through the state of Utah HOPWA grant. Persons Living with HIV/AIDS (PLWA) can apply for all Ogden Housing Authority and Ogden City housing programs, which include Tenant Based Rental Assistance (TBRA), home ownership opportunities and down payment assistance. As reported in the December 2009 Utah Department of Health HIV/AIDS Surveillance Report, there were 3,538 persons living with HIV/AIDS in Utah, which is less than 1% of the number of HIV/AIDS cases reported nationwide. 198 new cases of HIV/AIDS were reported in Utah in 2009; there were 19 HIV/AIVS deaths in 2009. The number of AIDS deaths each year is declining; however, the number of persons living with HIV/AIDS continues to increase since advances in medical technology allows persons living with HIV/AIDS to live longer[1]. The Ogden Housing Authority (OHA) receives Housing Opportunities for Persons Living With HIV/AIDS (HOPWA) funding through the State of Utah to assist Persons Living With HIV/AIDS (PLWA) seeking public housing assistance. Ogden Housing Authority provided Tenant Based Rental Assistance (TBRA) for eleven (11) persons living with AIDS households. These households are immediately placed on the Section-8 waiting list, which has approximate two year waiting list. In Addition to the OHA, Catholic Community Services of Northern Utah (CCS) provides housing assistance to 25 PLWA. CCS provides short-term rental assistance and emergency assistance for all of northern Utah. Through a direct HOPWA grant, CCS maintains a four-plex to provide permanent housing for persons living with HIV/AIDS. Catholic Community Services is the Project Sponsor and maintains this four-plex apartment building located in central Ogden, which houses four PLWHA. Utah Department of Health, HIV/AIDS surveillance report, December 2009; full report can be viewed at: http://health.utah.gov/cdc/hivsurveillance/hiv%20docs/utahusa123109.pdf ---PAGE BREAK--- Ogden, Utah CAPER FY 2010-2011 Page 56 APPENDIX A ---PAGE BREAK--- Ogden, Utah CAPER FY 2010-2011 Page 57 APPENDIX B ---PAGE BREAK--- Ogden, Utah CAPER FY 2010-2011 Page 58 APPENDIX C ---PAGE BREAK--- Ogden, Utah CAPER FY 2010-2011 Page 59 ---PAGE BREAK--- Ogden, Utah CAPER FY 2010-2011 Page 60 ---PAGE BREAK--- Ogden, Utah CAPER FY 2010-2011 Page 61 APPENDIX D ---PAGE BREAK--- Ogden, Utah CAPER FY 2010-2011 Page 62 ---PAGE BREAK--- Ogden, Utah CAPER FY 2010-2011 Page 63 APPENDIX E ---PAGE BREAK--- Ogden, Utah CAPER FY 2010-2011 Page 64 ---PAGE BREAK--- Ogden, Utah CAPER FY 2010-2011 Page 65 APPENDIX F ---PAGE BREAK--- Ogden, Utah CAPER FY 2010-2011 Page 66 APPENDIX G COMMENTS RECEIVED DURING OUTREACH EFFORTS FOR AAP FY2010-2011 Farmers’ Market July 9, 2011 1. Please fund education and take better care of the teachers. 2. Need a tighter budget and more constraint. 3. More neighborhood watch programs and drug prevention programs. 4. Keep making/improving bike trails. 5. Grant funding to non profits to provide financial counseling to prevent foreclosure & homelessness. 6. Great program! Love it! (regarding Own in Ogden & ACA). 7. More homeless housing services – more shelter space and education funding – all levels of education could use funding. Farmers’ Market July 12, 2011 1. Need more help for low income people. 2. Doing great on community development – I think the recreation department could use a little more attention (youth rec). 3. Ogden city has a great program – making more opportunities for homeowners to build foundations for families – Ogden is a great place to live. 4. The zoning should be done consistently. If you ticket one in the area, then ticket all in area. Not just by someone complaining. There should be waiver system in place for summer RVs. 5. Tear down the last few homes on the west side of the 24th Street viaduct and make a mini park (both sides of the road). ---PAGE BREAK--- Ogden, Utah CAPER FY 2010-2011 Page 67 Farmers’ Market July 23, 2011 1. I would like to see the city give an option for an additional trash can for grass clipping, tree branches etc. that goes to the city compost site. Thanks! Help us be green. 2. I’d like to see a downtown splash pad. I saw too many kids playing in the flooded river. Farmers’ Market July 30, 2011 1. Code enforcement cited me for having a trailer parked on gravel driveway but ignored the neighbor with a trailer in the yard for three months – not fair. 2. The development and renewel is awesome…..long awaited for. 3. Clean up the meth and crack houses! 4. Keep improving downtown / bring in businesses and activities. 5. Do more with yard clean-up – codes with cleanup of junk. Farmers’ Market August 13 & August 20, 2011 1. Location, Location, Location - Need of better jobs, better schools, more individual responsibility. 2. Work on sidewalks along school path near Hillcrest – Curbs and gutters are bad – no sidewalks – kids in street on busy blocks when cars drive by above speed limit. 3. The programs offered for housing are world class. The process was un- complicated and communication flow was a breeze. Farmers’ Market August 27, 2011 and September 3, 2011 1. I love Ogden. I hope we can do something about vacant buildings (commercial lots). Let’s build a hot spring resort. 2. Ogden is a great city and always has been. I would love to see a push for standard income housing. 3. Need more bike paths to make it more safe for kids to bike to schools. More crosswalks. Farmers’ Market September 24, 2011 1. I’m glad you are fixing up houses. Please keep giving tickets to “trashy yard” people. They deserve it. Keep Ogden clean! XOXO 2. Love the Code Enforcement. 3. Code enforcement sucks. People should not have to impress ignorant rich people. City Council sucks. 4. Proceed to explore access to Snowbasin from east side of mountain. Team healthy people with struggling abusers of substance etc. ---PAGE BREAK--- ---PAGE BREAK--- ---PAGE BREAK--- ---PAGE BREAK--- ---PAGE BREAK--- ---PAGE BREAK--- ---PAGE BREAK--- ---PAGE BREAK---