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CITY OF CAMPBELL DEPARTMENT OF PUBLIC WORKS INSURANCE REQUIREMENTS The Contractor shall procure and maintain for the duration of the contract insurance against claims for injuries to persons or damages to property which may arise from or in connection with the performance of the work by the Contractor, his agents, representatives, employees or subcontractors. Unless otherwise specified or authorized by the Public Works Director, the following shall be required. 1. Minimum Scope of Insurance Coverage shall be at least as broad as: Insurance Services Office Commercial General Liability coverage “occurrence” form CG 0001 (Ed. 11/85). Insurance Services Office form number CA 001 (Ed. 1/87) covering Automobile Liability Code 1 “any auto”. Workers’ Compensation Insurance as required by the Labor Code of the State of California and Employers Liability Insurance. 2. Minimum Limits of Insurance Contractor shall maintain limits no less than: General Liability: $1,000,000 per occurrence for bodily injury, personal injury and property damage ($300,000 for R-1 permits). If Commercial General Liability Insurance or other form with a general aggregate limit is used, either the general aggregate limit shall apply separately to this project/location, or the general aggregate limit shall be twice the required occurrence limit. Automobile Liability: $1,000,000 per accident for bodily injury and property damage. Employer’s Liability: $1,000,000 per accident for bodily injury or disease. 3. Deductibles and Self-Insured Retentions Any deductibles or self-insured retentions must be declared to and approved by the City. At the option of the City, either: the insurer shall reduce or eliminate such deductibles or self-insured retentions as respects the City, its officers, officials, employees and volunteers; or the Contractor shall provide a financial guarantee satisfactory to the City guaranteeing payment of losses and related investigations, claim administration and defense expenses. 4. Other Insurance Provisions The general liability and automobile liability policies are to contain, or be endorsed to contain, the following provisions: The City, its officers, employees and volunteers are to be covered as insureds with respect to liability arising out of automobiles owned, leased, hired or borrowed by or on behalf of the Contractor; and with respect to liability arising out of work or operations performed by or on behalf of the Contractor including materials, parts or equipment furnished in connection with such work or operations. General liability coverage can be J:\FORMS\Templates\Insurance Requirements\Insurance Requirements Rev 04 12.DOC - 1 - ---PAGE BREAK--- provided in the form of an endorsement to the Contractor’s insurance, or as a separate owner’s policy. For any claims related to this project, the Contractor’s insurance coverage shall be primary insurance as respects the City, its officers, officials, employees, and volunteers. Any insurance or self-insurance maintained by the City, its officers, officials, employees or volunteers shall be excess of the Contractor’s insurance and shall not contribute with it. Each insurance policy required by this clause shall be endorsed to state that coverage shall not be canceled by either party, except after thirty (30) days’ prior written notice by certified mail, return receipt requested, has been given to the City. A ten (10) day notice is required for cancellation due to non-payment of premium. The Contractor shall procure and maintain Course of Construction insurance for those projects with “Construction Risk” as defined by the City Engineer and as specifically required in the Special Provisions. Course of Construction policies, if required, shall name City as loss payee, and the insurer shall waive all rights of subrogation against the City. 5. Worker’s Compensation and Employers’ Liability Coverage Before commencing work in the City of Campbell, all contractors must provide the City with a copy of one of the following: 1. Certificate of consent to self-insure issued by the Director of Industrial Relations; or 2. Certificate of Workers’ Compensation Insurance; or 3. Certificate of exemption from the Worker’s Compensation Laws. The insurer shall agree to waive all rights of subrogation against the City, its officers, officials, employees and volunteers for losses arising from work performed by the Contractor for the City. 6. Acceptability of Insurers Unless otherwise approved, insurance is to be issued by an issuer with a current A.M. Best Rating of A:VII and be authorized to transact business in the State of California. 7. Verification of Coverage Contractor shall furnish the City with original certificates of insurance and amendatory endorsements effecting coverage required by this clause. All certificates and endorsements are to be received and approved by the City before work commences. The City reserves the right to require complete certified copies of all required insurance policies, including endorsements effecting the coverage required by these specifications, at any time. Permit number and address or project number and address shall be clearly stated on all insurance documents. 8. Subcontractors Contractor shall include all subcontractors as insureds under its policies or shall furnish separate certificates and endorsements for each subcontractor. Endorsements for each subcontractor must name the Contractor and/or City as additional insured. All coverage for subcontractors shall be subject to all of the requirements stated herein. J:\FORMS\Templates\Insurance Requirements\Insurance Requirements Rev 04 12.DOC - 2 -