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Do You Know Your Flood Zone ? FLOOD FACTS: • We all live in a flood zone and are all at risk of floods damaging our property. • Anytime it rains, overland flooding can occur. • Flood risks range from low, moderate, and high. Your insurance will be determined by where you live and the risk of flooding. • You don’t have to live near a river, creek, or stream to be a victim of flood damage. • Homeowner’s insurance does NOT cover flood damages. • Flood insurance is designed to restore your property to its pre-disaster condition. FIND YOUR ZONE: Visit: msc.fema.gov\portal Type in your address and hit search Zoom into the location of the address entered The zone will be identified by a Letter You can also visit www.georgiadfirm to obtain a flood risk snap shot for your location. FLOOD ZONE DEFINITIONS: 100-year Flood: As determined by the Federal Emergency Management Agency, a flood event of a magnitude expected to be equaled or exceeded once on the average during any 100-year period. The term "100-year flood" is misleading. It is not the flood that will occur once every 100 years. Rather, it is the flood elevation that has a 1- percent chance of being equaled or exceeded each year. Thus, the 100-year flood could occur more than once in a relatively short period of time. The 100-year flood, which is the standard used by most Federal and state agencies, is used by the National Flood Insurance Program (NFIP) as the standard for floodplain management and to determine the need for flood insurance. Base Flood Elevation: The expected flood height measured in feet above mean sea level (NAVD 1988 Datum) Zone A: Flood hazard areas inundated by the 100 Year Flood, no base flood elevations determined. Zone AE: Flood hazard areas inundated by the 100 Year Flood, with base flood elevations determined. Zone B, C & X: Areas determined to be outside the 100 year flood plain. FEMA FLOOD MAPS AND FLOOD PROTECTION RESOURCES: To see if you are in a FEMA mapped floodplain, contact Columbia County Stormwater Compliance at [PHONE REDACTED]. The official FEMA flood maps and flood protection references are available at the Columbia County Library and at the Stormwater Compliance Office. Flood Protection references are also available on Columbia County’s Website at: environment/environmental-management/floodplain- management