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Insurance Requirements The Code of the City of Albany contains specific requirements that insurance be on file with the Department of Buildings & Regulatory Compliance prior to the issuance of any permits. Specifically, either the owner of the contractor is required to have a liability policy naming the City of Albany as insured or co-insured during the time the permit is in use, or until the permit expires or is revoked. This liability policy must be in the following amounts: $100,000.00 – Personal Injury – single incident $300,000.00 – Personal Injury – cumulative $ 50,000.00 – Property damage The insurance requirements may be met in the following ways: 1. An individual property owner may have the City of Albany named as co-insured on a policy in the amounts equal to that required by the City, in connection with the individual job; 2. The contractor may file an Owner’s and Contractor’s Protective Liability Policy, naming the City of Albany as an additional insured, for the individual job, in the required amounts; or 3. The contractor may, as some have, file a blanket policy with the City, covering all work to be undertaken within the period of the policy. Note: All policies must read in the “Description Box” – City of Albany as additionally insured. In addition, prior to releasing a permit, the Department of Buildings & Regulatory Compliance is required to obtain from the applicant proof of worker’s compensation compliance in accordance with Section 125 of the General Municipal Law (NYS). One of the following must be submitted prior to the release of a permit: 1. Insurance Certificate showing worker’s compensation coverage; and Certificate of Disability Coverage; 2. Completed Form CE-200 “Affidavit for New York Entities…with no Employees” stamped from the Worker’s Compensation Office; 3. Completed Form WC/DB 101 “Affidavit that an OUT OF STATE OR FOREIGN EMPLOYER Working in NYS Does Not Require…” stamped from the Worker’s Compensation Office. All homeowners are required to now file a CE-200 if performing the work—see reverse side for information on obtaining a CE-200, or visit wc_db_exemptions/requestExemptionOverview.jsp As no permit can be issued by the Department of Buildings & Regulatory Compliance if the insurance requirements are not met, individuals seeking permits are urged to arrange for the required coverage prior to making an application. City of Albany Department of Building & Regulatory Compliance 200 Henry Johnson Blvd. • Suite 1 • Albany, NY 12207 (518) 434-5995 www.albanyny.gov Revised 10/2023 ---PAGE BREAK--- 1. Go to businessexpress.ny.gov. 2. Select Log in/Register in the top right-hand corner. A NY.gov Business account is required. 3. If you do not have a NY.gov business account, go to step 4 to set up your account. If you have a NY.gov log-in and password, go to step 16. 4. Select Register with NY.gov under New Users. 5. Select Proceed. 6. Enter the following: ■First and Last Name ■Email ■Confirm Email ■Preferred Username (check if username is available) 7. Select I’m not a robot. ■You may have to complete a Captcha Verification before proceeding. 8. Select Create Account. ■If you already have a NY.gov account, the screen will display your existing accounts, either Individual or Business. ■Do one of the following: ●If the account(s) shown is a NY.gov Individual account, select Continue. ●If the account(s) shown is a NY.gov Business account, select Email Me the Username(s). 9. Verify that the account information is correct. ■Select Continue. 10. An activation email will be sent. ■If you do not receive an email, see the No Email Received During Account Creation page. 11. Open your activation email and select Click Here. ■Specify three security questions. ■Select Continue. 12. Create a password (must contain at least eight characters). 13. Select Set Password. You have successfully activated your NY.gov ID. 14. Select Go to MyNy. ■At the top of the screen select Services. ■Select Business. ■Select New York Business Express. ■Select Log in/Register. 15. On the New York Business Express home page, do one of the following: ■Scroll down to Top Requests and select Certificate of Attestation of Exemption, or ■Search Index A-Z for CE-200. 16. Under How to Apply: ■Select Apply as a Business, or ■Select Apply as a Homeowner (applies to those obtaining permits to work on their residence). 17. Complete application screens. 18. Review Application Summary. 19. Attest and submit. You will receive an email when your certificate has been issued. To view your certificate: ■Select Access Recent Activity from your email, or ■Access businessexpress.ny.gov, and then access your Dashboard (under your login name on right). Print and sign the Certificate of Attestation of Exemption. Submit your CE-200 for your license, permit or contract to the issuing Agency. Instructions for obtaining and filing a Certificate of Attestation of Exemption from Workers’ Compensation and/or Disability and Paid Family Leave Benefits (CE-200) through New York Business Express WCB-Exemption-Instr-1-v2 2-19 Follow these steps: Certificate of Attestation of Exemption businessexpress.ny.gov Questions? Call the NYBE Contact Center: (518) 485-5000