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Blackfoot First Responders Employee Benefits Book Effective October 1, 2022 Benefits Line: [PHONE REDACTED] ---PAGE BREAK--- Contact Information III-A lines are open 24/7/365 to serve you! Follow us for benefits updates and wellness tips: Facebook.com/IIIATrust/ Instagram.com/IIIA_Trust III-A Benefits Line: (208) 938-8199 Translation services: (208) 938-8199 III-A Medical Telehealth Line: Dustin Reno, NP (208)-203-0783 Velma Seabolt, NP (208)-271-4460 Meet your III-A team! iii-a.org I PO Box 190477 I Boise, ID 83719 I F: (208) 575-6423 Amy Manning Susan Lasuen Megan Smith Executive Director Operations Manager Wellness Manager [EMAIL REDACTED] [EMAIL REDACTED] [EMAIL REDACTED] Nicole Tuttle Kandice Dickinson Brooke Calton Benefits Manager Marketing Specialist Benefits Specialist [EMAIL REDACTED] [EMAIL REDACTED] [EMAIL REDACTED] ---PAGE BREAK--- III-A is your insurance and we are your go to for all benefits questions. III-A is a self-funded health trust that serves Idaho pubic agencies. We rent the Blue Cross of Idaho PPO network for medical benefits. We care deeply about you and your health and are available 24/7. Congratulations, you are getting the best health benefits in Idaho! Understanding your benefits: III-A members use the BCI PPO network for medical benefits and ProAct for your prescriptions. Your provider will need a copy of BOTH your BCI insurance card and your pharmacy ProAct card. Your ProAct card is what you will provide to your pharmacy. If you have questions or concerns about your prescription benefits, a prior authorization or denial, or the cost of a medication please call the III-A Benefit Line. III-A cares about your wellness and offers the following no-cost wellness benefits: • Onsite, Annual Wellness Screenings • Medical Telehealth • Health Coaching • Wondr Health: Digital Weight Loss Program • Wellness Webinars • EAP Counseling Sessions • Onsite Mental Health Training If you have questions or concerns about your medical benefits, a prior authorization, or a bill you receive from a provider call the III-A Benefit Line at [PHONE REDACTED]. III-A is available 24/7/365 to assist you. Sincerely, Amy, Megan, Susan, Nicole, Kandice, Brooke Board of Trustees Rick Watkins, Chairman City of Fruitland Dan Hammond, Vice-Chairman City of American Falls Ruth Bailes, Secretary Minidoka Irrigation District Lori Yarbrough City of Athol Suzanne McNeel City of Blackfoot Tyler Lewis Eagle Fire Todd Thomas City of Preston Traci Malvich City of McCall Kyla Gardner City of New Meadows Danielle Painter City of New Plymouth Pat Riley Northern Lakes Fire Gilbert Hofmeister Power County Highway Patty Parkinson City of St. Anthony About III-A ---PAGE BREAK--- III-A Administered Benefits EMPLOYEE ASSISTANCE PROGRAM (EAP): Members and families receive up to 10 free visits per incident/per year for counseling services with a III-A EAP Provider. This is a household benefit (spouse and/or dependents up to age 26), whether or not covered by III-A. • EAP Provider list is located at iii-a.org. • Choose a provider and schedule your appointment. • Tell them you're using your III-A EAP benefit. • No prior authorization is required. MEDICAL TELEHEALTH: This is a no-cost program available 24/7/365. Dustin Reno, NP – Pocatello Wellness Clinic Phone: (208) 203-0783 OR Velma Seabolt, NP – Wellness Associates, Boise Phone: (208) 271-4460 • Call provider, leave a message, and you will receive a call back within two hours. • Do not call the other provider, you will receive a call back. **Telehealth providers may refer members for a higher level of care.** HEARING AIDS: One-time purchase of hearing aid devices, up to $3,000 every other calendar year. Go to iii-a.org to find an Internal III-A Claim Form to submit for reimbursement or payment to provider. HEARING PROTECTION DEVICES: Protective hearing devices are covered for all members up to $150 once every five calendar years. • Only devices which are designed to reduce decibel levels will be considered for coverage excludes air pods, etc). • Go to iii-a.org to find an Internal III-A Claim Form to submit for reimbursement or payment to provider. ---PAGE BREAK--- III-A Administered Benefits ACUPUNCTURE: 52 Acupuncture visits (up to $80 per visit). Acupuncturist must be state licensed, and not “certified.” Find our approved Direct-Pay Acupuncturist list at iii-a.org. *If you are currently seeing a licensed Acupuncturist or wish to see one who is not listed on our website, please call the Benefits Line. III-A Direct-Pay Acupuncturist (Best Option) III-A Direct-Pay Acupuncturists invoice III-A directly. Member pays any amount over $80. BCI In-Network Acupuncturist Acupuncturist submits BCI claim and bills member for any amount over $80 per visit. (Use the “Provider Search” tool at bcidaho.com to locate an in- Network Acupuncturists) BCI Out-of- Network Acupuncturist Acupuncturist collects payment at the time of service. Visit iii-a.org and complete the III-A “Internal Claim Form.” AIR AMBULANCE: If you or your family member have a medically necessary air ambulance transport, the claim will be submitted and processed through Blue Cross of Idaho. III-A will reimburse the member’s deductible and/or out of pocket for this claim upon receipt of the member’s Explanation of Benefits (EOB) for any remaining balance. This is a household benefit (spouse and/or dependents up to age 26) whether or not covered by III-A. Dependents NOT enrolled in the III-A Plan: Claim will process through dependent’s medical insurance, then submit EOB to III-A for reimbursement. Visit iii-a.org and complete the III-A “Internal Claim Form.” Eligible dependents without any insurance coverage: III-A will reimburse a maximum of $2,000 of the medically necessary air ambulance claim. Visit iii-a.org and complete the III-A “Internal Claim Form.” WELLNESS PROGRAMS: • Wondr Health: Digital Weight Loss Program • Onsite Wellness Screenings • Wellness Webinars • Onsite Mental Health Trainings • Health Coaching* *Nutrition, physical activity and exercise, stress management, sleep, weight loss/maintenance, diabetes prevention, blood pressure and/or cholesterol management, and tobacco cessation. This is a no-cost benefit for all III-A Members. Contact III-A Wellness Manager, Megan Smith at [EMAIL REDACTED] or [PHONE REDACTED] for more information. 2023 Wondr Health start dates: January 30th and August 28th ---PAGE BREAK--- III-A Administered Benefits MEDICATION INFUSION BENEFIT PROGRAM: Members who receive infusion treatments for the following medical conditions may receive reimbursement for each infusion and other allowed travel expenses if infusion treatment is at a III-A Preferred Infusion Facility. • Multiple Sclerosis (MS) • Crohn's • Lupus • Psoriasis • Rheumatoid Arthritis (RA) • Inflammatory Bowel Disease • Colitis Contact III-A staff to check eligibility. ST. ALPHONSUS MATERNITY BENEFIT PROGRAM: Members who choose to deliver their baby at a St. Alphonsus facility will receive reimbursement for their deductible and coinsurance in the amount of $1,500. *If III-A is secondary medical insurance, the member may still participate and receive reimbursement. Go to iii-a.org to find an Internal III-A Claim Form to submit for reimbursement. BEHAVORAL HEALTH MANAGEMENT PROGRAM: This program will reimburse eligible members for their deductible and coinsurance and other allowed travel expenses when inpatient treatment is at a III-A Preferred Behavioral Health Facility. Contact III-A staff to locate a III-A Preferred Behavioral Health Facility; enter treatment and successfully complete the recommended length of stay. WIGS: Reimburse up to $300 per calendar year, based on medical necessity. Go to iii-a.org to find an Internal III-A Claim Form to submit for reimbursement. ---PAGE BREAK--- Preferred BluePPO This information is for comparison purposes only and not a complete description of benefits. All descriptions of coverage are subject to the provisions of the corresponding Plan, which contains all the terms and conditions of coverage. Certain services not specifically noted may be excluded. Please refer to the Plan issued for a complete description of benefits, exclusions limitations and conditions of coverage. If there is a difference between this comparison and its corresponding Plan, the Plan will control. This comparison is subject to annual update and may not reflect the information contained in the corresponding Plan. III-A City of Blackfoot Fire District 2022 PPO Plan HLS Revised 6.2022 Summary of Benefits III-A City of Blackfoot Fire District Effective Date: October 1, 2022 Preferred Blue Large In-Network Out-of-Network Benefit Period* Deductible (Individual/Family) $3,000 / $6,000 Cost Sharing You pay 20% of the allowed amount You pay 40% of the allowed amount Individual Out-of-Pocket Limit (See Plan for services that do not apply to the limit.) (Includes applicable Deductible, Cost Sharing and Copayments) $3,500 $5,000 Family Out-of-Pocket Limit (See Plan for services that do not apply to the limit.) (Includes applicable Deductible, Cost Sharing and Copayments) $7,000 $10,000 Copayment (Applies to In-Network only. Other services rendered during an Office Visit will be subject to Deductible and Cost Sharing.) You pay $20 Copayment Not applicable COVERED SERVICES By choosing a Noncontracting Provider you may be responsible for the difference between what Blue Cross allows and what the Noncontracting Provider charges. This is called balance-billing. Some services may require Prior Authorization. In-Network Out-of-Network What you pay Acupuncture (Only for a licensed acupuncturist) (Limited to 52 visits combined In- and Out-of-Network per member, per Benefit Period) No charge up to $80 of the allowed amount per day No charge up to $80 of the billed charge per day Advanced Imaging Services (Outpatient services only) (Magnetic Resonance Imaging (MRI), Magnetic Resonance Angiography (MRA), Computed Tomography Scan (CT Scan), Positron Emission Tomography (PET), Nuclear Cardiology) Deductible and Cost Sharing Deductible and Cost Sharing Allergy Injections • Administration Only • Allergy Serum $5 Copayment (if this is the only service provided during the visit) Copayment Ambulance Transportation Services • Ground Ambulance Services • Air Ambulance Services (Payment for Out-of-Network Air Ambulance Services is based on the Qualifying Payment Amount. Out-of-Network Air Ambulance Services accumulate towards the In-Network Out-of-Pocket Limit.) Deductible and Cost Sharing Deductible and In- Network Cost Sharing Bariatric Surgery for Morbid Obesity (Lifetime maximum benefit of $20,000 combined per Participant.) Deductible and Cost Sharing Breastfeeding Support and Supply Services (Limited to one breast pump purchase per Benefit Period, per Participant) No charge Cardiac Rehabilitation Therapy Services – Outpatient (Limited to 36 visits combined per Participant, per Benefit Period) Deductible and Cost Sharing MEDICAL ---PAGE BREAK--- Preferred BluePPO This information is for comparison purposes only and not a complete description of benefits. All descriptions of coverage are subject to the provisions of the corresponding Plan, which contains all the terms and conditions of coverage. Certain services not specifically noted may be excluded. Please refer to the Plan issued for a complete description of benefits, exclusions limitations and conditions of coverage. If there is a difference between this comparison and its corresponding Plan, the Plan will control. This comparison is subject to annual update and may not reflect the information contained in the corresponding Plan. III-A City of Blackfoot Fire District 2022 PPO Plan HLS Revised 6.2022 COVERED SERVICES By choosing a Noncontracting Provider you may be responsible for the difference between what Blue Cross allows and what the Noncontracting Provider charges. This is called balance-billing. Some services may require Prior Authorization In-Network Out-of-Network What you pay Chiropractic Care Additional services, such as laboratory, x-ray, and other Diagnostic Services are not included in the Office Visit. (Limited to 24 visits combined per Participant, per Benefit Period) Copayment Deductible and Cost Sharing 50% Cost Sharing after Deductible Colonoscopies and Sigmoidoscopies (Preventive and Diagnostic) No charge Deductible and Cost Sharing Dental Services Related to Accidental Injury Deductible and Cost Sharing Diabetes Self-Management Education Services (Only for accredited Providers approved by BCI.) Copayment Diagnostic Services Deductible and Cost Sharing Deductible and Cost Sharing Durable Medical Equipment, Orthotic Devices and Prosthetic Appliances Emergency Services – Facility Services (Copayment waived if admitted) (Payment for Out-of-Network Emergency Services is based on the Qualifying Payment Amount. Additional services, such as laboratory, x-ray, and other Diagnostic Services are subject to applicable Deductible, Cost Sharing and/or Copayment.) $100 Copayment for hospital Outpatient emergency room visit, then Deductible and In- Network Cost Sharing Emergency Services accumulate towards the In-Network Out-of-Pocket Limit. Emergency Services – Professional Services (Payment for Out-of-Network Emergency Services is based on the Qualifying Payment Amount.) Deductible and In-Network Cost Sharing Emergency Services accumulate towards the In-Network Out-of-Pocket Limit. Hearing and Hearing Aid Exams Copayment Deductible and Cost Sharing Home Health Skilled Nursing Deductible and Cost Sharing Home Intravenous Therapy 80% Cost Sharing after Deductible Hospice Services No charge Deductible and Cost Sharing Hospital Services (Inpatient and Outpatient services at a licensed general hospital or ambulatory surgical facility.) Deductible and Cost Sharing Mammograms (Preventive and Diagnostic) No charge Maternity Services and/or Involuntary Complications of Pregnancy Deductible and Cost Sharing Mental Health and Substance Use Disorder Services – Inpatient (Facility and Professional Services) Mental Health and Substance Use Disorder Services – Outpatient Services Copayment Pediatric Outpatient Services (For Participants under the age of eighteen No charge Facility and other Professional Services Deductible and Cost Sharing Outpatient Applied Behavioral Analysis • Pediatric Outpatient Applied Behavioral Analysis (ABA) (For Participants under the age of eighteen Copayment Outpatient Habilitation Physical Therapy Services (Limited to 40 visits combined per Participant, per Benefit Period.) Copayment Outpatient Habilitation Therapy Services (Includes speech and occupational therapies. Limited to 40 visits combined per Participant, per Benefit Period.) Deductible and Cost Sharing Outpatient Rehabilitation Physical Therapy Services (Limited to 40 visits combined per Participant, per Benefit Period.) Copayment ---PAGE BREAK--- Preferred BluePPO This information is for comparison purposes only and not a complete description of benefits. All descriptions of coverage are subject to the provisions of the corresponding Plan, which contains all the terms and conditions of coverage. Certain services not specifically noted may be excluded. Please refer to the Plan issued for a complete description of benefits, exclusions limitations and conditions of coverage. If there is a difference between this comparison and its corresponding Plan, the Plan will control. This comparison is subject to annual update and may not reflect the information contained in the corresponding Plan. III-A City of Blackfoot Fire District 2022 PPO Plan HLS Revised 6.2022 COVERED SERVICES By choosing a Noncontracting Provider you may be responsible for the difference between what Blue Cross allows and what the Noncontracting Provider charges. This is called balance-billing. Some services may require Prior Authorization In-Network Out-of-Network What you pay Outpatient Rehabilitation Therapy Services (Includes speech and occupational therapies. Limited to 40 visits combined per Participant, per Benefit Period.) Deductible and Cost Sharing Deductible and Cost Sharing Physician Office Visit (Other services rendered during a Physician Office Visit will be subject to Deductible and Cost Sharing.) Copayment Post-Mastectomy/Lumpectomy Reconstructive Surgery Deductible and Cost Sharing Palliative Care Services No charge Pediatric Physician Office Visit (For Participants under the age of eighteen Prescribed Contraceptive Services (Includes diaphragms, intrauterine devices (IUDs), implantables, injections, tubal ligation and vasectomy.) PSA Tests and Pap Smears Rehabilitation or Habilitation Services Deductible and Cost Sharing Skilled Nursing Facility (Limited to 30 days combined per Participant, per Benefit Period.) Sleep Study Services Surgical/Medical (Professional Services) Telehealth Virtual Care Services Telehealth Virtual Care Services are available for any category of covered outpatient services. The amount of payment and other conditions for in-person services will apply to Telehealth Virtual Care Services. Please see the appropriate section of the Benefits Outline for those terms. Therapy Services (Including chemotherapy, growth hormone therapy, radiation and renal dialysis.) Deductible and Cost Sharing Deductible and Cost Sharing Transplant Services Preventive Care Benefits (See Plan for specifically listed preventive care services.) No charge for services specifically listed For services not specifically listed Deductible and Cost Sharing Immunizations (See Plan for specifically listed immunizations.) No charge for listed immunizations Treatment for Autism Spectrum Disorder Covered the same as any other illness, depending on the services rendered, see appropriate Covered Services section. Visit limits do not apply to Treatments for Autism Spectrum Disorder, and related diagnoses. *The specified period of time during which charges for Covered Services must be incurred in order to accumulate toward annual benefit limits, Deductible amounts and Out-of-Pocket Limits. ---PAGE BREAK--- • Preventive care is when you see a doctor or have a screening when you do not have any signs of a medical problem. • Covered preventative care services with an in-network providers will have no cost to you. Preventive care benefits for services from out-of-network providers are subject to your out-of- Preventative Care Benefits Services for Adults (18+) Services for Children (17 and under) • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • Note: Your provider must bill these services as preventive/wellness services. For complete descriptions of your policy, please contact III-A staff. ---PAGE BREAK--- ✔CHECK WHEN COMPLETED FREQUENCY DATE SCHEDULED Blood Pressure Cholesterol Every 5 years* Body Mass Index Bone Mass Measurement Breast Cancer Colon Cancer Diabetes Screening (A1C) Flu Vaccine Immunizations Pneumonia Vaccine Well Woman Exam *Your primary care provider (PCP) will help determine frequency. Depending on your health and personal risk factors, your preventive care schedule may differ from the standard recommendations. Talk with your Primary Care Provider (PCP) about a schedule that is best for you. If you have particular risk factors like a chronic disease, obesity, or a family history of a disease, your PCP may recommend additional screenings. Preventative Schedule ---PAGE BREAK--- Getting your child vaccinated is one of the best steps you can take for a healthy start in life. Not too long ago, diseases like measles, whooping cough and polio affected thousands of children, sometimes leading to lifelong disability or even death. Now, vaccines can help prevent children from ever suffering from these diseases. Vaccines are administered during Well Child visits with your child’s healthcare provider. These visits include a complete physical exam, developmental milestones, immunization schedules and more. The American Academy of Pediatrics Bright Futures suggest the following schedule for Well Child visits unless otherwise suggested by your pediatrician. Age Activity 2 weeks Exam, Health Education 2 months Exam, Health Education DTaP-Polio-Hib, Hepatitis B, Pneumococcal, Rotavirus 4 months Exam, Health Education DTaP-Polio-Hib, Hepatitis B (if birth dose not given), Pneumococcal, Rotavirus 6 months Exam, Health Education DTaP-Polio-Hib, Pneumococcal, Hepatitis B, Rotavirus 9 months Exam, Health Education 12 months Exam, Health Education MMR, VZV, Hepatitis A, Anemia test, Lead test, TB test as needed 15 months Exam, Health Education DTaP-Polio-Hib, Pneumococcal 18 months Exam, Health Education Hepatitis A 24 months Exam, Health Education Lead test, TB test as needed 30 months Exam, Health Education 3 years Exam, Health Education Blood Pressure (at each exam 3 years & older) 4 years Exam, Health Education MMR, VZV, DTaP, Polio 5 years Exam, School Readiness Vision and Hearing Screens (MMR, VZV, DTaP, Polio if not given at 4-year WCC) 6-10 years Exam, Health Education Physical Exam Yearly Catch-up Immunizations 11-18 years Annual Sports/Adolescent Exam Yearly Tdap, Meningococcal, HPV Catch-up Immunizations Anemia Test (menstruating females) Your pediatrician will review immunizations on each visit for the needs of your child. Well Child Immunization & Visit Schedule ---PAGE BREAK--- DIABETIC MEMBERS: Call the III-A Benefits Line to discuss cost-saving benefits that may be available to you. NEVER LEAVE THE PHARMACY WITHOUT YOUR PRESCRIBED MEDICATIONS. Call the III-A Benefits Line if something is incorrect. ProAct Prescription Drug Benefits Save on your maintenance medications through mail order with ProAct! III-A Pharmacy Benefit Copays: RETAIL PHARMACY: 30 DAY SUPPLY Generic (Tier Up to $10 Brand Name (Tier Up to $25 Non-Preferred Drugs (Tier Up to $40 MAIL ORDER PHARMACY: 90 DAY SUPPLY *MOST COST SAVINGS Generic (Tier Up to $20 Brand Name (Tier Up to $50 Non-Preferred Drugs (Tier Up to $80 SPECIALITY PHARMACY: 30 DAY SUPPLY LIMIT Generic (Tier Up to $10 Brand Name (Tier Up to $25 Non-Preferred Drugs (Tier Up to $40 ProAct Mail-Order Pharmacy: ProActPharmacyServices.com ([PHONE REDACTED]) Noble Specialty Pharmacy (Specialty Medications): ([PHONE REDACTED]) ---PAGE BREAK--- **Medication Prior-Authorizations must be submitted to ProAct, NOT Blue Cross.** ---PAGE BREAK--- This information is for comparison purposes only and not a complete description of benefits. All descriptions of coverage are subject to the provisions of the corresponding plan, which contains all the terms and conditions of coverage. Certain services not specifically noted may be excluded. Please refer to the plan issued for a complete description of benefits, exclusions limitations and conditions of coverage. If there is a difference between this comparison and its corresponding plan, the plan will control. This comparison is subject to annual update and may not reflect the information contained in the corresponding plan. 10.2022_III-A_Standard_Dental_PPO3_Ortho_Ch_1000_Plan_HLS Revised 5.2022 Summary of Benefits– III-A Trust Standard Plan Dental PPO3 Effective: October 1, 2022 Preferred Blue Dental PPO In-Network Out-of-Network Individual/Family Deductible (Deductible applies to In-Network basic, major services, and all Out-of-network services. The Family Deductible is satisfied after three Participants of the same family have met their Individual Deductible.) $50 / 3 Family Maximum Individual Benefit Period Maximum $2,000 Dental Maximum Carryover (You may carry over a portion of your unused dental benefits from one year to the next)* No Orthodontia Lifetime Maximum for Enrolled Eligible Dependent Children $1,000 Orthodontia Waiting Period None Preventive Services What you pay Oral Examinations Limited to two per Benefit Period. No charge By choosing an Out-of-Network provider 20% of the allowed amount** Fluoride Limited to two applications per Benefit Period and limited to Participants who are under age nineteen (19). Sealants Limited to permanent posterior first (1st) and second (2nd) molars unrestored of Participants under age nineteen (19). Also limited to one time per tooth in any three years. X-rays, Bitewings Once per benefit period. X-rays, Complete Mouth Series or Panoramic x-ray One time in any five consecutive benefit periods. Prophylaxis (Cleaning) Limited to two per Benefit Period. (Regardless of type) Basic Services What you pay Fillings Restorations involving multiple surfaces will be combined and paid according to the number of unique surfaces treated; same tooth surface restoration is covered once in a two year period. 20% of the allowed amount By choosing an Out-of-Network provider 30% of the allowed amount** Extractions Root Canal Therapy Periodontal Maintenance Four per Benefit Period. (Regardless of type). Requires prior periodontal treatment. Scaling and Root planing Once per area of the mouth every three years. Occlusal Guard One appliance every two years. Osseous Surgery One per area of the mouth once every three years. Space Maintainers Limited to Participants who are under age sixteen (16). Benefits limited to deciduous teeth. Includes all adjustments made within six months of installation. Major Services Predetermination required on all major services What you pay Bridges, Inlays, Onlays, Crowns, Veneers, and Full or Partial Dentures Seven year replacement. 50% of the allowed amount By choosing an Out-of-Network provider 60% of the allowed amount** Dental Implants Including the implant body, implant abutment and implant crown. Implant body and abutment-limited to once per tooth per lifetime. Implant crown – seven year replacement. Orthodontia Services Covered What you pay Orthodontia for enrolled eligible dependent children. No charge up to Lifetime Maximum** The Preferred Provider Organization (PPO) dental program offers access to a large network of dental providers who have agreed to offer covered services at or below established maximum allowances, and, by choosing an in-network PPO provider, you maximize your dental benefit dollars. *See Group Master Plan for requirements of the Dental Maximum Carryover, if this is a selected benefit. **By choosing an Out-of-Network provider you pay your cost sharing, deductible, and any difference between what Blue Cross of Idaho allows and what the Out- of-Network provider charges. DENTAL ---PAGE BREAK--- ---PAGE BREAK--- Call the III-A Benefits Line at [PHONE REDACTED] for the First Responder & Family Helpline number. ---PAGE BREAK--- Free Online Will Preparation: Create a will online including property, funeral and burial instructions, and guardianship for children. Legal Guidance: Get a free 30-minute consultation and a 25% reduction in fees to talk with an attorney regarding: divorce, adoption, family law, wills, trusts and more. Financial Resources: Financial experts can assist with a wide range of issues: retirement planning, taxes, relocation, mortgages, insurance, budgeting, debt, bankruptcy and more. Work-Life Solutions: Referrals and resources for just about anything on your to-do list, such as: Finding child and elder care, hiring movers or home repair contractors, planning events, locating pet care, and more. Travel Assistance Program Contact Your GuidanceResources® Program: Call: (855) 387-9727 TDD: (800) 697-0353 Online: guidanceresources.com App: GuidanceResources® Now Web ID: ONEAMERICA3 Life Insurance Life, Accidental Death & Dismemberment (AD&D) Insurance: IMPORTANT: Fill out and submit your OneAmerica Beneficiary Designation form to your Employer. This form is available at iii-a.org ***Keep this form updated*** Eligibility: Active fulltime Employees and Elected Officials Benefit Amount: $20,000 Accelerated Death Benefit: 25%, 50%, or 75% of face value with remainder paid at time of death Portability: If you retire, reduce your hours to less than fulltime, or leave your employer, you can take this coverage with you. Life Benefit Reduction: 50% at age 75 Please visit the OneAmerica website for more details: oneamerica.com Additional Resources ---PAGE BREAK--- ---PAGE BREAK--- ---PAGE BREAK--- Post Meeting Survey Your satisfaction matters to us! Thank you for completing our survey. Follow us on Facebook and Instagram! Facebook.com/IIIATrust Instagram.com/IIIA_Trust *We will be going several visa gift card give-a-ways for all our new followers!